How to check a type of account, how to check whether a bank card belongs to a type of account?

If you want to know the type of bank card account, you can do it by doing it in the following way.

1. If the bank has only one account, then there is no need to check, it must be an account.

2. If the bank account is not clear or there are known to be multiple accounts, you can check through the bank counter or through e-banking (mobile banking, online banking.

Channel inquiry. 3. Nowadays, many people inquire about the type of bank card account through the Internet, like Hongyun.

Quick check. You only need to open WeChat, search: Hongyun Quick Check, enter the card number to know that the bank card account type belongs to the first type of account, the second type of account or the third type of account and other information, which is very convenient and saves time.

According to the existing personal bank accounts, the bank divides the personal bank accounts into one type of bank account, two types of bank accounts and three types of bank accounts (hereinafter referred to as Class I, two types of bank accounts and three types of bank accounts), and both Class II and Class III families can apply.

A type of account can only be handled for one account, and a type of account refers to an account opened through a traditional bank counter that meets all the strict requirements of the real-name system. Simply put, it's the debit card you hold in your hand.

Or a debit card.

Its functions include deposits, purchase of wealth management products.

Cash withdrawals, transfers, spending, bill payments, etc. The first type of account is a full-featured bank settlement account with the highest level of security. It can withdraw cash, manage finances, transfer funds, pay expenses, make payments, and much more.

The second type of account cannot deposit or withdraw cash or transfer money to an unbound account, and the daily payment limit of this type of account is 10,000 yuan. This is the case, for example, with credit cards. The second type of account meets the requirements of direct banking.

and payment needs for online wealth management products. The biggest difference between the second type of accounts and the first type of accounts is that they cannot deposit or withdraw cash, cannot transfer funds to non-binding accounts, and there are restrictions on consumption payments and payments. The maximum daily payment is not more than 10,000 yuan, but there is no limit to the amount of financial products purchased.

The third type of account is mainly used for quick payment.

For example, QuickPass, password-free payment, etc., can only handle small consumption and payment, and cannot handle other businesses, and the indoor balance does not exceed 1,000 yuan. Neither class nor class account has a physical card. The limit of class and class accounts is mainly to effectively control the risk of customer funds.

Class account: A normal full-featured bank account, which can deposit, purchase investment and wealth management products and other financial products, withdraw cash, transfer money, consume and pay bills, etc. Go to the bank counter to open an account that meets all the requirements of the real-name system.

Because of the latest regulations, one person is limited to one type of account in the same bank, and if there is already a class account, only one type of account can be opened when opening another account. At present, 99% of your bank cards bound to WeChat, Alipay, Internet wealth management, etc. belong to the category of accounts.

You can log in to online banking or mobile banking to check, it shows what kind of card it is, or you already have a card under your name, and the new ones are all second-class cards.

<>2. Open the account page and click the Details button of a card.

3. On the account details page, we can see whether it is a type of account in the account category here.

Note: A type of card: a full-featured bank settlement account, which must be opened at the counter or through the bank self-service machine, after face-to-face verification by the bank staff, can handle deposits, purchase financial products and other financial products, cash withdrawal, transfer, consumption and payment and other financial services, there is no limit.

The second category is similar to a credit card. In layman's terms, a type of account is a bank card that we usually use, which can deposit money and withdraw money, etc., and cannot be overdrawn, but such cards cannot deposit and withdraw cash.

Here's how to check whether a bank card is Class 1 or Class 2:

1. Check through the bank counter, bring your ID card and bank card to the nearby bank outlets, and the staff will tell you which type of bank your bank is.

3. Through the mobile banking inquiry (take the iphone8 mobile phone as an example, based on the ios12 operating system), download the orange and log in to the bank's official mobile APP, in your own account, you can view the bank card account category.

4. Check through online banking, enter the official ** of the bank, log in to your personal account, and check in the bank card details.

If you want to inquire about the Type III bank account under your ID card, you must go to the counter of the bank you want to check with a valid ID card and ask the service staff to make the inquiry.

If you have multiple bank cards in the same bank, you can go to the counter of the bank and choose one of them as a Type I card, and designate the remaining cards as a Type II card or a Type III card (Type III card can be a virtual card for small-value payment).

The People's Bank of China recently stipulated that since December 1, 2016, individuals who open an account in a bank can only open one type I account in the same bank, and if there is already a type I account, it can only be a type II or III account when opening an account. Different account levels mean different features and limits.

Type I account: The traditional counter account is a full-function bank settlement account with the highest security level, which can deposit and withdraw cash, wealth management, transfer, payment, etc., with unlimited amount.

Type II accounts: with the function of "wealth management + payment", you can purchase wealth management products and consumption payment, with a maximum of 10,000 yuan per day and a maximum of 200,000 yuan for the whole year (except for wealth management).

Category III households: can only make small consumption and payment, with a maximum of 1,000 yuan.

Summary. Hello, I am glad to answer for you, a type of account can be queried through the bank counter or through the electronic banking (mobile banking, online banking) channels. Generally, only one account can be handled for a type of account, and a type of account refers to an account opened over the counter of a traditional bank that meets all the strict requirements of the real-name system.

To put it simply, it is a savings card or debit card in your hand, and its functions include depositing, purchasing wealth management products, withdrawing cash, transferring, spending, and paying bills. The first type of account is a full-featured bank settlement account with the highest level of security, which can withdraw cash, manage finances, transfer funds, pay fees, and make payments.

Hello, I am glad to answer for you, a type of account can be queried through the bank counter or through the electronic banking (mobile banking, online banking) channels. Generally, only one account can be opened through a traditional bank counter and meets all the strict requirements of the real-name system. To put it simply, dressing up is a savings card or debit card in your hand, and its functions include deposits, purchase of wealth management products, cash withdrawals, transfers, consumption, and bill payments.

The first type of account is a full-featured bank settlement account with the highest level of security, which can withdraw cash, manage finances, transfer funds, pay fees, and make payments.

1. Bring your bank card and personal ID card to the counter of the offline outlet of the issuing bank near your work and residence to find a job and apply for a counter with a stove, and you can also print out the details. If there is a self-service machine in the business hall, you can also insert a card to inquire and identify by yourself; 2. Log in to the online banking or mobile banking app, find the card you want to check on the account management page, and check the transaction inquiry option to view the transaction details; 3. Enter the official public of the card issuer, find the account inquiry option in the menu bar, and you can view the transaction details and balances within a certain period of time.

How do I get out of my ** type 1 trading account?

There are three main ways to query account information: first, through the mobile phone Jiaoshan Qiyi software query, this method is the most convenient and fast; 2. If the first method does not work, you can inquire by calling the customer service of the brokerage company that opened the account; 3. Go directly to the local account opening counter to find the staff for inquiries, and remember to bring your valid ID card and its copy and other necessary relevant documents.