How to upgrade the second class card of the Agricultural Bank of China to the first class card

Class II card. Upgrade to a Class 1 card.

Mobile banking is available.

and bank outlets. Taking Agricultural Bank of China as an example, the process of mobile banking is as follows: log in to the latest version of the mobile banking of Agricultural Bank of China, click on "Home Page - Account - Account Details - More" and select "Upgrade to Type I Account". Investors can also present their own ID cards.

and Class II banks go to bank branches and handle upgrade business through bank counters or ATMs.

It should be noted that the same person can only open one class account in the same bank, so the premise of upgrading the second type of card to the first class card business is that there is no bank account in the name, if you already hold a class type account in the bank, then you need to handle the downgrade or cancellation of the existing class account first, and then handle the upgrade business. A type of account can only handle one account, operating environment: Redmi K20,, Agricultural Bank of China APP Android version.

Extended information: 1. Category account refers to the account opened through the counter of traditional banks that meets all the strict requirements of the real-name system. Simply put, it's the debit card you hold in your hand.

Or a debit card.

Its functions include deposits, purchase of wealth management products.

Cash withdrawals, transfers, spending, bill payments, etc. Class accounts cannot deposit or withdraw cash or transfer money to unbound accounts, and the daily payment limit for such accounts is 10,000 yuan. This is the case, for example, with credit cards. Class accounts are mainly used for quick payment.

For example, QuickPass, password-free payment, etc., can only handle small consumption and payment, and cannot handle other businesses, and the indoor balance does not exceed 1,000 yuan. Neither class nor class account has a physical card. The limit of class and class accounts is mainly to effectively control the risk of customer funds.

2. Agricultural Bank of China provides convenient, efficient and high-quality financial services to more than 350 million customers around the world through 24,064 branches, 30,089 ATMs and 1,171 overseas first-class banks around the world, with the most extensive branch network system and leading information technology advantages. Agricultural Bank of China has a total of 23,461 domestic branches, including the head office, 32 first-level branches, 5 directly affiliated branches, 316 second-level branches, 3,479 first-level sub-branches, 19,573 grassroots business institutions and 55 other institutions. Overseas branches include 3 overseas branches and 4 overseas representative offices.

The main holding subsidiaries include 6 domestic holding subsidiaries and 3 overseas holding subsidiaries.

Hello! In the tank.

The debit card of Class 1 and Class 2 accounts is downgraded or downgraded, and passbook transactions are not supported for the time being; This transaction can be handled nationwide over the counter channel and only for the customer himself, you need to bring your valid ID card, if you meet the personal bank counter cardless operation, you can verify the debit card through the bank, and the customer who does not meet the requirements still needs to bring the debit card.

The debit card of the first and second types of accounts must be in normal card condition;

2.It does not support special cards such as social security cards or supplementary cards for downgrading and downgrading operations;

3.If there is already a first-class account before the military security card and the special retirement pension card are opened, they can be reduced to a second-class account, and they can be upgraded or upgraded.

4.Due to the impact of the card disconnection action, the processing process varies from branch to branch, please contact your local branch for details.

Each person can apply for many ABC cards, but in 2017, the state has a new regulation, each person can only have one type of ABC card, and the bank cards after that are called Class II cards. Some netizens want to activate their second-class Agricultural Bank card, so how to upgrade the second-class card to a first-class card after activation?

1. Cancel the original type of card.

In fact, it is very simple to upgrade the second-class card of the Agricultural Bank of China to the first-class card, and the process is not complicatedYou just need to take your ID card and your ABC card to the nearest ABC branch. Then talk to the bank staff at the counter and tell me that you want to upgrade your Type 2 card to a Class 1 card。In this way, the staff will help you handle it, because each person can only have one type of agricultural bank card, so after you upgrade the second type of bank card to the first class card, the original type of card will be cancelled.

When handling the upgrade business, the staff will inform you that the original type of card is invalid and will be cancelled.

2. Matters to be noted.

Because when upgrading the second-class card to the first-class card, the original first-class card has to be cancelled, soWhen you go to the bank, be sure to bring two ABC cards, one is the original Class 1 card, and the other is the Class 2 card you want to upgrade to a Class 1 card。And the owner of the bank card should also take out the funds in the original type of card and unbind it from various software, because this card is to be cancelled and can no longer be used.

3. Summary. The People's Bank of China issued relevant management regulations, starting from 2017, the same person can only open one type of account in the same bank, and if one type of account has already been opened, the subsequent new account opening should be a second type account or a third type account. In fact, this is also to safeguard the interests of the people, because the authority of the first type of card is greater, preventing others from using your information to apply for a bank card, and the authority of the second and third types of households is not as large as that of the first type of household. The second type of account cannot transfer money to an unbound account, and the daily payment limit is 10,000 yuan.

You should take your ID card, bank card and other relevant documents, and then go to the bank to find the staff and tell the staff that you want to handle the bank card upgrade business.

You must go to the local Agricultural Bank counter for consultation and ensure that you do not have a first-class card in order to upgrade successfully.

If your credit is relatively good and you reach a certain standard, you can go to the business hall and find a customer service staff to handle it.

We can go to the bank's window to upgrade, or we can hit ** to upgrade.

Agricultural Bank of China Class II card.

Upgrading to a Class 1 card can be done through mobile banking and bank outlets.

You can also bring your own ID card.

Go to bank outlets with Class II bank cards and upgrade them through bank counters or ATMs.

Extended Materials

Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which has been approved by commercial banks (including postal financial institutions) to be issued to the public. Bank cards reduce the circulation of cash and checks, enabling banking.

Breaking through the limitations of time and space, fundamental changes have taken place.

There are several ways to check your bank card statement:

2. Users can choose to bring their bank cards and ID cards to the counter of any bank branch under the issuing bank for inquiry.

3. If the user only wants to check the bank card statement in the short term, he can choose to use the ATM.

Generally, about 10 transactions can be queried on the ATM.

How to unfreeze a bank card if it is frozen?

There are many reasons why a bank card can be frozen, and users can unfreeze it according to the reason for being frozen

1. If it is a savings card.

If the password is frozen due to entering the wrong password, the user is required to bring the original valid ID card and bank card to the bank branch to unfreeze. If the assets are less than 50,000 yuan, you can reset the password on the smart teller machine, and if the balance in the card is greater than 50,000 yuan, you need to go to the counter in person.

2. If the savings card is frozen due to judicial or other reasons, it can only be unfrozen after fulfilling the corresponding obligations. For example, you need to repay someone else's debt before you can unfreeze it.

3. If you haven't used the savings card for a long time and the counter business is frozen, you also need to go to the counter with a valid ID card and bank card.

4. If the credit card is frozen and needs to be unfrozen, it may be because of illegal card swiping or cash-out behavior, so it is best to go to the bank counter and use it after the corresponding reason is lifted. If the password is frozen because of a mistake, you must also go to the counter.

Application and loss reporting.

Apply for credit and debit cards.

The process is not the same. When applying for a credit card, you need to bring your valid ID card (ID card or copy of ID card), proof of residence, and proof of income of the unit.

or proof of personal assets and grandchildren, go to the bank counter to go through the relevant procedures, and you need to fill in the application form, in which the information is required to be true.

After filling out the application form, you need to go to the bank where you open your account.

After the head office of the opening bank reviews the application materials, it will take about 20 working days to issue the card to the customer. Applying for a debit card is relatively simple, you only need to bring your valid documents, mainly ID cards, to the opening bank to fill out the application form, and the card can be issued to the applicant at that time.

The loss reporting procedures of major banks are not exactly the same, if you lose it, you can use ** or online banking first.

Make a temporary loss report, and then bring your ID card and other supporting materials to the bank counter to report the loss.

1. Agricultural Bank of China Class II card.

Upgrade to a Class 1 card.

The steps are as follows:

1. Cardholders need to bring their ID cards.

Originals, photocopies and bank cards, go to the bank counter for business.

2. The cardholder needs to explain to the bank staff that he wants to handle the upgrade business of the second-class card, and the staff will assist in the upgrade business.

3. Since each cardholder can only have one Class I card in the same bank, if you want to upgrade the Class II card to the Class 1 card, you need to cancel the original Class 1 card. When you handle the upgrade business, you will be told that the original type of card needs to be cancelled.

2. Agricultural Bank of China. The difference between Class II cards and Class I cards.

1. The scope of use is different. The first type of card can be used for large-value deposits and withdrawals, transfers, consumption payments, and wealth management products, and there are no restrictions on its use. The second type of card can be used to buy wealth management products, deposits, consumption and payment of limited amounts.

2. The form of the account is different. A type of card account has a savings card.

and passbook, the second type of card is in the form of a savings card and an electronic account.

3. The usage limit is different. There is no usage limit for one type of account. There is a limit for the second type of account, if it is a savings card account, the daily cumulative limit is 10,000, and the annual cumulative limit is 200,000. If it is an electronic account, the cumulative limit for a single transaction and a single day is 10,000.

4. The funds of the second type of account are the first type of account, that is to say, the function of the first type of card is relatively basic, and the function of the second type of card is derived, including in direct banks and Internet banks.

Line like WeBank.

The second-class accounts can handle deposits, purchase bank investment and wealth management products, and pay bills for consumption.

5. The second-class accounts can handle deposits, purchase of financial products such as investment and wealth management products, limit consumption and payment, and transfer funds to unbound accounts with limits. If the identity is confirmed face-to-face by the bank staff at the bank counter or self-service equipment, the second-class account can also handle the business of depositing and withdrawing cash and transferring funds from unbound accounts, and can be issued with a physical bank card.

6. The biggest difference is that the second type cannot deposit or withdraw cash or transfer money to an unbound account.

3. How to distinguish between a Class 1 card and a Class 2 card.

1 If you can't tell whether your bank card is a Class 1 card or a Class 2 card, you can call the bank's customer service** for consultation; 2.If you have time, you can also go to the bank counter to inquire directly, but you need to bring your ID card and bank card;

3.The third way to check is mobile banking.

OK. The bank does not have a Class I card.

In the case of the second class of cards.

Upgrade to a Type 1 card because a person can only apply for one Type 1 card at the same bank. If your Class II card is from the Agricultural Bank of China and you already hold an Agricultural Bank of China.

If the first class of cards is a card, then it cannot be said that the second class card is upgraded to a class one card; If not, then you can upgrade your Class 2 card to a Class 1 card.