How to check if it is a type of card? How to check if it is a class of cards

You can check the account type at BOC branch counters, smart counters, mobile banking and personal internet banking.

1. Bank of China outlets: Go to Bank of China outlets with your debit card for inquiry.

2. Mobile Banking: After logging in, you can view the display on the page card through the homepage - account management function.

3. Personal Internet Banking: View the account display through "Bank Account - Account Overview".

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

If you want to know the type of bank card account, you can do it by doing it in the following way.

1. If the bank has only one account, then there is no need to check, it must be an account.

2. If the bank account is not clear or there are known to be multiple accounts, you can check through the bank counter or through e-banking (mobile banking, online banking.

Channel inquiry. 3. Nowadays, many people inquire about the type of bank card account through the Internet, like Hongyun.

Quick check. You only need to open WeChat, search: Hongyun Quick Check, enter the card number to know that the bank card account type belongs to the first type of account, the second type of account or the third type of account and other information, which is very convenient and saves time.

According to the existing personal bank accounts, the bank divides the personal bank accounts into one type of bank account, two types of bank accounts and three types of bank accounts (hereinafter referred to as Class I, two types of bank accounts and three types of bank accounts), and both Class II and Class III families can apply.

A type of account can only be handled for one account, and a type of account refers to an account opened through a traditional bank counter that meets all the strict requirements of the real-name system. Simply put, it's the debit card you hold in your hand.

Or a debit card.

Its functions include deposits, purchase of wealth management products.

Cash withdrawals, transfers, spending, bill payments, etc. The first type of account is a full-featured bank settlement account with the highest level of security. It can withdraw cash, manage finances, transfer funds, pay expenses, make payments, and much more.

The second type of account cannot deposit or withdraw cash or transfer money to an unbound account, and the daily payment limit of this type of account is 10,000 yuan. This is the case, for example, with credit cards. The second type of account meets the requirements of direct banking.

and payment needs for online wealth management products. The biggest difference between the second type of accounts and the first type of accounts is that they cannot deposit or withdraw cash, cannot transfer funds to non-binding accounts, and there are restrictions on consumption payments and payments. The maximum daily payment is not more than 10,000 yuan, but the purchase of financial products.

There is no limit to the amount of money.

How to check if it is a class of cardsThen you can ** one, the model is to mobile banking, you can also look at it, and then there are a few files you go directly to the bank to ask him to help you check it, in fact, this is the first when you apply for a card, if it is the first card, it is a type of card, and then, if it is the second time to do one, it is a second-class card, it is not a class of card potato code messy to know, right?

Users can log in to mobile banking, bind the bank card they want to query, and enter the details page of the bank card to see whether the bank card is a type of card. Users can also open the online banking of the card bank, log in to the individual, bind the bank card, and make inquiries. Users can choose to call the card issuer's customer service**, enter the manual service, and make inquiries after identity authentication.

Users can bring their ID cards and bank cards to the nearest business outlet counter for inquiry.

A type of card refers to a type of debit card, which is a full-featured account that can handle transfers, consumption, bill payments, wealth management, deposits and other services. Debit cards are divided into a class of cards, a class of two cards and three types of cards, one of which is a full-featured account, generally the first debit card you do in the bank is a type of card, which can handle transfers, consumption, bill payments, financial management, deposits and other businesses. The second-class card has a limit on consumption, with a general daily limit of 10,000 and an annual limit of 200,000.

Compared with the second type of card, the first type of personal bank settlement account is a full-featured account, with physical cards (including debit cards, current accounts, excluding credit cards), which can be used for large deposits, withdrawals, transfers, consumption payments, purchase of investment and wealth management products, etc., the scope and amount of use are not limited, and a person can only open one such account in the same bank. Individuals' salary income, large-amount transfers, bank-securities transfers, as well as the payment and payment of medical insurance, social insurance, pensions, provident funds and other businesses should be handled through a class of accounts. In addition to being a supplement to the first type of account, the second type of account is also one of the important types of online accounts (the other type is the type of account, which has more transaction restrictions, but the more restrictions are less likely to cause major problems).

The daily cumulative limit of transactions (including transfer-in, transfer-out, cash withdrawal, etc.) between Class II accounts and non-bound cards is RMB 10,000 and RMB 200,000, while there is no such restriction for transactions between Class II accounts and bound Class I accounts.

Summary. Hello dear, glad to answer for you! The first type of card can be seen in the following way:

You can directly see the sign of the account type on the card face, such as representing type 1 account, representing type 2 account, and so on. It is understood that the central bank has long stipulated that each commercial bank can only allow the same customer to open one type 1 account, and all other accounts opened are counted as type 2 or 3 accounts. Class 1 card basically has no transaction limit, you can access or transfer at will, and there is a limit for Class 2 accounts, with a maximum limit of 10,000 per day for transfers in and out, and a limit of 200,000 a year, like credit cards belong to Class 2, which cannot deposit and withdraw cash and transfer funds like non-bound accounts, etc., 3 There is basically no physical card, such as flash pass, password-free payment.

How to see a class of cards.

Hello dear, glad to answer for you! The way to see a type of card is as follows: you can directly see the symbol of the account type on the card face, such as representing type 1 account, representing type 2 account, and so on.

It is understood that the central bank has long stipulated that each commercial bank can only allow the same customer to open one type 1 account, and all other accounts opened are counted as type 2 or 3 accounts. Class 1 card basically has no transaction restrictions, you can store or transfer at will, there is a limit for 2 types of accounts, the maximum limit of daily transfer in and out is 10,000, and the annual limit is 200,000, like credit cards belong to 2 categories, can not deposit and withdraw cash and transfer like non-bound account transfers, etc., 3 is basically no physical card, such as flash payment, password-free payment. <>

Kiss, expand the content <>

There are also the following methods: 1. Bank counter inquiry. If the user has applied for multiple bank cards in the same bank, the user can bring the bank card and ID card to the nearest bank for inquiry.

The bank's customer service staff will directly tell the user which card is a Class 1 card and which is a Class 2 card. 2. **Query. Users can directly call the customer service of the card-issuing bank**, and then select manual service after dialing**.

Then according to the relevant prompts in **, enter the bank card number, and you can check how many types of cards are in Youzhou. <>

To find out whether the cardholder's bank card is a Class I card, you only need to take out all your bank cards and check whether the Roman numeral after the English word in the lower left corner of the bank card is |, which is displayed as |The cardholder's bank card is the first type of card. Where, |A type of card is a relevant savings card handled by the cardholder through a traditional banking processing point, which has the functions of depositing money, cash withdrawal, and consumption use.

Extended information: Characteristics of the first and third types of bank card accounts.

1. Class I account: This account is a bank account with full functional features, and compared with other types of accounts, Class I account has the highest level of security. At the specific application level, it includes functions such as cash withdrawal, which is one of the common account types;

2. Class II account: Class II account does not have the function of withdrawing cash, and cannot be used for transfer and payment of relevant financial funds, and there will be a certain amount of limit on consumption expenditure in Class II account, which requires that the maximum daily consumption shall not exceed RMB 10,000. However, there is no limit on the amount of investment in financial products in Type 2 accounts, so cardholders can rest assured that they can engage in relevant investment management.

In addition, the account does not have a physical bank card;

3. Three types of accounts: The cash withdrawal function of the three types of accounts has the characteristics of convenience and speed, mainly supporting small consumption, and does not have other business carrying functions, and the account balance is less than 1,000 yuan. At the same time, the account also did not have a physical bank card.

The difference between the second and third types of cards.

Class card: It is a physical card or passbook. This card, like the card before December 2016, does not have any restrictions on the functionality of the card. You can deposit and withdraw cash, manage money, transfer money, pay bills, pay bills, etc.

Class account: The positioning is a personal "wealth management account", which can be bound to a class account, and there is no limit to investment and financial management, but there are restrictions on consumption, payment and access, with a maximum of 10,000 yuan in cash and consumption days, and no more than 200,000 yuan in transfers, cash deposits and withdrawals, and consumption payments within the year.

Type III account: the positioning is a coin purse; It is generally in the form of an electronic card, mainly used for quick payment and small payment, and the account balance of Type III account shall not exceed 1,000 yuan.

<>2. Open the account page and click the Details button of a card.

3. On the account details page, we can see whether it is a type of account in the account category here.

Note: A type of card.

The full-featured bank settlement account must be opened at the counter or through the bank's self-service machine, and the bank's staff will be able to make deposits and purchase wealth management products after face-to-face verification of the identity of the bank's staff on the spot.

and other financial products, cash withdrawals, transfers, consumption and bill payments and other financial services, there is no limit.

The second category is similar to a credit card. In layman's terms, a type of account is the Shen family regret bank card that we usually use, which can deposit money and withdraw money, etc., and cannot be overdrawn, but the class card cannot deposit or withdraw cash.