I want to invest 200 yuan in Huaan A shares for three years

ICBC operates online ** business in the following ways:

1) Please register your Peony Lingtong Card, Peony Lingtong Card-e-Times or Wealth Management Gold Card as our online banking registration card; If you have already purchased ** over the counter of our bank, please register the Peony Card you purchased ** with Personal Internet Banking and skip step (2).

2) Please log in to the personal online banking and select "Online**" - Online **" - Account Management - Bank ** Trading Account Opening", and follow the prompts to open a ** trading account;

3) When purchasing**, please select "Online**" - Online **" --Transaction "--**Purchase", if you have not opened the purchased ** TA account, the system will automatically guide you to open a TA account and complete the **purchase;

If you have already opened a **company TA account in a non-local branch of ICBC, please select "Online**" - Online **" - Account Management "--Non-local ** Company TA Account Registration" after successfully opening a trading account on the bank side, instead of "**Company TA account opening" transaction. Generally, when buying an open-ended account issued by a **company, you only need to open a **company TA account of the **company** once.

4)**When redeeming, please select "Online**" --Online**"--Transaction"--**Redeem";

5) If you need to carry out **AIP business, please select "Online**" - Online**" --** Transaction "--**AIP Settings" and follow the prompts on the page.

Trend regular investment is a very good way to invest in regular investment, locking in income for investors without shrinking, and the market can also enjoy asset appreciation.

As for how to do trend investment, my own experience has summarized a few key points. But whether it can help you and guide you to do trend regular investment will only be known if you really try it. The following experience is shared with you:

First: choose a good product. When making a trend regular investment plan, you must choose high-risk and low-risk products.

For high-risk products, it is recommended to choose Huaan China A-share Enhanced Index (because it has 0 redemption fees and 0 transfer fees). Low-risk products can consider Huaan Cash Futura Currency, Huaan Stable Income Bond A B, etc. (because they have zero fees for subscription and redemption).

Second: choose the benchmark index. Huaan** online trading system can choose from the underlying indices CSI 300, SSE 180, SZSE 100, etc., but it is best to choose the corresponding index according to the product.

As mentioned earlier, if the high-risk product you set is Huaan China A-share Enhanced Index, then the underlying index you should set is CSI 300.

Third: Pick the right one. There is nothing to say about this, investors can choose between short-term, medium-term and long-term ** according to their personal experience, and the key is to choose the right one in the medium and long term, because trend investment is to make judgments on medium and long-term market trends.

You can go to Hua'an**** and use a simulation calculator to calculate which ** portfolio has the highest return.

Fourth: Choose a good method. Currently, there are two methods to choose from.

One is the point-in-time indicator method, and the other is the event-driven method. You can choose any of them. Generally speaking, the investment style is aggressive, and the time-point indicator method can be selected.

For those with a more stable investment style, the event-driven approach is chosen.

In short, Huaan** launched the "trend investment", to put it bluntly, according to the advanced intelligent system to judge the trend of the market outlook, if the market trend is judged to be downward, the trend of regular investment will play a "defensive" role, automatically convert the early investment and new investment to low-risk products, protect the income from shrinking, and better achieve the goal of "steady investment"!

If the market trend is judged to be upward, the trend will play an "offensive" role, automatically convert the initial investment and new investment to high-risk products, enjoy the benefits of the market, and better achieve the goal of "asset appreciation"!

Huaan** newly launched intelligent investment tool.

I heard that in a bear market, it can avoid the loss of income and play a role in capital preservation.

In a bull market, you can maximize your returns.

You may wish to pay more attention.

I don't know how to wait and see

Is there also an innovation in regular investment now?

1. Apply for a bank card, any bank can do it, and it is recommended that larger banks, such as CCB, ICBC, etc., and open online transactions;

2. There are three ways for you to subscribe and redeem by yourself:

1. In the online business hall of major banks, you can enter which bank you open with a card, and you can subscribe and redeem ** by Lu personal online banking - financial management - **;

2. Select a ** you want to buy, sign an agreement with the bank, and the bank will help you buy, if it is a fixed investment, as long as you ensure that there are sufficient funds on the card before the monthly deduction, the bank will automatically deduct the money, which you can find in the bank's online business hall;

3. Directly enter the ** company network, buy under the ** company, the advantage of this is that you do not need to sign a contract with the bank, as long as you guarantee the opening of online transactions, it is very convenient to subscribe and redeem, generally T+1, after the redemption is processed, the funds will be sent back to your card within seven days.

Be sure to pay attention to the following points when buying**:

1. Don't buy the newly released **, you must choose the one that has been on the market for a long time and has certain achievements, because only those who have experienced risks and have not fallen down are the best;

2. Before buying, compare more, choose the right one for you, it is best to conduct a "risk tolerance assessment", which is available on the **company network, I bought it in the "Shanghai Investment Morgan** company", the knowledge is relatively complete, you can go to take a look, however, there are other **companies, according to their own evaluation results to choose**, it is good for yourself;

3. Check the previous performance, the manager's situation, the trend of the recent period, and the recent dividends.

4. After ****, don't think about selling, to hold for a long time, if it is a certain **, the shortest must be held for more than one year, if it is a fixed investment, the shortest three years, so as to effectively diversify the risk and bring you greater income, and you must choose "dividend reinvestment" I believe that we all know the power of "compound interest", in short, if it is from now on, 300 yuan per month, according to a conservative rate of return of 15% per year, ten years later, there will also be yuan, according to 10% per year The conservative rate of return, after ten years, there is also a yuan, hehehe, this is the benefit of long-term holding, the longer you hold, the better the benefits you receive.

I personally like the ** under the CIC Morgan, and now I am also insisting on the ** regular investment, it has been more than two years, in terms of the current income effect, it is still good, and the annual dividend also makes me satisfied, hehehe.

Whatever you choose, there is not much difference in the long term.

First of all, it can tell you that there is no best time or worst time for regular investment, and the meaning of regular investment is to use time to dilute the risk. Generally speaking, when the ** rises, buy the difference, and buy the share when it falls, so the regular investment will be set for about 15 to 20 years, because basically you won't see a lot of income at all for about 1-5 years, on the contrary, your principal is not very safe, so it is recommended that you set it generally around 10 years. Even if the contract is terminated early, the redemption will not have any additional costs like insurance products and affect the normal income.

Moreover, if there is no medium or low risk in the mix**, the mix** in the rating is medium to high risk. That is, in the event of a bad situation, this team must have at least 40% of its investment in. However, it is not very important what the risk level is for regular investment.

You can recommend that ABC Huili**Company** is a good choice.