The master please advise the fixed investment 4 choices 1, the master please advise the fixed invest

The advantage of taking regular investment is that you can reduce risks and obtain long-term returns through equal distance and equal investment for a long time, and the index** is more suitable for regular investment from the perspective of long-term risk avoidance due to its large fluctuations.

From the selection of the index, I personally think that the 5191800000000 and 110003 E Fund 50 Index recommended by you have better returns in the long and short term.

If I had to recommend it, I would recommend an index that does the CSI 300, and with the stock index to be launched, the CSI 300 will become a weather vane in the future. You can choose one from Harvest, Dacheng and Cathay Pacific CSI 300.

In addition, SZSE 100 is recommended, with higher returns!

Of course, the cost is less on ****!

Each **holding** is different, so the performance of each period is also different, generally one after another, you must examine the **holding** status you buy to have a conceptual understanding, so as to have an expectation of the future development of these**. Keep in mind that ** is a long-term investment, temporary gains and losses do not mean anything, you can generally choose a large **company ** to buy!

I will not invest in the index, especially since 08, the index space is limited. Regular investment is a more rigid investment method than one-time investment. The index ** is characterized by large ups and downs, easy to do swing operations, since it takes a rigid way, I personally will not choose the index ** fixed investment.

Personally, I feel that E Fund 50 is good, and there is no difference between ** with high net worth and ** with low net worth**.

The 4 you mentioned have shortcomings and salient points.

1.Rongtong 100 is exponentially too passive, so don't choose.

2.Rongtong tide past performance is average (at least now choose better) 3The Easy Base 50 is exponential and the Rongtong 100 is one reason not to choose.

4.Wanjia 180 company is small and long-term tests are not necessarily reassuring.

In addition, it is an index type, so it is recommended that you choose the Huaxia Steady Growth of Huaxia ** or the GF Small Cap of GF**.

**Regular investment is a financial management method with free time and low difficulty coefficient, which is the best choice for beginners. But there will still be a lot of friends who say, **fixed investment is not profitable, that is just because you fell into a few pits of **regular investment, today I will talk about the skills and common pitfalls of regular investment.

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3. Are bonds** and currencies** suitable for regular investment?

If you want to buy regular investment**, it is recommended to choose** with large fluctuations.

Regular investment has always been an investment aid to smooth the fluctuations, but some people choose to invest in bonds, currencies, this kind of volatility is small, if the fixed investment bond base or cargo base, it will not make any sense.

Therefore, it is necessary to choose a volatile ** to set the investment. There are many types, and I recommend that I recommend that partial stocks** or index** regular investment fluctuate greatly.

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Hello, your conditions are good, you should take out some money to invest**. If you want to invest for 3-5 years, I personally recommend that you consider some higher risks, such as **type**. Although the risk is higher but the return is good, you said that you only graduated last year, so I guess you should be between 20-30 years old, so you don't have any burden now, so I boldly recommend you**type**.

You can take out 500-1000 yuan per month to invest in **type**, and the specific decision is up to you. It is recommended that you can invest in two **type**, or you can also invest in one **type and one hybrid type.

As for what you said about recommending to you**, I suggest that you can pay attention to Huaxia** and Harvest** E Fund**. This kind of ** company was established earlier, and has a good understanding of the domestic ** market and bonds.

Finally, I wish you a happy investment.

Investment is risky. There is no such thing as not losing money. It's best to use your spare money to buy ** regular investment.

You can buy less every month, buy longer time, I bought it myself Huaxia Bonus Huaan Baoli can give you a reference. I bought 500 each, a total of 1000I'm going to buy about 5 10 years, the specific time to sell I want to see if it's a bull market, if it hasn't reached the bull market in 10 years, I'll put it again, but generally 10 years have passed, and it should be a bull market.

After three years, I just don't know if it's good, if it's not good, you won't make much money if you sell it.

Regular investment is generally associated with a financial goal. Without regular investment with financial goals, it is not easy to stick to it.

Since it is a regular investment, the term is relatively long, generally 3-5 years, and there may be more than 10 years, so it is more appropriate to choose **** or index**.

In**do** regular investment? Now banks, ** companies, ** companies, third-party sales agencies are all available. In addition to ** companies, you can choose a lot of different companies, which is more convenient.

**No owner's money, someone else's money-making tool,**; PetroChina, Industrial and Commercial Bank of China.

It's the experts who help you manage your money. **The minimum initial capital is 1,000 yuan, and the minimum investment is 200 yuan.

You can buy **to the bank or **company. Banks can **many** company business, and the specific account opening can be handled by the bank wealth management counter. Now some ** companies also have **** trading. After the bank opens online banking, there is a discount on the general fees for online purchases.

First of all, do a self-understanding, whether you want high risk and high return or stable capital preservation and income. The former buys **type**, and the latter buys bond type or currency type**. After determining the type, you can choose according to the performance, manager, scale, investment direction preference, charging standard, etc.

**Performance is ranked online. A more stable **type** can choose an index or an ETFIt is best to choose the back-end payment for regular investment, and the same underlying index** should choose the one with low management fees and custody fees.

I don't make specific recommendations, only the feet know whether the shoes are good or not.

Generally speaking, there are two types of open-ended** investments, single investments and regular fixed amounts. The so-called "fixed investment" refers to the investor's investment in a fixed amount (such as 1,000 yuan) at a fixed time every month (such as the 10th of each month) into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method. Due to the low starting point and simple method of "fixed investment", it is also known as "small investment plan" or "lazy financial management".

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

Investment**type** to make a fixed investment is always an opportunity, but the determination to persevere to the end can see the effect.

This year, there is a pattern, and active management will have advantages. We recommend that you focus on actively managed**. You can pay attention to the growth of Harvest Service and Chinese Business Prosperity.

For investment, we should always keep track of it, pay attention to several things, pay attention to the changes of managers and companies, which will change the fundamentals. If the market reaches a certain high, you must also take profits.

Now it is relatively low, it is better to invest regularly, and it is better to choose a hybrid type.

070010 HARVEST THEME.

Under ****, we should choose those who are proactive and flexible. In the past six months, the performance of Harvest Theme (070010) can be described as very dazzling, which is inseparable from the "personalized" operation of its ** manager Zou Wei, in addition to the research strength and management method of Harvest ** management company is also an important factor in its outstanding performance. So back to the choice we mentioned earlier, when the **up and down are swinging, the more flexible hybrid ** should theoretically perform more prominently than the **type**, but in practice, due to the excessive scale of the public offering ** and other restrictions, unless it encounters a relatively large systemic risk, the hybrid ** rarely lowers the **, so the hybrid **, which should be more flexible, does not show its advantages.

Therefore, whether it is the first type or the mixed type, we look at his historical operation style, and try to choose the most frequent varieties of position adjustment and stock exchange, of course, it is necessary to operate correctly, if the replacement of the ** will also increase the investment cost and will not be affected by the good effect.

At present, the Harvest theme is only open for subscription for 1 day per month, and it can also be regularly invested.

630002 The prosperity of Chinese businessmen.

In the past two years, China Commercial has shown strong stock selection ability and market grasp ability in different market environments, especially the growth of China Commercial Shengshi, which has just won the "2009 Open Golden Bull", and has demonstrated good resistance in the market in 2010. Wind data shows that as of June 3, the growth rate of China Commercial Shengshi has won the first type of income champion this year, and it is one of the most ideal regular investment varieties.

At present, China Commercial Shengshi has suspended large-amount subscriptions, and small subscriptions of less than 500,000 yuan are allowed.

400009 Oriental Steady.

Oriental Steady (400009): The 2010 performance of the ** in the open-end bond ** performance is outstanding, which makes countless partial stocks** ashamed. From the perspective of bond allocation, more than 4% are in short- and medium-term central bank bills, which have nothing to do with credit risk and long-term interest rate bubbles.

Convertible bond holdings and corporate bond holdings accounted for 4%.

Hello **Regular investment subscription business is a business in which investors subscribe for a certain ** product in a fixed amount within a certain investment period. After the management company accepts the investor's application for the AIP subscription business, the agency will deduct a fixed subscription amount from the investor's designated fund account for a fixed period of time (with the minimum unit of months) as required by the investor.

Application method: 1) Prerequisites: You must first open a RMB settlement account of ICBC (**deduction account for AIP subscription business), **trading card, **trading account of ICBC**, **TA** account of the management company (account status is normal).

2) The customer submits the ** transaction card, and fills in the "** Regular Investment Business Application Form" in duplicate, and reads the instructions for filling in the form on the back of the second copy of the application form in detail.

3) It means that the investor agrees to subscribe for an open-ended product at the same time interval and with the same amount in accordance with the regulations of the management company and the distribution agency.

4) Investors can apply to participate in the same ** investment multiple times, and can also participate in multiple ** regular investment.

5) On the day of application, the investor cannot apply for the withdrawal of the ** regular investment subscription business.

6) After the transaction confirmation (T+2) is successful, the investor can go to the **business acceptance outlets of our bank to print** the business confirmation notice.

7) Open an account on the same day** account, and you can immediately open a fixed amount transaction.

8) After applying for the auto-investment plan, the customer cannot apply for the cancellation of the TA** account.

At present, the ** of the regular investment subscription business of our bank are: ICBC Credit Suisse Core Value (****:481001), GF Stable** (****:

270002), Rongtong Blue Chip Growth** (****:161605), Nuoan Balance**(****:320001), Bosera Select****(****:

050004) and Nanfang Baoyuan Bonds** (****:202101), GF Jufu** (****:270001), Shenwan Paris Shengli Select**(****:

310308), Huaan MSCI China A-share Index Enhanced** (****: 040002), Guolian Anderson Stable ** (****: 255010), Southern Steady Growth** (****:

202001) and Rongtong SZSE 100 Index**(****:161604).

If you have registered the Peony Card for ** transactions to personal online banking, you can also log in to personal online banking and select "online**" - online **"--transaction" --**automatic investment settings" function for self-service.