Can someone else take it on behalf of someone else at the expiration of three years, is it a certifi

If your bank expires in three years, others are not allowed to take it, unless you get your ID card, as well as the certificate of deposit, and collect the ID card of the person on your behalf, so that you can take it on your behalf.

Deposits can be withdrawn by others. You will need to bring your certificate of deposit, your ID, and the person who will pick up the money on your behalf will also need to bring your ID. When withdrawing money, you need to first fill in the information of the ** person, mainly the ID number, and then fill in your ID card and other relevant information, and you can withdraw money after being verified by the bank staff.

The passbook due in three years cannot be taken by others, and you can only go to the bank to withdraw money with your ID card, so you can only take it yourself, as long as it is a deposit certificate, you can only take it yourself.

If not, when it comes to bank and other financial issues, you must bring valid documents in person.

From the perspective of common sense, it should not be, unless there is a power of attorney, etc., and the local bank and other financial departments should be consulted in detail.

You can take the fixed deposit certificate on your behalf, and you can also take it if it does not expire or overdue, but you need to hold the deposit receipt, your ID card and the ID card of the person who took it on your behalf.

Generally, banks do not allow pick-up. Proof of identity and power of attorney are required for substitution.

Certificates of deposit that expire in three years can be collected for you. However, you must bring your ID card with his.

Bank deposit certificates that expire in three years are not allowed to be taken by others, and now they are all real-name system, and you must withdraw money in person with your ID card.

The deposit certificate does not have a password and cannot be withdrawn on behalf of the depositor, and the depositor must present his or her ID card to withdraw money at the opening bank.

No, normally you have to take your ID card to get it, if you are really inconvenient, you can write a power of attorney and give it to the person to pick it up.

If a single amount of RMB 50,000 (inclusive, the total principal and interest) is withdrawn at maturity from the lump sum deposit and the cash withdrawal business (including the total principal and interest), the valid identity documents of the person and the person to be provided shall be provided. The deposit voucher can be withdrawn at any business institution within the jurisdiction of the first-level branch. When withdrawing money with "vouchers" in the support control method, customers should be required to provide valid identity documents, which are not allowed**.

If a fixed deposit can be withdrawn by someone else at maturity, there are two specific situations.

1. If it is less than 50,000 yuan, the person who takes it will withdraw it with his or her own ID card with his password, and he or she does not need the ID card of the depositor.

2. If it is more than 50,000 yuan, the person who takes it will bring his ID card and the depositor's ID card and withdraw it with the password.

Yes, it can only be withdrawn with the password on the day of expiration, and it can also be withdrawn at the ATM, and the money requires an ID card.

OK. Generally, you need the ID card of the person who collects it, the ID card of the person being collected, the power of attorney, the minimum deposit receipt withdrawal password and other information.

Yes, give him your ID card, give her the password, and then he can take his ID card and get it.

If you have a fixed deposit, it is mature. Others can be taken. Yes, you can only take your ID card and the ID card of the ** person.

No, you can't! You must go to the bank with your ID card to get it!

Generally, you have to take it in person, and if you take it on your behalf, you can immediately deposit the original ID card of the single person to try.

If you know the password, you can withdraw it without your ID card on the day of expiration, and if you have to bring your ID card to the bank at that time to withdraw it at other times.

Hello, friends!

Certificates of deposit must be collected at the bank counter in person, and cannot be collected on behalf of others.

If you delegate it to someone else, someone else can take it for you.

Bank withdrawals require the depositor's ID card and the ID card of the person taking the loan, both of which are indispensable.

If someone else brings it, you should also take your ID card, and take the ID card of the person he is bringing people to.

When the three years expire, others are not allowed to take them, and they can only collect them by themselves with their ID card deposit receipts.

Can someone else take it on behalf of someone else at the expiration of three years, is it a certificate of deposit? No, you need your own ID card, and you need to provide two ID cards for pickup.

Fixed-term segment mu deposits.

Someone else can pick it up on your behalf, but the following conditions must be met:

1. When the amount is less than 50,000, if it is withdrawn at maturity, it will be withdrawn by virtue of the deposit certificate.

and password to withdraw money, if it is an early withdrawal, you need to provide the ID card of the depositor.

and the ID card of the representative, and at the same time know the withdrawal password. If the amount is greater than 50,000, it does not matter whether it expires or not. When withdrawing, you need to provide the ID card and password of the account holder and the person who withdraws the deposit slip.

2. Certificates of Deposit.

The account holder dies due to an accident. If it is a small deposit, relatives can withdraw the money before the expiration date if they know the password. However, if the amount is large or you don't know the password, you need to provide information and proof of death in this case.

Certificate of inheritance issued by a notary public, ID card of the beneficiary of the estate. If the estate is multi-person beneficiary, the identification documents of all beneficiaries are required, and all beneficiaries are required to be present at the site.

Further Information] Time Deposit, also known as"Certificates of Deposit"。The bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity. Some CDs can be sold in the market if the depositor needs funds before maturity, while some CDCs are non-transferable and require the depositor to pay a fee to the bank if he chooses to withdraw funds from the bank before maturity.

The maturity of the time savings deposit shall be based on the deposit interest rate on the date of opening the certificate of deposit.

Interest is calculated and paid, and interest is calculated according to the current savings deposit interest rate on the date of withdrawal for early withdrawal, and interest is calculated according to the interest rate of the current deposit on the day of withdrawal for overdue withdrawal. You can apply for a small pledge loan with your own fixed deposit certificate. For unexpired fixed savings deposits, depositors must present the certificate of deposit and the depositor's identity certificate for early withdrawal; If the withdrawal is made on behalf of the depositor, the withdrawer must also hold his identity certificate, and the interest rate shall be calculated and paid according to the current savings deposit interest rate announced on the withdrawal date, and the withdrawer shall also sign the name of the withdrawer on the payment voucher.

For unexpired fixed savings deposits, depositors can withdraw part of them in advance according to the needs of the current savings deposits, and the verification procedures remain unchanged, and the interest rate for early withdrawal shall be settled according to the current savings deposit interest rate announced on the withdrawal date, and the retained part shall be settled and paid at the maturity of the original deposit date and the original interest rate. Partial early withdrawal can only be made once per certificate of deposit, and if partial early withdrawal has been made, the savings institution shall indicate this on the deposit slip that has been paid and the newly opened deposit slip for the retained part"Partial early withdrawal"Words.

Summary. Yes, you can let someone else withdraw your fixed deposit when it matures.

If you withdraw on the expiration date, you don't need an ID card, you can withdraw money by entering the correct password.

If you withdraw money after the maturity date, you need to show the ID card of both the depositor and the person who is withdrawing on your behalf, and enter the correct password before you can withdraw the money.

Note: large deposits (more than 50,000 yuan), only the depositor himself can withdraw money, can not let others on behalf of the current deposit interest in China to calculate the fixed interest rate, that is to say, the interest of the fixed deposit in the fixed period is calculated according to the interest rate at the time of deposit, the middle interest rate bank card deposit of the dead period of the money can be withdrawn, but can only go to the bank counter of the deposit for withdrawal, self-service machine can not. If you have online banking, you can also withdraw money from your current account to your current account and then withdraw money from your current account at an ATM.

Can I get someone to withdraw my fixed deposit when it matures?

Yes, after the maturity of the fixed deposit, you can let someone else take the socks on your behalf. If you withdraw on the expiration date, you don't need an ID card, you can withdraw money by entering the correct password. If you withdraw money after the maturity date, you need to show the ID card of both the depositor and the person who is withdrawing on your behalf, and enter the correct password before you can withdraw the money.

Note: large deposits (more than 50,000 yuan), only the depositor himself can withdraw money, can not let others on behalf of the current deposit interest in China to calculate the fixed interest rate, that is to say, the interest of the fixed deposit in the fixed period is calculated according to the interest rate at the time of deposit, the middle interest rate bank card deposit of the dead period of the money can be withdrawn, but can only go to the bank counter of the deposit for withdrawal, self-service machine can not. If you have online banking, you can also withdraw money from your current account through online banking, and then withdraw money from your current account or from an ATM.

If the fixed deposit of 20,000 yuan expires, can the substitute withdraw it with the password of the ID card deposit slip.

The depositor's ID card is not required.

OK. No ID required.

If it is 150,000 yuan, the time deposit expires, and the depositor's ID card is required.

You need to go in person.

I can't go.

The person who took it on behalf of the person can withdraw it.

No, not more than 50,000.

That person has passed away.

Big gear has a deposit slip and a password, and it can't be withdrawn.

Can the withdrawer withdraw?

No, it can only be notarized by a notary public.

I have one more question.

Hello, please speak.

Summary. Dear, I've received your question. Documentation is being compiled. This will take some time, so I hope you will be patient for about five minutes.

Dear, I've received your question. Documentation is being compiled. This will take some time, so I hope you will be patient for about five minutes.

When withdrawing from a fixed deposit, you can go in person or take it on behalf of others: 1. Withdraw money in person: I don't need to bring my rock ruler ID card when I withdraw money when it is due; To withdraw money in advance, you need to bring your ID card to withdraw money.

2. Withdrawal by others: Others cannot withdraw deposits in advance, and others must bring the ID card of the withdrawer to withdraw after the expiration date.

Regardless of whether the fixed deposit matures or not, others can withdraw it on their behalf. Time deposit withdrawal does not have to be withdrawn in person, the withdrawal method is as follows: 1. Time deposit withdrawal at maturity, you do not need an ID card, as long as you enter the correct password, you can withdraw money.

2. The fixed deposit is not mature, and it can only be withdrawn in advance, but the interest should be calculated according to the activity. 3. Part of the fixed deposit can be withdrawn once in advance, and the interest on the part withdrawn in advance will be calculated according to the current period, and the interest on the remaining part will be calculated according to the original deposit period and the original interest rate. Therefore, if you do not need to withdraw all of your money in advance, you can withdraw part of it in advance, which can reduce the loss of interest.

Excuse me, there is a fixed deposit certificate to Fanwang, May 1, 2016, two years of maturity, and now on May 1, 2022, the only person who takes the deposit slip ID card password can not be withdrawn.

The depositor's ID card is not required.

OK. I've already talked about that.

The depositor is two years, and six years have passed from 2016 to 2022.

In this case, the depositor's ID card is not required.

Fixed deposits can be received even if they are not in person. When withdrawing money, the representative needs to provide proof of identity and the depositor's identity card, and then enter the correct password after holding the deposit slip to withdraw money. However, in some areas, if the withdrawal on behalf of the person is not more than 50,000 yuan, you do not need to show your ID card, as long as you can provide a deposit slip and a withdrawal password.

Now the bank requirements are more stringent, follow the above.

Okay thank you. You are welcome.

I mean.

When the deposit slip expires, the depositor's ID card is not available.

If it is the case of this bank letter, the depositor's ID card does not have a round, you can give him a notarial certificate, he takes the notarial certificate, and takes his ID card to get it directly.

The depositor passes away and the identity card becomes invalid.

The substitute holds the deposit slip and the ID card and password of the substitute, in which case it can be withdrawn.

Fixed deposit can be withdrawn by family members. Of course, different deposit methods have different withdrawal requirements.

There are the following ways to save for bank fixed deposits:

Fixed deposits on bank cards:

If the withdrawal is less than 50,000 yuan, the person holding the bank card of the head of the account will directly withdraw it on the bank's smart teller machine with the password; If you withdraw more than 50,000 yuan, you need the ID cards of both the agent and the head of the household, and then withdraw money at the bank counter with the password.

The time deposit book or chain spring issued is a time deposit certificate

Regardless of the amount, the two deposit methods of time deposit passbook or time deposit certificate require the valid ID cards of both the agent and the head of the household, and then the person who takes the deposit goes to the bank counter to handle the withdrawal.

It should be noted that passbooks and certificates of deposit cannot be taken from other places. The passbook can be collected at any branch of the deposit bank, and the deposit receipt can only be collected at the opening bank.

Extended Materials. Cash and current savings deposits can be directly handled for the defence of fixed savings deposits, and the minimum deposit amount for regular account opening is 50 yuan, and there is no limit to excessive deposits.

The deposit period is 3 months, 6 months, 1 year, 2 years, 3 years, and 5 years. You can withdraw part of the deposit in advance once, and when the deposit expires, you can withdraw the principal and interest with the certificate of deposit, or you can automatically transfer it multiple times according to the original deposit period.

Interest shall be calculated and paid according to the deposit interest rate on the date of opening the certificate of deposit for withdrawal at maturity, and interest shall be calculated according to the interest rate of the current savings deposit on the date of withdrawal for early withdrawal. You can apply for a small pledge loan with your own fixed deposit certificate.

For unexpired fixed savings deposits, depositors must present the certificate of deposit and the depositor's identity certificate for early withdrawal; If the withdrawal is made on behalf of the depositor, the withdrawer must also hold his identity certificate, and the interest rate shall be calculated and paid according to the current savings deposit interest rate announced on the withdrawal date, and the withdrawer shall also sign the name of the withdrawer on the payment voucher.

For unexpired fixed savings deposits, depositors can withdraw the resistant part of the shed stove in advance according to their needs, and the verification procedures remain unchanged, and the interest rate for early withdrawal shall be settled according to the current savings deposit interest rate announced on the withdrawal date, and the retained part shall be paid at the maturity of the original deposit date and the original interest rate. If a lump sum deposit and lump sum fixed savings can only be partially withdrawn once, and if a partial early withdrawal has been made, the savings institution shall indicate the words "partial early withdrawal" on the deposit receipts that have been paid and the newly opened deposit receipts for the retained part. (After March 1, 2011, lump sum deposits and withdrawals with CCB, regardless of whether they were previously deposited or subsequently deposited, can be partially withdrawn an unlimited number of times, and there is no longer a limit to one withdrawal.)

Deadlines. Refers to the fact that the depositor can withdraw the money only on a specified date after the deposit is made or must be notified a number of days before the withdrawal is ready.

A type of bank deposit with a term that can range from 3 months to 5 years and more than 10 years. Generally speaking, the longer the deposit term, the higher the interest rate. In addition to the form of certificate of deposit, traditional time deposits also have the form of passbooks, which are also called passbook time deposits, but they are based on 90 days of interest-bearing days, and no interest is calculated for less than 90 days.

Compared with demand deposits, time deposits have stronger stability and lower operating costs, and the reserve ratio held by commercial banks for this purpose is correspondingly lower, so the capital utilization rate of time deposits is often higher than that of demand deposits.