What additional money do I need to pay to open a micro loan?

In addition to loan principal and interest expense

WeLoan is an Internet microfinance product launched by Tencent WeBank. WeLoan currently adopts an official invitation system, and invited users can see the "WeLoan Loan" entrance in the [QQ Wallet] of QQ on their mobile phone and the "WeChat Pay" on WeChat. For the time being, there is no other way to force the opening of WeLoan, and users are not supported to apply for opening.

As a formal loan, WeLoan does not charge any pre-loan fees. In addition, in the process of using WeLoan, except for loan interest and overdue penalty interest, WeLoan does not charge any other fees, and there is no handling fee for early repayment.

Therefore, once you encounter financial fraud by impersonating a formal loan company, charging fees on private social accounts, etc., you must be vigilant and not gullible.

If you are temporarily unable to open a micro loan, you can also consider other reliable big brands, such as Alipay Borrowing, Du Xiaoman Finance, etc. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

The credit line refers to the maximum amount that users can apply for borrowing, as long as the user does not apply for a loan, then it is not considered a loan, and the user does not need to pay any fees. Therefore, if the user who has opened a micro loan does not have the need to borrow money for the time being, then it is also possible not to use micro loans and key loans.

If you do not receive an invitation from WeLoan, it means that the user does not meet the conditions for opening WeLoan, and the following tips will help you open WeLoan:

Three: Interact more with your friends, and make more money transactions with your friends on WeChat, such as sending a red envelope, transferring money, collecting accounts, etc. Through these transactions on WeChat. Calling the stove, then Tencent will think that you have enough spending power from the side;

Four: the key point is your credit, to ensure that your credit is good, this is the point that Tencent is most concerned about, if you have overdue or bad credit history in daily life, it will be more difficult for you to open a micro loan.