There is an additional score for the essay on financial management for elementary school students w

I'm a little financial planner.

The golden tiger bids farewell to the old year, and the jade rabbit welcomes the new year. "Sister Jade Rabbit is here in anticipation. Our children love the Chinese New Year!

Because during the Chinese New Year, we can not only visit relatives and friends, play everywhere, and taste delicious food, but also get the New Year's blessings from our elders - New Year's money!

Every year, I get about 1,000 yuan in New Year's money. Because the New Year's money is not very much, I usually put the money in an iron box, buy whatever I want, and use it whenever I want, and at the end of the year, these New Year's money will sometimes run out, and sometimes there are a few hundred yuan left.

I never thought about how to use my New Year's money wisely. Since fifth grade, I've ordered a magazine called Exploring Wealth, which talks about celebrities, famous companies, and some of my peers' ways and ideas to manage money and make money. I was very interested in this and admired their ingenuity.

Last semester, I learned about saving and paying taxes from my math textbook, and I realized that there is interest on depositing money in the bank, and I also know that education savings are exempt from income tax on savings deposit interest. This year, I decided that I am in charge of my New Year's money, and I want to let my New Year's money have its reasonable place.

I probably got 1,500 yuan this year, and I decided to deposit 1,000 yuan in the bank as an education savings deposit, with a deposit period of three years, and the annual interest rate is, so after three years, I will get 1,162 yuan with principal and interest, aha! I made $162! My money is "made of money"!

There are also more than 500 yuan, which I plan to use to pay the tuition and miscellaneous fees for the next semester, buy school supplies, and show love to the people in the disaster area, and I will also use some of the money to give them a small gift on holidays and parents' birthdays, so that they can feel the love of their daughter.

You see, what do I do with the New Year's money? Isn't that reasonable? I believe that under my careful care, my New Year's money will be spent meaningfully. How are you spending your New Year's money this year? Hurry up and get sunburned!

Hehe, financial management essay for elementary school students?

I won't either.

Often at the beginning of the new year, the common spectacle is: the mother stuffs money into the red envelope.

Every New Year, I have a bag full of laisee money. Once, my mother said, "I seal a red envelope, and you receive a red envelope."

A lot of times we are in a loss-making situation, and most of them are not profitable. There is no such thing as a free lunch in the world, and every year these profits will be used as a year's expenses for you. "Huh?

No way! You won't seal a little less!

Wishing you prosperity! "Every time I say this, the elder will give me a red envelope, and I will wonder how much money is in it, and I will also wonder why he didn't give two letters? Every time, after the New Year, I draw out the red envelopes, I wonder how many red envelopes I have received this year.

Curious about how much money exactly? Counting, it's more than two thousand a year. Because there are only a few relatives, this is already considered the best.

I think the two concepts of giving red envelopes and receiving red envelopes can be simply summarized in these two words: exchange. It doesn't matter if you're making a profit or losing money, it's like in real life:

How much money you give him, he gives you what you want. My profit is money, according to my mother's meaning, it is used to buy books. Although he said it, he put the laisee money I had just counted in the safe, locked it, and left.

I usually use a palm-sized notebook to record the money spent and the items I buy in a day, divided into three formats: date, item, **. The least of them are not using money a day, and the most of them are hundreds, and most of them go to the book store to buy books.

I buy a few weekly and semi-monthly magazines on a regular basis every month, so I have to spend at least fifty "big bills" a month. I can say it's the "Moonlight Clan"!

Later, I flipped through many books on financial management and found that financial management is so profound that it is not difficult to learn more deeply. So starting today, I'm going to learn how to manage my money!

The term financial management should not be very unfamiliar as a middle school student. In life, there are many middle school students who have learned to manage their money. However, for some unconscious students, it is simply a difficulty!

Let's talk about self-conscious students first, their view of financial management is to learn to manage money and use the money they organize to do something meaningful to themselves. Avoid unhelpful things from happening. Improving your own consciousness can also call on people to learn from you and be a moral person who learns to manage money and knows how to manage money, which is not only a meaningful thing for yourself, but also a meaningful thing for others.

In that way, you must feel very happy in your hearts, don't you?

And then talk about those unconscious students, their views on financial management are just the opposite of those self-conscious students, I don't think anyone will deny it! These unconscious students do not know how to manage money, but use the money they ask their parents to do something meaningful.

It doesn't have to be meaningful! This, in their hearts, may have been very happy at that time. However, over time, they may not necessarily feel happy in their hearts, and they may feel happier knowing how to manage money.

The above is the different views of conscious and unconscious middle school students on financial management. From the above text, you should be able to understand the difference between knowing how to manage money and not knowing how to manage money! I'm sure you'll choose the former over the latter.

However, I think that there are still some junior high school students who will choose the latter, which is indispensable. But I would like to advise those who choose the latter that you may change your mind after you think about it. I urge people to learn how to manage their money!

Although, there is not much money. However, I am also happy that the money I have gained through financial management is valuable. So, I chose the former, because people should always have a positive attitude, not a negative one.

So, I chose the former. And it is still beneficial for the economic development of our country.

In conclusion, I would like to make a sincere appeal to all of you for the sake of our future tomorrow and the brightness of our motherland. Let's fight! Towards this goal!

I'm an ordinary kid, and if there's one characteristic I have, it's financial management! Other parents may think that their children are learning money too early, but my parents think that it is not too early for their children to learn because my mother wants me to realize the hardships of my parents to earn money.

Every day when I come home from school, I pass by a toy wholesale store. There are a lot of knick-knick-kwanks in it, and I often go around it. If there's something new, I'll ask my mom to buy it for me.

So, my drawers are stuffed to the brim. Sometimes, my mother wouldn't buy it for me and said, "Waste money, don't buy it."

If you buy it, you won't have the money to go to college in the future! I said, "Then don't you buy cosmetics every day?"

When it came to my mother's death hole, my mother had to buy it for me. The days went by like this, day by day, and suddenly one day. Mom came to my room and she said

Chen Yun, mom will give you fifty yuan every month. Buy whatever you want. Mom doesn't care about you, but if you want to buy school uniforms, newspapers and periodicals... You're going to have to pull out the fifty dollars or something!

There are two conditions: first, you don't come to your mother to ask for money in the future, which will develop a bad habit. Second, you have to write the ** of the things you buy in a small book.

As soon as I heard my mother say this, I agreed without thinking. When I got home from school that day, I went to the toy wholesale store again. This time I saw a yo-yo and it was beautiful.

I wanted to buy it, and I bought this yo-yo. But when I got home, I didn't find it interesting to play, so I threw it aside. I picked up the small notebook and wrote "Yo-Yo" for 30 yuan, and the remaining 20 yuan, February 30, 2010.

I thought, no! If I go to the toy store every day, the money will be gone in a few days! Or I... Go once every five days?

No, it costs 30 yuan to spend once, and I still want to save a little money! Or I... Going once in fifteen days? No, it's a waste!

Looks like I only go once a month. I suddenly remembered how much burden my mother used to buy me toys every day! I cried as I thought about it, thinking that I must manage this money seriously!

If you don't have to buy it, you must not buy it, and you will no longer spend spare money!

This weekend, I had breakfast as usual and hurried to the piano shop for lessons. Unlike in the past, this time the owner of the piano shop stopped me and asked, "Did you take the exam in July?"

I nodded in approval. Then he smiled and asked me what I was trying to do, what my name was, and so on. I'll answer them all.

I thought to myself: Could it be that the certificate has arrived? At that moment, I felt that the wrinkled face of the owner of the piano shop seemed to be a little more amiable than usual.

I guessed right, he was really going to get me a certificate. The owner of the piano shop took out a large stack of papers—it turned out to be a certificate. And he said to me:

Say it when you see yourself. I let out an "um" sound. Looking at the certificates one by one, but I didn't see my own, I felt a trace of uneasiness in my heart:

Will there be no certificate for me? However, this idea was soon dismissed, because my certificate was pressed last. I picked up the certificate and walked up the stairs, and at that moment, I remembered a lot:

I still remember that in April this year, I knew that I was going to take the guzheng exam in July, and after hesitating for several days, I finally agreed that my mother had applied for the fifth level of the guzheng. Li Laoshuai chose two tunes for me - "The Little Girl Picking Mushrooms" and "Shandandan Flowers Bloom Red and Beautiful" to prepare for the exam. Over the next three months, I practiced these two pieces over and over again.

Finally came July 24th, the day to go to the guzheng exam. Early in the morning, my parents woke me up and said that I was going to take the exam. I quickly got up, got dressed and went downstairs.

My dad drove me to the place where I was examined. When we got there, it was crowded, and my mother and I went upstairs to get the admission ticket, and then went to wait in line outside the examination room. Because it was summer, there were so many people, and it was really hot and stuffy to wait there.

But I didn't dare to walk away for a moment, waiting at the door. My name is called all day long. I felt even more uneasy, indescribable.

Once inside, sit in your seat and listen to the previous contestant play the ......"Zhou Shuoyue! The judge shouted, I hurried over, sat down in front of the guzheng, and silently said to myself: "It's okay, it's like practicing at home, it's okay."

I finished playing the song "The Little Girl Picking Mushrooms" and walked out of the exam room. I let out a long breath, and my nervousness relaxed.

You may not understand the word financial management, but in fact, financial management is to manage your money well and use it reasonably. I'm a very qualified little financial planner. Let me tell you about my financial experience!

I used my student card to get a bank card at the bank. Whenever I need money, I take some money out of the bank and put it in my card when I have it again. In this way, I can still collect a little interest for a year.

I would "earn" every day by doing all kinds of housework, I would get 5 dimes for each dish washed, 5 dimes for every sweep of the floor, in short, I would earn 5 dimes for every chore. In this way, I can earn at least 4 yuan a day. That's 120 yuan a month.

I also pick up a dime outside every day and collect it. In this way, over time, I can get some bits and pieces of loose money.

When I need money, I have always been very generous and spend a lot of money, but when it comes to spending money on snacks, I am like a stingy prince, and I don't give a son.

Because of this, I have saved more than 10,000 yuan so far.

That's how I manage my money, what about you?