If I don t have my card handy, can I make a deposit? Is it possible to deposit money at a deposit ma

It's easy for you.

If the card is local, you only need to fill in the deposit slip (back), less than 100,000 yuan, no ID card.

If the card is from other places, you need to fill in the remittance form (take the ID card), the handling fee is one percent, up to 50 yuan, pay attention to the card number and name, and you can't make a mistake. It's as simple as that.

As mentioned above, if you use an ID card, you can go to the place where your household registration is located to open a household registration certificate letter with **.

It has the same effect as an ID card.

Hello, CCB now has a no-fold and card-free deposit business, which can be completed on the machine.

First, you have to have your own.

Second, you mainly need to see whether the name quoted to you by the machine according to the card number is the same as yours.

If it's all the same, it's OK.

Question addendum: I don't have my ID card with me either.

Hello, no ID card is required for deposit at the non-bankable deposit machine.

Bring your ID and remember the account number and the name of the head of household.

That's it.

Do I need a passbook when I apply for a card? You can save it with your passbook.

If you don't have a passbook, it's okay to know the card number

Go to the bank and you say you want to send money.

Fill out the remittance form first, take your ID card (some banks want it, take it anyway) and then go to the window to handle it

Yes, some banks have to pay 1 yuan.

You can directly handle the remittance business of the Bank.

As long as you know the name of the account, it seems that there is no fee.

Yes, you can go to the counter and provide your card number.

There is no card to deposit money. Whether at an ATM or at a bank counter, you can deposit money without a card. However, the premise is that the user needs to know the account number of the bank card. Otherwise, it will not be operational. The specific steps are as follows:

Deposit money without a card: The user takes cash to the ATM of the bank in question to find the ATM. Under normal circumstances, the "Cardless Deposit" option appears on the screen of the ATM, which the user clicks.

When entering the new operation page, enter the first mu into the account and check. Follow the prompts to put the money in the banknote. After confirming the information, please confirm the hail information again, and you can successfully deposit money.

2.Bank counter deposit: In the first step, the user brings cash to the local bank, and then goes to the bank to get the number and queue up.

In the second step, when the bank's broadcast calls you, go to the appropriate window and tell the bank's employees that they are ready to deposit money. In the third step, the user fills in the deposit information, and after filling in, the money and deposit slip are handed over to the staff, and the staff will process the transaction, that is, the deposit can be successful.

You can deposit money without a bank card, and here's how to do it (you need to know the bank card number):

1. Customers can press the "Enter" button through the ATM machine to enter the cardless deposit interface.

2. After selecting the language, you can enter the card number, enter the deposit amount according to the requirements of the on-screen prompts, and press the OK button. Then put the cash into the cash deposit slot to complete the transaction.

3. Users can also handle it through the counter, and they need to fill in the deposit form, and hand over the money and deposit slip to the teller staff for deposit business.

Extended Materials. 1. Credit Cards.

There are two types of bank cards, debit cards and credit cards. The debit card is the card that we usually handle at the bank counter and deposit money in, and there is no overdraft function.

The credit card is what we call a credit card, and the bank will give the customer a certain amount of money, and the customer can spend in advance and pay off the bill before the last repayment date.

Let's talk about credit cards first, generally speaking, there are two ways to check the credit card in your name.

1. Credit report inquiry.

Obtaining information through credit reports is the easiest and most convenient way. Generally, I recommend that friends log in to the online credit information platform on the official website of the People's Bank of China to check their credit reports.

The credit report will record in detail how many credit cards you have, how much money you have, what bank they are in, and what your current status is.

With this information, we can list all the credit cards in our name one by one and keep them for future use.

It is also possible to check through **bank, but the premise is that we have a general impression that we have credit cards from several banks, and then call ** one by one to inquire about specific credit card information.

2. Savings card.

Different from credit cards, debit cards currently do not have a common entry system, and can only be managed by their own banks, so there is no information about debit cards in the personal credit report, and the difficulty of debit card inquiry is much greater than that of credit cards.

By the end of 2020, the number of debit cards issued in China was 100 million, with an average of card holders per person, while the number of credit cards issued was only 100 million, with an average of card holders per person.

As for the way to check the debit card in my name, I also have two ways to do it here.

1. Inquire on online banking or mobile banking.

After logging in, we can check whether we have a debit card in the bank, how many debit cards we have in our name, how much money we have, and so on.

If you don't remember the username or password, you can now retrieve it by yourself, and if you have never registered, major banks have also implemented online self-registration.

ATMs allow you to deposit money without a card

Follow the prompts on the ATM screen, press "Enter Enter" directly to enter the cardless passbook deposit transaction, and then enter the card number or dash to be deposited, and check the correct before depositing. The card-not-present deposit service jumps out of the traditional concept that "only bank cards can be operated at ATMs", and provides customers with another quick way to handle deposit business.

It is also possible to deposit without a card, and the methods of depositing without a card are:

ATMs. Deposit: Users can bring cash to the bank ATM, then select the "Cardless Deposit" option on the machine screen, enter the page, enter the bank card number as prompted, and then enter the bank card password, enter the bank card account, select the deposit operation, and then put the cash in the pop-up deposit slot, click "Confirm".

2.Bank Counter Deposits:

Users can bring cash to a nearby bank branch, explain to the counter staff that they want to make a cardless deposit, and then fill out the deposit form.

You can make a deposit.

Extended Information: 1. Can I withdraw money without a card?

You can withdraw money without a bank card, and you can do it through mobile banking.

Make an appointment for withdrawal, scan the code for mobile banking and WeChat for withdrawal. Mobile banking to make an appointment for cash withdrawal At present, most banks have opened an appointment for cash withdrawal service on their mobile banking, and some of them are called "cardless withdrawals".

2. Mobile banking scan code withdrawal Users can also withdraw money at ATMs.

3. WeChat scan code withdrawal WeChat scan code withdrawal is similar to the process of mobile banking appointment withdrawal, and relevant operations should be carried out through WeChat. First of all, you should pay attention to the bank's WeChat service account (that is, WeChat banking) and bind the relevant bank card.

2. What is the upper limit of one-day withdrawal of the social security card?

For social security cards, withdrawals cannot be made directly, and there is no so-called upper limit on withdrawals. For specific circumstances, please verify and determine according to the actual situation and relevant laws and regulations.

3. What money is in the social security card:

We have pension insurance.

Monthly payments are managed in two accounts. One is that the amount of pension insurance paid by the employer for the employee will be deposited into the overall account. One is the amount of pension insurance paid by the employees themselves, which will be deposited into the personal account.

Then the personal account can be reflected in our social security card. The money in the personal account of the pension insurance cannot be withdrawn arbitrarily, and can only be withdrawn on a monthly basis after retirement, or in the following situations:

1.Cancel the hukou if you want to settle abroad at the public security organ.

If you cancel your account, you will be given a one-time refund of the amount stored in your personal account.

2.Deceased, not yet of retirement age.

In the case of the deceased, it can be inherited by family members as an inheritance.

3.Duplicate insurance, many friends have paid social security in multiple places because of work, resulting in the problem of duplicate payment. Since duplicate payments are not counted in the accumulation of the number of years, the part of the duplicate payment will be returned to the person.

4.If the insured reaches retirement age, but the payment period is less than 15 years, if he does not choose to make a one-time payment, he can return the money in the pension personal account.

Operating environment: OPPO Reno4

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It is generally possible to make a deposit without a bank card. Usually, there are two ways to make a deposit without a bank card, as follows:

1. Counter deposit: Bring your valid ID card to the bank counter to handle the deposit business, generally you need to fill in the deposit form, and then the bank counter staff will handle the deposit business for you. It is recommended to contact the bank in advance.

2. Cardless deposit at ATM: Without a bank card, some banks can also make cardless deposits through the bank's ATM. There are two kinds of self-service ATMs and self-service ATMs in the bank, if you want to handle the deposit business, then you must choose the self-service ATM, in addition, if you do not have a bank card, you want to handle cardless deposits, now many banks can not directly enter the card number to make deposits, but need to scan the code of mobile banking to deposit.

Card-not-present deposits. Yes, there are two main types of deposits. One source pants is at the ATM.

on cardless deposits; The other is depositing money without a card over the bank counter. There are still big differences between the two deposit methods, however, no matter which method is used, the user must know the card number of the deposit.

There are risks associated with card-not-present deposits:

1. Cardless deposits cannot display all customer names, and depositors can only determine whether they need to deposit into the account through similarity, and there are many people who deposit directly without looking at the payee, this business arrives in real time, once the deposit is mistaken, it is very difficult to recover.

2. Cracking cardless deposits is easy to be used by fraudsters to induce customers to deposit, which many people have heard of and even encountered themselves, fraudsters often induce them to go to ATMs to deposit after gaining the trust of customers, this kind of incident is not uncommon, and it is easy to operate and easy to remote control, especially in telecommunication fraud.

During the high incidence period, the disadvantages of this function are more obvious.

3. And most importantly, the card-not-present deposit function is not conducive to anti-money laundering. Because cardless deposits do not need to reserve depositor information, there is no way to inquire about the money**, which has caused a certain convenience to money laundering, and it is impossible to track and query, which is not conducive to financial supervision.

Cardless deposits are possible. Even if you don't have a bank card, a single deposit of less than 10,000 yuan (including 10,000 yuan) can be handled at ICBC Quick Access ATMs (ATMs with deposit and withdrawal functions). Customers do not need to be confined to the branch counter, but can choose the nearest ICBC self-service area to make deposits.

Compared with queuing at the counter, making a cardless deposit at the ATM not only saves time in queuing, but also eliminates the need to fill in forms and sign procedures, which is convenient and environmentally friendly, making your time arrangement more efficient. The card-not-present deposit service breaks away from the traditional belief that only bank cards can be operated at ATMs, and provides customers with another fast way to make deposits.

Customers can press the "Enter" button according to the flashing prompt on the ATM screen to enter the cardless deposit interface. After selecting the language, you can enter the card number. Considering the possibility of incorrect manual input, the program is set to enter the card number twice in a row, and the two entered numbers match before proceeding to the next step, which greatly reduces the probability of error.

After simply checking what appears on the screen, you can follow the prompts to place the money in the slot. Before the deposit is confirmed, the screen will display information such as the name of the beneficiary (the first word of the person's name will be kept confidential for security reasons), the amount, and the fee. After checking again, press the "Confirm" button to confirm, and the system will make instant credit.

The main reasons are as follows:

1. It is easy to make mistakes and cause unnecessary disputes. In the case of remittances, it is possible to transfer money to someone else's account, although this possibility is extremely small, but it is objective. And cardless deposits are received in real time, and if you send the wrong money, it is very troublesome to recover it.

2. Avoid online fraud. We all know that telecom fraud is very powerful, there are many means, we can't prevent it, even so, there are still some people who accidentally fall into the trap of fraud, many criminals through remote control command victims to operate deposits on the all-in-one machine, cardless deposits are easy to be used. In recent years, there have been frequent news reports of telecom fraud, and banks have stepped up security management and gradually closed the card-not-not-present deposit function for the sake of maintaining social stability and capital security.

3. There is a risk of money laundering. This is the main reason why banks cancel card-not-present deposits. The non-card-free deposit cannot identify the depositor or confirm the relationship with the payee, which brings difficulties to anti-money laundering and does not meet the requirements of the anti-money laundering law.

Due to the risk of money laundering in the process of cardless deposits, according to the requirements of the People's Bank of China on strengthening the risk management of money laundering and terrorist financing of cardless deposits by financial institutions, since the second half of 2019, some banks have successively closed this function, such as Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, Bank of Hangzhou, China Minbu Hand Tuansheng Bank and many other banks have closed the cardless deposit business of manually entering deposits nationwide or in some regions. In March 2020, China Infiltration Bank also shut down card-not-present deposits that were manually entered into deposits at ATMs.