Should I save more money while I am young?

Regarding this question, I believe that we should save more money while we are young. After all, when we were young, we were still in a state of youth and vigor, with the physical strength and energy to do a lot of things. If you happen to get married, for the sake of the family, for the future, you also need to work harder, no longer one person is full, the whole family is not worried.

Since childhood, our parents expect us to study hard, just so that we can find a good job in the future, and we will no longer be like them, doing some tiring jobs with little pay. <>

First of all, when we were young, the road ahead was still very long, and we still needed a lot of places to spend money, as well as the improvement of living standards, the price of goods, and now the money is becoming less and less valuable, which requires us to work harder when we were young. Especially in this era, people are increasingly pursuing the enjoyment of material consumption, and this high expenditure all reflects the need to save more money.

When you are young, your body can withstand more struggle and destruction, and it is also just right to take advantage of your youth to break through, which is not only beneficial to yourself, but also to make your vision broader, and also beneficial to the family, to give your family and your children a better life, and create a better condition. At the same time, learn to save money at a young age, whether you are a boy or a girl, you are particularly likable, and in the eyes of others, you are a particularly reliable person who will be recognized by others. In short, hold on to your youth, do something meaningful, save more capital for yourself, and make the road smoother in the future, come on, boy.

I think young people don't need to save more money, they should have their own lives.

Ever since I started working, I've been trying to save money. When you buy clothes and go out to eat, you have to think about it. Because I work in my hometown and eat at home every day, sometimes I don't spend much money at all in a month.

At that time, I lived a life of two points and one line every day, and I felt that I had been like this all my life. Day after day, year after year, life is no different.

Until I started writing. I suddenly realized that life is not only the world in front of us, the world is so big, we still need a future, we have dreams, even if we graduate, we also have the possibility to make ourselves better.

Today, my concept of financial management has changed greatly. I will buy clothes I like, buy cosmetics, please others, and please myself more; I will pay for knowledge, listen to various online courses, travel, buy books, and invest in my children's education. I suddenly found that although I spent a lot of money, I also began to earn money, such as submissions, such as teaching micro-lectures.

Although the money I earned and the money I spent broke even, I gained a completely different me. This self is more thoughtful, more purposeful, and more self-conscious.

Therefore, I think that young people don't have to think about saving money, only when money flows, people can also live. What's more, there are some things that you don't do when you're young, and you can't do them when you're old.

Of course, I don't advocate being a moonshine clan, and I still need to set aside a fixed amount of money as a reserve every month, which is ready for emergencies. Other places can be saved, but courses to improve ability, learning and training, must not be saved. In short, people don't save money for the sake of saving.

I saved up the money, waited until I was old and didn't have the strength to use it, and then gave it to the children and let them gnaw the old people? It's okay to save a little money, there's no need to commit to saving a lot of money.

But this rises to the issue of personal values, I can't say that the idea of saving money while young is wrong, but I don't just agree with it, I think this concept of life, values are too old-fashioned, and there is no meaning.

If you look at the older generation, let's say that my grandmother, she worked hard when she was young, she was reluctant to use the money, no matter what she ate or what she bought, she saved the money, gave birth to a child, and then she kept taking care of the child, spending the money on the child, and then this life was over, I really feel that it is very boring to live like this.

But it's not that you should squander it when you're young, you still have to consume rationally, try to buy something that can improve the quality of life, don't buy things that have repetitive functions and buy a lot, you can also use the money to invest in yourself, invest in your own appearance, invest in your own knowledge, invest in your own skills, you can also use this money to go to the outside world to see, the world is so big, we only have one time in our lives, don't you really want to go around? Now that the world is globalized, it's okay to go to **.

And you save money, save money when you are young, and give it to your children when you are older, do you think this is a fearless spirit? No, you will only cultivate a bunch of gnawing old people, my mother is the kind of person who also enjoys life herself, so my family including mine has very little savings, but we are all very happy, and others see my mother and say that it is not as old as my eldest daughter.

This mainly depends on the individual's living habits. Some people just like to spend all their money, because after spending it, they have the motivation to work hard to earn money, because they feel poor. But I feel like I still have to save money, and I don't have any money in my hand, so I always feel uneasy.

It's as if you don't feel safe.

Although saving money is saving, there is no need to be excessively economical. Reluctant to buy this, reluctant to buy that. As long as it's not moonlight, it's good to be able to have a balance every month.

Because no one knows what month you need to spend a big expense, if you always earn as much as you want, and you still have money to deal with those emergency situations. Take me, for example. I started to have a little problem with my mobile phone this month, so I thought about buying a mobile phone, and if I moonshine for a month, then I need a loan, or I need to buy this mobile phone in installments.

Because I'm a fruit fan, what I'm going to buy is an iPhone. Now out of the iPhone X, so I still want to buy it. But if I take out a loan to buy it, then you can imagine how bleak my life will be in the future.

Like now that I have some money in my hands, it's easy to buy.

In fact, I feel that young people should save more money, even if it is not for the sake of getting married in the future, but also for a better life for themselves. For example, set a small goal for yourself, save enough money to travel, I just like to travel, and my girlfriend and I plan to go to Harbin to see the ice lanterns on New Year's Day. This requires us to save money to achieve these small goals.

Anyway, my goal is to save as much money as possible, but saving money is for better consumption, and we have to spend all the money on the cutting edge.

I think it should be, when you are young and strong, it is the time when you are in the best physical condition, at this time, if you don't work hard to save money, wait for the middle-aged and the old and the young, and when you need money, and your body is not very good, it is the time when you should really worry, and then you should regret not saving money when you were young.

Of course, this saving money also depends on how much you can earn, and you can't affect your quality of life because of excessive saving, as long as you are not too extravagant, and then do a good job and be diligent in your career, you can save as much as you can.

Nowadays, many young people feel that they should spend more money when they are young, and the trend of comparison prevails, women's vanity is bursting, plastic surgery buys high-end clothes, mobile phones, cosmetics, and men's face-loving watches buy brand-name watches and go to nightclubs, which are excessive consumption. There are also people who live a life of retirement in advance at a young age, or they are lazy all day long, idle all day long, do not learn and have no skills, not to mention how much money they make all year round, and some even need to borrow money from their families. Like these people, they belong to people who didn't work well when they were young and didn't save money well, and those who have some capital at home are fine, and those who are not very financially strong at home will only make their lives worse and worse, and wait until they are old and regret one day.

At the same time, saving money can not affect the quality of life, many young people do not take care of their bodies in order to desperately earn money, overstay up late and overwork, and some of them die suddenly at a young age. There is also the earning of all the money saved, usually reluctant to eat and reluctant to wear people are not good, money is important, but more should enjoy life, life more exquisite.

You can save money until you graduate from college and work later, but you still have to spend resources on investing in yourself during college, and you can't save much money during college.

Young people should save money! We need to be clear about a basic principle: spend less than earn.

This is the premise and core of saving and saving money. Only when your expenses are less than your income can you have a balance to save or invest. Otherwise, no matter how much money you make, it will be spent. So, before we start saving and saving money, we need to do two things first:

Know how much you're making and what you're doing.

This requires us to stick to daily bookkeeping, record our every income and expenses, analyze where our funds go, and find out where we can save or optimize. Bookkeeping can help us increase our awareness and control over money and avoid involuntary or impulsive spending.

Make a reasonable budget plan.

This requires us to arrange our expenses reasonably for each month or stage according to our income level and living needs, and try to stick to the plan. Budget planning can help us regulate our spending behavior and avoid overspending or waste.

**Advantages and challenges of saving money.

1.Advantages - Lower psychological load:

Compared with the traditional way of saving money, "saving money" allows young people to bear a lower psychological burden in the process of saving money, and it is easier to persevere.

Cultivating a good sense of consumption: By looking for ways to save money in daily life, young people can gradually develop the habit of spending wisely and treat money more rationally. - Improving quality of life

By planning their spending, young people can achieve their financial goals while maintaining their current quality of life.

2.Challenge- The difficulty of long-term perseverance:

Although the "** Saving Money Envy Letter Cover" can make it easy for young people to achieve their goal of saving money in the short term, long-term persistence is still a challenge. How to overcome inertia and stay motivated will be the problem they need to face.

Today's young people are very entangled in one thing, that is, should they enjoy the current life, or do they desperately make money to save money? When we reach a certain age, we are not embarrassed to reach out and ask for money from home, and our parents will not give us money anymore, but young people's self-control is very poor, especially all kinds of party activities, which stimulate young people's desire to consume, too many young people are moonshine people, and the salary is gone, and some young people are the opposite, they will save money and save money, there is no entertainment life, Ming Kuan is like an ascetic, is this good? Should young people enjoy life or save money?

**。If you don't save money, you will find that your life is like a mirror, and when you encounter something that needs to be spent, you will immediately be unable to make ends meet and go into debt. Having a 10w deposit and a 10w credit card to repay is not a feeling at all.

If a person has money, then no matter what he does, he has enough confidence, he has money in his card, he has direction in his heart, he has skills in his hands, and there are people around him, so that he can move forward confidently and smoothly and create a better future! If you don't have money, you just know how to have fun, and you won't have enough confidence.

**。However, there are also people who have different opinions, some people say that while you are young, you should toss and enjoy the work of raw beams in time, and if you buy something you like at the age of thirty, it is meaningless. But some people say that life is full of accidents, how to deal with it without savings?

Money is the most reliable sense of security, don't wait until you need it urgently. I think people still have to save money appropriately, after all, they still have to buy a house and a car, and if you spend extravagantly, you will find that you have no money to buy a house.

**。In fact, there is no conflict between saving money and enjoyment, in fact, whether you save money first or live first, there is a transitional zone in the middle, which is the workplace. It is difficult to completely separate work and life, and young people like Acacia Douguo want to balance the two things of saving money and life, the most important thing is to have a good development in the workplace first, and the premise of good workplace development is to do a good job in career planning.

If young people save some money, they can reduce the pressure on their parents, and you will live a little more steadily, and you will not panic if you think that you still have a lot of savings.

**。Sometimes I really hate borrowing money, because I feel embarrassed, and the other party may not lend you, you lose face, and you don't borrow money, which is the most embarrassing thing. In case you need a sum of money in the future, you are already an adult, and you have to ask your parents for money, or go to others to borrow it, which is a lot of trouble.

So take advantage of the present time to work hard and get a good salary, so that you can save money and enjoy it.