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But it is divided into at least two situations, because in our university, many times the arrears are caused by dinners, that is, because everyone in the dormitory goes to dinner together, so there will definitely be a person who pays in advance, and everyone will owe that person money, so that person will build a WeChat group in order to collect money, and collect money from everyone in the WeChat group. So through WeChat, they can also see that everyone can see who has not paid the money, so out of face barriers, they will soon hand over the money.
Of course, the second situation is the kind that specifically owes people money, and then it is not clear, and it shows that you have not repaid the money, so at this time, you can always mention it in the open and secret, you have no money recently and you are poor, because if you are very rich, you show that you are still very oily to ask for money, it may make others think that you are stingy, but if you also behave very badly, if you are particularly poor, you go to him to ask for money, he may be considerate of you, Therefore, the money will be returned to you very quickly, which is also a way to ask for money regularly.
Of course, in college life, in fact, most of the people I know are relatively simple, more reliable, and the money borrowed will be very fast, even if it is not very fast, it will explain the reason, so that you are more down-to-earth, so I don't know what other universities are like, but as far as I am concerned, there is a little difficulty between friends and classmates, and those can still help, after all, who has not been able to encounter difficulties, so I am still more willing to lend money to them. They will also take the initiative to repay the money, so everyone maintains a relatively good credit system for each other, but if you are an unreliable college student, I recommend that you do not borrow it from the beginning.
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In fact, borrowing money seems to be a very common thing among classmates, and everyone needs money at some point. Every time I borrow money, I will say thank you and go back to pay you back. After a long time, you find out that you still haven't paid back your money, what will you do at this time?
It can be divided into several situations:
Because I have this symptom myself, I will remember to pay back the money one second, but forget to pay it back the next second due to some other things. At this time you need to tell him not to be embarrassed. Sometimes the matter of paying back the money is put on hold because I am embarrassed.
2.Side-knock side tap. You don't need to make it so clear to repay the money, you can hint from some things that you should remember to pay it back.
For example, I don't remember to say if my classmates have any money dealings with you, so you ask your classmates. Then the classmate remembered and said yes, and you were going deep into the topic and saying, "Yes, it seems to be so."
Then achieve the goal of paying back the money so that you and your classmates will not be embarrassed.
3.There is no rush to ask for it. If the other party really needs it urgently, and you don't need the money, don't rush to ask her for money.
My classmates once asked me to borrow money and said when they would pay me back. Because I knew she needed the money urgently, I didn't rush to ask her for it. When it was time for her to pay her salary, she would automatically pay me back.
There is still more trust between people.
4.Think it through. Problems like borrowing money are quite serious.
Because it's okay for you to lend money to classmates who are very familiar, but you will think a lot about classmates who are not familiar with you. For example, a high school classmate of mine once asked me to borrow money, but I refused. I would first think about his relationship with me, and then what would be the risk if I borrowed money.
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I think the classmates in college are still relatively simple, there are not so many twists and turns, and there is no kind of bad character who deliberately does not pay back.
The university I went to was a two-book school, and I felt that our dormitory, including my classmates, were the kind of people who were very simple and straightforward, and none of them had ever been in a relationship before going to college, and even half of the people in our dormitory had never been in a relationship until they graduated from college. Are people with relatively big nerves, if you borrow money and don't pay it back, then you must forget, under normal circumstances, we will say directly, for example, so-and-so, when did you borrow my money and haven't paid it back, because it's school, in addition to the new semester parents helped pay tuition and accommodation fees, we usually don't have any big expenses that need a lot of money, at the end of the month is when the cost of living is tight to borrow a few hundred from classmates or go out to buy things and forget to bring money to borrow classmates, it's not a big amount, So when the classmate who was asked for money heard that the classmate asked for money for him, he apologized and said that he had indeed forgotten it, and at the same time, he immediately paid back the money, and he didn't think that the classmate asked for money for him, after all, it was natural to repay the debt.
Our dormitory is like this, because there is a classmate who is very nervous, that is, the kind of person who forgets to pay when she goes out to buy things or forgets to take the money that people ask her for, so we take the initiative to ask her for money directly when she borrows money, and I don't feel any way.
This kind of is that everyone understands each other and the relationship is better, how not to feel embarrassed, if it is that kind of relationship generally feels that it is not good to ask for money directly, you can be more tactful, I think the more tactful way is to borrow money from him, I hope he can remember that he has borrowed his own money.
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Here's how to do it: 1. Talk about it implicitly. You can talk to him and say that he has been short of money recently, and his life is not easy, and he is about to borrow money to live, of course, your words should be as subtle as possible, not too obvious is to make people pay back, the main purpose is to remind him that he also borrowed money from you.
2. Say it directly to your face. Don't get in the way of the situation, you must know that your money is in his place, if you don't say it, maybe you won't come back, and everyone is friends, public and private are clear, as the saying goes, brothers settle accounts. You can ask him directly:
I am short of money, do you see if you have enough money, if you have enough, give me the money you borrowed from me last time, I guess I still have to borrow from you. Of course, generally as long as a friend hears this, he will immediately repay the money, if you say so, he will not pay back, then sorry, it is estimated that it will be difficult for you to get the money back.
3. Send text messages. If you're still embarrassed, you can send a text message to show your current financial woes, but of course, you can't add facial expressions to your face as you do to direct accounts.
4. Mention the purpose of the money he borrowed. For example, if he borrows money to buy something, you can come down and ask, "How is your thing?" Of course, if he doesn't remember to borrow money from you, you have to tell him directly and clearly that he has paid back.
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Let the classmates pay back the money directly and say it to their faces. Don't get in the way of the situation, everyone is friends, public and private are clear, as the saying goes, brothers settle accounts.
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Just talk about how you have been short of money lately, or if you need money urgently, these reasons are fine.
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You just told the classmate who borrowed your money that you should pay me back, and I need money urgently.
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If you have borrowed a lot of money but still haven't returned it, you can actually communicate with the borrowed student first, and if you refuse to pay it back, you can seek help from the teacher or the police.
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When college students borrow money, they will type an IOU and then promise a date for repayment. Generally, this way of borrowing money and repaying money is more correct.
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Borrowing and repaying money between classmates needs to be kept in good accounts and remembered clearly. Sometimes students treat each other to dinner, eat snacks or buy drinks, pay for teaching materials, etc., and it is easy to get confused with borrowing and borrowing these money, and college students should have a ledger for records. There is also a clear reckoning between brothers, let alone between people who are not so close.
Settle the accounts and repay the money is a respect for both parties, and it is not difficult to borrow and repay, and then borrow.
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I think the question of borrowing money to repay depends on the humanity of the other party, as well as the quality of the other party. If you want to borrow, you can borrow, and if you don't borrow, you can't force others.
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1) Deliberately let the other party see your "IOU".
If you both type an IOU when you borrow money, if the other person is your roommate, you can deliberately place the IOU in a place where people can see it. Once the other person sees it, they may think of paying you back.
2) Borrowing from others.
I was embarrassed to speak, so I borrowed the words of other classmates. Let other students know that this "gossip" will usually reach each other's ears.
3) Play by the topic.
For example, one day, the two of you are talking about money. Then you can tactfully say that he or she owes you money.
4) Evoke empathy in the other person.
For example, you can say how embarrassed your life has been recently, girls can say that they are reluctant to buy clothes, and boys can say that they have no money and are embarrassed to go to relatives' gatherings.
5) Borrow the same amount from him.
If the other party owes you a lot of money, this method may not apply because it is difficult for the other party to pay back. This method is very brilliant and ingenious, in fact, it is "a tooth for a tooth".
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If it's a friend's, I don't care if I don't pay it back, because I think my friend is worth it. If it's an occasional borrow, then that's understandable.
Find an excuse for him to pay back the money, the old family still builds a house, the eldest cousin borrows a bride price for marriage, and the younger cousin gets married and decorates the wedding room. Hehe.
But I don't know how to play five strokes), the excuse is used when it is the most important time, when it is related to great interests, because honesty and trustworthiness do not lie, this is a primary school student should know, he did not finish junior high school and went to work, you at least read high school or above!
If this person is worth associating, he will not make excuses, but as you said, he always borrows money from you, I think such a person can't borrow money at will, because if he is a trustworthy person, he will not borrow money from others at will, after all, some relationships are used less than once, so don't care about his reputation, why borrow his money, maybe he has borrowed everyone, but no one has borrowed it, so he has been looking for you.
Money can only be one thing about a person, but feelings are a lifelong thing.
As for the person you asked, is it worth associating? Then you have to look at your heart, feel worthy, some relationships as long as they are worthy, don't think about it so much, a worthy friend, no matter how he does to others, or to himself something, but when you stand by your side when you need it most, then this person is your friend, and other eating, drinking and playing are secondary.
Looking at a friend still depends on how to deal with things, you figure it out for yourself.
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We have to make our neck longer by exercising, we must not lie there and sleep there, so that it is easier to breed our fat, in daily life, we can massage the neck, because this can reduce some fat, but also protect our neck, we can lose our neck, because we all know that the meat on our neck is also very much, if you reduce the effect of the whole body, your neck will definitely have some changes, When you get thinner, your neck will look very long.
Don't stay up too often, keep enough sleep, staying up late often will aggravate the color of pigmentation, and you can eat more tomatoes and drink more tomato juice, which can lighten pigmentation. You can also eat raw peanuts.