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Ping An of China has spent a lot of money to build a client, specifically for Ping An's life insurance customers, and now almost all businesses can also be directly operated on it, without the need for customers to run the counter, saving customers a lot of time and costs.
Steps: Prepare materials: ID card, bank card (only for real-name authentication).
2.Go to the homepage, click on the policy service My and my family's policies, and then follow the process for real-name authentication, and then you can see all the life insurance policies under your name.
3.In the small module under "My and my family's insurance policy", there is a "Investment-linked universal**", click in and you can also find the **information of the investment-linked you want to check.
If you don't understand anything, you can add a question below, or click on my nickname to send me a private message.
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If you purchased the **product in Ping An Bank, you can log in to the Ping An Pocket Bank APP-Finance-** to check your holding**. If you still have questions, you can click the link below and select the "manual service" of **customer service in the upper right corner of the home page for consultation.
Ping An car owner loan] can get a loan if you have a car, up to 500,000.
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It should be the first generation of investment-linked insurance.
I don't know which one you are in, but I'm currently on the market for an upgrade, and if I'm not mistaken, there's still 5 years of escrow.
You can also claim the full policy value directly.
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After expiration, you can log in to Ping An One Account to apply for survival collection, or go to the local Ping An Customer Service Center to apply in person, and bring the policyholder's ID card and bank card.
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It is recommended to contact Ping An customer service directly.
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Century Wealth Management is an investment-linked insurance of Ping An, and this investment-linked insurance has a feature, that is, the value of your account is not necessarily the same every day, and it is related to **. Queries can take two forms:
1. Dial 95511, press 1, press 9 and then press 9 according to the prompts, transfer to manual service, and you can know the account value at that time after checking the information.
2. Open Ping An One Account, you can log in to One Account at any time to know that you can also transfer money to receive account value and additional premiums at any time. Just find a salesman or take your ID card to the company to handle it.
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You must first understand the nature of investment-linked insurance, investment-linked insurance is a self-financing type of insurance, the link between investment-linked insurance and ** is the largest, and the impact is also the greatest, and the income is not capped, but the loss does not care about you.
Your own funds are in those three accounts, you can adjust the distribution ratio at will, the risk of the three accounts is also divided into high and low, of course, the income is also correspondingly divided into high and low, this is understandable, the high risk of course the return will be higher, but once the loss will be correspondingly more. I won't explain much about that
At maturity you will receive the value and maturity of your account
If you don't take it, Ping An will also give you 5 years to continue to operate, and the proportion of your funds is according to the proportion of funds in your account when it expires, that is, what the proportion will be when you expire, and what it will be like in the next 5 years The money in the high-risk account will always be in it, but note that the profit and loss are at your own risk
For example, if your account expires and you have 100,000 yuan in your account, your capital ratio: 50% high risk, 50% medium risk, and 0% low risk If you don't take it when it expires, then the money still works in this proportion If the market is good, you may make a profit, but if it is not good, it is possible to lose money
So you have to pay attention to the proportion of your funds and pay attention to adjusting the allocation
Hope it helps
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If that's the case, you should figure out exactly what insurance is. If it is a link, then you need to know some knowledge, because this is to change accounts frequently. When it's good, you need to convert, and when it's bad, you need to convert to a safer account. --
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Yes, but the value of the account is uncertain!
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There is some flexibility in the payment mechanism of investment-linked insurance. In terms of design, there are two payment mechanisms for investment-linked insurance: one is to add premium holidays on the basis of fixed premiums, that is, to allow the policyholder not to have to pay the premiums on the agreed date, and the policy is still valid, thus avoiding the effectiveness of the insurance contract due to exceeding the 60-day grace period.
In addition, the policyholder is allowed to pay additional insurance premiums at any time in addition to the agreed insurance premium, increasing the flexibility of the product. Another way is to cancel the concept of payment period, payment frequency, and payment amount, and the policyholder can pay any amount (with a minimum amount) of insurance premiums at any time, and enter the investment account according to the agreed calculation method. This method is the most flexible for customers, but it reduces the control and acceptability of insurance companies to pay premiums, and at the same time increases the requirements for internal operating systems.
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Investment connection is a product that we have upgraded and separated from universal insurance, which has certain investment risks, mainly depending on the unit of the account where your funds are located to determine your income. This product mainly requires customers who have purchased a certain amount of financial knowledge and risk-taking ability, but generally customers who buy early must still earn money in their accounts now, that is, to see whether the customer has operations on the account to determine how much they earn, such as the downturn, the money is transferred to the bond account to avoid risk, and when the price rises, you can turn back and continue to invest.
And if you want to withdraw money, you can go to our company at any time to go through the procedures. You can receive as much as you want, and there is no general surrender loss for this. When you surrender the policy, you receive all the remaining money in the account.
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Investment-linked products do not guarantee returns, you can think of it as a similar kind of **, mainly based on ** or bonds.
Generally, the return of investment products is relatively high, but the risk is also relatively large.
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You only need to find a ** person to do the surrender procedures, and the refund is the cash value in the insurance contract.
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Well, it's a loss for you to retire now. Estimated 20,000 would be good. If you lose money on your investment... You're even more at a loss.
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The refund is the cash value in the investment account, which is estimated to be about half of all the premiums you have paid.
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It is recommended to refund a part and keep the account
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