How to use Ping An Bank s exclusive installment

At present, Ping An Credit Card has special installment and exclusive quota.

"Special Instalment" refers to the exclusive spending instalment service for designated purposes provided to selected Premium Cardholders. Cardholders must make an appointment to activate the "Special Installment" function through the Ping An Pocket Bank App and other channels, and then swipe the card at the designated type of merchant to make purchases, and when the initial installment amount is reached, the installment will be automatically carried out according to the agreed number of installments, and the exclusive quota will be occupied, and the cardholder can enjoy the service of installment repayment and pay a certain handling fee.

Introduction to the basic rules.

1) The currency of "Special Installment" is limited to RMB, and the exclusive quota cannot be recycled within the same validity period, and the exclusive quota will not be restored with repayment or return.

2) When the cardholder activates the "Special Installment" function, he/she needs to make an appointment to set the initial installment amount and the number of installment periods.

3) At present, only 998 personal credit card accounts can be activated with the "Special Installment" function, and after the account is activated, all domestic RMB transactions of the principal card (except the One-Account Card and the Single Foreign Currency Card) under the account can be automatically processed for the "Special Installment";

4) When the cardholder activates the "Special Installment" function, he or she needs to make an appointment to set the initial installment amount and the number of installment periods. The initial installment amount is the starting amount set by the cardholder for a single consumption installment, which is divided into 6 levels of 500 yuan, 1,000 yuan, 2,000 yuan, 5,000 yuan, 10,000 yuan, and 20,000 yuan. There are 4 types of installments: 6 installments, 12 installments, 24 installments, and 36 installments.

5) Customers who have opened the "Special Installment" function can modify the agreed starting installment amount and number of installments or turn off the "Special Installment" function through the Ping An Pocket Bank APP or customer service from 4:00 to 23:00 every day, and the modification or closure will take effect immediately.

6) The types of merchants that cardholders can apply for "Special Installment" can inquire on the special installment page of the Pocket Bank APP, and the Bank has the right to adjust the available merchant types from time to time. The system determines whether it is eligible for the "special installment" according to the merchant type** corresponding to the actual transaction of the cardholder exchange in the merchant**.

7) "Special Installment" supports POS card swiping, chip card insertion, and QuickPass payment methods, but does not support pre-authorized transactions.

If your current statement date is December 5 and the payment due date is December 23, the application period is from December 6 to December 23. 2. Installment rate: The charging standard of Ping An Bank's bill installment business will be adjusted according to the actual card use of the cardholder, and the specific rate table is as follows:

Number of installments Fee rate range of each period 6 periods [,9 periods [,12 periods [,18 periods [,24 periods [,3、Application process:**Application process: Online banking application process:

SMS application process:

Ping An Bank credit card.

Installments can be done in the following ways:

2. Bring your valid ID card and credit card to any business outlet of Ping An Bank and handle installment business at the counter.

3. Log in to the official website of Ping An Bank Credit Card and click [Installment Finance], select the type of installment you want to handle, and click [Installment Now].

Operating environment: brand model: Lenovo YOGA14S

System version: Windows 11 Pro.

Extended Information] Installment payments were made during World War II.

developed later. In the beginning, it was limited to the purchase of general daily goods or services. Later, with the rapid development of productive forces, the scale of industrial and agricultural production is expanding day by day, the cost of consumption is increasing, coupled with the development of credit of Yinlun Bank, the field of installment payment has expanded to the purchase of large-scale machinery and equipment and raw materials by enterprises.

With the improvement of China's financial services and the change of people's consumption habits, the installment consumption that is popular abroad has been introduced into China and quickly recognized by domestic consumers. Spending in installments is usually young people who have poor current payment ability but have spending needs. The products it consumes are usually laptops.

Mobile phones, digital products, etc.

Installment payments are usually offered by a bank and an installment payment provider**. The bank provides consumers with personal consumption loans equivalent to the amount of goods purchased, and the consumers use the loans to pay the goods to the merchants, and at the same time, the merchants provide guarantees for the consumers and bear irrevocable debts. Young people who use instalment payments are often referred to as "installment people".

Installment payment is actually a type of loan given by the seller to the buyer, where the seller is the creditor and the buyer is the debtor. The buyer can get the goods or services he needs after paying only a small part of the purchase price, but because interest is included in the subsequent instalments, the amount paid for the same goods or services with the instalment payment method is more than the lump sum payment.

On the one hand, the installment payment method can enable the seller to complete the first activity, and on the other hand, it also provides the buyer with the convenience of waxing.

Cash installment, also known as cash installment, is generally applied for by the credit card holder quickly, or the card issuer actively invites the cardholder to apply, to convert the credit card limit of the cardholder into cash and transfer it to the designated debit card.

the Bank or other banks), and divided into a specified number of monthly installments for return. In the face of the increasing trend of credit card cashing, many banks, such as Huaxia Bank.

In the EDG business, after reviewing the applicant's relevant qualifications, the credit line of the credit card will be transferred to the applicant's account in installments to provide disguised cash out. Cardholders only need to repay a fixed principal and handling fee each month to use the cash in advance. Generally, the handling fee rate of cash installment will be higher than that of the issuing bank's consumer installment products, and the lower rate is the revolving interest rate.

Cash instalment refers to the transfer of credit card credit card credit to a debit card.

And use the installment method to repay, although it is advertised as interest-free, but in fact, many banks will convert the interest into the form of handling fees to charge. Comparison of credit card cash installment and cash withdrawal: Almost all credit cards have cash withdrawal function, but many card-issuing banks do not support credit card cash installment.

Credit card cash withdrawals can be done directly at ATMs or card issuing bank counters, without the need to apply in advance; For credit card cash installment, you need to call the customer service of the issuing bank, or apply on the official website or app of the issuing bank.

When it comes to choosing the right bank, the cash installment fees vary from bank to bank, so it's important to choose the right bank. Taking 3 installments as an example, ICBC's handling fee is higher per period, while CMB's is as high; Take 12 installments as an example, ICBC handling fee per period, and China Merchants Bank is. The cash installment fee of each bank will be adjusted from time to time, so cardholders in need may wish to call the bank in advance to choose the most suitable bank.

The number of instalments is very important, just like the bill instalment, the longer the cash instalment fee, the lower the monthly rate. Cardholders can choose the number of installments according to their actual situation.

According to the information released now, it can have a maximum of 300,000 yuan. It can be seen that the amount of exclusive installment of Ping An Bank is very high. And everyone can apply for the exclusive installment quota of Ping An Bank according to their comprehensive qualifications.

Ping An Bank had an exclusive installment before, and many people received text messages inviting them to handle it. Therefore, the exclusive installment of Ping An Bank is also the object of heated discussion, and many people are very concerned about this exclusive installment of Ping An Bank. So, what is Ping An Bank's exclusive installment?

How to apply for Ping An Bank exclusive installment? I'm here to answer for you today.

What is Ping An Bank's exclusive installment?

Ping An Bank's exclusive installment is actually an installment business of Ping An Bank, after the applicant applies for this exclusive installment, he can get an exclusive quota, which can be used for education, digital home appliances, home improvement, travel and so on.

How to apply for Ping An Bank exclusive installment?

It is very easy to apply for Ping An Bank's exclusive installment, you can log in to the Ping An Pocket Bank app to apply, but generally only customers who receive an invitation SMS can apply, and Ping An Bank's exclusive installment cannot be forcibly opened.

2.Click to enter the "Credit Card" interface;

3.Click on "Installment Loan";

4.In the "Installment Loan", select "Preferential Fund" and click Apply.

As long as you have a credit card from Ping An Bank and receive an invitation text message, you can apply for it, according to many netizens, many people have received an invitation text message.

The above is the answer to "What is Ping An Bank's exclusive installment?" How to apply? "of.

If you receive a text message on your mobile phone, then as long as you have a Ping An Bank credit card, you can log in to the Ping An Pocket APP to apply for Ping An Bank exclusive installment.