Is the letter of guarantee business easy to do? Is it easy to sell a project guarantee?

Letter of guarantee. It is a legal document issued on the basis of a commercial contract, but is not attached to a commercial contract, and has independent legal effect. When the beneficiary makes a reasonable claim under the letter of guarantee, the guarantor bank must bear the responsibility for payment, regardless of whether the applicant agrees to pay or not, and regardless of the actual fact of the performance of the contract.

That is, the letter of guarantee is an independent commitment and is basically a documented transaction.

The official website shall prevail.

There are also two situations for handling a letter of guarantee, the first is that the enterprise goes to the bank to handle it by itself, as you said, you can deposit more than 50%, or even the full amount to get a 100% limit given by the bank, and you need to provide a lot of information, mainly depending on what type of letter of guarantee you handle. The second is that the enterprise goes to the bank through the guarantee company to handle the bank guarantee, which has several advantages, 1, the information required will be less than that of the enterprise itself, 2, the deposit required is less than that of the enterprise itself, which can effectively help the enterprise save working capital, 3, the guarantee company can carry out risk assessment and risk control for the enterprise, and help the enterprise effectively avoid risks. If you have a need, you can add me QQ consultation.

It's not easy to do, and doing project guarantee sales depends on personal ability and connections.

Project Guarantee. It is a legal document with independent legal effect because it is issued according to the business contract, but it is not attached to the business contract. When the beneficiary makes a reasonable claim under the letter of guarantee, the guarantor must bear the responsibility for payment, regardless of whether the applicant agrees to pay or not, and regardless of the actual fact of the performance of the contract, that is, the letter of guarantee is an independent commitment and is basically a documentary transaction.

The main processes of marketing are:1. Including market research, market analysis, production decision-making, and market positioning.

Wait. 2. Including the research and development of new products, the production of new products, marketing planning, brand promotion, market promotion, product display, negotiation and signing, etc.

3. Including products, delivery and transportation, payment settlement, etc.

Summary. Hello, the salary of business personnel is generally the basic salary plus commission, and the commission is generally 2%-3% of the guarantee fee. In the case of a good customer, you can receive more than 10,000 or even more a month, but the entry threshold for personnel in this industry is low, the personnel turnover is very large, and the risk is very high and the pressure is very great.

Hello, the salary of business personnel is generally the basic salary plus commission, and the commission is generally 2%-3% of the guarantee fee. In the case of many good customers, you can get more than 10,000 or even more in a month, but the entry threshold for personnel in this industry is low, the turnover of personnel is very large, and the risk is very high, and the envy is very great. Limbs bend sails.

The specific work content of the guarantee industry chain clerk: coordinate the relationship with the silver shed auction house and the customer; Investigate, collect data, analyze and write an investigation and analysis report to the company's review and insurance committee; For the business agreed by the trial and insurance committee, the contract is signed, the insurance is paid, the deposit is deposited, the mortgage registration is carried out, and the bank is cooperated until the guarantee relationship is established; Conduct regular and irregular post-warranty inspections and post-warranty risk analysis for the business that has entered the guarantee period, and propose feasible solutions according to its specific situation; Before the termination of the guarantee relationship, one month will pay close attention to the business until it repays the loan on time and renews the loan.

A letter of guarantee refers to a written credit guarantee certificate issued by a bank, insurance company, guarantee company or individual to a third party at the request of the applicant. For convenience, generally companies and banks have printed a letter of guarantee in a certain format, which includes the delivery of goods with a letter of guarantee, the issuance of a clean bill of lading with a letter of guarantee, and the backdating of a bill of lading with a letter of guarantee. In the international **, the letter of guarantee can also be used to prove the identity of the consignee, so that the consignor can pick up the goods before receiving the original bill of lading.

Further information] The types of letters of guarantee can be divided into credit guarantees and payment guarantees. Credit guarantees mainly include loan guarantees, bidding guarantees, performance guarantees, advance payment guarantees, payment guarantees, maintenance guarantees, quality guarantees, etc. The payment guarantee refers to the letter of guarantee in which the beneficiary of the letter of guarantee fulfills its obligations within the time limit specified in the contract, and the guarantor must fulfill the payment obligation, otherwise the payment liability shall be borne by the guarantor.

, a written document issued by the buyer to ensure the fulfillment of the payment obligations under the purchase of goods, technologies, patents or labor contracts.

At the request of the buyer and the owner, the payment guarantee guarantees to the seller and the construction party that after the seller and the construction party provide goods, technical services and materials according to the contract or complete the agreed project quantity, if the buyer and the owner do not pay the contract payment as agreed, the bank will pay the corresponding amount after receiving the claim from the seller and the construction party.

In the commodity**, the payment guarantee has a similar function to the letter of credit, but the procedures are simple. The format is flexible and diverse to adapt to different needs. A letter of credit follows a fixed format, convention, whereas the format of a letter of payment guarantee varies from project to project and can be tailored to the customer.

Wide range of applications. The payment guarantee can be used not only for goods**, but also for engineering projects, etc., and the scope is wider than that of the letter of credit.

to the seller or contractor. It has obtained a full guarantee of recovering the payment for goods and projects, so as to facilitate its delivery and construction, and facilitate the smooth progress of the project. For buyers, owners.

The payment terms in the payment guarantee can restrain the behavior of the seller and the contractor to a certain extent, and ensure that the quality of the goods and projects meets the requirements of the buyer and the owner on the surface, so as to safeguard the interests of the buyer.

Letter of Guarantee (L G), also known as letter of guarantee, refers to a written credit guarantee certificate issued by a bank, insurance company, guarantee company or individual to a third party at the request of the applicant.

A guarantee issued by a bank is usually called a letter of guarantee, and a written guarantee issued by other guarantors is generally called a letter of guarantee. Guarantee: If the applicant fails to perform its responsibilities or obligations as agreed by both parties, the guarantor will perform a certain payment liability or economic compensation liability within a certain amount and a certain period of time on its behalf. The letter of guarantee is a letter of guarantee, for convenience, generally companies and banks have printed a certain format of the letter of guarantee, its functions include the delivery of goods with the letter of guarantee, the issuance of a clean bill of lading with the letter of guarantee, and the backdating of the advance bill of lading with the letter of guarantee.

A letter of guarantee, also known as a letter of guarantee, refers to a credit guarantee certificate issued by a bank, insurance company, guarantee company or individual to a third party at the request of the applicant. The letter of guarantee is used to ensure that when the applicant fails to perform its responsibilities or obligations as agreed by both parties, the guarantor will perform a certain payment liability or economic compensation liability within a certain amount and within a certain period of time on its behalf. The letter of guarantee can be divided into many kinds according to its use, such as bid guarantee, performance bond, advance payment guarantee, engineering accident guarantee, quality maintenance guarantee, etc.

At present, the three most common types of guarantees in the field of construction engineering are bid guarantees, performance guarantees and migrant workers' wage payment guarantees.

First of all, the function of engineering guarantees is different.

Based on the applicant's credit status, the professional guarantee company decides whether to underwrite the applicant's qualifications and qualifications, past performance in engineering construction, technical level and management ability, etc., and the letter of guarantee issued by the guarantee company has the function of ensuring the normal performance of the contract. On the other hand, a bank guarantee only has a payout function. Banks treat the letter of guarantee business as a counter business and include it in credit or credit management.

Their examination of the applicant, like the examination of the loan, mainly considers the level of repayment ability or the quality of the financial situation, and generally does not examine the applicant's professional record, credit status, technical level and management ability in the past construction of the applicant. In fact, this practice deviates from the original intention of implementing the project guarantee system. The purpose of the construction market to implement the project guarantee is to ensure that all participants in the construction market can fulfill their obligations in accordance with the contract and standardize the order of the construction market.

However, the way in which the bank issues the letter of guarantee is only to ensure that the applicant can be compensated in a timely manner when the risk occurs, and cannot ensure the applicant's performance in accordance with the contract through effective methods.

Secondly, there are different ways to settle claims after the risk has occurred.

A conditional letter of guarantee issued by a professional guarantee company is issued. First, when the beneficiary makes a claim, the professional guarantee company requires evidence that the guaranteed party has indeed breached the contract, as well as relevant proofs and appraisal materials. Second, the guarantee company does not compensate in full at one time according to the amount of the guarantee, but settles the claim in accordance with the principle of compensating for the actual loss. This kind of conditional letter of guarantee is more fair in practice and can better protect the interests of the guarantor.

Banks generally issue unconditional letters of guarantee, also known as "pay-on-demand" guarantees. Regardless of when and where the beneficiary submits a declaration that the guaranteed party is in breach of contract, as long as the date and amount of the beneficiary's claim are within the validity period of the letter of guarantee and the amount of the guarantee, the bank must unconditionally compensate and pay the beneficiary. By using an unconditional letter of guarantee, the bank can avoid getting involved in disputes between the beneficiary and the guarantor, while if the conditional letter of guarantee is adopted, the bank needs to fairly approve the beneficiary's claim for compensation and make a professional judgment on the dispute between the beneficiary and the guarantor, which is beyond the bank's ability.

1. There is a big difference, the bank guarantee is the credit of the bank as the guarantee, and the company guarantee is the company's credit as the guarantee, which cannot be compared and is not comparable. 2. Look at who your letter of guarantee is submitted to, and whether the other party recognizes your company's credit.

A bank guarantee is a kind of guarantee issued by a bank to assume the payment responsibility, and the bank bears the absolute payment responsibility according to the provisions of the letter of guaranteeBank credit as a guarantee.

The company guarantee is a letter of guarantee issued by the company, which is guaranteed by the company's credit, which seems to have two kinds: one is that the party, that is, the applicant, provides a letter of guarantee to the bank. Second, there is a special credit insurance company as a third party to open a letter of guarantee for the client to the bank or the beneficiary.

The difference is: a bank guarantee is a bank credit, and a company guarantee is a commercial credit.

You asked how to handle the bank guarantee and the company guarantee for the project bidding.

What's the difference?

Answer: In the form of a letter with the tender, there will be a written proof of sufficient liquidity for the bid (deposit in their own account or bank guarantee payment), company guarantee: is the written proof of the company's own liquidity; Bank Guarantee:

It is the bank's commitment to the rated funds of the bidding project.

Process-oriented company.

The letter of guarantee is missing the link of bank review, and the rest has not changed, you can go to the letter of guarantee network to find out, which is the ** one of my user name.

A financing guarantee, also known as a "financing guarantee" or "financing guarantee", refers to a written document issued by the guarantee bank to the lender at the request of the borrower to ensure that the borrower fulfills the repayment obligation of the borrowed funds. The letter of guarantee mainly includes: loan guarantee, overdraft guarantee, valuable issuance guarantee, financial lease guarantee, deferred payment guarantee, bank credit line guarantee, etc.

A bank guarantee, also known as a letter of guarantee, refers to a written credit guarantee certificate issued by a bank, insurance company, guarantee company or guarantor to the beneficiary at the request of the applicant, guaranteeing that the guarantor will perform a certain payment or economic compensation liability within a certain amount and within a certain time limit on behalf of the applicant if the applicant fails to perform its responsibilities or obligations as agreed by both parties. At this stage, the most commonly used bank guarantees are: bid bonds, performance bonds, payment bonds, and advance payment guarantees.

Bank Guarantee:Business refers to the written undertaking document of the nature of guarantee issued by the bank at the request of the customer, and the bank shall perform the guarantee obligation once the applicant fails to repay the debt or perform the agreed obligations as agreed in the contract signed between the applicant and the beneficiary.

Characteristics of Bank Guarantee Business:

1. Bank credit as a guarantee, easy to accept for customers;

2. The letter of guarantee is issued on the basis of the business contract, but it is not attached to the business contract, and it is a legal document with independent legal effect. When the beneficiary makes a reasonable claim under the letter of guarantee, the guarantor bank must bear the responsibility for payment, regardless of whether the applicant agrees to pay or not, and regardless of the actual fact that the contract is performed. That is, the letter of guarantee is an independent commitment and is basically a documented transaction.

Legal analysis: Under normal circumstances, insurance companies can handle letters of guarantee, but the regulations of each insurance company are different, so whether it can be handled is subject to the official announcement of the insurance company. A letter of guarantee, also known as a letter of guarantee, refers to a written credit guarantee certificate issued to a third party by a bank, an insurance company, a guarantee company or an individual in response to the applicant's request.

Legal basis: Civil Code of the People's Republic of China

Article 685:A guarantee contract may be a written contract concluded separately or a guarantee clause in the principal creditor's rights and debts contract. If a third party unilaterally gives a guarantee to the creditor in writing, and the creditor accepts it without raising an objection, the guarantee contract is established.

Article 686: The forms of guarantee include general guarantee and joint and several liability guarantee. If the parties do not agree on the form of guarantee in the guarantee contract or the agreement is not clear, they shall bear the guarantee liability in accordance with the general guarantee.