The house I live in does not have a real estate certificate, only a contract, can I apply for econom

No, affordable housing is for families without a house, and it can be found.

Legal analysis: In principle, it is impossible to buy a house without a real estate certificate with a purchase contract. The relevant laws stipulate that real estate transactions must be registered by the relevant departments, and the ownership of the real estate certificate must not be registered by the owner, and there is no way to carry out the transfer procedures.

The purchase contract is required for the new house to apply for the real estate certificate, and the purchase contract is required for the new house, but there are two copies of the purchase contract, one in the buyer and one in the developer.

Legal basis: Article 61 of the Law of the People's Republic of China on the Administration of Urban Real Estate Article 61 To obtain land use rights by way of transfer or allocation, it shall apply for registration to the local people's land management department at or above the county level, and the land use right certificate shall be issued by the people at the same level after verification by the local people's land management department at or above the county level. If a house is built on the land for real estate development obtained in accordance with the law, it shall apply for registration with the local people's real estate management department at or above the county level with the land use right certificate, and the local people's real estate management department at or above the county level shall verify and issue a house ownership certificate.

When real estate is transferred or changed, it shall apply to the local people's ** real estate management department at or above the county level for registration of real estate change, and apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate, and the people's ** land management department at the same level shall replace or change the land use right certificate after verification by the people's ** land management department at the same level. Where the law provides otherwise, it is to be handled in accordance with the provisions of the relevant laws.

It is not possible to buy a house without a property purchase contract but without a title deed. The house is a real estate, and the real estate deed is its main property certificate. The creation, alteration, transfer and extinction of real estate rights shall be registered in accordance with the provisions of law, and shall be effective when they are recorded in the real estate register.

Other provisions of the law.

Article 214 of the Civil Code of the People's Republic of China The creation, alteration, transfer and extinction of immovable property rights shall take effect when they are recorded in the immovable property register. Article 215 of the Civil Code of the People's Republic of China provides that a contract between the parties relating to the establishment, modification, transfer and extinction of real estate rights shall take effect upon the conclusion of the contract, unless otherwise provided by law or otherwise agreed by the parties; If the property right is not registered, the validity of the contract shall not be affected. Article 216 of the Civil Code of the People's Republic of China provides that the immovable property register is the basis for the ownership and content of property rights.

The immovable property register is managed by the registration authority.

There is no real estate certificate, and there is a purchase contract.

Hello, it is a pleasure to serve you, there is no real estate deed, there is a purchase contract can. Only the purchase contract does not have a real estate certificate, which will not only cause the property rights of the house to be unclear, but also may cause more than one house to sell. This kind of house can be bought, but this kind of house purchase is very risky, and it is generally not recommended to buy.

If you want to deal with the following situations: 1. If you buy in full, the person who sells the house is also the house that you bought in full, so you can change the contract with the developer, and then let the developer go to the real estate bureau to issue your house book. 2. If you are buying in full and selling the house with a loan, you need the other party to pay off the loan in advance, and then change the purchase contract with the developer, and then let the developer go to the real estate bureau to issue your house book.

3. If you buy with a loan and sell the house with full payment, you need to change the purchase contract with him first, and then you go to the bank to apply for a mortgage and a mortgage, and then let the developer go to the real estate bureau to handle the house. 4. If you buy with a loan, the person who sells the house is also a house bought with a loan, which requires him to make early repayment, and then change the purchase contract from the developer, and then you go to the bank to apply for a mortgage and a mortgage, and then let the developer go to the real estate bureau to handle the house.

The new house needs to apply for the real estate certificate, and the real estate certificate cannot be handled without the purchase contract, but there are two copies of the purchase contract, one in the buyer and one in the developer, and the developer can handle it directly when handling the property right certificate.

1. Can the real estate certificate be taken out for mortgage in the bank?

Generally speaking, in the purchase contract signed between the buyer and the developer, it will be agreed that the real estate certificate will be handled by the developer. Buyers need to prepare the relevant materials for applying for the real estate certificate, such as the purchase contract, the purchase of the house, the identity document, the household registration book and the house ownership certificate. You need to do a procedure to apply for leaving the warehouse, the general bank is the account manager to submit the application, and you also need to transfer the relevant departments such as personal finance risk to sign, and you can leave the warehouse after signing, and then take it back and re-enter the warehouse after it is done.

The property that has been registered as a mortgage is not allowed to be bought and sold until the loan is repaid, and there is no need for the bank to require the lender to pledge the real estate certificate to the bank.

2. What are the precautions for signing the purchase contract?

The precautions for signing the purchase contract are: 1. Adopt a unified format. As a letter, the purchase contract is provided by the developer, so the buyer can check whether the purchase contract provided by the developer is in a uniform format before signing the purchase contract.

2. The processing time of the real estate certificate. Generally, the contract will indicate the time of handover of the house, but the processing time of the real estate certificate is not clear, if the developer's qualifications are not complete, and there is no money to pay the land transfer fee, etc., it will affect the property rights of the buyer. 3. Liability for breach of contract.

Liability for breach of contract should be clearly stated in the purchase contract.

3. What is the down payment ratio of the second house in Shenyang?

The down payment ratio of the second house in Shenyang is as follows:

1. The down payment ratio of Shenyang is 3% for the first house, which is the same as the second-hand house. Second-hand housing is 3% of the loan appraisal price. The rest is to be paid for the first time;

2. The proportion of provident fund loan payment below 90 for the second house shall not be less than 20%; The proportion of housing provident fund loan payment above 90 shall not be less than 30%.

Article 34 of the Administrative Measures for the Sales of Commodity Housing stipulates that a real estate development enterprise shall, within 60 days from the date of delivery of the commercial housing, submit the information required to be provided for the registration of housing ownership to the real estate administrative department where the housing is located.