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I don't know what kind of insurance you are in, you have to communicate with the salesman about this problem.
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Hello. You need to talk to your insurance salesman about this, some of which can be cut, and some of which are bundled.
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Under normal circumstances, if the insurance policy clearly states which insurances are deducted, he will only deduct which money, and the other parts cannot be deducted.
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First of all, there are three options on the list, these three options are generally divided into main insurance and supplementary insurance, if you think that you only want to pay which secondary insurance is not allowed if you do not insure the main insurance. If you only want to keep the main insurance and don't want to cover the supplementary insurance, that's fine, but talk to the insurance company and stop.
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The types of insurance in the policy are often agreed in the insurance contract at the same time, and the premiums must be paid together.
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For this question, you can only consult the insurance agent of the insurance company to see if you can report only one item, and the other two are not insured, so you can pay less.
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If you only want to buy critical illness insurance, you can ask the insurance salesman to make a separate critical illness insurance contract for you, which is generally possible.
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Hello, you have three items on your insurance policy, but you only want to pay one critical illness insurance. This is not possible because there are several items that you have to hand in.
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The insurance policy box has 3000, maybe training, you want to pay it, but you can't deduct it, the rest are put to me, if you say it's okay to follow.
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Hello, there are three items on the insurance policy, and you only want to pay one, because the insurance policy is unified, it is impossible to pick only one to pay, can you not deduct the others? You can go and consult your insurance salesman.
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If the premium is three, then you only pay one, which should not work.
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According to the provisions of the insurance policy, it is not possible to vote for only one item, and it is wrong not to vote for the others.
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You can consult his staff about the insurance you pay on that platform, and he will give you the answer.
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The three items on the insurance policy, it is bundled together, and all the resignations can only be done now, otherwise you will not be able to apply for insurance.
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There are three items on the insurance policy.
If you only want to pay for critical illness insurance, you can not deduct anything else.
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There are three items on the insurance policy, and it is not possible to pay one critical illness insurance, and the other two must be paid, and if you do not pay, you will have to deduct taxes.
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According to the "Social Security Insurance Law of the People's Republic of China" and the "Regulations on the Management of Housing Provident Fund", the unit must pay five social insurance and one housing fund to employees in accordance with the law, but the management department and the agency of the two are completely unsubordinate to the two ** departments, and the company's payment account is not the same, so it is impossible to pay together.
The current situation is that there are more and more companies willing to pay social security to employees, but there are still many companies that do not pay housing provident fund to employees.
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Why doesn't your company pay insurance and provident fund?
Insurance and pension can be paid at the labor bureau by yourself.
In some cities, the provident fund can be paid to the housing provident fund by itself, provided that they have opened a personal payment business.
Insurance and pension can be transferred, whether you are in the first hand can be transferred, with your work to transfer.
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It's okay to only pay insurance without paying CPF, but it's absolutely impossible to want to pay only CPF without paying insurance. Actually, the insurance is very good, pay it in!
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Yes, you can't pay your CPF without insurance.
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According to different local policies, the specific is based on the local social security bureau.
Generally, it is possible to only pay endowment insurance and medical insurance.
Information to be provided for personal social security participation:
Fill in the "Declaration Form for Individual Social Insurance Contributions in XX City" and the "Contract for Entrusting the Bank to Collect Social Insurance Premiums";
A copy of the applicant's ID card and household registration booklet (original copy of the original certificate);
For the first time to participate in the insurance, if it is recruited or transferred into the Shenzhen household, it is necessary to provide a copy of the appointment order (or recruitment form) (original inspection), and the employee who is the household registration is moved in, and the female 35 years old and the male over 45 years old also need to provide the certificate of pension insurance participation issued by the social security institution of the original place of relocation;
A copy of the account name and account number page of my savings bank passbook opened by one of CCB, Bank of China, Agricultural Bank of China, and ICBC (original copy is verified);
Persons who have a "XX City Labor Security Card" or "XX City Employee Social Insurance Certificate" must inspect the "Shenzhen Labor Security Card" or "Shenzhen Employee Social Insurance Certificate" when applying for individual insurance payment;
If you apply for the "Labor Security Card of XX City", you need to provide the digital ** receipt of the second-generation ID card networked photo studio recognized by the municipal public security organ.
Procedures for Applying for Insurance
Go to the individual payment window of the social security institution to collect and fill in the "Declaration Form for Individual Payment of Social Insurance in XX City" and the "Contract for Entrusting the Bank to Collect Social Insurance Premiums";
Hold the "Contract for Entrusting the Bank to Collect Social Liquid Group Insurance Premiums" to the opening bank and affix the official seal;
Hold the information required to participate in the insurance, the "Social Insurance Individual Payment Declaration Form of XX City" and the "Contract for Entrusting the Bank to Collect Social Insurance Premiums" to the individual payment window of the social security institution in the district where the household registration is located to go through the insurance procedures;
If you need to apply for the "Labor Security Card of XX City", you must come to handle it in person, and provide a copy of your ID card (original verification) and a digital photo receipt of the second-generation ID card network photo gallery recognized by the municipal public security organ.
Other precautions: The insured should keep enough social security premiums payable in the bank collection account before the 21st of each month to prevent collection failure. If the collection is unsuccessful for three consecutive months, the social security institution shall stop participating in the insurance for the applicant, and if the insurance is re-enrolled, it must be declared again.
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Freelancers can only participate in endowment insurance and medical insurance when buying social security, and bring valid documents to the Social Security Bureau to pay.
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As a traditional offline insurance company, Ping An has a large part of the heavy bai
Sickness insurance premiums are all du
It is more expensive, and it is very common to pay 10,000 yuan a year. But is it worth the money? Let's take a look at the overall evaluation of Ping An Life first:
How about Ping An Life? Is it reliable? How about the product?
Pit or not?
Take Ping An Life's most representative new version of Ping An Fu 20 as an example, 100% for severe illness 1 time, 20% for 3 times for mild illness, 30-year-old male insurance 500,000 yuan, lifelong, 20 years of payment, 15,620 yuan a year.
Although the death sum assured for critical illness can be increased after the minor illness claim is paid, there is no moderate illness benefit that is standard with most critical illness insurance, and the mild illness claim ratio is only 20%, which is not proportional to the benefit and premium, which is equivalent toSpend a lot of money on small protection, very cost-effective. Please see here for a detailed evaluation of Ping An FuThe new version of Ping An Fu 20 is here!
This deficiency has not changed.
Critical illness insurance is not always betterExpensive does not mean that the guarantee is good, the key is to look at the product guarantee responsibilities and terms. And what suits you is the best, blindly pursuing big brands and following the trend is easy to cause losses to yourself. For ordinary working families, it is always impossible to choose cost-effective products, and I have carefully selected the top ten critical illness insurance products that are worth buying this year for reference:
Top 10 Popular Critical Illness Insurance Points Worth Buying!
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1. Critical illness insurance is to protect death, which means that if a person gets a disease and a certain disease in the critical illness insurance, this person is "a dead end". If you want to buy this kind of critical illness insurance, it is better to buy life accident insurance (life value insurance, which is also life-saving), because the effect is the same, but the premium paid is much less. For example, a 30-year-old person has to pay more than 9,000 yuan per year for 300,000 yuan of critical illness insurance (you can get a little money for surrendering the insurance), and the insurance amount of 300,000 yuan for life accident insurance is more than 1,000 yuan per year.
If you are responsible for the family, you can have life accident insurance, and there will be the least number of disputes with the insurance company. Critical illness insurance, the insurance company earns money from currency depreciation and a considerable amount of money is deducted when surrendering, so the more money you pay, the more the insurance company earns, more than 9,000 yuan per year to pay for 20 years and more than 1,000 yuan What kind of concept is it?
Note: At present, the annual accident mortality rate in China is less than 3/10,000, 10,000 divided by 3,300 times is about 3,300 times, 100 yuan multiplied by 3,300 is equal to 330,000, even life accident insurance is already a huge profit, not to mention other types of insurance.
2. From the nature of the contract, the insurance contract is a very unfair contract, because the text clauses of the contract are unilaterally formulated by the insurance company, and some of the text clauses are interpreted in a variety of ways, so once the lawsuit is filed, it is the customer who suffers. Insurance claims are even more troublesome, the insurance company will not simply settle the claim, maybe 80% of them are going to court to fight a lawsuit, that is, once you sign an insurance contract with the insurance company, the rate of you and the insurance company in the future is 80%, unless you give up the claim, in the 80% can win the lawsuit is about 15%, because the text terms of the insurance contract are interpreted in a variety of ways, and the normal claim is 20%. Therefore, if you buy an insurance policy, the probability of getting a claim is 35%. ”
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There is indeed money, and there is indeed a sense of insurance ahead of time. In 20 years, you will have a significant income.
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Why do you want to buy a critical illness? Is it a source of insurance.
Didn't people tell you its terms, is it guaranteed for 20 years or for life, like I am 28 years old this year, 200,000 yuan, pay more than 6,000 a year, pay 20 years, it will probably cost more than 120,000, 20 years later is 48 years old, at this time, the cash value is estimated to be only half of the sixty or seventy thousand so that it can be refunded, if I am 65 years old and then take it out there will be about 130,000, if you don't take it out, you will be the inheritance to your own children, note: I bought Ping An Fu, if you buy accident insurance is more cost-effective, especially millions of let me go, Pay 1472 yuan a year, pay 10 years for 30 years, the sum insured is worth 1 million, and 120% of the premium will be refunded at maturity, which is equivalent to saving money with a guarantee for you! Personally, I think it's pretty good!
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Ping An Insurance is a lie, I paid about 50,000 yuan, I don't want to participate, I don't want to deduct half of it, I don't give it back, saying that I am in breach of contract.
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To the answer upstairs, I can only say that the ignorant are not guilty.
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Oh my God, this answer is obviously a 2b, and so many people agree and like it! All of them are not unilateral, and the conclusion of the terms also needs to be reviewed and approved by the Insurance Regulatory Commission, and the probability of litigation and claims can be said. So many people with successful careers and big families buy high-value insurance, and people don't have brains?
Have you ever made a claim? Alas, not talking to 2b is simply an insult to one's own intelligence! Blessing you for not buying any insurance for the rest of your life!
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Persuade those who buy insurance with abacus not to buy insurance, spend two or three cents and three incense sticks at home every day, and pray that the Bodhisattva will bless them with no illness and no accidents, then it will be a good deal!
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Life accident insurance is 300,000 yuan, and the sum insured is more than 1,000 per year.
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It's good to know that I'm insured.
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1. It is recommended that your premium should account for 10-20% of your annual income according to your personal financial situation.
2. In line with the concept of not putting eggs in one basket, invest in the products of several insurance companies. There is no absolute one product that can meet all the needs of customers, and each insurance company's products have their own specific advantages, such as full insurance, low rates, green channels, SOS, and various genetic screening ......If the sum insured is fixed, try to take advantage of each insurance company as much as possible. When making a claim, as long as one company makes a claim, the other companies will accept the claim notice of that company, and the claim verification procedure is immediately simple.
3. Don't blindly follow, listen to whose point of view the other party is standing on when recommending products to you. Now that the Internet is so developed, it's not a bad thing to ask more. There is competition to have service, it must be the last word!
I'm an independent insurance broker, please chat with me privately if you have any questions!
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"Can't See Through": Real embroidery, fake embroidery, infatuated Langer can't see through; Amorous, so confused, he ended up laughing and scolding for a thousand years.
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You can stop paying social insurance, copy it and then go to the medical management center where your hukou is located to apply for insurance.
The minimum payment period of endowment insurance is 180 months, that is, 15 years, and you can pay more, and you can receive more at that time. At the same time, the pension insurance can be accumulated to calculate the payment period, that is, intermittent payment is allowed.
Medical insurance needs to be paid for at least 25 to 30 years, and when you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as the renewal is usually possible).
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You can only re-apply for an Xianyu number, and it turns out that the number is estimated to have been officially restricted.
Now Xianyu is very strict in the supervision of publishing illegal things, once the illegal things are released, even if the penalty period has passed, the accounts that have posted illegal things will still be monitored, so they can only be republished with other accounts.
When there is a serious violation of the rules in the store, and the store is deducted 24 points, all the products in the store will be forcibly removed from the shelves by the platform. It will last for fourteen days, and during the penalty period, it is necessary to re-examine, and the content of the exam is mainly the rules of some Xianyu platforms. When the penalty period is over, the store will return to normal.
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