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I borrowed 11,000 yuan with money, and the interest for ten days was 100 yuan.
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The interest of the main product of the money-rich loan is calculated as the remaining principal Interest rate The actual number of days borrowed, the daily interest rate is the same, and the actual interest rate is subject to the display on the homepage of your full easy loan, with a maximum amount of 200,000 yuan and a maximum of 24 installments.
The specific amount and interest rate of the money to spend is given by the money spending system through your comprehensive situation. The overall situation of each user is different, so the interest rate and amount will be different. However, compared with credit card cash withdrawals, the general daily interest rate is 5 yuan per day for borrowing 10,000 yuan, and the interest rate for loans with money is lower, and the calculation of various fees is more transparent.
The current daily interest rate of the loan is from 2 yuan, and the maximum amount is 200,000 yuan.
The current fees and charges mainly include loan interest and borrowing fees (if any), and the platform will charge overdue penalty interest if the platform is overdue. Full Easy Loan currently supports early repayment by borrowers, and whether there is a penalty for early repayment will be subject to the display on the loan page. At the same time, the strong technical strength of Du Xiaoman Finance (formerly Finance) has comprehensively improved the speed of review and lending, and the application can be received in 3 minutes at the earliest.
If you have other questions about interest fees, remember to contact the official customer service (95055), the regular and reliable interest rate is low, the interest rate is not high, no pre-loan fees are charged, do not trust private customer service, etc., beware of fraud.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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Monthly repayments. The interest rate is not high, if the same amount of interest is equal to the annualized interest rate of the first year.
Extended Information: Money to Spend Interest Rates.
Interest on money = remaining outstanding principal * interest rate * number of days actually used by the borrower.
1.For example, if you borrow 3,000 yuan in three installments of 30 days each with a daily interest rate, then the interest on the first installment is 3,000 yuan a day = 45 yuan.
After repaying the first installment of 1,000 yuan, the remaining outstanding principal is 2,000 yuan, and the interest of the second installment is 2,000 yuan per day = 30 yuan. After the first two installments of 2000, the interest of the third installment is 1000 yuan per day = 15 yuan. In this way, after your $3,000 is divided into three installments, the total interest is $90.
2.The specific interest fee is subject to the display on the page of Du Xiaoman Financial APP-Money to Spend Loan. After the user submits the quota application, the system will give a specific quota and interest rate according to the user's comprehensive situation, and manual intervention cannot be made.
After the credit application is successful, you can see the interest rate under the borrowing limit.
3.At present, the interest rate on borrowing money is not fixed. The money spending system will conduct a comprehensive assessment and review based on your personal use, financial policies, market environment, etc., and then dynamically adjust your interest rate, and manual adjustment is not supported for the time being.
4.In addition, Youqian Hua will launch various activities to give coupons or cashback rewards from time to time, which can help you reduce the cost of borrowing. Du Xiaoman Financial APP will show you the latest activities, you can pay more attention to these activities, participate in time to get money to spend coupons.
5.You can find the coupons you have obtained in the [Du Xiaoman Financial APP] - [Me] - [Card Coupon Package], check the usage rules, and as long as you meet the rules, you can reduce the relevant fees. If you can't choose to use the coupon you already have when borrowing, it means that you don't meet the coupon usage rules, and it is recommended that you carefully check and confirm the coupon usage rules.
If you want to apply for a loan with money, you need to meet the age requirement and the document requirement
1. Age requirement: between 18-55 years old, and cannot be a school student.
2. Information requirements: During the application process, you need to provide your original second-generation ID card and your debit card.
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If the same amount of interest is paid monthly annualized interest rate.
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How to calculate the interest of 100,000 yuan borrowed by Du Xiaoman:
Du Xiaoman is a financial service platform under its umbrella, which includes two loan products: Money Flower and Full Easy Loan. According to the information on Du Xiaoman's official website, no matter which loan product the user applies for, the minimum daily interest rate is.
Suppose the borrower applies for a loan of 100,000 yuan, the interest is 20 yuan a day according to the lowest daily interest rate, and the annual interest is 7,300 yuan according to the calculation of 365 days a year. Of course, this is only based on the lowest interest rate. Each borrower's personal qualifications are different, and the interest rate of the loan they can apply for will also be different.
I used to have business turnover needs and used several micro-loan productsThe first thing I applied for was Du Xiaoman Money to spend (formerly finance), with a limit of just 10w (the platform supports 20w at the highest), and the interest is also very low (the annualized is the lowest, or relatively low.) All of them were put forward in 12 installments.
Du Xiaoman - have money to spend special attention to:
1. If you have money to spend the quota, you should withdraw it as soon as possible, because the quota may become invalid after a long time.
2. It is best to withdraw the full amount when withdrawing, because I read other people's posts saying that if you withdraw too little, the system risk control may mistakenly think that you need (or re-judge that you are not a high-quality customer) and be rejected in the withdrawal link, and it is safer to withdraw at least 60%.
Anyway, the financial support is free of charge for early repayment, and if you don't need it for a few months, you can choose to settle it in advance.
The second one I applied for was a 360 IOU, after all, they are all big platforms, so I applied first, and the amount is that the interest is about the same as having money to spend.
360 IOUs can borrow up to 200,000!
There is also a skill to apply for 360, the amount that comes out after simply filling in the information at the beginning is only a basic amount, such as 5000, 1w5, etc., if you feel that the amount is not enough, you can not withdraw it first, and go directly to apply for the exclusive loan inside, this is a large amount, as long as you have a basic amount, the exclusive loan will definitely pass and the amount will be greatly increased, and the exclusive loan supports 24 periods. My base limit is 9000, and it is after upgrading to a premium loan.
The third is Ping An Bank's new loan (quick loan), which can borrow up to 500,000 yuan! 0 mortgage 0 guarantee: no need for any guarantee, only with personal credit, low application threshold: the average monthly income of more than 4,000 yuan can be applied (provident fund, housing loan, insurance policy can be).
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If you borrow 150 yuan for one day, the interest for one month, and the interest for one year.
The official said: "1,000 yuan to borrow a day only needs yuan, and the daily interest rate is as low as that, so it seems that the interest on money is not very high." The daily interest rate is converted to the monthly interest rate, and the adult interest rate is converted to a fairly low interest rate.
However, the real interest rate of money to spend is not so low, because its interest rate mainly depends on the borrower's comprehensive qualifications. Only people with good comprehensive qualifications can be approved for a lower interest rate, and most people apply for a loan when they have money to spend, and the approved daily interest rate is between the range.
Although it is not that low, it is not a particularly high interest rate, which translates to between 18% for adults. Although this interest rate is much higher than the bank interest rate, it is still a medium level among private lending products. The interest rate is also lower than 24%, which is legal interest.
The interest and amount of money spent is determined by the comprehensive evaluation of the system, and manual intervention is not possible, and the maximum amount of money that can be borrowed is 200,000, and the daily interest rate is as low as 2 yuan, and the minimum daily interest of borrowing 10,000 yuan is 2 yuan.
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Money can be borrowed from 500 yuan to 200,000 yuan at a time, the amount of money to spend on cash is automatically given by the system in accordance with the multi-dimensional evaluation criteria, after a comprehensive evaluation, generally based on the personal credit status of the comprehensive assessment, big data will be judged according to the user's personal information and daily behavior records, the user can get the corresponding withdrawal amount after the application is passed, and can be directly withdrawn to the bank card, the interest rate of the cash loan product is determined by the system according to the user's comprehensive situation, It is recommended to maintain a good reputation, and the system will adjust it from time to time according to the user's usage.
Extended Materials. 1. How to calculate the interest on the loan?
The remaining principal Daily interest rate The actual number of days of borrowing, and the daily interest rate is subject to the display on the home page of the user's cash loan.
2. How much does it cost to borrow cash if you have money to spend?
Fees include interest, loan service fees, overdue will be charged penalty interest, the specific fee standard is subject to the loan page display, it is recommended to repay on time, the system will be adjusted from time to time according to the user's use, it should be noted that overdue will be charged penalty interest, from the date of overdue, every day on the overdue amount to charge 150% of the agreed interest rate penalty interest, until the overdue repayment, the overdue record of borrowing cash will be reported to the People's Bank of China for credit, which will affect personal credit records, cherish credit please repay on time.
3. What should I do if it is overdue?
The best way to overdue is to repay the arrears immediately, and you can also communicate with the customer service staff, and you can also choose to repay the interest first and then repay the principal if you have money to spend on repayment, which is a stress-relieving option for young people who are about to work, but you also need to beware of the impact of overdue on your personal credit in the future.
4. Precautions for filling in the application information.
1. Only debit cards are supported.
2. Due to some network problems, the verification code will be sent slowly, please do not click "Send Verification Code" frequently, and complete the application within 30 minutes after obtaining the verification code.
3. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.
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When applying for a loan, users will encounter loan products with different repayment methods, because the interest rate is often expressed in different ways, for example: daily interest rate of 10,000%.
Fifth, the monthly rate is 1%, etc., so it is difficult to compare several products which one is more economical. The price comparison artifact launched by Money Flower can help us solve this problem. Through comparison, we can intuitively understand the details of the interest fee of the comparison product and help us make decisions.
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Hello netizens, there is money to spend loans, these online loan platforms are often bottomless, there are many traps in them, it is best not to go to online loans, many because of online loans and fall into it and can't extricate themselves, and you only need 5000 yuan, the number is not too big, it is recommended that you borrow through other methods, do not easily believe in online loans.
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The interest charged for different products is different, and the interest on the loan is calculated based on the current outstanding principal multiplied by the daily interest rate, and the actual number of days borrowed. I usually feel that it is more cost-effective to use a micro loan, and the operation is relatively simple, and the micro loan can choose 5 10 20 monthly installments and other principal repayment, borrow and repay at any time, and there is no penalty for early payment; Its daily interest rate is between the to, and it is also a bank product, which is quite safe.
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Daily rate, borrow 1,000 yuan a day, borrow 10,000 yuan a day, and borrow a month interest yuan.
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The annual interest of 1,000 yuan is also 237 yuan.
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Your daily rate should be, the daily interest is yuan, and the monthly interest is yuan.
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