How to open online banking and how much it costs to open it

In fact, it is very simple: you take your ID card and 16 yuan (10 yuan annual fee, 5 yuan card production fee, 1 yuan deposit) to the ICBC counter, and tell the staff: you want to apply for a card, and you want to open online banking, and you also need an electronic password card (u shield to charge, emphasize:

There is no charge for the passcode card). Then the staff will help you apply for a card, and open the online banking directly in him, You only need to fill in some information, provide your ID card, and set a password. Finally, the process was completed, and the result was:

A bank card, an electronic password card, and online banking have also been opened. Another: After the opening of ICBC online banking, unless you want to transfer money to other banks, there is no charge for online banking.

The only charge is the bank card you get (annual fee). You can also open online banking on the computer, but it is different from going to the bank to open it at the counter: the online banking opened by yourself on the computer does not have the online transfer function, but it is directly opened by the bank staff at the bank counter and has the online transfer function.

In the past, ICBC's online banking was also used in other places, and it was the same.

It can be opened on the bank**. It is free to open. It is convenient for you to buy things online.

You can go to the front desk of the bank.

Annual fee, various handling fees.

Specific explanation: 1. The annual service fee for online banking certificates is 200 yuan for each certificate.

2. The annual service fee for online bank accounts is 20 yuan for each registered account (this fee is not charged for general unit customers, and this fee is not charged for the main account of group customers.) As of December 20 of each year, if the account has been registered for more than half a year (inclusive), it will be charged at the standard, and if it is less than half a year, it will be charged at half price).

3. The annual service fee for online banking VIP lounges shall not exceed 10,000 yuan per customer, which shall be implemented according to the standards announced by the local Industrial and Commercial Bank of China.

4. The service fee for the opening of bank-enterprise interconnection shall not exceed 100,000 yuan per customer (one-time charge) shall be implemented according to the announcement standard of the local Industrial and Commercial Bank of China.

5. **The annual service fee of the bank, each certificate shall not exceed 500 yuan (if the certificate method is not adopted, it shall be charged according to its customer number or login, and the fee standard shall be charged according to the certificate method) shall be implemented according to the local ICBC announcement standard.

6. The annual service fee for online banking (ordinary version) shall not exceed 500 yuan per certificate.

7. ICBC Courier (Balance Change Reminder) service fee, 30 yuan per account per month.

The online banking payment business breaks the geographical and time restrictions of traditional banking business, and can provide financial services to customers at any time, anywhere and in any way, which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profits**.

After applying for a bank card, if you want to know the account information at any time and handle various businesses independently, you can open online banking. However, there are many ways to open online banking, and different opening methods determine what kind of functions you can use for online banking. Is there a charge?

Let's find out.

How to open online banking with a bank card?

There are two ways to open online banking: self-service opening on the official website and opening at the counter, but the online banking functions opened by different methods are different, as follows:

1. Self-service opening of the official website: After applying for a bank card, you can open the bank's official website to open online banking, which generally requires an ID card number, bank card, set a login password, etc., the method is very simple, you just need to handle it according to the prompts. However, most banks can only check account balances and transaction records when they open online banking by themselves, and cannot handle transfers and remittances, of course, there are some exceptions.

2. Counter opening of outlets: You can check online banking on the application form and provide ID card at the same time as applying for a bank card, and the staff will help you open it when you apply for a card; You can also bring your bank card and ID card to the bank branch to open it after applying for a card. Generally, when opening online banking in outlets, you will be asked to buy security equipment such as U shield or password card, and the security factor is relatively high.

Is there a handling fee for opening online banking with a bank card?

The bank card is generally free to open online banking, but to open online banking to buy a U shield and password card is to charge, the U shield fee is less than 50 yuan, the password card is generally free, but the security factor is not as high as the U shield, here it is recommended to buy a password card.

If you are lucky, you can send a U shield for free if you encounter a bank in an activity, there seem to be some additional conditions and the like, such as asking you to complete an online payment through online banking after opening online banking, etc., depending on how the banks stipulate.

The above is "How to open online banking with a bank card?" Is there a charge? If you want to open online banking at one time and once and for all, it is recommended that you go directly to the counter of the branch to handle it, and it should be noted that you also need to log in to the bank's official website to activate it after applying for online banking.