How to apply for overseas travel accident medical insurance?

In order to further improve the accident and medical protection of your trip abroad, it is wise to choose the right travel medical insurance before you travel. How to apply for overseas travel accident medical insurance?

1.Choose the appropriate amount of coverage according to the level of consumption in the destination country.

2.Overseas travel insurance needs to cover your entire trip. Make your trip all the way insured.

3.When purchasing outbound travel insurance, pay attention to whether international emergency evacuation services are included. Since it is difficult for domestic insurance companies to spread their outlets abroad, outbound travel insurance products are usually in cooperation with international emergency rescue companies.

Whether you lose your wallet or your passport while you're out there, you can call for help**, and some major international insurance companies also offer Chinese-language services.

4.Choose the right insurance platform and buy on Huize Online, you can compare the products of multiple insurance companies, and then choose the product that best suits your protection and travel needs. Insurance is also very simple and convenient, on the homepage of Huize.com, register as a member for free, choose your favorite product after logging in, select the insurance period, and you can buy it immediately.

**Cheap, the whole insurance process is clear and transparent, eliminating the layers of trouble of intermediaries**, lower premiums, and stronger autonomy. When traveling abroad, you had better buy the right travel medical insurance in advance, and you will get at least 15% discount if you buy it online, which is the best way for you to choose cheap travel insurance. Huize is an insurance platform that provides high-quality and low-cost travel insurance, and you are welcome to come and buy.

"GamingGlobal" Overseas Travel Protection Plan Diamond Plan Benefits: *Emergency Rescue Medical Insurance Premium: 1 million yuan* Sickness + accident medical compensation of 500,000 yuan each (overseas direct payment is provided)* Up to nearly 30 kinds of protection responsibilities, and the protection responsibilities are rich and low: from 20 yuan Sun United Peace of Mind Overseas Travel Insurance Plan (including the United States and Canada) Plan A Coverage Content:

Medical Compensation $300,000* 24-hour worldwide medical assistance* Coverage for popular recreational activities such as skiing, diving, horseback riding, etc., from as low as $52.

1. What is outbound travel medical insurance?

Overseas medical insurance, in a sense, can also be called overseas travel insurance, is a 24-hour all-weather, comprehensive emergency rescue service and accident, medical, rescue service cost insurance protection for nationals who face accidents and medical risks overseas for overseas travel, visiting relatives and friends, and business trips.

According to the regulations of the Schengen countries, from June 1, 2004, all short-term visa applicants must purchase foreign insurance at the time of submission of visa application materials, proving that it can cover the cost of hospitalization and repatriation abroad, with an insurance amount of not less than 300,000 yuan (i.e. 30,000 euros), the insurance period must not be less than one month, and cover all Schengen countries (business visas require 30 days of insurance). A visa can only be issued after you have submitted your passport and insurance policy at the same time.

2. Why should I apply for outbound travel medical insurance?

1. Tailor-made for overseas travelers and business people, providing overseas emergency assistance and medical services, supporting first aid with a dedicated line, and medical expenses are guaranteed;

2. Comprehensive coverage of accident personal insurance, hospitalization, loss of travel documents, travel delay and other expenses, for travelers to make a comprehensive consideration;

3. Cooperate with world-famous rescue agencies, with its global network, modern medical facilities and many professional service personnel, open a free rescue hotline for policyholders 24 hours a day, friendly native language and other services.

3. How to apply for outbound travel medical insurance.

1. Consumers can go to the sales counter of professional insurance companies to buy, fill in the insurance policy, and the insurance company will issue an insurance certificate after collecting the insurance premium, and the insurance will take effect;

2. Consumers can also apply for insurance online. The consumer completes the insurance information and payment online, and the insurance company issues an electronic insurance certificate and sends it to the customer through email or text message, and the insurance takes effect;

3. Consumers can contact qualified individuals to purchase. Many consumers have insurance ** people who serve themselves, and consumers can buy through this ** person;

4. It can also be purchased through a qualified institution: many insurance companies will install the system terminal in the institution, and after the customer provides the insurance information and pays the insurance premium to the institution, the institution prints the insurance certificate to the consumer through the insurance company's system, and the insurance takes effect.

Fourth, the problems that need attention.

1. Pay attention to whether to provide personal liability protection;

2. Pay attention to whether high-risk items are included;

3. Pay attention to the time limit;

4. Pay attention to geographical restrictions;

5. Pay attention to medical expense restrictions.

Article 10 of the Insurance Law stipulates that an insurance contract is an agreement between the policyholder and the insurer to stipulate the relationship of insurance rights and obligations. The policyholder refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay the insurance premium in accordance with the contract. The insurer refers to the insurance company that has entered into an insurance contract with the insurer and bears the responsibility of compensation or payment of insurance money in accordance with the contract.

Hello! If you have purchased accident medical insurance for travel abroad and are now visiting a doctor abroad, and you want to know if the medical expenses incurred as a result will be reimbursed, please be reminded that if your injury is covered by your insurance contract, then you can be reimbursed. It is recommended that you review your insurance wording.

Whether you can be reimbursed for your injury and hospitalization abroad through overseas travel accident medical insuranceFor your injury, the insurance company will send someone to appraise, if it is found to be covered by the insurance contract, then your hospitalization medical expenses can be compensated accordingly. In order to make it more convenient for you to make a claim, it is recommended that you choose a formal insurance platform to purchase overseas travel accident medical insurance. When applying for overseas travel accident medical insurance, our professional claims team will assist you in the whole process of claiming, so that you can have no worries.

In order to save the trouble of claims, it is recommended that you try to choose a formal insurance platform to purchase overseas travel accident medical insurance. In addition, when purchasing a suitable overseas travel insurance product, it is recommended that you carefully read the terms of the insurance contract, as it will be inconvenient to settle claims in the future.

1. Travel agencies. After consumers have gone through the travel procedures in the travel agency, they can buy it on the spot according to their needs, and they can choose to compare more varieties.

2. Ticket points. Most of the travel insurance and accident insurance in these places tend to be transportation insurance.

3. Visa ** agency. Tourists who travel abroad can buy relevant travel insurance products by the way when applying for a visa, and some countries have certain requirements for the amount of tourist insurance, so it is also an effective and convenient way to understand the relevant content through the visa agency and purchase products suitable for their own journey.

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