What kind of accident insurance is suitable for buying during a long vacation?

When purchasing accident insurance, there are mainly the following purchase points:

1. The scope of protection should be wide. When you buy accident insurance, you should ensure that the coverage of accident insurance products is wide, and try to cover a variety of aspects, such as all-round protection by sea, land and air, including aircraft, ships, buses, high-speed rail, trains, etc.

2. Accident and hospitalization are indispensable. The advantage of some accident insurance products that cover accident and hospitalization is that when you are hospitalized due to an accident, then your medical expenses can be compensated, reducing the burden of medical expenses.

3. Purchase according to risk. Assuming that you are going to travel on vacation, you can consider accident insurance according to the risk in the process of travel, such as skiing, rock climbing, skydiving and other high-risk sports, and you can insure accident insurance products that cover high-risk sports.

4. Medical allowance can be added. If there are still many deficiencies in your own medical insurance, you may wish to attach some medical allowances, such as hospitalization allowance and so on.

You can buy short-term travel accident insurance** at about 5-10 yuan, or buy a 1-year accident insurance for your child, ** at 50-100 yuan.

First of all, it is necessary to ensure that the coverage of accident insurance products is wide, covering a variety of aspects as much as possible, such as all-round protection of land, sea and air, including aircraft, ships, buses, high-speed rail, trains, etc. Secondly, it is necessary to choose according to the risk. If you are going to travel, you can consider accident insurance according to the risk during the trip, such as skiing, rock climbing, skydiving and other high-risk sports, and you can buy accident insurance products that cover high-risk sports.

If you don't know how to choose, you can go to the insurance city network to find ** people to help recommend.

How to purchase short-term accident insurance:

1.When purchasing accident insurance, it is necessary to determine the duration of coverage. There are many statutory holidays in China in a year, and the number of days of different holidays will be different for different occupations.

When you buy short-term accident insurance, you should first determine the length of your trip. For example, if there are seven days of "Eleventh" holiday, and you are going out for seven days in the plan, then the guaranteed period must be more than seven days.

2.When purchasing short-term accident insurance, you need to determine the coverage of the insurance. The injuries caused by traffic accidents are unimaginable, and traffic accidents are also covered by short-term accident insurance.

Determine the mode of transportation you need to use during your trip, and then choose a short-term accident insurance that includes such modes of transportation. In addition to the mode of travel, the coverage should also include accidental medical coverage, which can usually be achieved through additional insurance.

3.When purchasing short-term accident insurance, you need to determine the amount insured. Taking China Merchants Cigna eNuo Public Transport Accident Insurance as an example, the sum insured of this short-term accident insurance has two grades: basic and popular.

Under the premise of the same coverage period, the premium and sum insured of the basic type are half of those of the mass type. The coverage period can be customized, and you can choose to purchase it according to your own needs.

Short-term travel accident insurance is very critical for people who are out on vacation, because during the trip, it is difficult for everyone to prevent themselves from having any accidents, and having a protection is the main manifestation of their own responsibility.

Extended Materials. Scope of Short-term Accident Insurance:

1.Accidental injury: If the insured dies due to accidental injury within the insurance period, the death insurance benefit of 200,000 yuan will be paid, and the disability and scalding will be paid according to the level of disability.

2.Ambulance Expenses: Valid and essential ambulance expenses incurred by the insured person within 24 hours from the time of the accident.

3.Funeral expenses: If the insured dies due to accidental injury, the insurance company will pay the funeral disposal fee according to the specific expenses (including the cost of transporting the body, cremation of the remains, and the purchase of a general columbarium (based on the local medium-level price of the funeral solution); In the case of underground burials, the specific expenses of the burial chamber, tomb plaque and remains) and the cost of repatriation of the corpse (including the cost of transporting the corpse or the player back to the city where the insured resides and the cost of the remains).

4.Accidental medical treatment: If the insured is hospitalized due to accidental injury, the insurance company will pay the effective and essential medical expenses for the specific expenses within 180 days from the date of occurrence of the accident.

5.Accidental Hospitalization Allowance: If you are hospitalized due to accidental injury, you will be paid daily from the first day of hospitalization.

Short-term accident insurance is to provide accidental injury protection for the insured in a short period of time, this kind of product generally includes accidental death and disability, accidental medical treatment and other protection content, the general short-term accident insurance protection time is one year or less, and some of the protection period may only be a trip or a journey.

Short-term accident insurance can be purchased directly from the offline store of the relevant product or from the insurer, or you can apply for purchase through the official platform or on a third-party platform.

Most accident insurance can be selected from the following three points:

1. Accidental medical treatment: The expenses incurred due to accidental injuries can be reimbursed by the insurance company within the agreed scope and proportion, and accidental medical treatment can be said to be a relatively basic protection item in accident insurance, so when choosing accident insurance, you can pay special attention to the protection of accidental medical treatment;

2. Accidental death: This refers to the death of the insured due to an accident, and the insurance company will pay a lump sum according to the insurance money agreed in the policy;

3. Accidental disability: refers to the disability caused by the accident of the insured, and the insurance company will make a one-time compensation according to the level of disability, but the agreed proportion.

Summary. Hello dear, I'm glad to be able to answer for you. Regarding your question "How do I buy short-term accident insurance?"

The problems are as follows: 1. Offline purchase: users can go directly to the service outlets of the insurance company, or through the insurance salesman, to choose the appropriate accident insurance; 2. Official ** Purchase:

Insurance can also be purchased on the official website of the insurance company, and the user can fill in the basic information of the policyholder and the insured according to the requirements; 3. Third-party platform purchase: Users can also choose some professional third-party platforms for insurance purchase; 4. **Purchase: Users can also call the insurance company** to complete the insurance.

If you want to buy short-term accident insurance, how to buy it.

Hello dear, I'm glad to be able to answer for you. Regarding your question "How to buy short-term accident insurance, how to buy it: The following methods are asked:

1. Offline purchase: Users can go directly to the service outlets of the insurance company or through the insurance salesman to choose the appropriate accident insurance; 2. Official purchase: You can also buy insurance on the official website of the insurance company, and the user can fill in the basic letter of the policyholder and the insured according to the requirements. 3. Third-party platform purchase:

Users can also choose some professional third-party platforms for insurance purchases; 4. **Purchase: Users can also call the insurance company** to complete the insurance. The above is the relevant content of how to buy personal short-term accident insurance.

Short-term accident insurance refers to comprehensive accident insurance provided by an insurance company for a specific period of time. During this period, the insurance is conditional on the insurance of the death, disability, medical expenses, or temporary incapacity of the person due to accidental injury. For example, insurance for accidents on trains, airplanes, automobiles, ships, etc., is called short-term comprehensive accident insurance.

The scope of compensation included includes accidental injury, ambulance expenses, funeral expenses, accidental medical treatment, accidental hospitalization allowance, etc.

Who is suitable for short-term accident insurance? 1. For business travelers, the insurance period of short-term accident insurance ranges from a few hours to a few months as mentioned above, with low premiums and relatively high insurance amounts, which is suitable for business people who need short-term business trips. 2. The insurance period of short-term accident insurance can be freely selected for people who plan to travel for a short period of time.

In addition, short-term accident insurance generally has traffic accident protection, and aviation accident protection, flight delay, etc., which are more commonly used in travel, can also be covered. 3. Going home to visit relatives on holidays is the peak period for going home to visit relatives during the holidays, and going home is a kind of enviable happiness, and configuring a short-term accident insurance can make happiness more stable. Among them, accidental medical treatment needs special consideration, and the medical expenses caused by small bumps can also be protected accordingly.

The above is the relevant information given to you by the teacher for the accident insurance in the short land period and the information about which groups of people are more suitable to buy the premature blind section. If you have any other questions, please feel free to consult with the teacher.

The purchase of short-term accident insurance can be purchased through the insurance company, the official website of the insurance company, the official WeChat of the insurance company, the offline business outlets of the insurance company, the insurance broker, the official WeChat of the insurance brokerage company, and the third-party Internet insurance sales platform. Take finding an insurance broker for example:

1. Find through the official WeChat of the insurance brokerage company, usually there will be an official WeChat consultation entrance on this kind of network platform, and you can directly click on it to match the broker, or contact the familiar broker.

2. Inform the broker that you need to insure short-term accident insurance, and invite the insurance broker to make an insurance model plan.

3. According to the basic information provided by the applicant, the insurance broker will match the appropriate insurance product, and at the same time send the product link and plan to the user.

In addition to the basic accidental death and disability protection, it also adds the protection of accidental medical treatment and hospitalization infiltration.

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Hello! When buying short-term accident insurance, you should first start with the purpose of your purchase. When you purchase short-term accident insurance, it is recommended to pay attention to the following details: accident medical protection should not be lacking; The higher the sum insured, the more practical it is, and you should choose rationally according to your own situation.

When choosing an insurance company for short-term accident insurance, the main concern should be whether the short-term accident insurance of the insurance company can meet your needs and whether it is of good quality and low price.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Short-term accident insurance is to provide accidental injury protection for the insured in a short period of time, this kind of product generally includes accidental death and disability, accidental medical treatment and other protection content, the general short-term accident insurance protection time is one year or less, and some protection period may only be a trip or a journey.

Applying for short-term bright liquid accident insurance can be purchased directly from the offline store of the relevant product or from the insurer, or you can apply for purchase through the official platform or on a third-party platform.

Most accident insurance can be selected from the following three points:

1. Accidental medical treatment: The expenses incurred due to accidental injuries can be reimbursed by the insurance company within the agreed scope and proportion, and accidental medical treatment can be said to be a relatively basic protection item in accident insurance, so when choosing accident insurance, you can pay special attention to the protection of accidental medical treatment;

2. Accidental death: The tremor referred to here is the death of the insured due to an accident, and the insurance company will pay a one-time compensation according to the insurance money agreed in the policy;

3. Accidental disability: refers to the disability caused by the accident of the insured, and the insurance company will make a one-time compensation according to the level of disability, but the agreed proportion.