How should college students consume rationally?

Plan your expenses correctly and distinguish between what you need and what you don't. College students should learn to judge, do not blindly follow the trend, and rationally dispose of consumption.

At the same time, they are also very receptive to the new scientific concept of consumption, and if they are guided by the correct education, they can also consider the gap between ideals and reality, and carry out more rational consumption.

List of purchases. Make a list of items that you must buy, want to buy but don't need, and don't need to buy but like them.

Control your desire to buy. When buying expensive but non-essential consumer goods, you can control the cost of consumption by means of emotional transfer or alternative selection.

Strong consumer safety awareness. Reasonable consumption should also be based on rationality, so you must know more about the actual situation of the products you buy, including the production date, quality, cost performance, etc.

College life refers to the life during the university period, and the university is an ocean of knowledge. There are vast library materials and advanced equipment here, which can expose college students to a wide range of knowledge and cultivate necessary professional skills. University is the last stop for students to go from the ivory tower to the society, and making reasonable use of the time in the university to make their college life full and have dreams has a great positive effect on the future society.

To develop the habit of rational consumption, it is necessary to plan expenses reasonably, and it is best to learn to keep accounts, use software or notepads, and record daily expenses so that you know what to expect. Also, don't go shopping often or go shopping**, wandering is easy to cause impulsive consumption, read more books and participate in school activities. There is also to buy an item, you can consult friends or relatives whether it is a must, practical or impractical, to avoid unnecessary waste.

College students come from all over the country, from different families, so the monthly living expenses are also very different, how should children from ordinary families consume rationally, I think the first thing to control their vanity, don't love vanity, see what others buy and what they want to buy, to consider their own financial resources; Second, you should have a plan to arrange your own living expenses, and try to control unplanned consumption; Third, when buying an item, consider its practicality or cost performance; Fourth, you should also consider having dinner with friends or going out to play, and try not to go if you can. Of course, daily life is best solved in the cafeteria, and often ordering something outside will also increase the burden, of course, rational consumption is not no consumption, as long as it is moderate and reasonable, it is also feasible!

As a special group, the consumption concept and behavior of college students are not only related to their own growth, but also have a certain impact on all aspects of society. Colleges and universities should play a major role in helping college students establish a rational outlook on consumption and develop a scientific outlook on consumption. ** To actively advocate the social environment atmosphere of rational consumption; Parents shall adhere to scientific education to guide and monitor their children's rational consumption; College students should enhance their sense of independence, have the courage to assume their social responsibilities and family responsibilities, establish a healthy and reasonable consumption concept, and adhere to sustainable, moderate and rational consumption.

According to your actual situation, plan reasonably. Study expenses, travel expenses, basic living expenses. Every penny is spent on a knife edge. Don't spend money indiscriminately.

First of all, you need an account book, and paper is best. Secondly, you can give yourself a goal, such as how much money you only spend in a month. You can also choose an item that you really need but are more expensive, and consciously save money every month.

In a way to reward yourself to achieve the purpose of rational consumption.

In the era of consumption, cultivating rational consumption of college students is an inherent requirement for transforming the mode of social and economic development, an important manifestation of the implementation of environmental ethics, and a necessary condition for promoting the healthy development of college students. At present, the irrational consumption of college students is mainly manifested in brand consumption, fashion consumption and enjoyment consumption. In view of these problems, colleges and universities should give full play to the main responsibility of cultivating rational consumption of college students and promote them to develop the habit of rational consumption.

First of all, we should establish a moderate consumption concept. Moderation is the degree that is suitable for the economic conditions of the family and the normal needs of middle school students. Spending money should take into account the family's affordability, and it is not appropriate to pursue advanced consumption regardless of the family's living conditions.

It is not easy for parents to work hard to raise their children, so how can they increase their burden with consumption requirements that they can spend or not? The degree of consumption needs of middle school students, that is, it is recommended that students spend more money for their own growth, but not too much in terms of pleasure. For example, nutritious diets for physical development, useful books and periodicals for cultivating intellectual needs, and clothes that meet the identity of middle school students, should be bought.

And it is very unreasonable to dress, eat, and play in a fashionable way, comparing each other with the hard-earned money of their parents. As long as you wear it plain and generous, you can only wear school uniforms on our campus, which not only has the overall beauty, but also shows the vitality of our youth. In terms of eating, we can not be picky eaters, partial eaters, full of food, nutritious enough, the meals in our school cafeteria are prepared according to the age of the students, and some students do not eat in the cafeteria to eat snacks, which is not only a waste and luxury, but also detrimental to their physical development.

Second, middle school students should prevent blind consumption. Blind consumption is manifested in whether it is beneficial or not, whether it is necessary or not, whether it is suitable for oneself, and blindly chasing fashion and catching up with trends. As long as people say:

Middle school students should improve their aesthetic level, accept scientific consumer consultation, listen to the opinions of parents and teachers, think more about the purpose and effect of consumption, and prevent blind consumption. For example, in terms of transportation equipment for day students, some students see that other students' cars are branded, so they blindly compare, and a car costs thousands, which is enough for our parents' salary for more than a month. Students, this is pure vanity, I hope we think more about our parents, learn to live a thrifty, caring, and responsible life, and don't blindly compare.

Third, middle school students should resist consumer content that is not conducive to health. In one city, 35 per cent of middle school students smoked, 38 per cent drank alcohol and 70 per cent could play mahjong. In addition, there are also students who enter commercial dance halls and gamble on game consoles, which are all bad consumer behaviors.

Resisting unhealthy consumption depends to a large extent on whether secondary school students have established correct aesthetic standards and a good lifestyle. Middle school students should work self-cultivation, self-cultivation, promotion of learning, and physical fitness, so that they can be a decent and elegant teenager.

Students, there are mistakes that can be corrected, we should cherish every penny of our parents' hard-earned money, correct the wrong concept of consumption, and truly be a middle school student with both ability and political integrity.

In view of how students can consume rationally, several suggestions are put forward for students:

First, college students should enhance their awareness of staying away from high consumption, establish a correct consumption outlook and values, and consume rationally;

The second is to improve self-control, enhance risk awareness, try to avoid emotional shopping, stay calm, and choose what suits your needs;

The third is to reasonably plan one's living expenses according to one's actual reasonable needs and actual economic ability.

Through this lecture, students were guided to consume rationally according to their own abilities, and students realized the harm of high consumption, and expressed that they should consume rationally and establish a correct concept of consumption; Irrational consumption sometimes leads to a waste of social resources, which is also inconsistent with the traditional virtues of thrift and thrift of our Chinese nation.

If college students want to develop the habit of rational consumption, they must do the following:

1. Don't have a heart of comparison, do a good job of your own life book;

2. Develop a good concept of consumption and be a qualified college student;

3. Actively participate in social practice and prepare for membership;

4. Cultivate good living habits and be a good master of your own health.

College students are the beginning of independent life, if you develop a good habit of rational consumption, is the problem faced by every university, at home is the life consumption of parents or other elders, it is different when you get to college, you can support the economy, the money that the family calls you, you must consume in a reasonable and orderly manner, so that there are plans and steps, and the planned money will not be spent, and develop a good concept of consumption, which will benefit the society in the future.

College students should correctly develop the habit of rational consumption, should be diligent and thrifty, buy food instead of expensive food, and if the family conditions are not good, they can use their spare time to work around the school. If the family conditions are good, you can not work, but you should also develop the habit of thrift and rational consumption.

1.Before you buy something, think about whether you would like to take it with you if you were to move to your dorm (or move) next week. If the answer is no, then think again.

2.When shopping online, if you encounter something hesitant, add it to your shopping cart or favorites first, do not place an order and pay for it for the time being, and give yourself at least a cooling-off period of at least 3 days. If, after 3 days, you still feel that you need it very much, then pay generously.

3.Go to pick up some banknotes, and when you spend offline, try to use banknotes to checkout. Paying 10,000 yuan with a mobile phone is different from paying with 10,000 banknotes, and using banknotes can make you obviously feel that the money in your hand is decreasing, so that you are more aware of every purchase.

4.Cancel password-free payment or fingerprint payment for electronic accounts and increase your own payment costs. If you don't complete the payment in a short period of time, the desire to spend impulsively will be reduced.

In the field of economics, it is generally believed that in a person's life cycle, the period of growth and learning (before work) is the consumption stage, the working period is the period when savings exceed consumption and gradually accumulate wealth, and after retirement, they rely on the savings in the early stage to enjoy their old age. Adolescents are in the consumption stage and mainly provide financial support through their families before their jobs are stable, so they should be aware of their consumption. For the majority of financial consumer groups, we make the following friendly reminders.

First, there is no income and no consumption in advance. The premise of early consumption is that the consumer has the ability to repay. Before being employed, college students, minors and other groups mainly rely on their parents to give them living expenses, have no income, have insufficient repayment ability, and want to be a guest to consume, avoid early consumption, and do not develop bad consumption habits of blind comparison.

Second, if you have income, you must consume according to your ability. As the saying goes, if you have food in your hands, you don't panic in your heart. The concept of consumption, rational and healthy will not become obsolete in any era.

For consumers with a stable income**, they can buy corresponding goods and services according to their own needs and enjoy a better life. For consumers who do not have a stable income for the time being, they should rationally restrain their desire to consume, spend their money wisely, and compile a balance sheet with a sense of security and happiness for themselves. Third, if you have debts, you should be cautious in consumption.

For consumer durables that occupy a large amount of capital, appropriate liabilities can not only meet the needs of life in advance, but also reduce the pressure of short-term payments, and give full play to the function of finance. 28 36 The rule of thumb tells us that if financial consumers keep their mortgage payments within 28% of their income, or the sum of their liabilities within 36% of their income, they generally don't have much debt stress. Therefore, when considering whether to borrow, financial consumers should first consider the repayment pressure, and may wish to draw a debt warning line for themselves to limit consumption to a reasonable range.

How college students can consume rationally, first of all, we need to clarify why we spend impulsively.

One. Something I particularly liked

When we come across something we particularly like, we immediately want to buy it, and we don't think deeply about whether we really like it or whether it's really suitable for us.

Workaround:When we come across something we particularly like, and it won't disappear in a short time, we can give ourselves some time to look back and see if we have impulsive thoughts and think about whether we need him badly. When we have an affirmative answer, we can plan our financial situation reasonably, set a money-saving plan, and buy it when we can.

Two. Show off and compare

College students are in their adolescence, and their parents at home give them money at their disposal, and people will more or less have the idea of wanting to consume to show their money, or when their classmates have something they envy very much, they will also have the idea of wanting to have him, which is the most terrifying impulse consumption, and it is also the consumption behavior that they regret the most.

Workaround:Reasonably look at the consumption behavior around you, establish a consumption concept that suits you, don't compare consumption with classmates, don't care too much about others' eyes on yourself, and treat classmates correctly and sincerely.

Three. Exposure to new things

There are many aspects to the contact with new things, and he not only includes new environments, things, but also new situations. When college students suddenly have a lot of money, and at the same time encounter new things that they have not been exposed to before, they are prone to have wrong consumption concepts, and at the same time, they will be more likely to consume impulsively for new things, because they do not have the previous consumption concept, and they are easy to have the idea of trying.

Workaround:It is indispensable to come into contact with new things in university life, so we must learn to be exposed to them appropriately, and in the environment of new things, we must establish a correct concept of consumption.

University is the beginning of entering the society, and we must not only improve our abilities in college, but also establish a correct concept of consumption. When you want to spend, I hope you can calm down and think about whether it is an impulse purchase.