How much does it cost to raise a baby now? How much does it cost to raise a child now?

Most of the children of my friends began to learn English at the age of 3, and they are basically above 20,000, and they will start to apply for various classes when they are older. My friend's girl is six or seven years old, and she always participates in activities organized by various online platforms, such as bird watching and overnight stays at museums, and other themed activities are a few hundred to one or two thousand yuan each time. The kindergarten that intends to sign up for the baby is said to organize study tours every year, from Singapore to the United States, ** is also thousands to tens of thousands.

I can't really count the gifts I bought for the teacher.

Many people are wondering, why aren't they the rich second generation? Why aren't my parents so rich? In fact, if our parents don't support us, at least they are millionaires, why do we say that?

The place where I am is is a small county town. But the prices here are not cheap, close to the provincial capital Chengdu. The pregnancy test is basically a medical insurance card, but after the subclinical hypothyroidism is detected, it is basically supervised regularly every half a month or a month, and the cost of each examination is more than 100, and you must insist on taking medicine.

Probably this also affected the results of Tang Sieve, so I had to go to Chengdu to do amniocentesis, which cost more than 2,000 yuan. The child's clothes are basically worn by the older siblings, so this cost is relatively small, mainly on the child's diapers and milk powder. Now the early education class, 48 classes are about 2,000 yuan.

Insurance premiums, education expenses from kindergarten to university, and training expenses for extracurricular interest classes are really not worth hundreds of thousands, and they really can't be raised.

The minimum cost within one year should be about 10,000 yuan. After the age of 1, you should consider buying all kinds of early education materials and toys, plus some daily necessities and clothes, these expenses will be 1,000 yuan more than before, so add up, the cost will be at least about 30,000 yuan. Now there is no need to pay tuition fees for compulsory education, but if you are enrolled in a private school, you need to choose a school fee, extracurricular training fee, breakfast fee, and custody, at least 3,000 yuan a year, 18,000 yuan for six years, plus other clothing and living expenses, an average of 600 a month, 43,200 yuan for six years, that is, the entire primary school stage, you have to prepare at least about 70,000 yuan.

Generally, the tuition fee for undergraduate universities is about 5,000 yuan, and the tuition fee for four years is about 20,000 yuan, plus the monthly living expenses range from 1,000 to 1,500 yuan, and 50,000 yuan is indispensable in four years, totaling about 70,000 yuan.

Bao Ma gave birth to a daughter in a private maternity hospital in Beijing, and the complete set of prenatal examination and caesarean section was more than 60,000, with folic acid, vitamins, calcium, pregnant women's milk powder, and fruits during pregnancy, an average of several hundred per month; Maternity clothes, radiation protection clothing, etc., don't buy too many and too good hundreds; Usually, my parents help me cook at home, and I eat out 3-4 times a week, 200-300 each time; The cost of pregnancy and childbirth in October is calculated at 80,000 yuan. In Beijing, according to the housing prices in 2017, if the per capita living area is taken into account, the 8 million school district housing can only be regarded as the upper middle class, and the first echelon of famous schools should not be thought about at all. Bao Ma is struggling with whether to sell a house and take out a loan to buy a school district in Haidian or Xicheng, or take the route of an international school, and let her children go abroad in the future, I heard that the tuition fee of an international school starts at 200,000 yuan a year.

Stay-at-home mother, with an annual salary of 200,000 yuan before resigning. If you want to count it or not, it will be 1 million in 5 years. I didn't go to kindergarten before the age of four, and I didn't have training expenses, and I spent 50,000 yuan on books + 30,000 yuan for toys and clothes for five years.

Milk powder diet 50,000. A total of 130,000. Kindergarten + interest classes after the age of four, this should be regarded as a regular expenditure.

10,000 kindergartens, 10,000 foreign teachers, 10,000 taekwondo, 10,000 art, and 10,000 vocal music. Clothes, food, books, toys 10,000 yuan. Every year, it is basically 150,000 for three years.

At the primary school level, prepare for private daily expenses of 20,000 + 10,000 yuan per year. Interest classes to be confirmed. 180,000 in six years.

That's probably it.

In today's families, the cost of raising a child is a large amount of money for a family. My friend is a teacher in the system, and it stands to reason that the life of such a family should not be too bad, at least there are no problems with the basic life. However, she told us one thing:

During her maternity leave just after giving birth, the young couple in her family fell into an economic crisis. What's with? It's that during her maternity leave, the unit only paid her basic salary, and there was no bonus performance, and she usually felt good when she had this money every month.

Without these, the economy would be in dire straits. And, more importantly, the baby was born. A lot of money is spent on children.

In the half year that I didn't go to work, I didn't buy a single piece of clothing. For children, they all buy high-quality, just a rocking car, only a few thousand yuan, in fact, this is not the best quality.

My husband graduated from a prestigious school, was promoted to vice president in a biological company, with an annual salary of 50-600,000 yuan after tax, 2 cars, 2 sets of Beijing real estate, a set of three-room housing price adjustment period in 09 years**, a monthly payment of more than 7,000, the current market value has increased to 8 million, self-living, supporting kindergartens, primary schools; the other is a one-room small house in the old community in the third ring road given by his parents, with a monthly rent of 5,000; Both parents have their own houses and social security in Beijing, and they have no worries about their retirement salary. Bao Ma is at home full-time with her children.

When the child is young, there may be a lot of places to spend money when he is a little older, and the previous incident, a summer vacation with a monthly salary of 30,000 yuan that can't afford to support a child, went viral on the Internet. This is not groundless, this is a reality that many families face in real life. Of course, the mother in the story did choose a good holiday life for her children, but there was still a lot of money to spend on the average summer vacation.

Therefore, how much it costs to raise a child, not many people can really say for sure.

Second-tier city, husband staff, monthly salary of 6000, she does her own sales, basic salary of 2000, there is a commission for sales, the elderly at home put together a down payment, the monthly payment is less than 3000, after having a child, I feel that the money is still not enough to spend, and I am thinking about how to do some micro-business to subsidize the family. The kindergarten is in the nearby public, a few hundred yuan a month, but it is difficult to register, and my grandfather went to line up in the middle of the night to occupy a place. I don't want to choose a primary school at the moment, so let's be nearby.

Although she often has pressure and family conflicts, but as her life goes by like this, and her children are getting older, she sometimes thinks that maybe this is the life of ordinary people, and people must be content in order to be happy.

Children are the expectation of a family, and the hope of a country's continuation. The cultivation and education of children has always been a topic that everyone is keen to discuss, especially the education of the second child now. When is the best time to have a child, and how much does it cost to educate a child?

Many people said that if there were no hundreds of thousands in the passbook, they would not dare to think about it.

It's not that I don't know. If you do the math, you will find that raising a child is a huge expense. This expense needs to be planned ahead.

How many children should be born in the family, the most important thing is to combine their own family economic conditions and other factors such as their own family realities.

First of all, if your family's economic conditions are relatively good, and you can have a family member who does not need to go to work and can take care of the children at home full-time, then in this case, you think that as long as one child, let the child grow up a little lonely, and it is not impossible to desire one or two more children, after all, you have this condition.

If you don't have such economic conditions in your own family, then I personally think that you still need to have a child, after all, for parents, it takes a lot of material costs and time costs, and for many of the post-80s and post-90s, the work itself is relatively busy. So for most families, I personally think that whether it's a boy or a girl, having one is fine.

In fact, for those of us who are born in the 80s and 90s, most families often choose to have only one child, after all, raising children now requires certain economic conditions and requires a lot of energy, and for the vast majority of wage earners, this is obviously more difficult, but the family should have a few children, the most important thing is to combine their own family economic conditions and other factors such as their own family reality to measure.

Educational. After the child enters the kindergarten, the tuition and miscellaneous fees range from a few thousand yuan per semester to tens of thousands of yuan, which is a lot of money in three years. After entering primary school, although it is compulsory education, children have to go to some special classes, or tuition and miscellaneous fees, etc., which also cost tens of thousands of yuan every year.

Not to mention high school and college. Therefore, raising children to become talented is really stressful for every family. Not to mention two or three.

Medical aspects. There is a seriously ill person in the family, although there is reimbursement, but it is still possible that a brother will lose everything he has, or even go into debt. So we have a phenomenon that older people save money and put it in the bank because they don't want to burden their children in case of emergency, especially when they are sick.

Pension aspect. For most people, a pension of more than 100 per month is far from enough for living needs. Therefore, many elderly people are in their 70s and are still running for life, which makes people really heartbroken to watch, but what can be done.

These aspects are all pressures from young people, followed by high housing prices, high bride prices, etc. Many older young men in rural areas cannot afford to marry a daughter-in-law, and many older young women in urban areas cannot find suitable partners.

Young people are burdened with responsibilities from their parents, pressure from the house, and children's upbringing, if they want to have a second or third child, it is not possible to subsidize 500 yuan per month, and it is necessary to fundamentally solve the problem.

If the problems of education, medical care, pension and other issues are solved, then even if there is no subsidy for Shengchenqiao, many people will consider a second child even if they do not consider the quarrel for the third child, and at least they will give the child a companion.

For young people now, daily expenses plus mortgages, car loans, the money left every month is not much, if you want to have children, according to the data, the cost of giving birth to a child has soared, from pregnancy to school, it needs to spend about 20,000 yuan a year, of course, the amount of money spent by different family environments and classes is different, but the average can reach 20,000, which is a big burden for young people now.

Someone on the Internet has posted his annual expenses from pregnancy to the child's kindergarten, his family situation is relatively wealthy, hospitalization, fetal protection, examination, childbirth, confinement center, daily maternal and child products, and so on, the annual expenditure has even reached 130,000, and normal families generally need 2-30,000 a year.

There is also an average cost of raising children from 0 to 17 years old is 10,000 yuan, of course, this includes all living expenses and education expenses, and it can be seen from the daily education expenses posted by many parents that the education expenditure is much higher than in previous years.

Many people think that the nine-year obligation is not charged, how much education expenditure can be, in fact, it is not the case, now people pay more and more attention to children's education, poor public schools are not willing to let children go, good public schools need school district housing, as we all know, school district housing is always the most expensive batch of houses in a city, many people do not want their children to enter too poor schools, and can not grab the school district room can only choose private schools, plus daily training courses for various interests and hobbies, as well as after-school cram schools, the cost of childcare classes, It will be difficult for many families to accept.

Now girls have their own jobs, once pregnant, giving birth means that at least a year can not work, especially after the child goes to school, every day needs to be picked up, seriously affecting their daily work rhythm, many women finally find a good job, and finally lose their jobs because of pregnancy. Many people may feel that this is too exaggerated, or that it should be so, but is it really the right thing for a person who has studied hard and worked hard for many years to finally give up the job he insists on?

Although the three-child policy is now open, many families can't or dare to have a second and third child for various reasons, not because young people can't keep up, but because there is too much helplessness in the reality.

How much does it really cost to raise a child? We consulted more than 2,000 moms at the baby center. Among them, 55 mothers are expected to need 20.5 million yuan, and their mothers said that they can complete this "education project" with less than 200,000 yuan.

16 expect the total cost to be between 50 1 million, and 5 percent of mothers believe that the total cost of their baby will exceed 1 million. What about your estimates?

In any case, when it comes to the future, it's a little uncertain. Let's start with the first year after the baby was born: the baby used 5,000 10,000 yuan for mom and dad in the first year, and the baby spent 10,000 20,000 yuan, and the baby was more economical, and the expenditure in the first year was less than 5,000 yuan, and the baby exceeded 20,000 yuan.

On the whole, in the first year of the baby's birth, the most important expenses are diapers (diapers), milk powder, baby products (cars, beds, dining chairs, etc.), and baby food (the proportions are respectively, ; The rest also include baby clothing, toys, medical expenses, attending early education classes and buying early education equipment, hiring a nanny or confinement nanny, etc.

Our Mom Money Report also shows that more than half of moms ask their parents and relatives to help them take care of their children, which is undoubtedly a big savings. Among these mothers, only those who give their parents a monthly "childcare allowance" (less than 1,000 yuan, 1,000 to 2,000 yuan, and more than 2,000 yuan. Another 31% of mothers do not give money to their parents, and some parents have to pay upside down, which is also a Chinese expression of "Yin Yin's parents' heart".