If you don t have a job, how can you retire?

If you are an individual to participate in the insurance, you can go directly to the local social security bureau to handle it. At the age of 44, you can participate in urban pension and rural insurance. The current policy is that when you reach retirement age, you need to make up 15 years of pension contributions before you can retire.

It is the amount of contributions in the year of retirement multiplied by the remaining years. As for how your mother retired and how the policy would change, I can't be sure. Rural insurance and pension have their own benefits.

The agricultural insurance pays less, and the money you get after retirement is also less. Pay more money for retirement, and pay more money after retirement. At present, the age of pension insurance is five years before the retirement age, and you can no longer participate in insurance.

However, he also made a speech after the first year, and the form of future development is that everyone can participate in insurance, so there may be no restriction on the age of insurance in the future, and even those who have retired can participate in pension insurance. The unit will pay a part of the money because the unit will pay a part of the money, and the individual will pay a part. So if there is a unit to receive the best.

However, if you just want to be insured, you don't have to deliberately look for a unit. Because the amount of individual contributions is still less than the total amount of units and individuals. For example, for example, the unit pays 80, the employee pays 20, and the individual only pays 80 yuan.

I don't know if I understand enough, if I don't know, I can ask him.

Here's how to do it:

After an individual reaches the statutory retirement age, he or she shall go to the ** institution to go through the review procedures for retirement-level benefits with the original and copy of the "Labor and Social Security Handbook", the original and copy of the "Unemployment Certificate", the original and copy of the "Reemployment Preferential Certificate", the copy of the ID card, and a two-inch **.

1. How to retire without a work unit.

1. Workers who do not have a work unit can participate in the insurance as individual or flexible employees. The following documents are required for the retirement application:

1) One original and one copy of resident ID card;

2) His/her household register;

3) Personnel file loss;

4) Registration** one;

5) My own insurance handbook or basic pension insurance card.

2. Legal basis: Article 7 of the Interim Measures on the Retirement and Retirement of Workers.

When a worker retires or retires, the expenses for transportation and transportation, hotel expenses, baggage handling expenses and food allowance required by himself and his immediate family members on the way to the place of residence shall be handled in accordance with the current regulations.

Article 13. The provincial, municipal, and autonomous regional revolutionary committees shall formulate specific measures for the retirement and dismissal of workers in collective-owned enterprises and institutions with reference to these measures and in light of the actual conditions of the collective-owned units in their respective regions, and their various benefits shall not be higher than the standards set forth in these measures.

2. What are the conditions for retirement?

1. Men at least 60 years old, women at least 50 years old, and 10 years of continuous service;

2. Employees engaged in underground, high-altitude, high-temperature, heavy physical labor and other types of work harmful to health, male at least 55 years old, female at least 45 years old, continuous service or working years at least 10 years;

3. Men at least 50 years old, women at least 45 years old, with 10 years of continuous service, certified by the hospital and confirmed by the labor appraisal committee, completely incapacitated.

The conditions that need to be met for retirement by retirees without units are as follows:

1. Residents must reach the statutory retirement age, with men at least 60 years old and women at least 55 years old;

2. Including the cumulative payment of pension land contact insurance for 15 years.

You need to meet both of the above points before you can apply for retirement and receive a pension in accordance with the law. Flexible employees who meet the conditions usually need to go to the social insurance agency in the place where they participate in the insurance to go through the retirement procedures, provide ID card tracking slip, personal file and other relevant materials, and fill in the retirement application form, and then submit the information to the social security agency for approval, and then retire after approval.

For those who meet the application conditions and pass the review, the Social Security Bureau will pay the pension to the pension bank card opened by the applicant in the next month after acceptance. After retirement, if the medical insurance payment meets the payment period, they can also enjoy medical insurance benefits, and those who participate in the urban employee medical insurance need to go to the medical insurance office for medical retirement after collecting fingerprints. If you do not establish a personal account, you will not be returned before and after retirement, but other benefits such as hospitalization and special outpatient reimbursement will still be enjoyed normally.

Legal basisArticle 23 of the Social Insurance Law of the People's Republic of China.

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

When you reach the statutory retirement age and have paid contributions for 15 years, you can receive a basic pension. Workers who do not have a work unit and participate in the basic endowment insurance are insured as individuals or flexibly employed, and can retire in the place where they participate in the insurance if they reach the statutory retirement age and have paid contributions for 15 years. Submit an application to the social insurance agency, retire with the approval of the social insurance administrative department, and receive a basic pension on a monthly basis.

Yechang CaveLegal basisArticle 16 of the Full Text of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

The above is only the current information combined with my understanding of the law, please refer to it carefully!

If you still have questions about this issue, it is recommended that you organize the relevant information and communicate with a professional in detail.

1) If an employee who meets the conditions for retirement is disturbed, the employer shall be required to go through the retirement procedures for him or her in a timely manner in accordance with national regulations. (2) If the employee fails to go through the retirement formalities due to reasons attributable to the employer and fails to provide normal labor in the employer, the employee shall be deemed to be an employee of the employer, and the employer shall request that the employee be treated in the same way as other employees. (3) If the employee meets the conditions for retirement but fails to go through the retirement formalities for the employee due to reasons on the part of the employer, and the employee continues to provide normal labor in the employer, the employer shall be required to pay the employee's salary.

4) If it is confirmed after investigation that the employee has not completed the retirement formalities and the enterprise should have paid the employee's wages but has not paid the employee's wages for more than 3 months, the Reply of the General Office of the Ministry of Labor on the Issue of Whether Partial Awards Can Be Applied in the Labor Dispute Arbitration Procedure (Lao Ban Fa [1994] No. 391) may be applied to the enterprise to pay the employee's wages first. The arbitration commission shall comply with the provisions of the Reply of the General Office of the Ministry of Labor on the Calculation of the Length of Service of the Removed Stool Source Employees after Rejoining Work (Lao Ban Fa [1994] No. 376) and the Reply to the Request for Instructions on Issues Concerning the Calculation of the Length of Service of the Removed Employees after Rejoining the Work (Lao Ban Fa [1995] No. 104). Namely:

Where an employee is dismissed, the length of service before and after dismissal cannot be combined to calculate the number of years of continuous service; Where a person is removed from the list, the length of service before and after the removal may be combined to calculate the length of continuous service; If they are dismissed, the length of service before and after the dismissal may be combined; If they are treated as voluntary resignation, their length of service before and after the processing can also be combined.

Article 1 of the Notice on the Letter [2003] No. 315 of the Ministry of Labor and Social Affairs.

No job What does it mean to retire or not.

Pension.

There are many people who are not working in the company regularly, and may be flexibly employed, if this is the case, then these people usually do not buy social security, or is the company buy social security for them, in this case, how to go through the retirement procedures when it comes to retirement? In order to help you better understand the relevant legal knowledge, I have compiled the following content.

1. How to prepare for retirement without a job

Some flexibly employed persons are required to go through the procedures for personal social security retirement

1. The insured person who goes through the retirement procedures shall go through the retirement procedures at the Social Security Bureau one month before reaching the statutory retirement age (the month in which the insured person has paid the full payment period), and submit the relevant materials to the window of the pension service hall on the second floor of the Social Security Bureau on the 1st to 15th of each month (the government institutions -20th (enterprise units) and go through the relevant procedures.

2. For retirees who meet the retirement conditions, the Social Security Bureau will allocate the pensions of the retirees to the pension passbook (card) of the Agricultural Bank of China opened by the retirees before the 15th of the next month of acceptance, and the retirees will collect it at the outlets of the Agricultural Bank of China with the passbook (card).

3. When handling retirement, personnel files (with deemed payment period) or labor contracts must be provided; Retirement Registration Form for Urban Employees (in duplicate); "Pension Insurance Handbook" and payment list (printed in the service hall on the third floor); Original and 3 copies of ID card; 3 1-inch bareheaded photos.

Note: Within 3 months after receiving the pension, retirees can bring their ID cards and a 1-inch bareheaded photo to the socialized service window on the first floor of the Municipal Social Security Bureau to apply for a retirement certificate and receive a pension.

2. Retirement

Retirement refers to the withdrawal of a worker from his or her job due to old age or disability due to work or illness and complete loss of working ability (or partial loss of working ability) in accordance with relevant state regulations. Since January 2011, China has levied individual income tax on the one-time subsidy income obtained by individuals from early retirement according to the item of "income from wages and salaries". ** The relevant parties continue to release the policy intention of delaying retirement, and the poll shows that more than half of the respondents oppose the extension of the retirement age, and most of them advocate retirement according to the prescribed age.