What materials do you need for a Chinese life insurance claim 10 baby A Ying

1) Materials required for critical illness claims.

1.A copy of the application and insurance policy (list) (provided by the school or township education union);

2.A copy of the insured's ID card (front and back);

3.Certificate of Diagnosis of Illness from Hospital;

4.Examination reports (pathology report, electrocardiogram report, CT report or X-ray radiology report, etc.);

5.Outpatient medical records, inpatient medical records, and inpatient summaries;

6.The certificate issued by the unit (plus the opinions of the township education trade union, except for the schools directly under it);

7.A copy of the passbook (one of the four major state-owned banks of industry, agriculture, China and construction);

8.Other supporting materials required by the insurance company to confirm the nature and cause of the insured event.

2) Information required for accidental death and illness death claims.

1.A copy of the application and insurance policy (list) (provided by the school or township education union);

2.A copy of the insured's ID card (front and back);

3.The certificate issued by the unit (plus the opinions of the township education trade union, except for the schools directly under it);

4.Proof of beneficiary's identity;

5.Notarized certificate of beneficiary or power of attorney and power of attorney of beneficiary;

6.Death Certificate, Cremation Certificate or Certificate of Household Cancellation;

7.If the death is due to a traffic accident, a traffic accident certificate is also required;

8.A copy of the passbook (one of the four major state-owned banks of industry, agriculture, China and construction);

9.Other supporting materials required by the insurance company to confirm the nature and cause of the insured event.

Professional analysis: the policyholder should check their insurance liability, if they meet the conditions for claims, prepare identity documents, insurance policies, hospital documents, the insurance law stipulates that the insurance company shall not exceed 30 days to determine the claim - the best insurer Cheng Cheng.

In general, you will need to provide the following when making a claim

Insurance contract and proof of the most recent payment, claim application, beneficiary's ID card or heir's identity certificate and relationship certificate

The identity certificate of the insured, if entrusting another person, the "Power of Attorney for Claim" and the identity rolling certificate of the principal and the trustee shall be issued.

When applying for a life insurance death claim, you must also provide: a medical death diagnosis certificate issued by a public medical institution at or above the county level designated or recognized by the company

Certificate of cancellation of household registration issued by the public security department

The forensic doctor's autopsy report and the cremation certificate issued by the funeral department (this point can be appropriately relaxed for rural areas that have not implemented cremation and funeral management).

Depending on the circumstances of the case, the insured party may be required to provide the original inpatient medical records (photocopy) or outpatient medical records.

When applying for a short-term insurance death claim, you need to provide: a diagnosis certificate issued by a public medical institution designated or recognized by the company, a certificate of cancellation of household registration issued by the public security and judicial departments, a post-mortem examination report or judgment, and a cremation certificate issued by the funeral department.

In case of death from disease, inpatient medical records (photocopy) or outpatient medical records must also be provided; In the case of accidental death, proof of accidental injury is also required: the traffic accident shall have the "Road Traffic Accident Liability Determination" issued by the traffic police department, the work-related death certificate issued by the labor department for the work-related death, and the case certificate issued by the public security criminal investigation department for criminal cases.

When applying for a medical expense insurance claim, you must provide: medical records issued by a medical institution designated or approved by the company.

Discharge summary, disease diagnosis certificate, original receipt of medical expenses (inpatients should provide a detailed settlement list of inpatients), and transfer certificate.

If medical expenses are incurred due to accidental injury, proof of the accident must also be provided, such as the appraisal of the industrial accident issued by the labor department, the road traffic accident liability determination or criminal case certificate issued by the public security department, and the poisoning accident certificate issued by the Ministry of Health and Epidemic Prevention.

When applying for a critical illness claim, you need to provide: the diagnosis certificate issued by the insured in a medical institution designated or recognized by the company, pathology report, electrocardiogram report, coronary angiography report, CT report and other examination reports related to the disease.

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