51. Do I still have to repay the character loan if it is banned by the state?

51 character loans are banned by the state and still need to be repaid. Regardless of whether the funds are ** or not, even if the cash loan platform is indeed closed due to violations, the creditor still has the right of recourse against the borrower's debt, that is, when the creditor seeks this part of the debt from the borrower, the borrower should repay it, especially the principal part.

In addition, some cash loan platforms have cooperation with P2P platforms, or the platform itself is affiliated with P2P platforms, so a considerable part of the lending funds are ** to ordinary investors, if so, even if the cash loan platform goes bankrupt or the business is banned, then ordinary investors also have recourse to the debt, that is, the money owed may need to be returned to these ordinary investors.

If you borrow it, you will definitely have to pay it back, even if 51 goes out of business, ** will take over, just like the group loan network, the boss surrenders, the company collapses, ** will come forward to deal with it, of course, there are some fishing in troubled waters.

Hello, it's banned, but your debt is still there, and it may be handed over to another agency, so you still have to pay it back.

It was actually banned by the state. Then it's definitely not legal. If it's not legal. You can ask the relevant staff about this.

51 character loans have been seized by the state, and the repayment interest does not need to be repaid according to the previous one, only the principal can be repaid.

After joining the credit report, the loan will definitely have to be repaid!

Come on, I won't pay it back, is there still a royal law, such a high interest rate, how many families have been torn apart, I hope that the country will get rid of the cancer that endangers society as soon as possible.

Is it really taken off the shelves?

Legal Analysis: 51 character loans are banned by the state and still need to be repaid.

Legal basis: Article 671 of the Civil Code of the People's Republic of China: If the lender fails to provide the loan on the agreed date and amount, causing losses to the borrower, it shall compensate for the losses.

If the borrower fails to collect the loan on the agreed date and amount, it shall pay interest on the agreed date and amount.

Article 673:If the borrower fails to use the loan in accordance with the agreed purpose of the loan, the lender may stop disbursing the loan, withdraw the loan in advance, or terminate the contract.

Summary. Article 680 of the Civil Code of the People's Republic of China prohibits usurious lending, and the interest rate of the loan shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed to have no interest.

If the loan contract is not clear about the payment of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined in accordance with factors such as the local area or the parties' transaction methods, trading habits, and market interest rates; Where natural persons borrow money between themselves, it is deemed that there is no interest.

Hello, my side is inquiring for you, please wait a while, my side will reply to you immediately Hello, it's true. The state strictly prohibits usury.

Article 680 of the Civil Code of the People's Republic of China prohibits usurious lending, and the interest rate of the loan shall not violate the relevant provisions of the state. If there is no agreement in the loan contract on the payment of interest, it shall be deemed that there is no interest. If the loan contract is not clear on the payment of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined in accordance with factors such as the transaction method, trading habits, and market interest rate of the local or local parties; Where natural persons borrow money between themselves, it is deemed that there is no interest.

I hope the above is helpful to you If you are satisfied with me, please give me a thumbs up

1. The bad record was reported to the credit bureau, and it was blacked out by 51 character loans;

2. was sued by 51 character loans and became a "laid-back" who was not tolerated by the whole society;

3. Long-term collection of 51 character loans.

Extended information: 1. The consequences of 51 character loans overdue for 4 months are as follows: 1. The borrower is overdue for a long time or deliberately fails to repay after the 51 character loan is borrowed, and the amount exceeds 2000, it can already constitute a fraud crime, and there is a danger of being sued by 51 character loans in court Character Loan has established a blacklist system, and the blacklist platforms have begun to communicate with each other.

If you don't repay the overdue loan on one platform, it is very difficult to borrow again on other platforms The overdue fees and charges for character loans are very high. If the borrower has the ability to repay the loan on time, it should never be overdue.

It has become an inevitable trend for character loans to access the credit information of the People's Bank of China. In the future, if the borrower fails to repay the loan of 51 people after the loan is overdue, it will be recorded in the credit information system of the People's Bank of China in the same way as the bank loan and credit card overdue, resulting in credit stains.

2. How to collect 51 character loans 1. 51 Character Loan will arrange staff to carry out large-scale ** collection of borrowers, no more than 6 times in 1 hour and no more than 15 times in 1 day. Under such collection efforts, the normal life and work of the borrower will be affected.

2. Hit contact**. For borrowers who cannot be contacted or have no sincerity to repay the loan, 51 Character Loan will call the contact person**. The frequency of calling** is no more than 3 times in 1 hour and no more than 6 times a year.

Therefore, if you do not repay the loan at 51, the normal life and work of the contact person will be seriously affected. 3. Door-to-door collection. If necessary, 51 Character Loan will arrange staff to carry out door-to-door collection.

In this way, it is inevitable that many acquaintances will know about the non-repayment of the loan, and the personal reputation will be greatly damaged. Interest is increasing all the time.

The personal credit loan platform under 51 Credit Card is only open to users who hold credit cards, and the limit is relatively high, with a maximum of 100,000 yuan. 51 Character Loan is very suitable for borrowers with good personal credit. The question that many borrowers are most concerned about is, 51 people are on the loan?

What happens if you don't make a payment after the deadline?

Judging from the situation, the lending institutions of 51 character loans will be different, such as banks, they will definitely be on the credit information, if it is a small loan company, then they will generally not be on the credit information, you can check the loan details.

Specifically consult the customer service of 51 credit card butlers on this issue, and they are like this:

1. After the deadline, it will be uploaded to the financial information database in accordance with relevant regulations, such as the credit information center system of the People's Bank of China;

2. Overdue fees will be charged proportionally, and the specific rate requires the borrower to check the "Platform Service Agreement";

3. It is difficult to apply for a 51 character loan in the future;

4. After the deadline, it will enter the collection system (which means that it will be collected), and the judicial procedure will be taken according to the situation.

The above is the 51 character loan customer service believes that in the future, regular online loans will basically be on the credit report, this is the development trend, and the other 51 credit card housekeeper, as a relatively old large company, should be more formal in the risk control area, and it is recommended that you repay the loan in time to avoid adverse consequences.