What should I do if someone asks me to borrow money? It s not that the relationship is very familiar

If you are not familiar with the relationship, don't lend money to others, this year it is the uncle who borrowed money, you don't know if the other party will really repay your money, once you loosen this mouth, there may be one and two. If it's an emergency, consider whether or not to borrow money.

If someone asks you to borrow money, you don't know each other very well, then you don't need to lend to him, because it's easy to borrow money now, but it's very difficult for you to collect money, and it's even more difficult to ask someone to pay you back.

If you don't know him well, it's best not to lend him money, because if you lend him money now, it will be very difficult for him to pay it back, because you don't know each other very well after all.

When someone borrows money from you, especially if you don't know each other well, you should be brave enough to refuse, because you don't owe him anything, so there is no such condition that you have to lend to him, so it is better to refuse in person than not to return it later.

There is a saying that if you want one more enemy, then you lend him money. Explain that with friends, even if there is a monetary transaction between unfamiliar friends, it is easy to have conflicts, not to mention friends who have a bad relationship with you, it is not recommended to borrow, you can politely refuse.

Someone who came to tell you that you must not borrow, you must not, otherwise the bad thing is behind, borrowing once will have a second time, a third time, you can't be soft-hearted, now there are Huabei, credit cards or something, why don't you borrow it, why not borrow it from someone he is familiar with.

Someone asked me what to do with borrowing money? Not very familiar, someone cares about you borrowing money, and you are not very familiar with the person, of course you don't want to borrow him, not very thin, the relationship is not very good, what if you borrow him or not? He doesn't know him very well, so he doesn't care if you borrow money, and this person is not very good?

So don't lend him, you say that all your money is to buy a house, and there is no spare money.

You can say that I am in a hurry to use the money myself, and I can't lend it to you, anyway, I just find all kinds of reasons to refuse, saying that I am not rich myself, and I still have to live, support my parents or something, and people with a discerning eye know that they are not refusing, and it will be too much to ask you again.

1. First of all, look at how much money he borrowed, 100 yuan was borrowed at once, and there was no big loss on the page.

2. Analyze the influence he has on people, whether this person is an honest person.

3. It is best to borrow more than 200 yuan to type the IOU, so that there is a guarantee.

Saying that your money is also used in a certain way, such as "I have bought a new health insurance" or "my friend has borrowed all the money from him" indicates that you have no money, and if you are interested, you will not be pestered anymore.

If you feel that the person is trustworthy and you have some spare money in hand, you can lend him money, and if you feel that he is not trustworthy and you don't feel the need to lend him, you can refuse him.

If a friend you don't know very well offers you to borrow money, you can simply refuse. Then you can say that you are also facing some difficulties and are borrowing money from others.

Someone asked me to borrow money, and if I didn't know him well, then I just told him that I didn't have much money to lend him.

If someone you don't know very well borrows money from you, you can make an excuse not to lend it to him, because it is very difficult to get it back.

Friends who don't have a very good relationship borrow money, and they all meander to refuse to be unfamiliar with each other's situation, so don't borrow money without authorization!

Hello, someone asked you to borrow money, you can just refuse him, indicating that now you have no money because of the epidemic.

You can refuse, just find some excuses to put it off!

I'm still short of my own hand, so why don't you lend me some!

If you refuse directly, you can just say no.

It's easy to say no and you're done.

If you don't have money, you will borrow it from relatives and friends for the first time, and if you can't borrow it, you will think of people who don't come and go. If you borrow it, it must be a meat bun and a dog and never go back.

It's very simple, just two words, don't borrow.

If you are sick, buy a car or a house, and I will borrow it for your children's tuition, it's up to you.

<>1. Qiankun transfer method.

When you don't want to lend money to the other party, you can say that you have just transferred the money to someone else, for example, you just paid your mortgage last week, or bought some valuable things, or bought a fixed-term wealth management product. Now I have some living expenses in my hand, and I really don't have any extra money. If you had said it earlier, I would have lent you less money management to help you with this.

But I really can't take out this regular financial management, I'm really sorry. When the other party heard you say this, he felt comfortable, but he was embarrassed to borrow money from you again.

2. The law of connecting with the same fate.

When you don't want to lend money to each other, you can use the same encounter or event to link your fates together, so as to achieve the goal that you don't want to lend money to the other party without hurting your feelings. However, be sure to be as specific as possible about why you can't help. For example, you have been in a hurry to use money recently, and you are still using your credit card.

Be sure to be as clear as possible about where you're spending your money so that you can be realistic. In short, make the other person feel that your predicament is not as good as his. When the other party heard you say this, they also felt that it was not easy for you, and they were even worse than him.

In this way, your relationship will not be affected, and he will be embarrassed to borrow money from you again.

3. Rounding to zero method.

When someone asks you to borrow money, the other party has a better relationship with you and is more familiar with you. What should you do when you are hesitant to borrow money, you want to borrow but are afraid to borrow? Then you can try this trick to round to zero.

To put it simply, first cry poor with the other party, and then say that you can borrow it from a friend, and you must make it clear that if you can borrow a little, I will lend you a little, and how much will help you solve your urgent needs. If you really want to help him, then after a few days, you can borrow from a friend and lend him less. If you still don't want to help him, then you say that you haven't borrowed money from your friends.

In this way, the other party can understand your difficulties, and it is not easy to ask you to borrow money anymore.

Regarding borrowing money, the above three methods are much more tactful than direct rejection, and the most important thing is that it does not hurt feelings.

When an acquaintance borrows money from you, how can he "elegantly" refuse? This trick works best!

Since the relationship between the two people is not familiar, then you can reject him euphemistically. After all, the attitude is very good when borrowing money now, and the attitude is different when repaying the money, so in the face of unfamiliar friends, it is better to have more than one thing and one less thing, and refuse it politely.

"Borrowing money" has become a topic that people can't get rid of now, relatives borrow money from relatives, friends borrow money from friends, in short, many people feel big when they hear that others borrow money from their own people. Whether borrowing money from relatives or friends, many people will not be happy. It sounds a bit alarmist to say that people can test their feelings with "money", but family and friendship are often separated from each other because of "borrowing money".

Some relatives and friends have lost touch with you for many years and suddenly come to you one day and then there is nothing else to do, and most of them are trying to borrow money from you. As the saying goes: "Saving the emergency does not help the poor", many people who borrow money are not "urgent" to borrow money, but "poor", so poor that they let him borrow money everywhere.

Each of us has the right to lend money to someone we trust. Of course, for reasons such as face and relationships, we will also lend money to people we don't want to borrow.

In fact, in order not to lend money to unfamiliar friends and friends, you can politely decline. For example: "I really want to lend you money, but I really don't have any money, I'm poorer than you." In fact, friends know you're trying to politely say no.

Or you can say something like, "I want to lend it to you, but my wife won't give it to me, so I can't lend it to you." In this case, the friend who asked you to borrow money also knows that you don't want to lend it to him.

Or say something like, "Recently, I was about to pay off my credit card and wanted to ask you to borrow money, but now you're asking me to borrow money." "A lot of people have used this kind of rhetoric, and everyone knows that your underlying meaning is that you don't want to lend him money.

If the borrower is basically at the end of his rope, although he will not be able to repay your money in the short term, if you are really his good friend and you happen to have money, this can help him through the most difficult hurdles.

Personally, I don't think you should lend him money immediately if this happens, because he may not return it.

Decisively refused, this friend is not suitable for data, there is no need to lend him a few smiles, the relationship between the two is not so good, and money is also more sensitive.

I don't think you should lend it to the other person, because it shouldn't be done lightly.

You shouldn't borrow money from friends because your relationship isn't particularly familiar, and I don't think it's necessary to borrow money in this situation.

You may feel confused and embarrassed when someone asks to borrow money, but how to refuse someone to ask you to borrow money is a social skill that must be mastered. Here are some of the methods available:

1.Tell the other person clearly that you can't borrow money: When someone borrows money from you, you can say:

I'm sorry, but I can't lend you money." When employing this approach, don't try to give hope to the other person. In fact, yours may have already given your answer.

2.Say no in a tactful tone: You can say, "I'd love to call for help, but I don't have a lot of money to live on, and I can't take risks for others." This approach expresses your concern and concern, and acknowledges that you yourself have your own financial pressures on the chain.

3.Give a reason: You can explain some reasons, such as, "I'm sorry, I've been in a tight economy for the past few days, so I can't help you."

Or, "I had to save money for an emergency, so it was inconvenient to borrow money." "Your reasons should be specific and appropriate, and try to explain why you are unwilling or unable to borrow money.

4.Give other help: If you can't lend money to someone, then you can find other ways to help them. For example, you can help them find other resources for support or, more importantly, provide them with support, comfort, and understanding.

Overall, you should be firm, honest, and polite when you refuse someone to borrow money. Don't try to lie or deceive, but at the same time try to understand their feelings and try to find other ways to help them and avoid putting unnecessary stress on both parties.

It's tricky to refuse to borrow money from someone else. To handle this situation gracefully, here are a few suggestions to consider:

1.Reject directly.

A direct rejection is the clearest way to do this, but it's also easy to feel uncomfortable. You can just tell the person that you're sorry that you haven't been able to lend him the money she needs, but you can help him with other things.

2.Postpone the response time.

If you don't want to be the other person right away, you can say that you need time to think about it and then reply later. This will give you time to consider your decision and reduce the undesirable consequences of impulsive decisions.

3.Emphasize the reasons why you can't borrow.

You can tell the borrower that you don't have enough money to spare for the time being, or that you have other payment matters to consider. This allows the borrower to understand your situation and reduce the damage to your face.

4.Offer other ways to help.

In short, no matter what method you choose, be respectful and polite. Try not to hurt the other person's self-esteem and show that you care about them.