Car Insurance Claims Don t want other people s answers, you want your own to give!

Landlord, your question is too general. Let me tell you about the conventional insurance claim process: after the accident, report to the insurance company in a timely manner, if the accident is serious or involves other accidents, you must report to the traffic police department as soon as possible, and then wait for the insurance company's claims investigators and traffic police to the scene to carry out the accident responsibility and damage assessment, and if the personnel are involved, they should be sent to the hospital in time.

If the vehicle is damaged, it will be sent to the repair shop, and the insurance company will assess the damage and report it, and then the repair shop will confirm whether the insurance company's damage assessment price is sufficient. If it is enough, then sign it and repair it. You need to pay the repair cost first, and then take the invoice, damage assessment form, driving license, accident certificate and other materials to the insurance company for compensation.

If it involves personal injury, it will be more complicated, because it involves the determination and claim of related expenses such as ** fee, lost work fee, nursing fee, nutrition fee, food subsidy fee, follow-up ** fee. It also depends on the specific circumstances of the actual accident.

Call. Landlord, you watermelon, the level of your questioning is really half a bucket of water.

From which angle are you asking?

Are you asking from the perspective of a practitioner or a customer?

Are you asking from the point of view of curiosity or boredom?

What's even more watery and speechless is the second half of the landlord's sentence, what does it mean to "don't want other people's answers"? Isn't the purpose of asking questions to be knowledgeable? You're still an uncle, aren't you?

At the end of the sentence, "If you want your own, you can give it!" "It's even more!

Are you the one who is in charge of duty to turn around and beg you?

It doesn't matter if you're bored, but you're a humiliating "knowing" person like you.

Correct your own attitude of mind!!

The question is too general, what would you like to ask about the insurance claim? I don't know what to do?

The second is to look at the claims service.

Ping An online car insurance.

It is the first in the domestic insurance industry to launch an online auto insurance claim system, which not only provides customers with claims settlement services without leaving home, but also greatly improves the efficiency of Ping An's online auto insurance claims.

Most car owners must have this experience, after their car accident to the insurance company to claim a claim, the procedure is many and annoying, not a day or two can be done to complete the matter, to understand the detailed claim process to the insurance company to understand, it is really a lot of hard work to get the claim.

With the rapid development of the Internet and information technology, Ping An online car insurance.

The program has also been successfully developed and run, and if you are a customer of Ping An Online Auto Insurance, the bitter memories of claiming claims in the past will no longer exist in your life.

Ping An Auto Insurance Online Claim System is a system composed of the Internet, an administrator platform, a claim verification platform, a loss assessment platform, an on-site platform and a database for online claims settlement of car insurance. The inquiry process of car insurance claims can be operated through the Ping An Auto Insurance online claim system, which can also ensure that the claim process is completely transparent.

Ping An online car insurance.

Customers only need to enter the policy number and the basic information of the vehicle to query the number of accidents and past insurance information in the process of using their car, and most importantly, they can also timely inquire and understand the current claim progress of the vehicle and the claims workflow of the insurance company. At the same time, the management personnel of Ping An Online Auto Insurance will find and solve problems in each link in a timely manner through the records of the claims system, so as to improve the claims service.

The use of Ping An's online claims system has greatly accelerated Ping An's claim settlement, especially the processing of small cases, and the process of filing and making cases is automatically completed by computers. According to statistics, before the use of the system, the average number of car insurance cases per person per day was investigated, and after the use, it increased to 9 cases, an increase; Ping An Beijing Branch is in use.

Ping An online car insurance.

Typing is not easy, such as satisfaction, hope.

The risk of theft by someone else (theft insurance).

The risk of being hit by someone else and running away (car damage insurance.

Unable to find third-party insurance).

The risk of being scratched by someone else and running away (scratch insurance.

The risk of theft by someone else (theft insurance).

The risk of being hit by someone else and running away (car damage insurance, not being able to find third-party insurance).

The risk of being scratched by someone else and running away (scratch insurance.

Compulsory traffic insurance: death compensation of 110,000 yuan, medical treatment of 10,000 yuan, and property damage of 2,000 yuan

A insurance company pays up to 112,000

The maximum compensation of the insurance company is 12,000

China's Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability clearly stipulate the scope of compensation for compulsory traffic insurance. If a traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limit.

In the case that the insured is responsible for the occurrence of the traffic accident, the compensation standard of the compulsory traffic insurance is as follows: the compensation limit for the death or disability of the third-party victim caused by the traffic accident is 110,000 yuan; The compensation limit for outpatient and inpatient medical expenses caused to a third-party victim is RMB 10,000; The compensation limit for property damage caused to third-party victims is 2,000 RMB. If we take it together, we can see that the maximum amount of liability compensation for compulsory traffic insurance is 10,000 yuan.

The first two questions are the problem of calculating the compensation ratio, insurance company A: 2000 + (18000 + 28000) * 70% = 34200; B insurance company: 2000 + + (18000 + 28000) * 30% * 95% = 15110, the second question will not be explained in detail, remember that the absolute deductible of theft insurance is 20%, the third question of the policy does not have legal effect, the policyholder violates the contract.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"