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Here's how to check the claim record of vehicle insurance:
1. Counter inquiry: bring your own ID number or policy number to inquire at the business outlets of the insurance company;
2. Inquiry: Users can directly call the insurer or call the company's customer service center for inquiry;
3. Independent inquiry, the query method is as follows:
1. You can check directly online, enter the name of the insurance company you have insured and add car insurance;
2. After opening the car insurance page of PICC, look for policy inquiry, and click "Policy Inquiry and Claim Inquiry";
3. Then enter the license plate number to be checked and the ID number of the policyholder to inquire.
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Click to talk about my avatar to see the introduction, and take you to understand the car condition query method! Professional query [accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click investigation of bad car conditions such as accident scattered old hall cars, soaking cars, meter adjustment cars, and fire cars!
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Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.
Motor vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles.
How to check car insurance:
1. Inquire through the network.
Now that the Internet has become ubiquitous, many things are done through the Internet. Now many people have inquired about car insurance details through the Internet, such as Shunyi. Just open WeChat and search:
Enter the license plate number to know which insurances the vehicle has insured in the previous year, what accidents have been had, the number of distresses, premium calculation and statistical analysis, etc.
Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.
2. Inquire through **.
Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.
Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.
3. Check by going to the staff of the insurance company.
This is the most direct and effective way to inquire about the details of vehicle insurance. This method can better communicate with the staff of the insurance company, so that the owner of the vehicle can understand all the conditions of the vehicle more thoroughly.
Notes on Claims:
1. Report the case in a timely manner. After a traffic accident, the owner of the car should protect the scene, report to the insurance company within 48 hours, truthfully state the accident, provide the insurance policy, wait for the insurance company's investigators to investigate the scene, and fill in the "Claim Application".
2. Understand the scope of refusal and exemption.
3. If the loss is too small, it is not appropriate to make a claim. Because when renewing car insurance, the insurance company has a premium preferential clause, that is, the vehicle has not been insured for one year, and you can enjoy a premium discount of about 10% when you renew the insurance in the second year, and if there is no insurance record for several consecutive years, the premium discount can reach up to about 30%.
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Claims records are difficult to query, and if there is a compulsory traffic insurance accident, it can be found at any property insurance company in the province.
However, commercial insurance is basically difficult to find, except for one by one.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Now many provinces and regions of the country have registered the new vehicle query function**, car owners can not only query, but also find out the past accident records of the vehicles they drive.
In addition to this method, another point is that it can be checked on third-party platforms.
[Wukong Check Car] applet.
The above needs to know your frame number to query, and the result will be available in a few minutes.
In addition to logging-in**, car owners can also choose to call ** consultation with the customer service of the company. Of course, you can also check at the Transportation Bureau.
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As long as it is a regular 4S shop, every maintenance of the vehicle will leave computer data archive in the store. Even if the vehicle goes to other 4s, you can check the accident record, repair and maintenance record of the vehicle.
The accident accident record and maintenance record of the vehicle are not with the car, and every time the vehicle is repaired and maintained, it will leave information in the store for archiving. Therefore, the vehicle condition history report can query the vehicle's accident records, maintenance records, accident records and other information.
If the insured vehicle is scratched, the owner must report to the insurance company on the spot in time for the normal car scratch insurance claim procedure. In order to reduce unnecessary trouble, the car owner should try to report the case within 48 hours when reporting the case, because if it is overtime, the car owner also needs to personally bring the original ID card to the insurance company to make up the report, which increases the burden on the car owner. In addition, when making a claim for car scratch insurance, if the vehicle is scratched on the road, it is necessary to issue a certificate of accident issued by the traffic police; If the vehicle is scratched on an off-road, the police station will issue an accident certificate.
1. To inquire about car insurance claim records, you must first show the valid documents of the car owner, insurance documents, driving licenses, driver's licenses, etc., and also show identity documents to determine your identity. Once confirmed, you will also need to fill in some relevant information and present the receipt and relevant documents at the time of claim. These are all items that must be confirmed between the car owner and the insurance company's claims adjuster. >>>More
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