I have 10 million in the Agricultural Bank of China, what card can I get

Updated on Financial 2024-05-02
8 answers
  1. Anonymous users2024-02-08

    It is necessary to verify the use of the card in the recent period, as follows:

    If you meet the following VIP requirements, you can apply for a VIP card at the branch counter. VIP customers can choose their own numbers from the existing VIP card number book that has not been issued at the outlets.

    1. Customers who have been screened by the Personal Quality Customer Relationship Management System (PCRM System) and have an average daily financial assets of 100,000 yuan (inclusive) to 1 million yuan in the first 12 months of our bank are called gold card customers;

    2. Customers who have been screened by the PCRM system and have average daily financial assets of RMB 1 million (inclusive) to RMB 5 million in the first 12 months of our bank are referred to as platinum card customers;

    3. Customers who have been screened by the PCRM system and have average daily financial assets of more than RMB 5 million (inclusive) in the first 12 months of our bank are called diamond card customers.

    Tips:1The debit card can be exchanged for a VIP card if it meets the access standards of VIP customers, and the card can be replaced at any ABC outlet within the jurisdiction of the issuing bank. After the replacement of the VIP card, you can check the details of the transactions of the general card.

  2. Anonymous users2024-02-07

    If you really have such a level of assets, you don't need to apply. The bank will take the initiative to invite you and rush to do it for you. Any card you want.

    You will usually be contacted by a private banking department, and the card level is the top unlimited card. This kind of card is not promoted externally, and applications are not accepted, so they can only take the initiative to invite.

  3. Anonymous users2024-02-06

    Platinum. Extended Resources:

    1. Golden Key VIP Clients (hereinafter referred to as "VIP Clients") refer to financial assets.

    The first-value individual customers who have reached a certain standard, have good credit and signed a contract with our bank are subdivided into three levels: gold card customers, platinum card customers and diamond card customers.

    The VIP card is a UnionPay that integrates customer identification and financial transaction functions.

    The standard Golden Harvest Debit Card series products are only issued to VIP customers, and can only be used by themselves, and supplementary cards are not allowed.

    The gold card number is identified as "622845"; The Platinum Card number is identified as "622846"; The diamond card number is identified as "622849", and Zao Fan Qing adopts embossed printing.

    2. The Golden Harvest Credit Card is based on the credit rating.

    4006695599 to query the level.

    3. Common Agricultural Banks.

    The card is divided into: after the bank's system screening, the average daily financial assets in the first 12 months are more than 100,000 yuan for gold card customers, apply for the golden spike gold card.

    In the first 12 months, the average daily financial assets of more than 1 million yuan are platinum card customers, and the Golden Harvest Platinum Card is handled.

    In the first 12 months, the average daily assets of more than 5 million yuan are diamond card customers, and apply for Jinsui diamond card.

    The so-called financial assets refer to the customer's personal loan in the Agricultural Bank of China.

    times. For marketing customers, as long as the customer's financial assets or investment financial products purchased.

    Up to 100,000, 100.

    Five or five million can be directly signed as VIP customers. However, if there is no stool holder within 6 months to meet the requirements of the VIP card, the system will automatically deduct the corresponding service fee.

    1. The handling fee for the deposit of cards in other places (the depositing party is a diamond card) is exempted;

    2. Non-local counter transfer and deposit** The incoming party is a diamond card, and the card is swiped on the spot) The handling fee is waived;

    3. The handling fee for cash withdrawal over the counter in other places is waived;

    4. The ATM cash withdrawal fee of the Bank in other places is exempted;

    5. The handling fee for non-local counter transfer expenses is waived;

    6. The production cost of the diamond card, the card loss report fee and the password loss report fee are all exempt.

  4. Anonymous users2024-02-05

    1. Not so. There are certain conditions required to apply for and pass a credit card.

    2. At least 18 years old, have a fixed job, salary income in the same industry or above, no bad credit, social security certificate, etc. When applying for a credit card, you need to submit proof of your assets, such as real estate certificate, driver's license, and car purchase license, which can increase the credit limit.

    3. Housing: Owning a house by yourself is higher than living with your parents, followed by renting a house and a unit bedroom. If there is a property in your name, then you must upload the relevant proof. This can go a long way in applying for a credit card.

    Marital status: It is generally believed that if you are unmarried and have no children, you will have no support burden, and the success rate will be increased when you apply for a card. In fact, on the contrary, if you are married and have children, you will be rated higher accordingly.

  5. Anonymous users2024-02-04

    According to my years of experience in banking and credit card experience, there are two situations that can be handled.

    1.To apply for a card, which bank generally uses a card to apply for a card, the new card is generally higher than the original card limit.

    The premise is that you already have a credit card, maybe the limit is not high, but it doesn't matter, remind you to maintain a good credit history for repayment, even if it is to maintain a minimum monthly payment, when I was in college, I also had a considerable period of time when I only paid the minimum amount every month, but the bank took the initiative to call me to increase the limit for me. Or if you have used your credit card for more than half a year, you can also take the initiative to apply for an increase in the limit through customer service**. In this way, the limit of your existing credit card will continue to increase, making it easier for you to apply for a higher credit card in the future.

    2.When applying for a credit card, submit proof of relevant assets. Such as car tung stall property, real estate.

    In fact, for high-value credit cards, I personally understand that there is no high or low threshold of any bank, but different banks have different requirements for property proof for the approval of simple cards.

  6. Anonymous users2024-02-03

    ID card unit monthly income right of house or car right also fill out the application form.

  7. Anonymous users2024-02-02

    Mainly the bank's ledger,

  8. Anonymous users2024-02-01

    If the average daily deposit balance is more than 500 yuan, only 10 yuan annual fee will be charged, if it does not reach 500 yuan, the account management fee will also be charged, the specific ticket standards are as follows: Agricultural Bank of China small account management fee: the average balance of the daily balance of less than 500 yuan for the corporate and private debit card accounts to charge the account management fee, once a quarter, 3 yuan each time.

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