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Everyone knows that the popularity of Ping An Insurance is so high, everyone knows the status of Ping An Insurance, and the business level is certainly not low, this list lets you know its strength:"The ranking of the top ten insurance companies is newly released! 》
Many types of insurance are sold, basically covering all the existing types of insurance in the market, such as health insurance, accident insurance, life insurance, property insurance, travel insurance and car insurance. Friends who are interested in Ping An Insurance, if you want to avoid the routine, you must see:"A comprehensive understanding of Ping An Insurance, to help you avoid pitfalls".
First of all, let's briefly analyze the main types of insurance of these 4 Ping An insurance.
1. Health insurance
Medical insurance and critical illness insurance are both health insurance, and medical insurance can help you reimburse you for medical expenses incurred after you are hospitalized, which is complementary to social security. When the insured suffers from the agreed illness, the insured can get the agreed insurance compensation, which can alleviate the economic impact of the insured due to illness, such as living expenses, ** expenses, housing and car loans, etc.
The common health insurance products of Ping An Insurance Company are as follows.
Among them, peace and happiness have always been on the cusp. Should you start with this product, it's not too late to poke the right side and then decide:"Is Ping An Fu 20 Really Worth Buying".
2. Accident insurance
Among them, Ping An Million Insurance, Family Insurance and Aviation Accident Insurance are all popular products of Ping An Accident Insurance, and many friends are very interested in Ping An Million Insurance, but this product also has shortcomings"Ping An Million Let Me Do Those Things You Don't Know".
3. Life insurance
Life insurance protects the life and death of the insured. In the event of the death of the breadwinner, it will not have much impact on the family. Ping An's life insurance mainly includes three types of return life insurance, participating life insurance and annuity life insurance, and the more popular products are Xiao'an Dingshou.
4. Property insurance
The protection of movable property, real estate and other property is called property insurance. In the event of **, the insurance company will compensate for the economic losses caused by floods. Hope!
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monthly deposit of 280 yuan and annual interest of 800 yuan;
Interest of $1,600 every two years Accumulated dividends;
From the age of 60, he will receive a pension of 3,200 yuan + dividends every year.
Take a 20-year-old boy as an example, he can save 280 yuan per month (the corresponding monthly savings amount is different for different ages), a total of 3360 yuan per year, and the benefits are as follows:
The first time he received money was when he was 22 years old: 1600+ (first year dividend + second year dividend).
The second time he received money was when he was 24 years old: 1600+ (1st year bonus + 2nd year bonus + 3rd year bonus + 4th year bonus).
The third time he received money was when he was 26 years old: 1600+ (first year dividend + second year dividend + third, fourth, fifth, and sixth year dividends) accumulated in turn.
Receiving money at the age of 60 is like this: 3200 + 40 years of dividends (age 60-20).
Receiving money at the age of 61 is like this: 3200 + 40 years of dividends + 61 years of dividends.
The money received at the age of 62 is like this: 3200 + 40 years of dividends + 61 and 62-year-old dividends, and the dividends are accumulated in this order.
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I am a lecturer of Ping An and I am the same age as you, so I have chosen a universal product: Zhiying Life. My favorite product.
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Dizzy, why do you have such a long-term vision, and you are considering the issue of pension at the age of 25? What will the development of society then, can you **? And you underestimate your children so much?
They won't be able to support you when you're old? Now the income is not high, and it is enough to buy insurance for critical illnesses and accidents. But that's just my personal opinion
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If you plan to take a long-term view, vote for the omnipotence of peace.
However, your annual income is only about 10,000 yuan, and there are some problems with the premium, but you can still buy it if you can save 400 yuan per month.
In the long run, it should be said that it is still good to be omnipotent, and it is not recommended to buy this insurance for a year or two.
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Yes, according to your description, it should be Xinli additional health life, the sum insured is 20,000, and 2,000 per year is more than 30 years.
You can enjoy the following rights for the main insurance: you can receive 1400 yuan of survival money every 2 years, if you do not receive it, the company will give you interest according to compound interest every year, and the current interest rate is annual. If you can live to the age of 80, you will be given a lump sum of 40,000 yuan, and the insurance will be terminated.
If you pass away before, the insurance company will pay your family 40,000 yuan and the insurance will be terminated. (None of the above includes dividends).
In addition, I also enjoy the company's annual dividends, but also do not understand compound interest, to the age of 80, according to the insurance regulatory Commission stipulated by the mid-range demonstration interest rate, about 30,000, if according to the 2 years of safe dividends, to 5, 60,000 is also possible, this part is uncertain, but because of the uncertainty, so there is the possibility of high returns.
The benefits you can enjoy with additional insurance are: 3,000 yuan for hospitalization (including 300 for outpatient surgery), 3,000 for non-organ transplant surgery, and 10,000 for organ transplant surgeryThe above is a copy of the money that can be reimbursed each time (hospitalization for the same reason within 30 days is also counted as the same time), and it is generally necessary to buy 2 copies, because the premium for the second and subsequent copies is half of the first one (the additional insurance is a short-term insurance, and the premium will increase slightly with age, and the policy can be renewed up to the age of 64).
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How many years have you paid the fee, so calculated, you will return 35% every year, which is very high.
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Why don't you go to them ** or ** consult?
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Hello, Ping An Insurance Company is still very good, and it is one of several large insurance companies in China. The insurance is relatively comprehensive, with a wide range of protection, suitable for people of multiple ages, and is very trustworthy.
Which type of insurance is best depends on the specific situation of the individual.
For adults, you can choose a comprehensive health and accident insurance plan, or you can purchase critical illness, hospitalization and accident insurance separately. When purchasing these types of insurance, it is generally appropriate to invest 10%-15% of the annual household income in the premium investment. It is appropriate to have an insurance amount of 6-10 times the annual household income.
For critical illness insurance, the insurance amount is more suitable at about 200,000 yuan, and the main examination item should be whether the insurance terms include the most common cardiovascular diseases, organ diseases and senile diseases, the above three categories, which can basically meet the protection needs of adults in ordinary families.
You can refer to:
In addition, you can supplement the common types of financial insurance according to your personal situation.
Hope it helps.
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Ping An should be called integrated finance, not just insurance. There are different types of insurance depending on the subject matter of the insurance. Insurance, family business property, personal insurance, such as life insurance, health insurance, accident insurance, etc.
Among them, there are protection and financial management. Therefore, it is better to consult the insurance **person. What is covered, when is it covered, what conditions are covered, etc.
Ping An is one of the world's top 500 companies, a large company, and will not deceive people. In terms of specific operations, it is necessary to consult professional and conscientious people. Break a leg.
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Ping An Insurance Company's protection is 100% good, with low premiums, high protection, high cost performance, and good products that can be both fish and bear's paws. 0
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It is recommended that children's comprehensive medical insurance, comprehensive protection for illness and accident medical treatment, suitable for people born 30 days old - 18 years old, the insurance period is 1 year, the amount of insurance for critical illness is up to 500,000, and VIP service for critical illness is given, and you can enjoy a 9% discount for re-purchase. Accidental Injury Medical Treatment (including outpatient and inpatient), Critical Illness, Death from Illness, Disability, Inpatient Medical, Death from Vaccination, and Accidental Hospitalisation Benefit are all covered. Within the scope of protection, accidental injury medical treatment (including outpatient and hospitalization), inpatient medical treatment are compensated according to the way of reimbursement, the former is a deductible of 100 yuan, reimbursement of 90% of medical expenses, the latter is divided into social security and no social security, there is a social security deductible of 100 yuan, can be reimbursed 80%, no social security deductible of 500 yuan, can be reimbursed 70%, so it is obvious that the policyholder with social security can get more compensation, so it is recommended that the insurance and social security together with the purchase at the same time.
In addition to these, children's comprehensive medical insurance also has ** medical consultation, accidental hospitalization advance guarantee service, and critical illness green channel service can be enjoyed. With comprehensive medical insurance for children, you don't have to worry about having too many children in the hospital, or the cost is not enough, you can't stay in the hospital, or you have delayed the best time.
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Hello! Glad to solve the problem for you! Ping An Insurance Company of China does have a lot of insurance products, and the insurance products sold to individuals are mainly divided into car insurance, accident insurance, travel insurance, family property insurance, health insurance and other categories
1. Vehicle insurance: the subject of car insurance is motor vehicles, mainly including compulsory insurance and various additional commercial insurance; 2. Accident insurance: The scope of accident insurance is very wide, mainly divided into two categories: personal accident and traffic accident.
Personal accidents are divided into three categories: one-year comprehensive accident insurance, short-term comprehensive accident insurance and family accident comprehensive accident insurance according to the insurance period and the characteristics of the insured. 3. Travel insurance: travel insurance is mainly divided into domestic travel and overseas travel, according to the tourist destination and the nature of the tour, it can be divided into self-help travel, self-driving travel, outdoor sports and plateau travel insurance, you can choose according to your actual situation, overseas travel is generally simple, mainly according to the tourist destination to distinguish, divided into Asia, Europe and other product categories; 4. Family insurance: Family property insurance is mainly for the insurance of fires, rainstorms and other accidents such as houses, decorations, indoor properties, etc., focusing on distinguishing which properties can be insured, the risks covered and the limits on the amount of compensation.
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Speaking of Ping An Insurance.
Covers virtually all existing types of insurance in the market, including health, accident, life, travel, property and automobile. Friends who want to start Ping An Insurance in the near future, if they want to avoid the routine, they must see:
"A comprehensive understanding of Ping An Insurance, to help you avoid pitfalls".
Let's familiarize yourself with the four main types of insurance of Ping An Insurance.
1. Health insurance
Relevant expenses can be reimbursed or reimbursed in accordance with the contract. Reimbursement of medical expenses for medical treatment is a feature of medical insurance, which is complementary to social security. Critical illness insurance is an insurance that protects critical diseases such as malignant tumors and acute myocardial infarction, and the insurance company pays a fixed insurance premium, which can be freely allocated to compensate for economic losses, such as living expenses, ** expenses, housing loans, car loans, etc.
Ping An Insurance Company's more popular health insurance products can be seen in the figure below.
Ping An Fu is also very popular among critical illness insurance products. But many people don't know whether this product is good or not, so I suggest you read this article first:"The new version of Ping An Fu 20 is coming! This deficiency has not changed.
2. Accident insurance
3. Life insurance
Life insurance refers to the insurance that can be paid out when the insured dies after purchasing life insurance. Generally, it is purchased by the breadwinner of the family, and in case of the death of the breadwinner, it will not have much impact on the family. Life insurance products are more common in Ping An, including return life insurance and participating life insurance4. Property insurance
The economic losses that may be caused by natural disasters such as floods and ** are covered.
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Generally speaking, for adults, the risk of accidental injury and medical health needs to be considered first, so you can choose some regular life insurance protection, add necessary critical illness items, and then add some hospitalization medical insurance.
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There are four types of Ping An Insurance: life insurance; property insurance; pension insurance; Health insurance.
Ping An Life's services include changes to various insurance contracts, renewal premium collection services, policy loans, insurance claims, claim application form-free services, and national non-local claims settlement for life insurance.
Founded in 1988 in Shekou, Shenzhen, Ping An Insurance Co., Ltd. is the first joint-stock insurance company in China, and has developed into an integrated, close and diversified comprehensive financial service group integrating insurance, banking, investment and other financial services.
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1.Xinsheng insurance.
Protection type insurance).
2.Xinxiang insurance (protection insurance).
3.Xinli insurance (insurance and education insurance).
4.Century Angel Insurance (Insurance & Education Insurance).
5.Guardian Star Insurance (Protection and Education Insurance).
6.Smart Star Insurance (Insurance and Education Insurance).
7.Century Tianjiao insurance (protection and education insurance).
8.Ping An Fu insurance (protection).
9.Talisman insurance (protection).
10.Zhiyue life insurance (protection and pension insurance).
11.Respect for life insurance (wealth management).
Specifically, the premium, sum insured, and additional insurance of the insurance type can be purchased to better reflect the insurance function.
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You can modify the allocation method.