Ping An Insurance of China pays 5,400 yuan a year for 15 years

I don't know what the specific situation is, but what can be said is:

The pricing mechanism of insurance products is relatively complex, and it is not bank savings.

It needs to be priced according to the actual age, health status, occupational category, and specific coverage liability share of the customer.

According to the insurance company, it is priced according to the actuary's actuarial cost of risk.

Therefore, before the customer insures, the county should first clarify the needs, and then according to their actual situation, rational cognition, based on the present, on demand insurance, this need and the best people, real and effective information exchange, in order to achieve targeted and reasonable planning.

The premium standard of any insurance product is not constant and consistent for different customers.

Basic Principles of Insurance:

1.Age is the primary consideration.

2.The premium should be 10%-15% of the annual income, and the sum insured should be set at 6-10 times the annual income. However, it should be analyzed on a case-by-case basis.

5.Under the premise of social security, plan commercial insurance, with a focus on accidents and critical illnesses. Social security and commercial medical insurance, can not be reimbursed repeatedly, remember.

6.At the same time, pay attention to the security of family members, protect the people around them as much as possible, and achieve comprehensive family protection, otherwise the protection is unbalanced, and the meaning of protection will be missing.

7.It is important to prioritize the protection of the main income earners of the family as much as possible.

8.Recommended: Ping An Talisman Participating Insurance, Ping An Outsmart Life Universal Insurance, Ping An Fu Whole Life Insurance.

9.My personal advice is to communicate extensively and effectively with ** people, after all, face-to-face communication is the most direct and effective. If necessary, you can also directly call the customer service of the relevant insurance company** for verification and consultation.

Look at who you're buying it for! Do you want to ask if it's okay or?

Ping An Insurance of China does not pay a total of five years, pay 10,000 yuan a year, and get 60,000 yuan in the sixth year. As a regular insurance company in the state, Ping An Insurance of China will not offer high interest to the insured. No insurance salesman can promise high interest and rebates to the insured, otherwise it will be illegal fundraising.

Illegal fundraising is not protected by law, and I hope that everyone will not believe the high amount of money promised by the salesmen of Chinese insurance companies. In order to sell insurance and earn high insurance commissions, some insurance salesmen will always say that the protection items are extravagant, making it impossible to distinguish the true from the false. The meaning of insurance is to give life more security, not to earn high commissions.

No insurance company will promise to invest 50,000 yuan and return 60,000 yuan, so everyone must be vigilant.

1. In this world, no insurance company dares to guarantee that it can get 60,000 yuan in cash after paying 50,000 yuan, and Ping An Insurance Company of China will not be an exception

If the insurance company invests 10,000 yuan a year, a total of 50,000 yuan can get 60,000 yuan of income. Everyone must see clearly that this is a blank check promised for people to enter insurance, and you must not be deceived. If you really want to enter this insurance, you can ask clearly when the customer service calls back to **.

It is worth noting that the most important thing is to improve your ability to discern.

Second, the promised high interest or rebate attracts everyone to actively buy insurance, which is illegal fundraising and is not protected by law

In this world, no insurance company will buy and sell at a loss. If you want to have more protection for your life, you can choose to take out an insurance. If you want to make money, don't try to take insurance to earn high rebates.

So, would you believe that the insurance salesman will say the insurance amount in order to achieve the task?

This is still necessary to consult their salesman, you can consult the relevant insurance business, and you can also understand what kind of insurance you are buying.

Yes, you can get the corresponding insurance in the 6th year, and China Insurance is a very good platform.

Of course, there is such insurance, but it is uncertain how much money you can get in the 6th year.

60 thousand.

If you pay 4,000 a year, 15 years is 15 4,000 = 60,000, which is 60,000 yuan.

Ping An Insurance is an investment insurance, which belongs to life insurance, which can not only give the insured a simple hidden life protection like traditional life insurance, but also allow the policyholder to directly participate in the investment activities of the funds in the investment account established by the insurance company for the policyholder. Generally speaking, the policy value of universal insurance is linked to the performance of the funds in the policyholder's investment account operated independently by the insurance company.

Whether it is cost-effective or not depends on yourself, the insurance liability of this kind of insurance is not very large, and the insurance amount is not very high, which is similar to bank deposits, and the income is not much.

If you want to buy a type of insurance, you can choose to have a lot of term life insurance, pay a few hundred yuan a year, and the insurance amount is as high as hundreds of thousands of yuan. When buying insurance, there are 3 places to avoid.

1. Avoid offline insurance and spend 100,000 yuan less unjustly.

The cost of offline insurance operation and sales is extremely high, you pay 10 yuan in premium, and the sales cost alone is 3 yuan. Therefore, offline insurance is generally more than 30% more expensive, and many are even 1-2 times more expensive. In this way, any long-term insurance will pay thousands of yuan a year, and the cumulative payment of 20 years is 100,000 yuan in vain.

2. Refuse family bucket insurance.

Have you ever seen a policy that covers everything, or the kind of insurance that gives money back if you are sick and does not get sick back? If you buy it, then congratulations, this type of insurance has a high premium and a low sum insured, and whoever buys it is wronged!

3. Expensive insurance is really not necessarily good.

I've heard of the name of "a certain blessing", there is a lack of security, and it is twice as expensive. Therefore, buying insurance is really not "you get what you pay for", don't be superstitious about what "expensive is good".

Summary. What you are asking about is an accident insurance of 2500 per year. The accident insurance of 2500 a year covers a wide range, including all kinds of transportation, all kinds of burns, natural disasters, and can also be supplemented with accident insurance, with a higher amount of insurance.

However, the premium is higher than other similar insurance**, but the other insurance will not refund the premium, but the product will refund the premium at the rate of 118% of the sum of the premiums paid after the premium payment period expires. Regardless of whether the person has an accident or not, the policyholder will receive the corresponding amount of compensation, which has fully reflected its best ratio.

The above is a brief introduction to accident insurance, although the accident insurance of 2500 a year is high, but the insurance ** is higher, the insured population is limited, if the economic conditions are more general families are not recommended to buy this kind of insurance, consumers can choose whether to buy it in combination with their actual situation.

Ping An Insurance has paid 2,500 per year for 5 years

What kind of insurance do you want to ask about Ping An Insurance?

Can you elaborate on that a little bit more?

What you are asking about is an accident insurance of 2500 per year. The accident insurance of 2500 a year covers a wide range, including all kinds of transportation, all kinds of burns, natural disasters, and can also be supplemented with accident insurance, with a higher amount of insurance. However, the premium is higher than other similar insurance**, but the other insurance will not refund the premium, but the product will refund the premium at the rate of 118% of the sum of the premiums paid after the premium payment period expires.

Regardless of whether the person has an accident or not, the policyholder will receive the corresponding amount of compensation, which has fully reflected its best ratio. The above is a brief introduction to accident insurance, although the accident insurance of 2500 a year is high, but the insurance ** is higher, the insured population is limited, if the economic conditions are more general families are not recommended to buy this kind of insurance, consumers can choose whether to buy it in combination with their actual situation. I wonder if this can help you?

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