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Savings insurance is more expensive than consumer insurance. If there is a kind of savings insurance suitable for children, Daddy thinks it is education insurance.
Because of the premium issue, parents can purchase consumer insurance for their children to make the transition. Daddy here gives parents an insurance strategy "The most complete strategy for children's insurance: you don't have to follow the trend to buy insurance next time".
Buying insurance should focus on whether the insurance content is suitable, and the popularity of the insurance company is not the focus of selection. Next, Dad shares a few education fund insurance:
1. Parents of family planning children: educate Gymboree small treasury.
The insurance age of Education Gymboree is 18-60 years old. From the point of view of insurance age, it is suitable for young parents with children. You can be prepared before your child comes.
2. Pursue flexible security period and payment period: save baby education funds.
The insurance period of saving baby education fund is relatively flexible, which can be guaranteed for 11 years to 30 years, and the payment period can be selected to 20 years at most, and the minimum investment is from 50 yuan, which can be flexibly insured.
This product is suitable for parents and friends with limited liquidity. Low investment amount and long payment period can effectively alleviate the pressure of insurance. If you have sufficient funds in the future, you can also increase the amount of insurance.
3. Parents who pursue flexible ways to receive funds: upward education funds every day.
The insurance plans of the Everyday Education Fund are relatively rich, and you can choose from the University Grant, the In-depth Study Grant and the University + In-depth Study Grant. You can plan up to 3 types of insurance up to the age of 10.
In addition, the way to receive this product has also become user-friendly. In addition to the annual payment, you can choose the monthly payment. To a certain extent, the monthly income can alleviate the burden of parents paying living expenses every month.
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Xueba said insurance, only recommend the most suitable child insurance! This year, the comparison table of 136 hot-selling critical illness insurance for minors has been updated
Click to claim now, we believe that we can help you choose the right insurance for your child.
What insurance is good for children
First, the country's medical insurance must be handled!
After the child has a household registration, he can go to apply for neonatal medical insurance (medical insurance for urban and rural residents), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.
Second, the three types of commercial insurance, critical illness insurance + medical insurance + accident insurance, should be configured together after handling medical insurance.
Let's start with critical illness insurance, which provides coverage for as long as possible. Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the ** expenses, it can also solve a lot of additional expenses caused by illness, such as delayed homework because of illness, which requires a lot of cash to make up. Buying a pure protection critical illness insurance can solve these problems.
In addition, medical insurance can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of one or two hundred yuan, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.
Finally, when it comes to accident insurance, the child's accident insurance is particularly cheap, with an insurance amount of 200,000 yuan per year, which can protect the child's accidental death, accidental disability and accidental medical liability, which is very cost-effective.
Third, what insurance should not be bought for children?
Don't buy life insurance for your children, and try not to think about critical illness insurance with both liabilities attached. I know the specific reasons in this articleHow to buy insurance for your child without being cheated? This guide tells you!
has been introduced in detail, because there is already a detailed analysis in the manuscript, so I won't spend too much space here.
According to the above insurance ideas, if you are configuring regular insurance for your child, you can configure it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is cost-effective and practical.
That's all for me"How much does Ping An Children's Savings Insurance cost a year"All of them, I hope it helps you! Hope!
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Fude Life's current life Ruyi can be used as children's savings insurance to provide education funds, wedding funds, and pension funds for children growing up. And receive flexibly. The amount of payment for a year can be determined according to your own financial conditions, with a minimum of 4,000 yuan. I want to know more about private chat.
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Hello! The company's 67th anniversary of the company's Zhiying life dividend wealth management product launched is grandly listed, and the premium is determined according to how much money you want to receive, for example, if you want to receive 300,000 yuan, at least 100,000 yuan;
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Pacific has just been listed with a 0-year-old baby of 900 yuan, 100,000 yuan, and 150% will be returned at the end of the year
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I don't know. However, the company's savings insurance only costs 10,000 yuan a year, and you can enjoy insurance benefits in the year of insurance.
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Pacific's wealth management product Dongfanghong is one year, 3 years for 5 years and 10 years for you to choose, daily interest, once a month, compound interest 12 times a year, and the interest rate is as high as 6%.
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There is no fixed number for this, depending on demand and economic ability, it will cost at least a few thousand yuan.
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It depends on how old your baby is and how long do you want to contribute? How much protection do you want to buy.
If you ask for more coverage, the more expensive it will be.
Want to know more?
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This depends on your income control, and a single order also depends on whether your needs are within your control.
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Hello, the types of insurance are different, according to personal needs, plus design a suitable insurance for you.
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How old are you, I'll make a plan for you. Talk in detail.
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Taikang's Xinrui life is good.
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It depends on your ability to pay.
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Summary. Hello, which children's insurance of Ping An, different reimbursement ** is different, please describe or supplement your problem more specifically, and talk to the teacher in detail, so that the teacher can better help you.
Hello, which children's insurance of Ping An, different reimbursement ** is different, please describe or supplement your problem more specifically, and talk to the teacher in detail, so that the teacher can better help you.
Ping An baby one-time annual card, there are two types of cards: paragraph A: 0-5 years old (0 years old refers to the baby who has been born for 30 days and has been discharged from the hospital in good health), 398 yuan. Section B: 6-18 years old, 260 yuan.
For children, there is also a school insurance of about 100 yuan a year.
In addition, there is also critical illness insurance for children, which needs to determine the premium according to the payment period and the amount insured. For example, a 0-year-old child buys 100% Guardian (Children's Edition) and pays it for 20 years, with an insurance amount of 200,000 yuan and a one-year premium of 1,180 yuan.
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Hello, dear ......Ping An Insurance has hundreds of years of children's insurance! Ping An's child-friendly insurance includes children's accident insurance, children's health and medical insurance, and children's education savings insurance. Category 1:
Characteristics of child accident insurance: low premium, high protection, no return. Suitable for families:
Basic purchase, only accidental injury is covered. Children have poor self-control, are active and curious, and as a weak group, they are more likely to have accidents. According to one survey, unintentional injuries have surpassed illness as the number one killer of children's health.
This type of insurance is generally not expensive, only a few hundred yuan a year, and various companies have launched it, and parents can buy it for their children at their discretion. Category 2: Characteristics of children's health and medical insurance coverage:
Premiums are cheap, protection is high, and there is no refund. Applicable families: basic purchase, children with weak physique.
Now children have a cold and fever, and they are often hospitalized, and the cost is not small. When considering purchasing an insurance plan, it is advisable to purchase additional hospitalization medical insurance. In this way, if the child is sick and hospitalized, some medical expenses can be reimbursed, and the hospitalization subsidy of 20-50 yuan a day can still be very affordable.
Critical illness insurance is cheaper the insurance premiums the younger the age at which they are issued. In the past, many companies required critical illness insurance to be over 18 years old, but now children under the age of 16 can also purchase this type of insurance. Category III:
Characteristics of children's education savings insurance: regular fixed payment, more savings and more returns, and protection outside savings.
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Children's Ping An Fu is a lifelong type of insurance for consumer limb protection, unless there is a mild illness (the insurance amount of critical illness is 20 payout, which does not affect critical illness), critical illness (paid before the roll), death insurance, accident or hospitalization. After 20 years of payment, the above situation can also occur, because this is not a participating type, so the premium is not refunded, except for death and critical illness intentional death The premium will be given to the designated beneficiary of the policy.
Extended reading: [Insurance] How to buy, which is better to match hunger, and teach you to avoid these insurance"pits"
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Summary. Ping An e-Life Insurance Long-term Medical Insurance is a million-dollar medical insurance that is guaranteed to be renewed for 20 years.
Support the application from 28 days to 55 years old, and provide general hospitalization and critical illness medical protection.
It includes medical expenses for special outpatient services, outpatient surgeries, and outpatient and emergency services before and after hospitalization, and the reimbursement scope is also relatively wide.
In addition, this product can also be attached to the cost of specific diseases and specific drugs, and the **** of cancer - proton heavy ions, and also provides a green channel for medical treatment, which can obtain a higher quality medical experience.
Ping An Insurance is the most cost-effective insurance for children.
Ping An e-Life Insurance Long-term Medical Insurance is a million-dollar medical insurance that is guaranteed to be renewed for 20 years. Support the application from 28 days to 55 years old, and provide general hospitalization and critical illness medical protection. It includes medical expenses for special outpatient services, outpatient surgeries, and outpatient and emergency services before and after hospitalization, and the reimbursement scope is also relatively wide.
In addition, this product can also be attached to the cost of specific diseases and specific drugs, and the **** of cancer - proton heavy ions, and also provides a green channel for medical treatment, which can obtain a higher quality medical experience.
Take a closer look.
2.There are three versions of Ping An Guardian Children's Accident Insurance, namely Basic, Classic, and Premium. Support for people aged 30 days to 17 years old, with a coverage period of 1 year.
The content of the protection is mainly accidental death disability benefit and accidental medical insurance, and the specific insurance amount is as follows: the basic accidental death and disability insurance is 200,000 yuan, and the accidental medical reimbursement amount is 10,000 yuan; The classic accidental death and disability insurance benefit is 300,000 yuan, and the accidental medical reimbursement amount is 20,000 yuan; The exclusive accidental death insurance benefit is 500,000 yuan, and the accidental medical reimbursement amount is 20,000 yuan; Among them, the accidental death and disability insurance benefit is a one-time payment. Accident medical insurance is 0 deductible, and 100% reimbursement is not limited to social insurance within the coverage amount.
In addition to the basic accidental death and disability benefits and accidental medical benefits, the three versions of Ping An Guardian Children's Accident Insurance all include protection related to vaccination accidents, which is still more practical.
Is there any full coverage? At present, there are four main types of children's insurance of Ping An Insurance, namely critical illness insurance, medical insurance, accident insurance and some financial insurance (annuity insurance and participating insurance, etc.).
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Summary. Ping An Shengshi worry-free children's accident insurance, the annual premium of the upgraded version is only 149 yuan, the premium is much lower than other products in the market, and it is very cost-effective and affordable. This accident insurance also reimburses for accidental hospitalization, with an allowance of 50 yuan per day; Including 200,000 yuan of death liability for notifiable infectious diseases; The liability for airplanes, trains, ships, and car accidents is 200,000.
If the newborn is unfortunately plagued by an unexpected illness, there is a sum of money to cover the medical expenses, and there is also a surplus of money to recover the body, and the financial burden will be reduced.
How much is the Ping An Children's Ping An Fu premium per year.
Hello dear for your question, oh <>
Ping An Children's Ping An Fu premium is 1000 a year.
The Children's Ping An Fu Plan is sold in the form of a series of insurance combinations, which is a form of main insurance + N multi-additional insurance. The basic form is children's whole life supplementary critical illness insurance. It can be matched with specific children's critical illness, escort insurance, term life, and long-term accidents according to needs.
This product is a comprehensive protection product. Because it involves different protection contents and different payment periods, the insurance ** of this product is also very different. At present, the minimum can reach 100 yuan a year, and the maximum can reach 69,600 yuan a year.
Which one is suitable for 8-year-old children to buy The main thing is to have medical insurance, critical illness insurance and accident insurance Recommend it Thank you.
Hello dear for your question, oh <>
Kissing an 8-year-old child is suitable for accident insurance - Ping An Shengshi Worry-free Children's Accident Insurance, and Million Medical Insurance - Beyond Insurance 2020
How much a year?
Ping An Shengshi worry-free children's accident insurance, the annual premium of the upgraded version is only 149 yuan, the premium is much lower than other products in the market, and it is very cost-effective and affordable. This accident insurance also reimburses for accidental hospitalization, with an allowance of 50 yuan per day; Including 200,000 yuan of death liability for notifiable infectious diseases; The liability for airplanes, trains, ships, and car accidents is 200,000. If the newborn is unfortunately plagued by an unexpected illness, there is a sum of money to cover the medical expenses, and there is also a surplus of money to recover the body, and the financial burden will be reduced.
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