Can I borrow it, do I need any information?

The list of materials to be provided for personal loan application is roughly divided into three categories: 1. The following materials need to be prepared for personal consumption loan application: 1. A copy of the borrower's ID card and household registration book (identity certificate verification and filing); 2. A copy of the borrower's marriage certificate (family background investigation); 3. Proof of the borrower's income (the bank's reference to the lender's ability to repay); 4. Proof of the borrower's work, academic qualifications and professional title (the bank's reference to the lender's ability to repay); 5. Proof of the borrower's opening of a personal settlement account in a credit union (establishing a convenient withdrawal and repayment channel); 6. The borrower's personal credit report (the review of the applicant's historical credit record, usually the bank will have a special person to review this item).

2. Information to be provided for personal production and operation loans: 1. Business license, business license and other relevant information for production and operation; 2. A copy of the identity certificate of the co-operator; 3. Business tax payment certificate. 3. Personal car loans and student loans shall be provided according to the "List of Personal Loan Application Materials"In addition, the requirements of different regions and banks for loan issuance conditions will be different, and the above conditions are for reference only, and the specific requirements of the lending bank are the standard.

I also saw it elsewhere, I hope it can help you, if you want to finalize, go directly to the bank and ask for the safest.

If it can be transferred, article 80 of the Contract Law stipulates that "if the creditor transfers its rights, it shall notify the debtor, and without notification, the assignment shall not be effective against the debtor." Sign a three-way transfer agreement!

Generally speaking, if the debtor transfers the debts inside, the creditor's consent is required; If the creditor transfers the creditor's rights, it is sufficient to notify the debtor.

Information required for borrowing money:

1. ID card and household registration book of both husband and wife Foreigners need temporary residence permit and household registration book.

2. Marriage certificate, divorce certificate or court judgment and 2 copies of single certificate.

3. Proof of income (in the format specified by the bank).

4. A copy of the copy of the business license of the unit (with the official seal).

5. Credit certificate: including academic certificates, other real estate, bank statements, large certificates of deposit, etc.

6. If the borrower is an enterprise legal person, it must also provide the business license, tax registration certificate, organization certificate, articles of association and financial statements that have passed the annual inspection.

Conditions required to borrow money:

1. Natural persons aged 18-60 (Hong Kong, Macao, Taiwan, mainland and foreign countries are also acceptable);

2. Have a stable occupation and income, and the ability to repay the principal and interest of the loan on time

3. The actual age of the borrower plus the loan application period should not exceed 70 years old.

The specifics of borrowing money:

1. Credit line:

The line of credit is the maximum amount that the borrower is allowed to borrow as stipulated in the agreement between the borrower and the bank;

2. Revolving Credit Agreement:

A revolving credit agreement is a legal commitment by a bank to provide a loan to an enterprise up to a certain maximum limit

3. Compensatory balance:

The compensatory balance is the minimum deposit balance that the bank requires the borrower to maintain in the bank calculated according to the loan limit or a certain percentage of the actual borrowed amount (generally 10% to 20%).

Legal basisArticle 6 of the Several Opinions of the Supreme People's Court on the Trial of Loan Cases by the People's Courts.

The interest rate on private loans may be appropriately higher than the interest rate of banks, and the people's courts in each region may specifically grasp it according to the actual situation in their respective regions, but the maximum shall not exceed four times the interest rate of the same type of bank loans (including the interest rate principal). If this limit is exceeded, the interest on the excess part shall not be protected. Where the loan contract between natural persons stipulates the payment of interest, the interest rate of the loan shall not violate the provisions of the state on restricting the interest rate on borrowing.

Where there is no agreement on the payment of interest in the loan contract between natural persons or the agreement is not clear, it is deemed that the interest is not paid.

, no upfront, pure credit, the limit reaches what you want.

If you apply for a loan through our bank, you generally need to provide the following information to apply for a loan

Identification information: ID card, military ID, etc.;

Marriage certificates: marriage certificate, divorce certificate, unmarried declaration, etc.;

Proof of use: the first-hand building is the purchase contract, down payment invoice, etc.;The second-hand building is the original property right certificate of the purchased property, the purchase contract, and the down payment receipt confirmed by the sellerA renovation loan is a renovation contract or agreement signed with a renovation company;

Hello, I'm borrowing Do you need it to be interest-free for one month.

Hello, there are many ** that can borrow money on the Internet, it is recommended that you pay attention to two major elements when choosing, one is to choose a trustworthy big brand;Second, it is necessary to pay attention to the clear and transparent service details of the loan product, such as the amount that can be borrowed, the borrowing interest rate, the repayment time, the repayment method, etc. Only by choosing a reliable loan product can you meet your urgent need for money while ensuring that your personal interests are not infringed.

When applying for a loan, users will encounter loan products with different repayment methods, because the interest rate is often expressed in different ways, for example: daily interest rate of 10,000%.

Fifth, the monthly rate is 1%, etc., so it is difficult to compare several products which one is more economical. The price comparison artifact launched by Money Flower can help us solve this problem. Through comparison, we can intuitively understand the details of the interest fee of the comparison product and help us make decisions.

You don't need anything if you have credit, if you don't have credit??? You need to come up with all the collateral and identification documents.

It depends on whether you are in reality or online, the network is much simpler, no need to ask for help, but reality needs credibility.

If you need to borrow money, where can you borrow it? In fact, there are some ways to solve the problem. The first is to borrow money from relatives and friends; The second is through a bank loan, but the application process is more complicated and the application time is longer.

The third is to apply for a credit loan through the Internet credit platform, with the advantage of which is that individuals can apply online, and it is more convenient to apply for the account.

Here is a reminder that it is best to choose a reliable big brand on the market for credit borrowing, such as Alipay's borrowing and Du Xiaoman Finance's Youqian Hua. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee for money is transparent, the big brand is reliable and the interest rate is low, and the maximum borrowing amount is 200,000, which can meet the needs of most borrowers.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This answer is provided by Compo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. I hope you find this answer helpful.

If you need to apply for a small cash loan, China Merchants Bank has a flash loan business, which can be applied for through mobile banking or check whether you are eligible to apply.

1. After the flash loan is disbursed, cash will be issued in the designated account, and the funds can only be used for normal bulk consumption and transfer, and cannot be invested, flowed into **, real estate and other directions.

2. If you have a CMB savings card, you can log in to the mobile banking and click "My All Borrow Money Flash Loan" to apply for a flash loan. Your specific quota will be approved according to your business situation in China Merchants Bank, and you can view it if your application is successful.

3. The provisions on the amount of flash loans are different for different types, and the maximum credit line is not more than 300,000 yuan, which is subject to the display on the loan page. If you have been eligible for a flash loan, you can log in to the "Flash Loan" module of China Merchants Bank mobile banking app or online banking to check your maximum application amount, with a minimum withdrawal amount of RMB 1,000 and a maximum of the quota amount, and an integer multiple of 1,000.

4. There are two types of loans that can be applied for within the flash loan limit:

1) 15 minutes loan disbursement will be automatically approved within 5-10 minutes, and the loan will be disbursed immediately after approval, and the result will be notified by SMS.

2) Loan disbursement on T+1 day, there will be a call from the electric core ** to verify within T+1 day, and arrange the loan after confirming the information. If you do not answer the contact 3 times, the application will fail and you will need to apply again.

When the amount of flash loan is established, there will be a check record on the credit report. If you only successfully establish a quota but do not withdraw money: there will be no quota record in the credit report; For each subsequent withdrawal, there will be a loan record in the credit report.

Hello, it is recommended that you use the "Money to Spend" app to borrow money. Money is provided by official financial cooperation institutions to meet your daily consumption and turnover capital needs, is a safe credit product, you can rest assured that you can use the money to invest in projects. In addition, borrow money with money, apply purely online, no mortgage required, simple application materials, 30 seconds for approval, and the fastest three minutes for disbursement.

Early repayment is possible, and the recovery limit can be revolving after repayment. We wish you success in your project.

Borrow money from acquaintances and don't need any documents.

I can do it here, you can leave a Q

According to the provisions of the General Principles of the Civil Law and the Contract Law, in order for private lending to be established and effective, the following conditions must be met:

1. The parties to the contract are qualified;

2. Both parties have the same intention;

3. The content of the contract is legal;

4. The lender delivers the loan to the borrower.

1. Legal citizens of our country who have reached the age of 18;

2. Good credit situation, no serious overdue repayment record;

3. Have a stable economic income and have the ability to repay the loan recognized by the bank;

4. Other conditions required by the bank.

After satisfying the above basic loan conditions, the user also needs to meet other loan conditions stipulated by the bank according to his own loan type, such as mortgage loans, which require users to provide valuable collateral recognized by the bank, such as real estate, and business loans, which require the loan user to have a stable business, etc.

1. The borrower's credit situation is very good, and there is no bad overdue record;

2. The borrower does not have too much debt at present;

3. The borrower has a certain amount of deposits in the lending bank and can prove his repayment ability to the bank;

4. It is advisable for the borrower to provide a strong guarantee;

5. It is best for the borrower to make the loan in the place where the account is located, and have more business dealings with the lending bank;

6. The economic income of the borrower is very stable, and the income situation is relatively optimistic.

Your age, what is the score of Alipay Sesame, whether it has been overdue, if so, how long has it been the longest overdue, and whether it has been paid off.

(1) Application materials: First-time loan students: ID card of the student and co-borrower (original and 2 copies), household registration book (only see the original), admission notice or student ID card (original and 2 copies), signed and stamped application form in duplicate.

Re-loan students: Students do not need to go through the qualification review again, they only need to submit the application form signed by the student and a copy of the student ID card (2 copies each). If the borrowing student (or co-borrower) is unable to attend the acceptance site, the co-borrower (or borrowing student) can apply with the Power of Attorney of the borrowing student (or co-borrower).

Poverty certification unit: Students applying for loans for the first time need to go to any unit of high school (only fresh high school graduates), village (neighborhood) committee, or township (street) civil affairs department with the application form for qualification review and affix the official seal.

ID card and photocopy, if the amount is large, but also have a real estate certificate mortgage!

Generally, 1Borrower's valid ID card and household registration booklet; 2.Proof of marital status;

3.If you are married, you need to provide your spouse's valid ID card, household registration booklet and marriage certificate; 4.Proof of the borrower's income; 5.Title deeds of the property;

6.Guarantor and so on.