How to apply for a bank credit card machine? How to apply for a bank credit card machine, where to g

Guangdong can find me, contact the username·

To apply at the local UnionPay center, you need to fill in the form and have a business license.

1. Conditions: individual industrial and commercial households in Guangzhou (including Liwan, Yuexiu, Tianhe, Huangpu, Haipu, Baiyunhua, Conghua, Zengcheng, Nansha and other 12 districts).

2. Provide information: a copy of the original and copy of the business license.

It's that simple with promotional materials).

3. The stall is fixed**.

4. Free of charge during the promotion period (no deposit, installation fee and other fees) 5. Tax exemption for private accounts (personal accounts), credit cards can be swiped.

Application conditions: 1. Provide a copy of the business license.

2. A copy of the legal person's ID card.

3. A copy of the bank card of the legal person.

1.This wireless credit card machine does not require any fees other than the card rate.

2.The credit card rate is 1% or 2% depending on the industry.

3.Credit cards are accepted.

Many banks have this service, you can choose a bank, for example, choose China Construction Bank, you call the customer service center and tell them that you want to install a POS machine and someone will follow up.

It is simple to apply in the name of an individual or a company.

The application procedures are simple (business license, ID card, bank card), the application and installation speed is fast (within 5 working days), and the settlement account selection is flexible (to solve the actual situation of the merchant). Ask me for more information about my username.

Bring your company ID, original personal ID card, and photocopy. Go to the bank and find a relationship manager, and they will do it for you. It's best to ask a few banks to see which one has a lower fee and when the payment will arrive. Whichever one is good, you can do it.

Summary. Hello dear, glad to answer for you. The applicant prepares ID card, business license, bank card and other relevant materials; Go to a bank branch and apply for a credit card machine at the counter; The staff will review and then give you a credit card machine.

In addition to handling the credit card machine at the bank, the applicant can also handle it at a third-party institution with a payment license issued by the central bank, and the security is the same as that of the bank.

Hello dear, glad to answer for you. The applicant prepares ID card, business license, bank card and other relevant materials; Go to a bank branch and apply for a credit card machine at the counter; The staff will review and then give you a credit card machine. In addition to handling the credit card machine at the bank, the applicant can also handle it at a third-party institution with a payment license issued by the central bank, and the security is the same as that of the bank.

What are the functions of the credit card machine: The credit card machine has the functions of transfer and remittance, balance inquiry, credit card repayment, etc., and supports bank card charging, buying lottery tickets, buying air tickets, checking the balance, order payment, game point card recharge and other services.

The working principle of the credit card machine: the POS machine reads the magnetic stripe information of the cardholder on the bank card through the card reader, the POS operator enters the transaction amount, the cardholder enters the personal identification information (i.e. password), and the POS sends the information through the UnionPay center to the card-issuing bank system to complete the online transaction, give the information of success or not, and print the corresponding bill. The application of POS realizes the online consumption of credit cards, debit cards and other bank cards, ensures the safety, speed and accuracy of transactions, avoids complicated labor such as manual blacklist query and order pressing, and improves work efficiency.

Bank POS machines are generally issued for individual merchants and corporate merchants. Individual businesses need to provide the original business license, the original tax registration certificate, the original ID card of the legal representative and the settlement account (debit card) to run a bank POS machine. If the business license of the company legal person business license merchant handles the POS machine, it is necessary to provide the original business license, the original organization ** certificate, the original account opening permit, the original tax registration certificate, the original legal representative ID card 5 kinds of certificates, in addition to the public settlement account.

After meeting the conditions, you can apply to the bank, and then sign a personal credit customer authorization letter with the bank, in addition, the bank will also investigate the applicant's credit situation to see if there is a bad record, verify the authenticity of the applicant's qualifications, and also conduct on-site investigations, take photos and archive.

It is recommended that users go directly to the counter of any bank to apply for POS machine business.

The following procedures and documents are required:

1. Electronic ** and copy of business license;

2. Electronic ** and photocopy of the front and back of the ID card;

3. Store electronics**;

4. Product electronics**;

5. Integrated electronics for products and business licenses**;

6. Electronic ** and photocopy of the front and back of the bank card.

It must be a legal individual industrial and commercial household, with a business license, an organization certificate, a local tax or national tax certificate, a legal person ID card, and apply to open an account at the bank where you want to apply for a POS machine, and then you can apply for a POS machine.

Apply for the bank machine needs all the information to be complete, the five certificates are indispensable, bring the relevant information to the bank to fill in the application form, and then someone will contact the door-to-door installation, the third-party payment company can also be handled, as long as it is a formal channel, confirm that it is a regular machine, after all, this involves the safety of our funds, whether there is a guarantee in the later stage, whether the problem can be solved and so on, all need to be considered clearly.

As long as you choose a regular POS, you have a payment license and pay hundreds of millions to the central bank, so it is absolutely safe. It's not a matter of how much you brush or how little you brush, the key is that you have to choose the right one. For example, there are no optional functions now, and there are multiple merchants in one machine, and you still have to get it, isn't it nothing to look for?

So be sure to look for someone who is qualified. Be careful how you tell the difference? That is the payment license, and the official website of the central bank has it.

Be sure to check it yourself.

If you apply to the bank, all the materials must be submitted, and it will take a long time to complete it, and the rate is also the normal rate, which is relatively high.

The third-party credit card machine is the same as the bank machine, the materials are not so strict, the steps are simple and fast, and the rate is low.

Which bank do you want to apply for? Afraid of the driver's words. You can take your business license to the bank and apply for it.

To apply for a bank, you must have all the licenses.

I need to go to that bank.

With the development of modern science and technology, we no longer have to go to the bank for a little thing, not to mention the troublesome procedures, often encounter people queuing up in a particularly long line, and waiting for a whole day may not be able to do it.

Now we don't say that everyone has a POS machine, at least every store will have a POS machine, it is very convenient to transfer money by bank card or credit card, but many people are not clear about how to use the POS machine, but this is mainly related to money, or be cautious, but many merchants have questions: is it better to go to the bank to handle the POS machine, or to go to a third-party company to handle it?

1.The bank is safe and reliable.

In the bank to handle a pos machine down, back and forth to a long time can be handled, but also need various information, such as business license verification income certificate, as well as tax certificates and cash materials, the need for too many things, the process is still very cumbersome, various departments run around, people are more tired, after the handling will be a special person to install the pos machine.

2.The third party is fast, but the safety of the funds is not guaranteed.

The third-party POS machine management company also has the right to handle the POS machine, but there are too many companies like this, and we don't know which one to choose, and we don't know about this.

If you know the kind of third-party company that handles the POS machine, and understand that they are professional and reliable, it is good to go there, after the basic information is handed in, there will be nothing for you, they will handle everything, just wait for them to send a message to inform you that you can arrange someone to install.

If the bank needs to provide a business license to apply for a credit card machine, you can go to the bank lobby to inquire, and the process is more complicated.

It is relatively simple for individuals to apply for a credit card machine, ID card and credit card authentication can be, remember to find a formal license payment company, you can ask me if you don't understand.

Now it is very simple to apply for a credit card machine (POS machine), there are credit cards, savings cards, ID cards, and business licenses (this is what the merchant machine needs to use) 1, which must be compliant and have an acquiring license.

There are only 61 payment institutions with acquiring licenses, of which 34 have nationwide acquiring qualifications and 27 have regional acquiring qualifications.

2. Choose a clear machine.

The consumer's payment funds are directly transferred to the merchant's bound account through UnionPay (or a third-party payment platform), and there is no other account in the middle, and there is its own independent background and official background. A clear machine is a payment license issued by the central bank, which can be queried on the official website of the central bank. The method of checking whether the payment institution is a regular clearing machine is as follows:

Step 1: Determine the name of the main company of the POS machine. Step 2:

The homepage of the official website of the People's Bank of China (central bank). Step 3: Click on the Open Government Affairs Directory.

Step 4: Click on the administrative approval publicity. Step 5:

Licensed for Payment (Payment Institution). Step 6: Inquire and browse each payment institution.

3. Try not to skip codes and settle in local merchants.

Each industry has a characteristic MCC code, such as restaurant 5812, hotel 7011, if you choose a hotel to brush out 7011 is not to skip the code, if you brush out is 5812 is to skip the code. Understand this aspect: Yi Shanshan, in the middle is Yi Liubai, the last dance bait combination of course not all code jumping is not good for the card, if the restaurant jumps into a hotel, department stores, clothing so the same standard rate industry will not have any impact, but if you jump to the school, the hospital so 0 rate ** is not good for the card, in short, the high rate jump to the low rate is the injury card, the code skipping between other standard classes does not matter to the card, as long as you don't jump the area.

5. Whether the software is perfect and stable.

Nowadays, many mobile phone card reader brands on the market have a very inhumane app design, and in addition, they are unstable, and they often crash or cannot accept the verification code or query the relevant information.

6. Try to choose more industries.

It is no joke that more industries can diversify consumption.

7. Consider whether there are points for swiping the card.

Nowadays, many users swipe their credit cards for points.

8. Reject the so-called 0 rate machine.

Through the above judgments, you can eliminate 95% of POS products.

1. Materials to be prepared to apply for a POS credit card machine in the name of an individual industrial and commercial household:

A copy of the business license b. A copy of the tax registration certificate.

c. A copy of the front and back of the ID card of the legal person.

d. A copy of the front and back of the savings card and the official seal of the merchant If the business address is not the same as the registered address on the business license, the lease contract or real estate certificate of the business address must also be prepared;

Second, the savings card is an unincorporated card, please prepare proof of the relationship between the legal person and the cardholder.

Third, in the name of the enterprise to apply for a POS credit card machine, the preparation of materials:

a. A copy of the business license.

b. Copy of tax registration certificate.

c. A copy of the front and back of the ID card of the legal person.

d. A copy of the front and back of the savings card.

A copy of the ** certificate of the organization.

f. A copy of the account opening permit and the official seal of the merchant.

Fourth, the savings card is an unincorporated card, please prepare proof of the relationship between the legal person and the cardholder.

Conditions for installing a POS machine.

1. Registered in accordance with the law and has a fixed place of business;

2. Compliant operation, high reputation, and the ability to continue to operate;

3. Have a corporate settlement account in the bank.

Answer: There are now three forms of personal POS machines, first: provided by the bank, the bank is aimed at the individual, the type of company to handle the place. Second, you can find a third-party POS machine, and the third party can handle it directly, just prepare your ID card and bind the bank card of POS.

Third: the mobile phone POS machine of a third-party company, you only need to pay to buy a mobile phone POS machine, register an account, and bind it to your bank card.

Enterprises generally need the following documents to apply for bank POS machines:

1. The original (copy) of the business license

2. Original (copy) of tax certificate

3. The original of the organization's ** certificate and IC card (copy) 4. The original (copy) of the legal person's ID card

5. Official seal, legal person seal, financial chapter (copy).

6. Corporate account and account number (copy) of the enterprise or merchant

7. Proof of business address (rental agreement), store operation**.

8. Settlement card, bank card or account opening permit.

Now there is no need to handle the machine, as long as the merchant procedures are complete, it can also be handled.

If it is to apply for the bank in the name of an individual, you need to have five complete certificates to handle, the information required by the bank should be complete, and it is not possible to apply for less than one, but you can apply through a third-party payment company, the problem is that you must understand whether it is a regular machine, and whether there is a payment license for the central bank's methods, which is very important, after all, it is related to the safety of our funds and needs to be paid attention to.