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If it is a credit card cancellation, it must be cancelled and cannot be done at the counter. The debit card will be cancelled at the counter, but you can first report the loss by **. It doesn't matter if you don't know the card number, just have an ID card.
In addition, after the card is lost or stolen, the CMB credit cardholder will share the loss of the card within 48 hours as long as it reports the loss to the bank in time and completes the simple procedures.
If your credit card hasn't been opened, don't worry. Because the card is not opened, the credit card cannot be used, because the card needs to be opened with your **, and you also need to know your ID number and other information. It is still recommended that you report the loss as soon as possible.
Credit card dial 95555 to transfer to manual service. However, you will need to use the ** or mobile phone you filled in when you applied for the card. The service staff will ask you some questions, your ID number, ** and the like, all of which are the information you filled in when you first applied for the card, and then tell her to cancel it.
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No, then don't you go to the bank if you lose your credit card, but it's more troublesome, have you opened it? Do I need a password to swipe my card? If you don't have a password, it's easy to be overdrawn!
Hurry up and go to the bank, before you go, you can call ** to check whether it has been overdrawn (but you don't know the card number, it's useless to call), to the bank, you tell the situation, and show ID card and other information. Anyway, it's a quick word, if someone else overdraws, you have to repay the money Fortunately, the overdraft limit of this card is not high.
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Call 95555 to see if you can use the same ID number to prove that this is your card.
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A handling fee of 60 yuan will be charged for reporting loss, and the original card number will be received within 3 days.
If you don't want to pay the processing fee and remember the card number, you can cancel it.
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2) The validity period of oral loss report is 5 days, and it will be automatically released after expiration.
After the verbal loss report is successful, you need to bring your ID card within 5 days.
to China Merchants Bank.
The business hall shall handle a written loss report.
If you need someone else to do it on your behalf, you need to provide the ID cards of both parties.
If the written loss report is successful, you must take the "written loss report receipt" and ID card to the designated outlet to pick up a new card after 7 days.
When reporting the loss in writing, we will consult you about your recent business operations, and you may not necessarily inquire if the region is different.
Another: 1) China Merchants Bank Savings Card.
After the reissue, the card number will be the same as the original. (My M+ card is still the original card number, if there is a special love family, please treat it specially).
2) The handling fee for reporting the loss of the savings card of China Merchants Bank is 20 yuan, and if it is reported in a different place, a handling fee of 2% of the balance in the card will be charged, with a minimum of 0 yuan and a maximum of 30 yuan. (If you can log in to online banking or mobile banking, it is best to transfer the balance in the card to other bank cards, so as not to deduct so many fees, but also to ensure the safety of funds, I personally feel that the loss report fee of 20 yuan is already a lot, this transfer should be operated before the verbal loss report!) )
3) If the balance of the China Merchants Bank savings card is 0, a quarterly fee will be charged, and if the average balance is not less than 1,000 yuan, the quarterly fee will be waived. When we can transfer another 1000 to China Merchants Bank Card. During the loss reporting period, it is still possible to transfer money to the bank card.
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If it is a China Merchants Bank credit card, there are many ways to repay the credit card of our bank, such as cash deposit through self-service deposit machines, counter repayment at outlets, online repayment, convenience store repayment, etc., you can log in to the following ** to view the introduction of our bank's repayment methods to choose the method that suits you (**.
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It's better to call the free customer service 8008205555 with a landline to consult.
Explain the situation to them, maybe you need to go through some formalities, and you can solve the problem. Be sure not to wait until it's overdue, that won't be good.
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You just need to bring your ID card to China Merchants Bank to handle, and tell the bank staff inside, the bank staff will find out, and will also help you go through the repayment procedures, you can rest assured, I work in the bank, so I will know better, after reporting the loss, it is best to make up the original amount so that your credibility will be better, if you want to go to the bank for a loan in the future, this credibility is very important, yes! After receiving the new card, the information in the card is the same except for the card account number is different (the password is you have to reset it, and you can also set it to the original one), and the amount owed or the amount is unchanged.
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You have to ask the banker.
I guess each bank will handle it differently.
There is nothing wrong with one or two overdue repayments, as long as you don't maliciously default, you owe a lot and for a very long time, it will have no effect, and it will not affect the loan.
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Call the customer service of China Merchants Bank and you will know as soon as you ask.
Don't worry, the teacher can't find out.
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