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Anonymous users2024-02-11Expired insurance cannot be claimed, however, if the health insurance contract is suspended, you can check whether there is maternity (childbirth) insurance in the insurance liability clause. In the case of property, health insurance does not cover it.
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Anonymous users2024-02-10Insurance stipulates the validity period of the claim, under normal circumstances, the policyholder reports the case within 3 days, and the insurance company will pay the claim within 10 days. According to the provisions of the Insurance Law, consumers can apply to the insurance company for payment of insurance benefits for insurance other than life insurance within 2 years from the date of occurrence of the insured event; The statute of limitations for applying for life insurance benefits has been extended to 5 years after the accident, and the consumer can prepare relevant certificates and materials in accordance with the contract requirements when submitting the application.
The Personal Accident Insurance Clause also states that consumers may bear additional costs after the notice period. "The policyholder, insured or beneficiary shall notify the Company in writing within 5 days from the date on which he or she knew or should have known of the occurrence of the insured event. Otherwise, the policyholder, the insured or the beneficiary shall bear the additional costs of exploration and inspection caused by the delay in notification.
However, this does not apply for delays due to force majeure. ”
According to the provisions of the Insurance Law: "If the contract stipulates that the insurance premium shall be paid in installments, and the policyholder pays the first insurance premium, unless otherwise agreed in the contract, if the policyholder fails to pay the current insurance premium for more than 30 days from the date of the insurer's reminder, or fails to pay the current insurance premium within 60 days of the agreed period, the validity of the contract shall be suspended, or the insurer shall reduce the insurance amount in accordance with the conditions agreed in the contract." This means that it doesn't matter if you don't have the money to pay the premium, you can make up within 60 days.
In addition, in the event of an accident during this period, the protection is still in effect.
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Anonymous users2024-02-09It has expired and is no longer within the contract period, so it cannot be claimed.
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Anonymous users2024-02-08Hello! Expiration means that the contract is terminated, so you can't make a claim.
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Anonymous users2024-02-07The 60-day grace period is OK, and there is no insurance liability otherwise.
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Anonymous users2024-02-06Claims can be made within 60 days of the expiration of the contract.
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Anonymous users2024-02-05Claims cannot be made after the date of termination of the contract.
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Anonymous users2024-02-04Some products can still be held liable during the grace period, and it cannot be generalized.
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Anonymous users2024-02-03Claims are based on the type of insurance you have purchased.
Health insurance refers to the insurance company that passesSickness insurance, medical insurance, disability income loss insurance, long-term care insurance, etc., which pays insurance benefits for expenses or losses incurred in the event of injury to the insured person due to health reasons. People who don't know enough about this kind of insurance knowledge can also take a look at this insurance science:Ultra-complete! >>>More
I think it is very necessary to buy health insurance for children, especially children's critical illness insurance, because one thing that impresses me particularly is that the neighbor's child, who is already in the fifth grade of primary school, has been treated in the hospital for a long time because of a serious illness, the child's mother cries every day, the whole family is exhausted, in order to treat the child, the family's car and house are sold, but in the end the child is still not saved, because I have been sad for a long time, it is really unpredictable. So based on this matter, I bought a children's critical illness insurance for my child in Ping An Good Life Insurance**, the applicable age is from full month to 18 years old, covering 30 common critical illnesses, with a maximum insurance amount of 500,000, which is responsible for the child and also gives the family a guarantee, of course, I hope my child has been healthy. You can ask me for advice, and if you don't understand, you can continue to ask.
Commercial health insurance generally includes critical illness insurance and medical insurance。In health insurance, there is a key word:Observation periodAlso known as the waiting period >>>More
It is necessary, the child's resistance is relatively weak, although the family is held in the palm of the hand every day, but the data shows that in the whole growth stage of the baby, the probability of critical illness in the birth stage is the highest, my baby is 3 years old, I gave her the "children's critical illness insurance" in Ping An Insurance, covering more than 30 kinds of major diseases, my senior in college just born a baby was born with a very serious illness, the family spent a lot of money to cure, but the family was almost hollowed out, the whole family is under great pressure, His father had to go back to work on the construction site, and the whole family had a hard time every day, which touched me a lot, and I firmly bought health insurance for my baby.
Hello, yes needed. A complete insurance package should include life insurance, medical insurance, critical illness insurance, and accident insurance. If you still have questions about insurance, you can take a look at this article: "The correct insurance posture teaches you how to apply for insurance in a few minutes!" 》 >>>More