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Anonymous users2024-02-11It will not increase, the insurance cost is the highest in the first year, and it will decrease later, unless there are many times of insurance before it will increase. Commercial Insurance: No insurance for three consecutive years:
Fold, no insurance for two consecutive years: fold, no insurance for one year: fold, 1 time out of the previous year:
Fold, 2 times out of risk last year: fold, 3 times out of risk last year: floating, 4 times out of risk last year:
Floating, 5 times out of danger last year: floating.
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Anonymous users2024-02-10If the vehicle owner has not been involved in a traffic accident in the previous year, the premium can be reduced by 10%; if it has not occurred for two consecutive years, it will be reduced by 20%; If it has not occurred for three consecutive years or more, it will be reduced by up to 30%; On the contrary, if there are two or more traffic accidents with liability in the previous year, it will increase by 10%; In the event of a fatal accident attributable to liability, the maximum increase is 30%.
There is no discount for the first purchase of compulsory traffic insurance, such as no accident in the first year, 10% discount in the second year, no accident in the second year, 20% discount in the third year, no accident in the third year, and 30% discount in the fourth year. The maximum discount is 30%.
The ** of compulsory traffic insurance is related to many factors. There may be a difference between the first purchase and the second purchase**. The first purchase of compulsory traffic insurance, the ** of compulsory traffic insurance is related to the model.
According to the relevant regulations of compulsory traffic insurance, the basic premium of compulsory traffic insurance is different for different models. However, for the same model, the whole country implements unity**.
The formula for calculating compulsory liability insurance is: basic premium (1 + floating rate linked to road traffic accidents) (1 + floating rate linked to traffic safety violations).
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Anonymous users2024-02-09Summary. Hello dear! We'll be happy to answer for you; The premium increase in the second year of the insurance for 2 times is as follows:
1. Compulsory traffic insurance: when there are 2 or more responsible road traffic accidents, the premium for the next year will be **10%, and in the event of a traffic fatality accident in the previous year: 30% will be added.
If it is a drunk driving offense, the premium will increase by about 15%. 2. Commercial auto insurance: 2 times of insurance, then the next year's car insurance premium is usually **25%, the situation of each car is different, the premium is different, can not be generalized, the specific premium also depends on the insurance company's assessment of the insured vehicle.
The number of car accidents is closely related to the premium of the following year, in addition to the insurance **will**, if the owner maintains good driving behavior, when the insurance is not insured, the premium will also have a corresponding discount.
Hello dear! We'll be happy to answer for you; The increase in premiums in the second year of 2 insurance is as follows: 1. Compulsory traffic insurance:
In the case of 2 or more responsible road traffic accidents, the premium for the next year will be **10%, and in the event of a traffic fatality accident in the previous year: 30% will be added. If it is a drunk driving offense, the premium will increase by about 15%.
2. Business Fight Land Car Insurance: 2 times of insurance, then the next year's car insurance premium is usually **25%, the situation of each car is different, the premium is different, can not be generalized, the specific premium also depends on the insurance company's assessment of the insured vehicle. The number of car accidents is closely related to the premium of the following year, in addition to the insurance ** morning meeting **, if the owner maintains good driving behavior, when not out of insurance, the premium will also have a corresponding preferential silver sparrow.
1. Compulsory traffic insurance: if there is no traffic accident in the previous year, the discount is 10%. (1) If there has been no traffic accident in the previous two years, Haohui will receive a 20% discount.
2) If there is no traffic accident in the first three years, 30% discount. 2. Commercial auto insurance: If there is no insurance within one year, there is no discount on the premium, and the premium will be increased by 25% twice, 50% for three times, 75% for four times, and the premium for five or more times will be doubled in the coming year.
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Anonymous users2024-02-08Judging according to different situations:
1.Compulsory traffic insurance for motor vehicles: If there are 2 traffic accidents in the previous year, the premium will be increased by 10% in the following year, and up to 30% according to the number of accidents.
2.Commercial insurance for motor vehicles: Commercial insurance needs to determine the premium for the second year according to the amount of the claim, and the new policy of motor insurance stipulates that if the vehicle is insured twice, the premium will rise by 25% in the second year.
Extended information: Compulsory liability insurance for motor vehicle traffic accidents is a compulsory liability insurance for the personal and property losses of the victim (excluding the vehicle personnel and the insured) caused by a road traffic accident caused by the insured motor vehicle, and compensates within the liability limit. This insurance is the first compulsory insurance system implemented by national laws and regulations in China, and the premium is uniformly stipulated by the state, and the main factor affecting the compulsory traffic insurance** is the "number of car seats".
1.Calculation of one-year basic insurance premium: If the one-year compulsory motor vehicle traffic accident liability insurance is purchased, the basic insurance premium shall be determined according to the corresponding amount in the basic rate table of the compulsory motor vehicle traffic accident liability insurance.
2.Calculation of short-term basic insurance premium: If the insurance period is less than one year, the insurance premium shall be calculated according to the short-term rate coefficient, and less than one month shall be calculated as one month.
Specifically, the basic insurance premium is determined according to the corresponding amount in the "Basic Rate Table of Compulsory Insurance for Motor Vehicle Traffic Accident Liability", and then the corresponding short-term monthly rate coefficient is selected according to the insurance period, and the short-term basic insurance premium is multiplied by the two.
Commercial insurance refers to the form of insurance that is operated through the conclusion of an insurance contract and is operated for the purpose of profit. Commercial insurance means that the policyholder pays the insurance premium to the insurance company according to the contract, and the insurance company bears the responsibility of compensating for the property damage caused by the accident that may occur according to the contract, or bears the responsibility of paying the insurance money when the insured suffers an accident or reaches the agreed age and period.
Commercial insurance is an economic activity in a large industrial society with a high degree of development of modern market economy, and the purpose of operating commercial insurance business is to make profits, but from the perspective of the whole society, the social function of the main body of commercial insurance business is to organize, manage, calculate, research, pay and supervise the risk reduction. Since the insurance business directly deals with monetary capital, it is also a financial service.
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Anonymous users2024-02-07The 2021 car insurance floating standard is determined according to the number of accidents, if there were 1-2 accidents in a row in the previous year, or maintain the premium of the previous year, it is the coefficient, and there will be no ** situation, but if there are 3-8 accidents in the previous year, the premium in the second year will be a lot, see :
2021 car insurance standards.
2. How much is the premium for the second year after the full liability insurance**?
In order to let everyone figure out the situation of the premium in the second year after the full liability insurance, Xi Caijun will give a case.
The owner bought a car in the first year and spent 6,000 yuan, and the premium range varies according to the accident in the following year
1) 1-2 accidents in the previous year: the original premium is maintained, 6,000 yuan;
2) 3 accidents occurred in the previous year: it is a double premium, that is, 6,600 yuan;
3) 4 accidents occurred in the previous year: it is a double premium, that is, 7,200 yuan;
4) 5 accidents occurred in the previous year: it is a double premium, that is, 9,000 yuan;
5) 6 accidents in the previous year: it is 2 times the premium, that is, 12,000 yuan;
6) 7 accidents occurred in the previous year: it is double the premium, that is, 15,000 yuan;
7) 8 accidents in the previous year: it is 3 times the premium, that is, 18,000 yuan;
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Anonymous users2024-02-06At that moment, dozens of guests arrived one after another, and three people wearing square scarves and a Taoist priest came behind, and they walked in, and everyone didn't recognize them. One of them wore a square scarf and said, "That is Mr. Ji Tianyi?"
Ji Tianyi said: "The little brother is." What do you have to say, sir?
The man took out a letter from his sleeve and said, "Brother Ji Wei is very respectful." Ji Tianyi continued, opened it with Xiao Jinxuan and Zhuge Tianshen, and realized that it was Xin Dongzhi, Jin Yu Liu, Guo Tiebi, and Lai Xiashi, and said:
Have a seat. "When the four of them saw that something was going on here, they were going to take their leave. The monk palace pulled him and said:
Four came from afar.
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Anonymous users2024-02-05Hello, if the car insurance is out once, then the insurance cost for the second year is the full price of the insurance, and nothing happens in one year, which is reduced by 10%.
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Anonymous users2024-02-042. If the car has been insured twice or more, the owner is responsible but the accident does not involve death, and the premium will be increased by 10%.
3. If the owner is drunk or insured due to a fatal accident, the premium will be increased by 30%.
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Anonymous users2024-02-03Car insurance is still the original price for the second year, and there is no discount.
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Anonymous users2024-02-02Summary. Hello dear. Car insurance is insured four times and how much money will increase in the second year is this:
After a car insurance claim is settled, whether the premium will increase in the second year depends on the circumstances of the claim. 1. After the car insurance is out once, if it does not involve death, the premium of the car owner in the second year will not rise; If there is one accident and there is death, the car owner's premium will increase by 30% for the second year. 2. If the owner does not have insurance in the first year, the premium for the second year can be reduced by 10%; If the car owner has not been insured for two consecutive years, the premium can be reduced by 20%; If you have not been insured for 3 consecutive years, the premium can be reduced by 30%.
Hello dear. How much will the car insurance increase in the second year after the car insurance is reported four times: after the car insurance is claimed, whether the premium for the second year will increase depends on the situation of the li's liking.
1. After the car insurance is out once, if it does not involve death, the premium of the car owner in the second year will not rise; If there is one accident and there is death, the car owner's premium will increase by 30% for the second year. 2. If the car owner does not have an insurance in the first year, then the premium for the second year can be reduced by 10%; If the car owner has not been insured for two consecutive years, the premium can be reduced by 20%; If you have not been insured for 3 consecutive years, the premium can be reduced by 30%.
Calculation of car insurance premium increase: Car insurance premium** is related to the number of accidents in the previous year, and the premium will only be paid if it reaches a certain number of times**. To put it simply, if there is an accident in the last year of compulsory traffic insurance, it will not be discounted.
If there are two or more accidents in the hall, the price will be increased by 10%. In the event of a fatal accident in the last year, the price will be increased by 30%.
The floating rules of car insurance refer to: once in a year, the insurance cost will not be discounted in the next cycle; If the insurance is insured twice in one year, the insurance cost will increase by 25% in the next cycle; If you have three accidents in a year, the insurance cost will increase by 50% in the next cycle; If you go out of insurance four times in a year, the insurance cost of Cong Xiaobao will rise by 75% in the next cycle; If you go out five times or more in a year, the insurance cost will increase by 100% in the next cycle.
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Anonymous users2024-02-01According to the latest car insurance regulations, if the car is insured once in a year, then the premium for the second year will remain the same and will remain the original**. However, if the insurance is out twice, then the premium for the second year will be **, generally **10%, if the accident involves personal death, the premium rate **30%, the actual insurance company accounting results shall prevail.
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Anonymous users2024-01-31Hello dear!
Basically not**.
It's just that there are no offers.
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Anonymous users2024-01-30I believe that many car owners are not very clear about this problem. We have sorted out the regulations of Ping An, Pacific, PICC and life car insurance.
Ping An Car Insurance: If you only have one insurance in the previous year, it will not affect the premium of the second year. However, if the amount of the claim does not exceed the premium of the previous year, then the second year can enjoy the same discount as the first year, and if it is exceeded, the premium will be increased.
Personally, I think this kind of regulation is very chicken.
Pacific Auto Insurance: This is more generous, stipulating that if there are no more than two accidents in the previous year, the price of commercial insurance will not increase in the second year. Pacific Auto Insurance only looks at the number of insurances and does not look at the amount of claims. It's still better than peace.
PICC car insurance: If there is no insurance in the previous year, or only one insurance, the premium can be discounted by 7% on the basis of the standard premium, and you can enjoy about the discount if you sell it by telemarketing. If Wu Guo has more than 1 accident, then the discount after the discount will no longer be enjoyed.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Anonymous users2024-01-29Hello, I have had a second car insurance in the second year, and the total car insurance will increase by 20% in the third year. 1.Compulsory traffic insurance for motor vehicles:
Commercial insurance needs to determine the second year premium based on the amount of the claim, and the new policy of car insurance stipulates that if the vehicle is insured twice, the second year premium will increase by 25%.
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Anonymous users2024-01-28Hello! If it is compulsory insurance, the claim is made three times a year, and the insurance premium will generally increase by 10% in the second year; In the case of commercial auto insurance, according to the new regulations in 2016, the insurance will be increased by 50% for 3 times.
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Anonymous users2024-01-271. If there is no insurance within one year, the premium for the second year will be discounted by 10%;
2. If there is no insurance for two consecutive years, the premium for the second year will be discounted by 20%;
3. If there is no insurance for three years or more, the premium for the second year will be discounted by 30%;
4. If you go out of insurance once in a year, the general insurance cost remains unchanged, but you have enjoyed the preferential premium, the premium will be restored to the standard premium after the insurance is out once;
5. If you go out twice in one year, the insurance cost will rise by 20%, the premium for 3 times will increase by 50%, 75% for 4 times, and 100% for 5 times or more;
6. In the event of a road traffic fatality accident in the previous year, the premium will be increased by 30%.
Hello question, how much does it go up three times?
Question Okay, thank you.
First of all, car insurance is divided into compulsory traffic insurance and commercial car insurance, among them, the surrender conditions of compulsory traffic insurance are generally for the insured car to be cancelled according to law, suspended, and lost by the public security organs, as long as one of the above three conditions is met, even if it is out of car insurance, then it can also be refunded; Commercial auto insurance cannot be refunded if it has already been insured.
If you want to check whether the car has been insured, the best way is to take the car's driving license and insurance policy to the business hall of the insurance company where the car is insured to check the car's insurance record.
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