How to buy accident insurance on a mobile phone, is it necessary to buy mobile phone accident insura

The way to buy insurance for mobile phones is:3. Find the insurance product you need to buy on the details page of the insurance product;

4. Fill in the information of the policyholder and the insured according to the prompts on the page;

5. Health notification;

6. Fill in the detailed information of the policyholder, the insured and the beneficiary;

7. Pay the premium.

Insurance, economically, is a financial arrangement for apportioning accident losses, legally it is a contractual act in which one party agrees to compensate the other party's losses, socially it is an integral part of the social and economic security system, and risk management is the basic method.

How do I buy insurance on my phone**? This kind of online insurance is called Internet insurance, and there are generally two purchase channels: Internet insurance companies and third-party Internet insurance brokerage platforms. Before buying, it is recommended to take a look at the product reviews and choose the one that suits you through comparison.

Mobile phone accident insurance is insurance that repairs damage caused by an accident on your phone. The mobile phone accident insurance takes the insured's mobile phone as the subject of insurance, and the failure that affects the use of the product caused by accidental falling, crushing, collision or liquid ingress during the normal use of the insured's mobile phone is the payment condition; or mechanical or electronic failure of the product due to environmental factors, including damage caused by dust, heat, internal moisture, condensation, lightning strikes, etc.

When buying a mobile phone, the mobile phone operator will handle it.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Answer: When buying a mobile phone in e-commerce, you will often see such insurance as screen insurance, mainly for low-cost or free repair and replacement through the insurance when the mobile phone screen is accidentally broken. And now the service life of mobile phones is generally not long, 60% of people will replace their mobile phones within a year or two, if you are using an Apple mobile phone, the frequency of replacement will be higher, mobile phone replacement and insufficient mobile phone memory are the main reasons for replacing mobile phones, and most of the old mobile phones you replace can still be used normally. In other words, the insurance you buy seems to have an underwriting period of three or five years, but in fact, the insurance coverage time is only 1-2 years.

The rest of the time, your insurance premiums are wasted.

However, this is not to say that you don't need such an insurance, if your mobile phone is more expensive, for example, the most ** Apple mobile phone, ** must be more than 5000 yuan, and the higher one even reaches 8000 yuan. The ** to replace the original screen of Apple's mobile phone is about 1500 yuan or more, which is equivalent to some domestic ordinary mobile phones. At this time, if you add some fees and buy mobile phone screen insurance, it will be more cost-effective, once your mobile phone has an accident, it can be regarded as an additional protection, this money is not particularly much for people who can consume a high-end mobile phone, and you don't have to care about it at all.

And if your mobile phone itself is relatively cheap, and the model is very common, then the value of your insurance is not very large. First of all, the cost of insurance has exceeded the value of your mobile phone itself by more than 10%, and even some can reach 20%, and after the mobile phone screen is damaged, you can find some relatively good quality copycat products to replace, the overall maintenance cost is also within 300 yuan, most of them are only more than 100 yuan, there is no insurance The impact is not large, and there will be a lot of trouble in the process of insurance taking effect, for this money is a little more than worth the loss.

There are still too few types of mobile phone insurance, and if the loss of mobile phones can be included in the scope of insurance, I believe that many people will buy it, but at present, there is no way to achieve this situation. In view of the existing situation, whether you are willing to buy mobile phone insurance or not depends entirely on your personal wishes.

You can also call Samsung Electronics Club Services**: 400-6869-000 for inquiries.

Accident insurance on your phone.

It is very convenient, because there are many insurance sales insurance platforms on the Internet, and there are many types of people who want accident insurance, such as comprehensive accident insurance, traffic accident insurance, travel accident insurance, etc. The policyholder can apply for accident insurance and pay premiums on the mobile phone**. When you buy comprehensive accident insurance, you only need to log in to the official ** or app of the insurance sales platform to browse the relevant accident insurance product terms.

After choosing the right product for you, choose to apply for insurance and fill in your personal information, submit the order and pay the premium successfully, the policy will be successfully underwritten.

Do I need insurance for surgery?

At present, although it is very convenient to buy insurance on mobile phones, it is still necessary to pay attention to carefully reading the terms of the insurance contract when applying for insurance. Because the purchase of accident insurance on the mobile phone is self-service throughout the process, generally speaking, there is no professional person who can guide or consult. The terms of insurance are generally difficult to understand and have a certain degree of professionalism, especially for insurance with a longer protection period.

In this case, the policyholder should not pass the insurance clause aside, because there are many conditions related to the protection liability and the claim. If you are unclear when reading the insurance terms, be sure to call the customer service of the insurance company**, or consult the customer service background on the official website and APP.

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Summary. Hello dear, glad to answer for you. Accident insurance is bought on a mobile phone and can be done in the following ways:

1. You can find an insurance broker through your mobile phone, and you can generally contact an insurance broker platform or a third-party Internet insurance company. 2. Inform the need to buy accident insurance, and provide basic information and needs. 3. The insurance broker sends the accident insurance link, and the consumer clicks on the link and fills in the basic insurance information.

Hello dear, glad to answer for you. Accident insurance can be bought on Songmo's mobile phone in the following ways: 1. You can find an insurance broker on your mobile phone, and you can generally contact an insurance broker platform or a third-party Internet insurance company.

2. Inform the need to buy accident insurance, and provide the information source and demand of the base hail cherry tree. 3. The insurance broker sends the accident insurance link, and the consumer clicks on the link and fills in the basic insurance information.

Or you can buy accident insurance at Alipay's Ant Insurance.

Accident insurance is one of the life insurance businesses. Personal insurance with death or disability caused by accidental injury of the insured as the condition for the payment of insurance benefits. Its basic content is:

The insured pays a certain amount of insurance premium to the insurer, and if the insured suffers an accidental injury during the insurance period and takes this as a direct or proximate cause, and causes death, disability, medical expenses or temporary loss of working capacity within a certain period of time from the date of the accidental injury, the insurer shall pay a certain amount of insurance money to the insured or its beneficiary. There are two types of benefits, namely death benefits and disability benefits.

Meaning 1Injury, also known as injury, refers to the objective fact that the insured's body has been infringed, which is composed of three elements: the harmful object, the object of the infringement, and the fact of infringement. 2.

Accidents are the subjective state of the insured. (1) If the insured did not foresee the occurrence of the injury in advance, it can be understood that the occurrence of the injury was unforeseeable or unforeseeable by the insured in advance. or the occurrence of the injury was foreseeable by the insured in advance, but was not foreseen due to the negligence of the insured.

2) The occurrence of the injury violates the subjective will of the insured.

You can contact me to explain the specific situation in detail, and we will provide you with more accurate advice and assistance according to your situation.

How to buy personal mobile phone accident insurance depends on the brand of the mobile phone. Because on the market, Xiaomi, Huawei, Meizu.

Apple, Hammer and Samsung and other mobile phones, mobile phone manufacturers have their own exclusive accident insurance.

When you buy a new phone, you can buy it directly when you buy it, or go to your own phone** to buy it. Consumers need to pay attention to the fact that if some models of mobile phones are not found in the mobile phone**, they can go to the official website of a reliable insurance company to buy. Mobile phone accident insurance is insurance that repairs damage caused by an accident on your phone.

The mobile phone accident insurance takes the insured's mobile phone as the subject of insurance, and the payment condition is that the insured's mobile phone is affected by the failure that affects the use function of the product due to accidental falling, crushing, collision or liquid ingress during the normal use of the insured's mobile phone; or mechanical or electronic failure of the product due to environmental factors, including dust dissipation, heat, internal moisture, condensation, lightning strikes, etc.

Test your anti-risk index, experts will interpret it for you for free!

Accident insurance is bought on a mobile phone and can be done in the following ways:

1. Insurance brokers can be found through mobile phones, and can generally be contacted through insurance brokerage platforms or third-party Internet insurance companies.

2.Inform you of the need to purchase accident insurance, provide basic information and needs.

3.The insurance broker sends the accident insurance link, and the consumer clicks on the link to fill in the basic insurance information.

Accident insurance covers accidental death, accidental dismemberment and accidental medical treatment. Some accident defense insurance products will also add ambulance expenses, sudden death, and additional traffic accident benefits.

Hello, I am happy to answer for you, to buy accident insurance for your mobile phone, you can follow the steps below:1At the time of purchase, you can ask the salesperson if they offer mobile phone accident insurance.

Some mobile phone brands or carriers may offer this type of service. 2.If the salesperson provides mobile phone accident insurance services, you can learn about the insurance coverage, premiums, and compensation process.

3.If your salesperson doesn't offer mobile phone accident insurance, you may consider contacting the customer service department of your phone brand or carrier to ask if they offer mobile phone accident insurance and how to purchase it. 4.

Alternatively, you can purchase mobile phone accident insurance through a third-party insurance company. You can search for mobile accident insurance products on the insurance company's official website, and learn about its insurance terms, premiums, and claims process. 5.

Once you've chosen the right mobile phone accident insurance product, you can fill out an application and pay the premium as required. 6.After purchasing mobile phone accident insurance, you need to read the terms of the insurance policy carefully to understand the specific coverage and claim conditions of the insurance.

7.In the event of accidental damage or loss of your phone, you can follow the claims process in the terms of the insurance and provide the required supporting documents and information.

Accident insurance. Mobile phones can be paid in this way: Generally speaking, mobile insurance is purchased through two online purchase channels: the official website of Internet insurance companies and the third-party Internet insurance brokerage platform, and consumers can choose the corresponding online insurance channels according to their own needs.

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