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The good point is life insurance, 40% commission, drawing the first premium... Life insurance is easier to find customers, because it can be invested, and property insurance is less for ordinary people, such as the building of CCTV ** is property insurance.
Car insurance is also better, although the commission is small, but because it is mandatory, so your relatives and friends can basically be where you are, which is a stable guarantee for performance
Life insurance is a financial product, and each product is different Don't rely on qualifications? Let's take 1 test, if you can't get on the job without a certificate, you will understand everything when you take the certificate
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Of course, life insurance makes money quickly, first of all, the commission is high, there is no need to find friends to pull relationships, only rely on your good service and reputation in exchange for the trust of customers and refer you to customers. Property insurance, on the other hand, is a one-year insurance, and I don't know who will pull it in the second year, and the commission is low.
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Property insurance is easier to do than life insurance, the commission is not low, there is no need for more relationships, life insurance is more convincing, more likely to be frustrated, how many life insurance salesmen can hold on for a long time? In the end, they did property insurance, and they are not stupid, why did they change jobs?!
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We do both life insurance and property insurance!
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Whether it is life insurance or property insurance, there are people doing it, everyone is saying their own words, and what is said upstairs is not necessarily true! The insurance industry is also a melting pot where you can learn a lot! I suggest you try them all out and make your own conclusions!
I remember it was like there was an insurance company that all their business was allowed to be done by salesmen! Property insurance, life insurance, **, bank credit cards are all fine.
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Hello! Pls are you**? How old are you?
Warm reminder: insurance is the financial industry, but also the service industry, is a challenging industry, you can exercise your courage, display your talents, if you do not find the space to play, then do not know how good you are, do not panic to the insurance company to try? The first thing to do insurance is to be a person, learn knowledge with your heart, serve every customer well, and do what you are told, and you will naturally make money, so that you can also see your own highlights.
There is a good saying: "Men are afraid of entering the wrong industry, women are afraid of marrying the wrong man", that is, find the right industry, achieve a lifetime, choose the right teacher, wisdom for a lifetime, find the right partner, and a happy life, do you say yes? Would you like to join an insurance company?
Good luck with your speedy success! All wishes come true!
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Hello: It is up to you to make money or not, here is just a stage for you to display your talents and abilities, as for how much to earn? It depends on how high your income goal is, how hard you work, and whether you have put in enough effort, all of which are connected, and the effort is proportional to the income!
Peace be upon you!
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Hello: Do life insurance, earn after-tax commissions, as long as you make a policy, you have to serve the policy for a lifetime, unless you are no longer in the insurance company.
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Friend, life insurance is very profitable, it is recommended that you open an insurance company, preferably, haha,。。 The rest of the industry is gone.
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You must have a good attitude when doing insurance, don't just stare at the money, so that customers will stay away from you, whether you treat customers sincerely they have feelings, this is why no one makes money in insurance, but there are people who can't make money. How can you get it without paying.
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Hello: There are profitable and unprofitable industries in any industry, depending on whether you are willing to pay.
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Hello, there are those who make money in any industry, and there are those who do not make money. If you have just graduated, it is not recommended to do it.
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If you want to develop in this industry, you need to accumulate for a long time and work hard. There may be more difficulties than you think, but there may also be more rewards than you think.
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If you want to be stable, you can work part-time, you want to challenge, do insurance, there are pros and cons, you work from 9 to 5, but you pay your salary on time every month, and your insurance time is flexible, but your income may be from one month to the next.
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Hello! You do it diligently, make money! It's a challenging job!
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Three hundred and sixty lines, the line is the champion! This is especially true for life insurance!
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If you hate someone, let him go for insurance, and if you love someone, let him do insurance.
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Insurance companies operate according to the law of large numbers, which is to gather many individuals facing the same kind of danger, and each person charges a small insurance premium. Because everyone has the possibility of loss, but if you have studied probability, you should know that when there are many people insured at the same time, the probability of these people incurring losses is basically possible to measure, to put it bluntly, I am for everyone, everyone is for me. In this way, the collected premiums can be added up to compensate for measurable losses over a certain period of time.
For example, if there are 10,000 houses, each household has the possibility of suffering from fire, but it is impossible for these 10,000 houses to have a fire at the same time, according to the calculation or experience, the probability of a fire in 10,000 households within a year is 5 in 10,000, so it means that the insurance company has to compensate for the losses of five households, and these costs are evenly distributed among 10,000 households. There are also insurance companies, especially life insurance companies, that can make money by investing the insurance they receive, which can reduce the burden on policyholders.
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How exactly do insurance companies make money?
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What do insurance companies make money on?
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Large insurance companies will invest in national infrastructure, and invest in business operations, and sometimes do so.
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Insurance companies make money, mainly in three aspects, the difference between death, interest and fee. In other words, the hypothetical rate is profitable from the actual rate, which is the main economic ** of the insurance company. There is a buddy above who said, that is the dividend of dividend insurance**, and this is not the same thing.
If you don't believe me, you can go and check out the basics of insurance.
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Premium. The principle that one is many, and all are one.
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When they collect premiums, they always collect more premiums than claims, and on the other hand, they invest in the part of the premiums to make money.
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After collecting the premium.
He lent money to people.
Start a business or invest on your own.
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Now it's common to recruit new people and let them encourage the people around them to buy.
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Dividends from insurance companies**"Three differences"The first is the difference between the company's expenses, which is the difference between the company's expected expenses and the actual expenses, the second is the difference between the claims costs, and the third is the rate of return on insurance investment.
Insurance companies will invest insurance in some low-risk investments, mainly agreement deposits, bonds, subordinated bonds of bank investment in national projects, and **, many of which can only be invested by insurance companies according to national regulations to protect the company's returns.
According to the regulations, insurance companies are prohibited from directly carrying out high-risk investment income such as ** and ** to protect the rights and interests of policyholders.
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The profit of the insurance company comes from three aspects: the interest rate spread, the fee spread, and the death spread.
1. Interest rate differential, in layman's terms, is the money earned by insurance companies with money for various investments, such as the investment of large-scale projects into the Three Gorges and the like, as well as interbank lending, such as a bank needs one billion, and individuals do not have it, then they can borrow from other banks and insurance institutions. Wait a minute.
2. Fee difference. Generally speaking, it is the money saved by the company in the entire operation, such as the company's budget for this year's operation to be 100 million, and the result is only 80 million, then the cost difference is 20 million.
3. Death difference. If the actual mortality rate is around, then 3% may be referred to when formulating the rate, and the extra money is a death difference!
That's the profit of the insurance company**.
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I guess life insurance companies are more profitable.
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Of course, life insurance companies are more profitable.
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Regardless of any insurance company, the channels for obtaining income are regulated by the CIRC.
Interest rate differentials, death differentials, fee differentials, and investment income are the basic income models of insurance companies.
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Does Fushun have Hengan Life, it seems to be established.
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Is an insurance sales specialist the same as a salesman?
Does insurance make money?
Of course, to make money, yes, it is the same nature as the business personnel, and the soup is not changed.
You can see that what you're talking about is a sales-related job. No matter which insurance company you work in, it's basically the same, the key is your own performance and team development to determine your own way out.
As everyone thinks, insurance is indeed difficult to do, that is, because it is not easy to do, the market space is large. And now the insurance company really lacks relevant talents, I mean why not go and give it a try, because there is such a saying in the insurance industry that "insurance is not made by people, but by talents", maybe after the training of the insurance industry, you will definitely have gains, and it will become more and more valuable in this society in the future. You tell me?
In addition, the insurance business is completely up to oneself, and the key is whether to work hard or not, that is, to determine one's own attitude, which has little to do with one's own personality and resources.
Here, I know that in the insurance industry, there are three recognized sentences that say this: "brand in life", "Ping An's talents" and "Xinhua's products".
The basic salary of the insurance company, after all, the sales industry is linked to its own performance, and there is no performance, not to mention the basic salary of 2000, 5000, or even higher, does not exist.
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There are elites in any industry, there will be people in any industry who are not suitable, the insurance industry should be a very sunrise industry now, in the insurance and an annual salary of millions is not a dream, a lot of people, but the premise of insurance success is that there must be a spirit of hardship and hard work, the spirit of contribution, a grateful heart, a heart of helping others, your pay is proportional to your income. Before engaging in the insurance industry, you must be mentally prepared, you must persevere, and don't give up halfway. You can definitely make money, you should also consider carefully about the insurance company, because it is your owner, the so-called good shade under the big tree, if you want to do life insurance, I recommend the first choice Chinese life, because it is the largest insurance company in the world's listed insurance companies, and it is also the only insurance company in China.
His insurance products have an advantage over other insurance companies, because many of its properties are bought by the state, so its cost is low, so the benefits are too high. What city are you in? If I am in Shenzhen, I can help you, because I have been working in the insurance industry for 8 years.
Be a nationally registered financial planner. If you're satisfied with my answer, give me extra points. Thank you!
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Insurance companies make money, individuals don't make money, and it is not recommended for individuals to engage in insurance careers.
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It's hard to say whether you can earn money or not, it depends on your personal ability.
It's about seeing customers often. You can't wait for customers to come to your door, so if you choose this industry, you can only go to the customer's home to meet the customer.
And in the future, if you are successful and successful, you can ask the client to come to your office to see you, and maybe you can still bill by the hour with the lawyer ...
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In the early days, it was quite profitable to do insurance.
But not anymore.
Speaking of which, everyone is an account manager.
In fact, you are the one who runs the business alone.
There are tasks every month.
If you can't do it, you won't be paid.
Therefore, people who sell insurance will almost mobilize their relatives and friends to buy insurance, and in the end, everyone will want to hide when they see you.
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A former insurance officer tells you that insurance makes money, but he needs you to visit customers a lot, be cruel to yourself and customers, and be willing to give up your conscience.
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There is no good or bad job to do, only the question of suitability, the job that suits you is the best, and the same is true of insurance, someone can make money because insurance is suitable for him.
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For self-motivated and ambitious people, insurance is an industry with unlimited space, as long as you want to do, there will be endless money you can make, but if there is no hard-working, perseverance, insurance is quite difficult to do. There is such a sentence that can be summed up: the bottom is not guaranteed, and the top is not capped.
In the insurance industry, the sky is the limit for you!
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Making money is not the goal, doing insurance is to help customers and solve customer needs. It is also to solve the difficulties of the country. If you do a good job in insurance, you can be your boss and make money. But it's up to you to do it.
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Insurance marketing is a stable and profitable industry, the most profitable, thinking that he does not need capital, as long as there are relevant documents, through training, without investment is the fastest way to make money.
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If you are diligent and sincere, you can indeed make a lot of money. However, if you do insurance just to make money, you will definitely lose money. Because insurance is an industry full of love, we need to serve customers from the customer's point of view, rather than desperately chopping the customer's wallet just for the commission.
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It's hard to say, it mainly depends on what kind of insurance you buy, and the insurance doesn't see the benefits immediately. Cumulation.
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It must make money, how can there be so many insurance companies if they don't make money.
The key is to see if you can do it.
All industries make money, it's just a matter of how much you make and whether you understand it.
The profits of the insurance industry are still very high, and now there are so many insurances like **, when you buy insurance, you say that this will also pay for that, and if something really happens, you can't pay for this if you don't meet certain conditions, and you can't pay for that if you don't meet the conditions.
Selling insurance is basically equal to **, and after buying insurance, you will get on the thief ship, and there are many traps in the contract.
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