What are the goods in the Huabei installment store and what does Huabei installment payment mean

Questions. Know.

How to pay for the things that Ant Huabei bought in installments is still the full amount.

I'll answer. 9 articles.

Three years of Wu years have not changed their minds.

From the Know Certification Team 2018-10-17

The amount of Huabei installment purchase needs to reach the ** of the product before it can be purchased in installments.

When consuming, users can advance the amount of Ant Huabei and repay the loan on the 9th of the next month after the receipt is confirmed, with an interest-free period of up to 41 days. In addition to the consumption experience of "buy this month, pay back next month, super long interest-free", Ant Huabei has also launched the function of Huabei installment, and consumers can repay the loan in monthly installments.

The 10th of each month is the repayment date of Huabei, and users need to pay off the Huabei bills that have been generated on the repayment date.

Ant Huabei is a consumer credit product launched by Ant Financial, and after applying for it, you will get a consumption quota ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange.

As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, increasing the registered capital from 3.8 billion yuan to 12 billion yuan. On May 18, Huabei announced that it would be open to banks and other financial institutions.

There is no need to set it, the buyer has Huabei, the amount meets the requirements, and the system will automatically prompt the buyer.

Huabei installment payment means that users use Huabei to pay in installments when purchasing goods, so that the pressure caused by one-time payment can be avoided. However, after Huabei pays in full, you can use installments when repaying, which can avoid overdue repayment. It should be noted that the credit line will be occupied after using Huabei installment, and a certain amount will be restored after the subsequent repayment period.

Users must repay the loan on time after using Huabei, and penalty interest will be generated if it is overdue, and the longer the time, the more penalty interest will be, and the burden of subsequent repayment will increase; Then there is the platform will collect after overdue repayment, and the common collection method is to call the borrower**, which will affect the normal life of individuals.

It should be noted that Huabei's overdue repayment will be uploaded to the credit information center, and the personal credit report will affect the subsequent loan processing after the personal credit becomes poor. Then there is that after the overdue arrears are returned, they will continue to be kept in the credit report for 5 years, and they will automatically disappear after 5 years, if they will not be kept in the credit report.

The number of installments that Huabei installment repayment can choose from is available to the user, and the installment rates are as follows; In addition to providing installment repayment, Huabei can also use deferred repayment, and a certain fee will be charged according to the deferred amount when using deferred repayment.

Version information: Take the Alipay version, Apple 13 (system), and Huawei Mate40 (HarmonyOS2 system) as examples.

Summary. Hello, glad to answer for you. Use Huabei to pay in installments to offline merchants, and the merchants receive the full amount, but because they need to charge a handling fee, the seller knows whether it is an installment.

The handling fee for the buyer's order to pay with Huabei is borne by the seller, the handling fee rate is 1% of the transaction amount, and the handling fee will be automatically deducted after the order transaction is successful.

Orders paid by buyers using Huabei installments are the same as other normal orders, and the merchant will receive the full payment after the order transaction is successful (the buyer confirms the receipt).

If you use Huabei to pay the merchant, the merchant will show whether it is in installments with Huabei.

Hello, glad to answer for you. Use Huabei to pay in installments to offline merchants, and the merchants receive the full amount, but because they need to charge a handling fee, the seller knows whether it is an installment. The handling fee for the buyer's order to pay with Huabei is borne by the seller, the handling fee rate is 1% of the transaction amount, and the handling fee will be automatically deducted after the order transaction is successful.

Orders paid by buyers using Huabei installments are the same as other normal orders, and the merchant will receive the full payment after the order transaction is successful (the buyer confirms the receipt).

I hope the above is helpful to you If you are satisfied with me, please give me a thumbs up

Answer: Kiss [smile] Huabei installment guarantee means that in the process of consumption, you first use the amount of Huabei as a guarantee, that is, first freeze a part of the amount of Huabei as a guarantee. Then make the frozen amount into installments, and you need to repay the monthly repayment amount every month before you can restore the Huabei limit. To put it bluntly, it is to use Huabei to consume, and then installment.

Alipay Huabei Offline Installment is an "inclusive finance" service launched by Ant Financial for the majority of small and medium-sized merchants, and merchants can have the acquiring authority of offline Huabei installment after free access to Huabei offline installment.

According to the data, merchants who access Huabei's installment ability have increased the unit price of a single transaction by 41%, the customer flow by 100%, and the sales success rate by 70%, with about 100 million Huabei users in China, and one of the four post-90s generations has experienced Huabei consumption.

In the 2017 "Tmall 618" event, the amount of Huabei installment transactions reached 4 billion, of which the first-day installment transaction amount increased by 343% year-on-year, and the number of installment transactions increased by 265% year-on-year.

Installment payment means that customers can choose to repay in installments, repay a little bit every month, and repay separately, so that the repayment pressure is not very large.

Huabei chooses different installments, different interest, up to 12 installments, and the corresponding rate for the number of installments is temporarily the total amount of 3 installments, the total amount of installments, the total amount of installments, and the total amount of installments.

Assuming that 1000 yuan is to be installed, the total amount of 3 installments: 25 yuan (1025 3=, 3 consecutive months of repayment.) );

The total amount of 6 installments: 45 yuan (1045 6 = for each installment, 6 consecutive months.) );

The total amount of 9 installments: 65 yuan (1065 9 = for each installment, 9 consecutive months.) );

The total amount of 12 installments: 88 yuan (1088 12 = for each installment, 12 consecutive months.) )。

Huabei

The full name of Huabei is "Ant Huabei", which is a consumer credit product. After the user applies for activation, Huabei will grant the user a specific amount of consumption quota based on the user's online shopping situation, payment habits, credit risk, etc., through big data calculation, combined with the risk control model. When consuming, users can advance this amount, spend this month, pay next month, repay on time without charge, and enjoy the shopping experience of "consume first, pay later".

As a credit innovation, Huabei complements banks and other financial institutions. The cooperation between the two can not only enable finance to truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, and promote the development of the industry.

How long can Huabei be overdue?

Huabei generally has a 3-day grace period for repayment, and if you can't repay the loan within the 3-day grace period, it will not be counted as overdue.

If it is overdue, then one week overdue, your Huabei will be temporarily frozen and unusable, and you can only continue to use it in the next billing month after you pay off the debt.

If Huabei is overdue for more than 30 days, then your Huabei will never be able to be used, even if you pay off the arrears. So it can be seen that Huabei can only be overdue for 30 days at most.

Huabei can't repay it in a short time.

Huabei installment is actually opened by the seller, and buyers apply for Huabei when they buy things, and they can use Huabei to pay in the store and repay the loan next month.

When consuming in ** or physical stores, I chose Huabei to pay and chose Huabei installments, but it showed that I paid the full amount, but in fact, I paid the full amount with Huabei first, and the consumer returned it to Huabei in installments.

**After the payment, choose Huabei installments from Huabei - my bill - repayment, and choose how many installments; The physical store Huabei payment opens the Alipay Huabei installment code and pays the merchant, and the merchant will have a choice of installments after scanning the code, and choose the appropriate installment repayment period.

When making a payment, merchants who have opened Huabei installment can directly choose Huabei installment payment, and the operation process is as follows:

HUAWEI Enjoy 20

Alipay 1, first of all, we have to choose products that support Huabei installment.

2. Then click Buy Now, enter the payment page, and select Installment Payment.

3. Finally, you can click [Modify Installment] to modify the number of installment periods.

This has to be seen carefully, Huabei installment is the installment that you use to pay for the time being, and you can't repay the full amount for the time being, and you really haven't heard of flower installment.

Misleading others through the similarity of names. According to the former advertising law, it should be illegal, but unfortunately, the law and law enforcement can be bought!

There is no problem with what you said, that is, Huabei installment is not flower installment, Huabei installment is that you can use its money first, and then you pay him back according to how much money you have in each installment, but there is interest, so you should stop in moderation.

I didn't understand, it's just that since Huabei borrowed it, many fake names are similar, try not to order it!

Is it in Alipay? It's Alipay, it's Huabei installment, if it's not in Alipay, I don't know what it is.

Isn't the meaning of flower staging different from flower staging?

It shouldn't be the same, the name is different, Huabei, it's Alipay.

If the name is different, it will definitely not be.

If you have money, you don't mind spending money.