What financing channels and methods are suitable for young people who are starting their own busines

Small businesses are not recommended to go to the bank for financing, because the threshold of the bank is higher, there must be strict policy checks, it is not easy to be flexible, maybe after you get the funds, the market opportunity is gone, and the disadvantage of another bank financing is - repayment. Suppose your business has passed the cold winter period and you start to make a lot of money, but you can repay all the loans in 1 month, but in this 1 month, you can only declare bankruptcy.

My suggestion is to go to private equity, with some personal social connections, ** a part of equity.

If the amount is not large, you can also borrow it among friends, but if you don't handle it well, it is easy to cause friends to turn against you, be careful!

If you want to do this project yourself:

1. Find entrepreneurs in the relevant industry to trade with them, and you hold xx% of the shares as a technical party, and set up a company with him.

2. Advertise on some of the audience groups of people with high investment ability, so that they can come to you to talk.

3. Give the project and the company's plan to some professional investment companies and investors, so that they can invest.

4. Find someone in your local area or you know who has funds to invest in you.

If you want your project to operate in each region at the same time, that is, to find a ** business:

1. Work hard to run more in various provinces, cities, counties, townships, and towns.

2. Advertise on some good franchise networks to attract some small and medium-sized investors to operate together.

Now there are many channels for entrepreneurial financing, if it is a small cost to start a business, you can consider applying for Internet microcredit loans for entrepreneurial financing, such as Du Xiaoman Finance has money to spend, the amount is high and the interest rate is low, it is understood that among the credit users of Du Xiaoman Finance, seventy percent are small and micro business owners, and big brands are more at ease.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

If you want to start a business, you have to work hard, if you don't have connections, Internet entrepreneurship is a good platform, as for financing, in the early stage of entrepreneurship, either you have a good idea to be recognized by people, this possibility is very low, who will invest money in a person who has no experience, and you will not rest assured. If you are interested in starting a business in the Internet, you can contact me.

Now the state has a subsidy policy for software, and if you are a girl, you can also apply for an interest-free loan of 100,000 yuan, especially for women.

Finding an investment partner is actually a good way to raise funds.

Try to find your network! It's difficult, it's hard to start a business.

It is illegal to raise money in the name of an individual.

Channels for corporate financing. It can be divided into two categories: debt financing and equity financing.

The former includes bank loans, issuance of bonds and notes payable, accounts payable, etc., while the latter mainly refers to ** financing. Debt financing constitutes a liability, and the enterprise has to repay the agreed principal and interest on time, and the creditor generally does not participate in the business decision-making of the enterprise, and has no decision-making power over the use of funds. Equity financing constitutes the enterprise's own funds, and investors have the right to participate in the business decisions of the enterprise and the right to receive dividends from the enterprise, but they have no right to withdraw the funds.

At this time in China, there are not too many angel investors. It's not for nothing.

Finding an investment partner is actually a good way to raise funds.

Try to find your network!

You are welcome to consult with the team of "Entrepreneurship Babysitting Service" on your business start-up issues, and it is our honor to provide you with the best services we can.

Preamble: In today's fast-paced era, many young people don't want to live from 8 to 5 early after graduation. Instead, I want to start a business through my own efforts and strive to live a different life.

Indeed, for these young people now, life that can be seen at a glance is not interesting. Most of them will follow their dreams and pursue their ideals. These big cities in Beijing, Shanghai and Guangzhou carry a lot of young people, and they want to start a business.

The dream of start-up capital is good after all, but not every young person can get hundreds of millions of start-up funds funded by his father like Wang Sicong in the early stage of entrepreneurship. Most people are still ordinary people in the final analysis, and the reason why ordinary families want to start a business is also because they want to change the status quo of their families. In this regard, a good entrepreneurial idea has also become a crucial point, not only to have excellent strength, but also to have good ideas and good contacts.

The most important point is the start-up capital for the start-up.

FinancingThere are many young people who have good ideas and good teams, but they don't know how to start and get start-up capital, how to raise funds. In many areas, some youth entrepreneurship conferences will be held, and they will express their ideas and put forward their own plans on the stage. There will be many companies that will conduct an on-the-spot assessment of you, and conduct a multi-faceted assessment of your company's team equipment and the entire company's operating model.

Once successful, they will make a venture capital investment in your company. On the other hand, after making a profit in the future, they will also give these companies a certain amount of shares.

Bank loans can be used not only to invest in others, but also to borrow from banks for initial financing. The bank will determine the amount of loan you have based on your personal credit and the size of your company. If you have the initial financing, you can also have a few friends together.

Multiple members jointly hold shares. There are many ways to raise funds, and the current state of society is encouraging young people to start their own businesses. Don't panic and be blind in the early stage of entrepreneurship, and be sure to learn your own business direction and business scale.

It is necessary to have a reasonable understanding of yourself and the whole team, only in this way, such as when you get start-up capital, the financing will be smoother.

The first can be through bank loans, the second can be through venture capital, the third can be through attracting private capital, the fourth can ask relatives and friends to borrow money, and the fifth can be financial leasing.

Channel 1: Bank loans. Bank loans can be divided into mortgage loans, credit loans, secured loans, discount loans, etc.

Channel 2: Venture capital. Enlist the help of some venture capitalists.

Channel 3: Private capital. Seek the investment and help of some private capitalists.

You can find some banks for loans, and the probability of success of the loan is very high, because college students are now encouraged to start their own businesses, and they can also be invested in some ** investment industries, which are very formal channels.

Summary. The channels of entrepreneurial financing include bank loans, which have the advantages of being more favorable for refinancing and the disadvantages of having a heavier burden of capital costs. Bank loans, bank loans are known as the "reservoir" of entrepreneurial financing, and there is a "mass base" among entrepreneurs, credit loans, which refer to loans issued by banks only on the basis of trust in the borrower's creditworthiness, and the borrower does not need to provide them to the bank.

What are the channels of entrepreneurial financing, and what are the advantages and disadvantages of each.

The channels of financing for start-ups include bank loans, and each of them has the advantage of being more favorable to refinancing and the disadvantage of having a heavier burden on the cost of capital. Bank loans, bank loans are known as the "reservoir" of entrepreneurial financing, and there is a "mass base" among entrepreneurs, credit loans, which refer to loans issued by banks only with trust in the borrower's creditworthiness, and the borrower does not need to provide them to Yinbi Bank.

Venture capital. Venture capital is a kind of high-risk and high-return investment, and venture capital and big investors enter the start-up business in the form of equity participation. Venture capital favors high-tech start-ups. Remind venture capitalists that they pay more attention to startups.