How do girls who have just worked choose to invest and manage their finances?

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1. Young people like Su Jianming have no family burden, and they are also restrained in their own consumption behavior, so the funds they can save every month are more spectrum, so their financial planning should focus on how to properly use various investment tools to accumulate long-term wealth for themselves.

2. In addition to fixed deposit, under the premise of lack of investment experience, you can first use small investment related tools to implement investment actions on the one hand, and on the other hand, you can gradually accumulate investment experience in selecting ** or ** and tracking market conditions, so as to further plan a suitable investment portfolio.

3. If you don't need it, don't use real estate as an investment target, because it is inefficient to trap funds in real estate. If it is still a shellless snail, there is no need to rush to buy a house, otherwise it may change hands and not make a profit, and the house has to pay various taxes regardless of whether it can be rented or not, which is very not cost-effective. Therefore, instead of buying a house too early, it is better to put the funds in the fixed deposit, **, **, etc., which is more flexible in scheduling, and there will not be too much pressure on young people.

Investment and financial management is not a man's patent, but also a woman's right, before the rise of the Internet, financial management was carried out in person to major banks or financial institutions. Time-consuming and laborious and the income is not high, the previous investment and financial management is more inclined to family financial management, and now in the era of Internet economy, financial management is faster, which leads to personal financial management.

Modern society advocates equality between men and women, so for a family, the financial structure will not change with the changes in the social economy, the answer is yes, with the development and rise of Internet financial products, personal finance has become a more common phenomenon, that is, regardless of gender, you can pay for financial management alone. Nowadays, P2P financial platforms make personal finance possible. Black Bean Financial is a professional P2P financial management platform.

Suitable for: All customers who want to invest in financial management. The investment threshold is low and the income is high.

It has become a thing of the past for women to be diligent and thrifty to be able to run a family, and modern women's awareness of investment and financial management is gradually increasing. However, many working-class women, especially working-class women, are still confused about investment and financial management after marriage, so what financial management is suitable for working-class women? 8518 financial network will take you to understand.

Working-class women are forced to save for their own monthly living expenses after deducting their necessary monthly living expenses. Such as bank fixed-term, ** fixed investment, treasury bonds, etc. You must definitely control your desires, this money cannot be easily withdrawn.

Generally speaking, you can save 25% of them as current accounts for emergencies and 75% as fixed deposits, so as to restrain your impulse to spend money. If you can save a fixed period, try to save a fixed time, and if you can save a whole time, you should save a whole time in order to get the maximum profit.

On the one hand, working-class women must learn to make more money and increase the capital they have cleared, so that they can spend money more chicly, so they must learn to invest. For example, you can purchase some medium and long-term investment targets in medium and long-term stable wealth management products such as **, **, and Excess Treasure, etc., and the time spent is less and the returns are good. On the other hand, you can start to develop the habit of saving money, and you can take about 10% of your monthly salary as a demand or time deposit, so that you can improve your life by buying a house and a car in the future.

Working-class women still have 15 years to prepare for their children's college and study abroad expenses after marriage, so they should adopt a prudent and aggressive investment strategy. Based on the 3% growth rate of undergraduate and study abroad expenses, about 750,000 yuan should be prepared for education after 15 years. It is recommended to invest 30,000 yuan per year in a ** with an expected rate of return of 7%, and after 15 years, you can accumulate 750,000 yuan.

The specific allocation is: growth ****15%, index **50%, bond **35%.

The establishment of a security system is particularly important for working-class women, for working-class women with low incomes, if there is no perfect security system after marriage, it is easy to encounter economic crises when encountering accidents or major diseases. Therefore, it is very important for working-class women to establish a sound security system for themselves after marriage. Don't leave anything to chance, be sure to take social insurance.

Working-class women have a variety of financial management after marriage, and they don't have to stick to one form, you must know that the financial management model that suits you is the best.

There are many ways of personal investment and wealth management in China Merchants Bank, such as: wealth management products, fixed periods, treasury bonds, **, etc., if you use our bank card to purchase, it is recommended that you can go to our bank outlets to consult the relevant advice of the wealth manager.

You can choose financial products with 24-hour trading hours and two incomes. If you are interested, you can chat privately.

First of all, you have to distribute and plan your salary, see how much spare money you have to take out for investment, although the bank's wealth management products are stable and relatively safe, but the bank's starting point is 50,000, and the income is not very high