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Xueba talks about insurance, focusing on insurance evaluation!Here is a comparison between Zhiyue Life and other popular critical illness insurance on the market, if you are interested, you can take a look first:"Comparison Table between Zhiyue Life and 135 Popular Critical Illness Insurance in China".
If you don't report it, maternity is generally covered by maternity insurance, and you can look at your terms for details. I still have something to say about this universal insurance.
How is Zhiyue life?Is it worth buying?
I recommend not to buy!The reason is that there are actually many layers, so I'll talk about it briefly, 1There is a certain investment income, but the interest rate they guarantee is very low, only, the above cannot be guaranteed, so it is a more general performance.
Yue Bao can have left and right).
2.Under the premise of not exceeding 20% of the agreed amount, it can be withdrawn flexibly, but the cash value of the account will be reduced accordingly. It is worth noting that the amount of compensation for this insurance product is commensurate with the cash value.
105% of the cash value of the account), which means that we had better not embezzle the cash in the account, otherwise the insurance will not provide much protection.
3.The sum insured can be changed under the premise that the conditions are met, provided that the premium is paid for 10 years, and the deferred payment of the premium will also reduce the sum insured agreed at the time of signing the contract by 25%.
4.In fact, the most important additional critical illness insurance clause in this insurance is only to cover severe illness, and the more popular products at the moment are all 3 mild illnesses and 2 moderate illnesses are paid.
Universal Insurance. It's just that there is a little bit of insurance product for everything. In fact, you should never think about taking advantage of various large companies, this kind of product must be a big hole, and not buying it is the best choice.
There are also some problems because there is a lot of content, and I have put them together in my article, which you can click to learn aboutHow much money can I make by buying universal insurance?Don't be sold, be happy.
In short, not buying universal insurance is definitely one of the best choices you can make this year, so it's best not to buy it!If you are interested in the financial management function of this product, I have listed several annuity insurance products of different insurance companies below, if you are interested, you can learn about itTop 10 Annuity Insurance Points Worth Buying
If you are interested in its protection function, I also recommend several critical illness insurance policies with high cost performance, click to understandTop 10 Popular Critical Illness Insurance** Points to BuyHope!
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Summary. Hello. I'm glad to answer for you, close to Ping An Zhiying life hospitalization reimbursement, hospitalization is settled after hospitalization, you have to keep the bills, with medical insurance reimbursement of drugs, imported drugs are not reimbursed, you first call 95511 to report insurance, or call**person**, if you forget**person**, with the salesman on the first page of the policy**, you can find it on the official website of Ping An**.
You're good at scumbag. I'm glad to answer for you, close to Ping An Zhiying Life Hospitalization Reimbursement, inpatient medical treatment is settled after hospitalization, you have to keep the bills, with medical insurance reimbursement of drugs, imported drugs are not reimbursed, you first call 95511 to report insurance, or hit **person**, if you forget**person**, use the business loose bend clerk on the front page of the policy**, you can find it on the official website of Ping An**.
Ping An Zhiying Life, with an annual premium of 6,000, has been paid for 10 years, and then checks what specific protection rights and interests are renewed, as well as the corresponding protection amount of rights.
Hello my friend: 6,000 wisdom to win life can be boring to get 12-600,000 for life, 1-600,000 for critical illness, 30 categories and 470 kinds of life. 1-600,000 accident and accident medical insurance to 65 years old, the amount of insurance can be adjusted, the payment is very flexible, there are dividends, the biggest benefit of this product is low payment and high protection.
This life insurance, hospitalization for cerebral infarction, can it be paid.
Hello. OK. If you are hospitalized for cerebral infarction, you can pay for it. Kiss Oh.
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Summary. Hello dear! We'll be happy to answer for you. <>
Ping An Insurance Zhiyue Life is a universal insurance, which includes Ping An Additional Zhiyue Life Early Payment Critical Illness Bing Insurance (2017) and Ping An Additional Zhiyue Life One-year Term Life Insurance.
What kind of insurance is Ping An Zhiyue Life?
Hello dear! We'll be happy to answer for you. <>
Ping An Insurance Zhiyue Life is a universal insurance, which includes Ping An Additional Zhiyue Life Early Payment Critical Illness Bing Insurance (2017) and Ping An Additional Zhiyue Life One-year Term Life Insurance.
The application age of Ping An Zhiyue Life Annuity Insurance is between 18 and 60 years old. Ping An Zhiyue Life Annuity Insurance is an insurance product of Ping An Life, which is a universal insurance product that can be insured for life, with a waiting period of 90 days, and the main contents that can be covered include: 1
Annuity: After the insured reaches the age of 60 and the main insurance contract has been in effect for five years, if the insured is still alive and well, the insurance company can pay an annuity for each policy anniversary starting from the agreed receiving age, and the annuity received each time shall not exceed 20% of the premium paid, and shall not exceed the policy account value of the main insurance contract; 2.Death Benefit:
If the insured dies within the first policy year, the difference between the premiums paid and the part received, and the greater of the policy account value, will be paid. If the insured passes away in the second policy year and thereafter, the policy account value will be paid.
Zhiyue Life Annuity Insurance is a universal insurance product, you can choose to pay the premium and additional premium, at the time of 15 years, if you are young to insure, the cash value has been greater than the premium paid, so if you choose to pay for 15 years for life consumers, you can consider reducing the amount of insurance, so that the protection will not be invalid, you can continue to protect for life.
Is it like social security.
Will I get paid for fifteen years?
This product is different from social security
The protection responsibilities of this insurance are: (1) Critical illness benefit: 45 types of compensation 1 time.
2) Death benefit: If the insured dies, the contract will pay the death benefit according to the insured amount at the time of death, and the main insurance contract will be terminated. (3) From the effective date of the main insurance of the policy, the premium paid for each period payable within 4 years shall be paid within the agreed payment of the insurance premium or within 60 RI thereafter, and the insurance company will give a special incentive to the continuous payment account and credit it to the policy account when the insurance premium is paid for 20 years.
4) Universal Account: The first RI of each month is the settlement RI, and the policy interest will be settled and credited to the policy account when the monthly settlement RI or the termination of this main insurance contract is terminated.
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Ping An Insurance (Group) Co., Ltd. is a very strong insurance company in China and the first joint-stock insurance company in China. After a small partner applied for insurance on it, can the birth insurance be reimbursed? Let's take a look.
Insurance reimbursement It is worth noting that since giving birth to a child is not a disease, Ping An Insurance will not reimburse it. If the insured has purchased Ping An accident insurance due to an accidental fall or other accident that causes abnormal birth, it can be reimbursed.
The insured is returning to Ping An Insurance for reimbursement, which generally takes 7 working days, and if there is a need to delay the time of the fierce wheel in case of special circumstances, the reimbursement time is not more than 30 days, and the insured can call the customer service of Ping An Insurance of China to inquire about the specific reimbursement time.
Nope. Medical insurance is divided into ordinary hospitalization, accidental medical treatment, and critical illness, the first two are more common, the probability of insurance is high, and the cost is relatively low, so the insurance of this kind of protection generally does not return to the principal; Critical illness insurance has a probability, and no one will have it, but once there is, the loss is also larger, so the premium is high, but if Ping An is not out of insurance, it will be able to return the principal and preserve the value, such as: Ping An Xinxiang Insurance, the protection is three times, and the insurance amount is doubled if the insurance is not out of the agreed period.
Protection: First of all, 24 hours after opening the account, you will have at least 150,000 yuan of personal protection, at least 60,000 yuan of accident protection, 10,000 yuan of accident medical insurance, and after 90 days, you will have at least 100,000 yuan of critical illness protection. >>>More
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