Which online loans are to buy members, and do not use members small online loans

Hello, formal loan platforms usually do not charge pre-loan fees for any reason, so you must be wary when encountering them. If you need money urgently, you can consider taking out a loan to relieve the pressure, but at the same time, you should also do what you can and try to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

It is recommended that you use Youqian Hua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqian Hua, renamed as "Youqian Hua" in June 2018), a big brand with reliable and low interest rates. Youqian Hua has launched a consumer credit product for individuals, with a maximum loan amount of 200,000 yuan (click on the official estimate).

The daily interest rate is as low as low, and it has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

It is legal to borrow money from an online lending platform that is regulated by the relevant regulatory authorities. However, due to the security problems of the current online lending platform, the current online lending regulatory system has not yet been perfected. It is recommended to take out loans through formal channels to avoid rolling profits to the point that they cannot be repaid and being deceived.

And there is no handling fee for bank loans, and customers will not be asked to pay a deposit first. We hope that customers will carefully screen and beware of fraud.

ABC will have different loan policies for different loan purposes, please consult the local ABC for details.

At present, ABC provides services such as salary loans and online quick loans for small consumer loans.

Netfast Loan refers to a small-amount consumer loan issued by ABC to individual customers of ABC who meet specific conditions, and is self-applied for, quickly received, and self-serviced.

"Salary Loan" is a RMB loan issued by the Agricultural Bank of China to high-quality customers with good credit standing in the form of credit, with personal stable salary income as the guarantee of repayment, and used to meet consumer needs. Salary loans shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

At present, the NetJet Loan can be applied through personal online banking and mobile banking (currently only supports the second-generation K-Treasure customers), which can be automatically approved and quickly received.

If you have an ABC savings card, you can log in to the mobile banking and click "All Online Rapid Loans Apply Now", or log in to Personal Online Banking and click "Loans Online Rapid Loans Apply Now" to enter the application page.

The maximum loan amount is 300,000 yuan, and the minimum loan amount is 3,000 yuan; The specific quota of the customer will be approved according to the customer's business situation in ABC. The term of the loan is not more than one year, and the loan can be repaid in advance.

NetJet Loan Loan Object:

1) Customers who have not paid off their personal housing loans (hereinafter referred to as "housing loan customers").

2) Customers who pay the housing provident fund on time (hereinafter referred to as "provident fund customers").

3) Customers who pay social insurance on time (hereinafter referred to as "social insurance customers").

4) Payroll customers of our bank (hereinafter referred to as "payroll customers").

5) Other customers who meet the conditions of the Bank and hold a debit card of the Bank (hereinafter referred to as "Debit Card Customers").

If you need to use the cash overdraft urgently, it is recommended to try to apply for an ABC credit card. If you are at least 18 years old, have a good credit history, and have legal, sufficient and stable income or assets, you can try to apply.

The necessary application materials include identity documents and proof of income, and if you can provide more proof of repayment ability, it will be helpful to apply for a higher amount.

If you are a mobile banking or personal online banking customer of ABC, you can apply through online banking or mobile banking. The processing time is about 7 working days.

There are a lot of them, do you need them?

A small online loan platform that does not require members.

1. White Cat Loan: Convenient and fast small online loan, with a maximum loan amount of 40,000 yuan, a daily interest rate and a term of up to 12 months, suitable for long-term capital turnover for office workers.

And bind the bank card to complete the authentication, and you can borrow money in Yixin when the limit is out.

2. Beiyin Consumer e-Point Loan: It is also a licensed financial credit loan.

The maximum amount is 50,000, and the maximum amount can be borrowed for up to 12 months, and non-student users who are at least 20 55 years old can borrow money by providing ID card, bank card and other information to complete the authentication, with an annualized interest rate.

The specific shirt sales are subject to review.

3. E-point loan: The maximum amount of e-point loan is 50,000 yuan, and the lowest annual interest rate.

For the high pass rate, the maximum 1 minute disbursement. The user's age is 20-55 years old, and the personal credit is reported.

You can apply for a loan without serious stains.

4. ICBC Financing e-Loan: Financing e-Loan is a small loan product under ICBC, with interest calculated on a daily basis and a minimum of 600 yuan. The borrower can apply for a loan amount of up to 800,000 yuan, and the amount can be recycled.

The maximum loan term is 5 years, and four repayment methods are supported, including pure credit loans.

It should be noted that the loan amount of Doudou Qian shall not be used for house purchase, car purchase, equity investment, financial investment (**, **, bonds, foreign currency, stamps, etc.).

Extended Materials. About online loans.

1) Online lending is online lending, which is a subcategory of the Internet finance industry. Individuals can borrow directly on the Internet platform. At present, the number of online lending platforms has increased rapidly, and there are more than 3,000 active online lending platforms, which have the advantages of convenient loan repayment, low application threshold, fast payment and rich product variety.

2) Online lending, also known as P2P online lending, includes individual online lending and commercial online lending. P2P online lending.

It refers to the direct lending between individuals through the Internet platform. It is a subcategory within the internet gold industry. The number of online lending platforms in China grew rapidly in 2012, with about 350 active platforms so far, and 3,054 as of the end of April 2015.

3) But now there are also many fake online loan platforms, relying on high interest and liquidated damages.

to make a profit. Therefore, we must carefully check when choosing, choose a formal online loan platform, and according to national regulations, the loan interest rate.

It can't exceed 36%, and if you exceed this regulation, you should be careful, it may be some high-value loans.

Operating Environment: Apple.

Beanie money version number.

ICBC financial e-loan version number.

White Cat Loan version number.

Bank of China Consumption e-point loan.