What are the platforms for online loans on credit reporting, and which online loans are on credit re

Hello, you have money to spend as a regular platform, the loan is safe and reliable, trustworthy. Money is a credit brand of Du Xiaoman, providing users with safe and convenient, unsecured and unsecured credit services.

The daily interest rate of the consumer loan is as low as the daily interest rate and the annualized interest rate is as low as the annual interest rate, which has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the Duxiaoman APP-Youqianhua loan page. Hope this helps.

Online loans on credit refer to the cooperation between online loans and the People's Bank of China, and the loan records or overdue records will be uploaded to the People's Bank of China for credit information, and the following online loan platforms are on the credit information.

3. Immediate consumer finance: Immediate finance is a formal consumer finance, and its loan products are all on the credit report.

4. Home Credit Consumer Finance: A foreign-funded consumer finance company whose company has been connected to the People's Bank of China Personal Credit Information Basic Database and other credit reporting systems.

At the same time, there are also Bank of China Consumer Finance, Sichuan Jincheng Consumer Finance, Beiyin Consumer Finance, Zhaolian Consumer Finance, Industrial Consumer Finance, Haier Consumer Finance, Suning Consumer Finance, Hubei Consumer Finance, China Post Consumer Finance, Huarong Consumer Finance, Shengyin Consumer Finance, Jinshang Consumer Finance and other platform loan products on the credit.

Extended Materials. Ant Huabei: At present, there is no docking credit information, but if it is overdue for many times, it may be reported.

Ant Borrowing: The loan information will be synchronized to the credit investigation department, and whether it is collected and displayed is subject to the final information displayed in the credit investigation. It is said that some of them are on the credit report, some of them are not, how to distinguish some of them?

Look at the amount, the number of views, and also divide buyers and sellers. If the buyer's borrowing is not seriously overdue, such as overdue for more than 3 months, or a large amount of overdue, it will not be on the credit report. The seller borrows on the credit system, because the seller's loan is an operating loan, in order to compensate the user, the seller will give the user a high amount and low interest rate, such as 300,000 yuan, with an annualized interest rate of 6%.

Among them are used for:"Huabei"The Chongqing Ali small and micro loan **** has not yet been connected to the central bank's credit system, and there is no qualification to query and report data to the central bank's credit, which is what Huabei said in the statement, "At present, the service subject has not inquired and reported to the central bank's credit". The Chongqing Alibaba small loan **** has been connected to the central bank's credit system, and can query the reported information.

1. Rich Money: Rich Spend is a credit service product under it, which has a good reputation and a relatively fast lending speed. It can meet the daily borrowing needs, and it is very convenient to borrow if you want.

The maximum amount is 200,000 yuan, and the average daily interest of 10,000 yuan for 1 year is started. The better the credit, the lower the interest rate.

2. Borrowing: Borrowing: Borrowing is a pure credit loan product launched in Alipay's Alipay, which is issued according to the consumption situation and repayment ability of Alipay users, and ordinary users have the opportunity to apply for opening only when the sesame score reaches 600 points or more, according to the sesame score, the loan amount is 10-300,000, the minimum daily interest, the loan term is 12 periods, and it supports borrowing and repaying at any time, and it has always been a conscientious loan platform.

3. Huanbei: Shanghai Shuhe Information Technology was established in 2015 and launched Huanbei products in 2016. The major shareholder is Focus Media, a listed company (****:

4. WeLoan: WeBank's first Internet bank under Tencent, whose products include micro-loans, micro-car loans, etc., and is committed to providing fast financial services for small enterprises and individual consumer groups.

5. Paipai Loan: Founded in 2007, Paipai is a P2P financial platform listed on the New York ** Stock Exchange. Paipai loan products are mainly divided into loose and rainbow labels.

At present, it provides users with a credit loan with a maximum loan amount of 200,000 yuan, and a monthly loan interest rate of about 1%. Users can choose the right loan product according to their needs.

The following online loans will be on the credit report:

1. Online loans of credit card repayment type:

Pull card loan, card card loan, small win card loan, repayment, etc.

2. Products of commercial banks:

Ping An i-Loan (Ping An Bank), Yongqian Bao (Rural Credit Cooperative), Mobile Phone Loan (Rural Credit Cooperative), Resume Loan (Bank of Beijing), Baiqian Finance (Harbin Bank), Suixin Loan (Bank of China), etc.

3. Products of first-line Internet companies:

Online business loans, Jingdong gold bars, micro loans, borrowing, money to spend, Suning willful payment, NetEase small loans, etc.

If you want to figure out which ones are on credit and which ones are not on credit, you can only go through one way - look at the comprehensive rate, the comprehensive rate is lower than 24%, it must be on the credit report, and the comprehensive rate is higher than 36%, and it is definitely not on the credit report.

Extended information: Credit reporting is an activity in which a professional and independent third-party agency establishes a credit file for individuals or enterprises, collects and objectively records their credit information in accordance with the law, and provides credit information services to the outside world in accordance with the law, which provides a platform for credit information sharing for professional credit institutions.

In May 2019, the new version of personal credit information was officially launched, and the duration and granularity of credit information will be further improved.

1. According to the business model, it can be divided into two categories: enterprise credit and personal credit.

Enterprise credit reporting is mainly an institution that collects enterprise credit information and production enterprise credit products;

Personal credit reporting is mainly an institution that collects personal credit information and produces personal credit products.

In some countries, these two types of business are completed by one institution, while in some countries two or more institutions are completed separately, or in a country there are both institutions engaged in individual credit reporting alone, as well as institutions engaged in two types of credit reporting business, individuals and enterprises, and there are generally no restrictions, and the credit reporting agencies make their own decisions based on the actual situation.

2. According to the service object, it can be divided into credit information, commercial credit, employment credit and other credit information.

The main service objects of credit investigation are financial institutions, providing support for credit decision-making;

The main service objects of commercial credit are wholesalers or retailers, providing support for credit sales decisions;

The main service object of employment credit is the employer, providing support for the employer's employment decision-making;

In addition, there are other credit reporting activities, such as market research, creditor's rights processing, movable property, real estate appraisal, etc.

Some of the credit reporting business for different service recipients is completed by a single institution, and some are completed in independent enterprises around the upstream and downstream of credit reporting agencies with databases.

3. According to the scope of credit reporting, it can be divided into regional credit reporting, domestic credit reporting, transnational credit reporting, etc.

Regional credit reporting is generally small in scale, only in a specific region to provide credit reporting services, this model generally exists in countries where the credit reporting industry has just started, after the credit reporting industry has developed to a certain stage, most of them are moving towards mergers or professional subdivisions, and the real sense of regional credit gradually disappears;

Domestic credit reporting is one of the most institutional forms in the world, especially in countries that have opened credit reporting agencies in recent years. Transnational credit has been rising rapidly in recent years.

Nowadays, most online loans are on the credit report, such as the often heard ant borrowing, money to spend, online business loans, micro loans, Renren loans, to installment, good loans, etc., if you don't repay after borrowing, you will be on the credit information, so don't have the psychology of not repaying after borrowing money online, and repaying on time is the king.

Nowadays, most online loans support borrowing and repaying at any time, at this time, users can save a lot of interest, and with the increase in the number of times users borrow, the amount of borrowing will be higher and higher, and the interest rate of borrowing will be lower and lower, so users will spend less interest on borrowing money.

In the event of an overdue online loan, the platform will give a friendly reminder at the beginning, and may carry out offline collection in the later stage, which will incur penalty interest after the online loan is overdue, and some platforms will also charge liquidated damages, and the platform will sue the borrower if they do not repay it.

After the online loan is not repaid on the credit report, it will have a great impact, and the bank will be cautious in the future for housing loans or car loans, after all, no one wants to lend money to people who do not keep their promises. Therefore, it is also necessary to repay the loan in a timely manner after borrowing online.

In fact, the money borrowed through online loans is not very much, most people's amounts are in thousands of yuan, few tens of thousands, if there is a shortage of funds, you can give up online loans, borrow money from friends around you, this kind of borrowing money does not have to pay interest, just pay back when you have money.

It is not recommended to use online loans in normal times, mainly because the cost of borrowing is too high, generally borrowing 10,000 yuan a day with an interest of 5 yuan, a month is 150 yuan, and now 10,000 yuan is only 150 yuan for a year, so it is prudent to use online loans in ordinary times, after all, the longer the use time, the higher the cost.

Summary. Hello dear! The loan platforms on the credit investigation are:

1. Degree of small full IOU. 3. Jingdong gold bars. 4. Ctrip Finance.

5. Flower duck borrows money. 6. Immediate consumer finance. 7. White cat loan.

8. Central Plains Consumer Finance. 9. Alipay borrowing. 10. Zhaolian Financial.

In fact, borrowing on most formal online lending platforms will be on the credit report, but as long as the customer is not overdue, this will not leave a bad loan record on the credit report. The normal loan record on the credit report is only a neutral information and will not have a negative impact on the customer.

Hello dear! The loan platforms on the credit report are: 1. Du Xiaoman IOU.

3. Jingdong gold bars. 4. Ctrip Finance. 5. Flower duck borrows money.

6. Ma Ju imitates consumer finance. 7. White cat loan. 8. Central Plains Consumer Finance.

9. Alipay borrowing. 10. Zhaolian is hail fiber finance. In fact, borrowing on most formal online lending platforms will be on the credit report, but as long as the customer is not overdue, this will not leave a bad loan record on the credit report.

The normal loan record on the credit report is only a neutral information and will not have a negative impact on the customer.

Hello, Xiaoying Card Loan, Time Installment, Xiaohua Wallet, Paipai Loan, Changxing Flower, 360 IOU, Yixiang Flower, Doudou Money, which of these is on the credit.

Xiaoying card loan, 360 IOU, Xiaohua wallet, paipai loan, and credit information.

Do you and I get a credit loan?

You and I have a credit loan.

Good. Now many loan platforms have begun to use credit information.

The platforms that can be found by the credit information center are all on the credit report.

Time installments, bean money, enjoy flowers, and travel tweed.

Time installment, bean money, enjoyable flowers, and smooth travel flowers are also on the credit.

Then what you mean is on the credit report.

Yes, I checked it all just now, and they were all on the credit report.