If you want to buy car insurance, I don t know which one is cost effective, thank you

Updated on Car 2024-05-25
47 answers
  1. Anonymous users2024-02-11

    The cost performance of car insurance depends on the company, on the one hand, and the speed and service of claims. Now all car insurance companies are more or less the same. Therefore, it still depends on the claims and services of car insurance. If the claim is convenient and the service is more thoughtful, ** is also OK, in fact, you can choose. Welcome to private chat.

  2. Anonymous users2024-02-10

    After the car reform, we must consider the strength of the insurance company, which is cost-effective. For example, Chinese Insurance, Chinese Life, Pacific Insurance.

  3. Anonymous users2024-02-09

    Ping An auto insurance, nationwide general compensation, fast claim settlement, good service.

  4. Anonymous users2024-02-08

    Ping An claims settlement is the fastest, there are many service outlets, and the service quality is good.

  5. Anonymous users2024-02-07

    Now the fee is changed, each family is almost the same, to give you a suggestion, in Chinese life or Ping An Life, these two options, large companies ***.

  6. Anonymous users2024-02-06

    Now the standards are all the same. Chinese Property Insurance is strong and cost-effective.

  7. Anonymous users2024-02-05

    Hello? After the fee is changed to tax, it can be more expensive, and the first consideration is to buy car insurance in the case of ** is about the same, the first consideration is good service, no matter what happens, it can be solved and claimed immediately, Ping An claims are the fastest, there are many service outlets, and the service quality is good. Have fun!

  8. Anonymous users2024-02-04

    PICC property insurance, many outlets, fast claims!

  9. Anonymous users2024-02-03

    Pacific's car insurance services are also top-notch.

  10. Anonymous users2024-02-02

    You can choose Ping An Insurance Company.

  11. Anonymous users2024-02-01

    Which one is the same, mainly depends on the professionalism of the first person and after-sales service.

  12. Anonymous users2024-01-31

    First of all, Ping An, a big company and a big brand.

  13. Anonymous users2024-01-30

    PICC People's Property Insurance, People's Insurance, Serving the People.

  14. Anonymous users2024-01-29

    After the car insurance reform, under the same insurance regulatory commission, each company's ** is the same, but the delivery is different, we buy car insurance, the key is to look at the speed of claims and service.

  15. Anonymous users2024-01-28

    After the car insurance reform, each company's ** is the same, we buy car insurance, the key is whether the company's after-sales service is good, the speed of claim settlement is not fast and the claim is not in place.

  16. Anonymous users2024-01-27

    After the fee reform, there will be no big gap in the cost of each insurance company, mainly depending on the company's after-sales service, such as the speed of claim settlement and some value-added services.

  17. Anonymous users2024-01-26

    Now that the car insurance has been reformed, the car insurance is the same, mainly depending on the after-sales service and the professional knowledge and attitude of the insurance person.

  18. Anonymous users2024-01-25

    **It's all about the same, the key is to look at the service.

  19. Anonymous users2024-01-24

    Car insurance is almost the same for each family, mainly depending on the service.

  20. Anonymous users2024-01-23

    Choose the strength of the brand, the service ***.

  21. Anonymous users2024-01-22

    After the car insurance fee was changed on June 3, 2016, ** are almost the same, the most important thing is to look at the service.

  22. Anonymous users2024-01-21

    After the rate reform, it mainly depends on whether the after-sales service is good, the professionalism of the service personnel, the speed of claim settlement and the lack of claims.

  23. Anonymous users2024-01-20

    After the reform of car insurance, the price is uniform, mainly depending on after-sales service, claims, outlets, etc.

  24. Anonymous users2024-01-19

    After the fee reform, there will not be much difference, mainly depending on the speed of claim settlement and service.

  25. Anonymous users2024-01-18

    Which one is the most suitable to choose to buy car insurance, a must-see for novice drivers, and it is worth collecting.

  26. Anonymous users2024-01-17

    Find a good ** person, and you will be blessed.

  27. Anonymous users2024-01-16

    Car insurance, starting from the number of the national flat price.

  28. Anonymous users2024-01-15

    Car insurance is not set in stone, and the cost often fluctuates, which is a normal thing, and we can't tell which car insurance will be cheaper. If you buy car insurance, we can choose more common insurance companies, such as Chinese Life, Ping An of China, or Pacific Insurance Company, etcThe car insurance of these insurance companies is very cost-effective and suitable for ordinary families to buy.

    We must pay attention to some details when buying car insurance, and don't just look at the car insurance, because there are some car insurance costs very low, but its protection is insufficient. For example, some car insurance policies will set conditions that will not be able to get a claim after an accident without an agreed driver, which means that someone else driving your car will not be able to get a claim, not even your family. There are also car insurance policies that require an accident in a specific area to be claimed, and if there are these regulations, there is no need to buy car insurance at all, because there is no point in it.

    Some people only look at the price, forget these details, and when an accident needs to be claimed, they find that they are not covered by the claim at all. These details may seem small, but they are in our own personal interest, so we should still be clear. In summer, typhoons and rains are likely to occur, which can easily cause vehicles to be flooded due to stagnant water, and some insurance companies will have wading insurance.

    This kind of wading insurance seems to be good, but in fact, they are also conditional, for example, if the engine is flooded, they will not be claimed.

    This is because the engine does not break down so easily, and damage can only be caused when the car is immersed in water and the engine is started, in which case it may be considered intentional damage by the insurance company and will not be covered. Although wading insurance is not expensive, the probability of claiming a claim is not very high, and you can buy it according to your needs. The last point is that you should never wait for your insurance to expire before buying, you should buy it three months in advance, you can ask the insurance company about the price difference before buying, and then choose according to your needs.

  29. Anonymous users2024-01-14

    Ping An and Sunshine are the best choices, these two companies are more popular car insurance, and there are many different types of car insurance for you to choose from, which is very reliable.

  30. Anonymous users2024-01-13

    Hello, I have received your question, which is being sorted out and will be answered as soon as possible.

    When buying auto insurance, it is generally better to choose a large insurance company: first, the service is good and the claim settlement is fast; Second, these insurance companies have realized the national claims network, which can realize remote claims. For example, Chinese Insurance Company, Ping An of China, China Pacific and other relatively large insurance companies in China have basically been able to achieve the degree of non-local insurance and national compensation for car insurance claims.

    If you need it, we can also arrange a one-on-one consultant expert to assist you for free.

    Is it convenient for you to leave your mobile phone number? (Please separate the mobile phone number with a comma, for example: Zhang San 182, 1234, 1234 license plate number).

    Questions. Operating vehicles can not.

    OK. What city are you in?

    You can provide your name, mobile phone number, and license plate number.

    Questions. Chongqing.

    Yan Fujun 183, 2339, 7373

    Your license plate number provides some.

    Questions. Chongqing D9E456

    Do you want to buy insurance in Chongqing? Do I need to take out compulsory traffic insurance and commercial insurance together? Questions. Right.

    Okay, here for you to feedback the professional consultant teacher, our professional insurance institutions will contact you through this number, you pay attention to the answer**.

    I hope mine can help you. If you are satisfied with my service, please give 5 stars.

  31. Anonymous users2024-01-12

    Dadi car insurance, Ping An car insurance, PICC car insurance, and Pacific car insurance are relatively cheap, and the after-sales service is also very good, and there are many items covered, which is very suitable for purchase.

  32. Anonymous users2024-01-11

    Pacific car insurance is cheaper. You can buy PICC, you can buy Ping An, these three are not bad, and the claims are very refreshing.

  33. Anonymous users2024-01-10

    Ping An is cheaper, more cost-effective, and more cost-effective, so you can choose to buy Ping An.

  34. Anonymous users2024-01-09

    Ping An car insurance is the cheapest.

    Compared with traditional car insurance, the cost of intermediate expenses such as salespeople and ** people is canceled, so it can be reduced by 15% compared with traditional car insurance commercial insurance.

  35. Anonymous users2024-01-08

    1.Which car insurance is cheaper, when choosing an insurance company, the main thing is to look at the claims and services, and then consider **.

    2. Which car insurance is better to buy, when choosing an insurance company, the main thing is to look at the claims and services, and then consider **. In addition, the purchase channel is different, ** may be different, but as long as you are looking for a regular company to buy, there is no problem.

    When choosing an insurance company, the main thing is to look at the claims and services, and then consider **. In addition, the purchase channel is different, ** may be different, but as long as you are looking for a regular company to buy, there is no problem.

    1. Mobile insurance.

    Motor vehicle insurance is a kind of insurance that uses motor vehicles such as automobiles, trams, battery cars, motorcycles, and tractors as the subject of insurance. Motor vehicle insurance can be divided into two categories: compulsory traffic insurance and commercial insurance, and commercial insurance can be specifically divided into two parts: basic insurance (also known as main insurance) and additional insurance. Motor vehicle insurance was born at the end of the 19th century, and the world's earliest motor vehicle insurance policy was issued by the British "Legal Accident Insurance Company" in 1895, with an insurance premium of 10 pounds to 100 pounds.

    Second, the type of mobile insurance.

    Motor vehicle insurance generally includes compulsory traffic insurance and commercial insurance, and commercial insurance includes basic insurance and additional insurance. The basic insurance is divided into vehicle loss insurance and third-party liability insurance, full vehicle theft insurance (theft insurance), and vehicle personnel liability insurance (driver liability insurance and passenger liability insurance).

    Additional insurance includes glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, wading driving insurance, no-fault liability insurance, on-board cargo falling liability insurance, vehicle suspension loss insurance, new equipment loss insurance, excluding deductible special insurance, etc. Glass breakage insurance, spontaneous combustion loss insurance, and newly added equipment loss insurance are additional insurances for body loss insurance, and vehicle loss insurance must be insured before these additional insurances can be insured. On-board liability insurance, no-fault liability insurance, on-board cargo drop liability insurance, etc., are additional risks to third-party liability insurance, and third-party liability insurance must be insured before these additional insurances can be insured; Each insurance plan can be insured independently, excluding deductibles.

  36. Anonymous users2024-01-07

    The purpose of buying car insurance is to ensure the safety of travel, and if even the insurance company is not stable enough, let alone the protection brought by car insurance. Therefore, don't be greedy for low premiums when buying car insurance, as small insurance companies are prone to poor service attitude, low efficiency, insufficient compensation amount, and refusal to claim. If you are not a car owner with a lot of experience in buying car insurance, it is recommended to buy car insurance or the first echelon of car insurance company:

    PICC, Pacific and Ping An Company have reasonable premiums and match the service level.

    Which car insurance company to buy is better to compare prices.

    In 2019, the China Banking and Insurance Regulatory Commission (CBIRC) made statistics based on the problems reflected by consumers in terms of claims, sales, consulting, and rights protection. It was concluded that the first echelon is still the three giants of PICC, Ping An and Pacific Auto Insurance.

    The second-echelon auto insurance companies include AXA Tianping, Taiping Property Insurance, Sunshine Property Insurance, and Dadi Property Insurance, all of which have good results. From the echelon classification, it can be seen that the better insurance companies are still the three major car insurance companies, and car lovers who want to buy car insurance should not only look at the qualifications of the car insurance company, but also consult more professionals, so as to buy the right car insurance for themselves. I hope the subject and netizens are grateful.

  37. Anonymous users2024-01-06

    If you want to buy car insurance, I think it's better to buy sunshine car insurance, which is basically the cheapest, and car insurance appears very quickly. The payouts are also fast.

  38. Anonymous users2024-01-05

    Car insurance, if it is cheap, it seems to be about the same, especially for large companies such as Ping An and PICC, but maybe the rebates they give will be a little different, as if the rebates of these large companies of Ping An are appropriately less, and the rebates of other small insurance companies are a little more, but the claims are not as refreshing as those of large companies.

  39. Anonymous users2024-01-04

    Sunshine car insurance is still relatively cheap and reliable, especially after sales has also been guaranteed to a certain extent, so there are many people who protect Sunshine car insurance.

  40. Anonymous users2024-01-03

    Ping An car insurance is the cheapest. Ping An's ** car insurance and online car insurance belong to the insurance company's direct car insurance model, compared with traditional car insurance, cancel the cost of intermediate expenses such as salespeople and ** people

  41. Anonymous users2024-01-02

    Which car insurance is cheaper, and which one is better to buy? I think Ping An Insurance's car insurance is the cheapest, so I bought it at Ping An Insurance for two years.

  42. Anonymous users2024-01-01

    In fact, I think that the ** of car insurance is almost the same now, and Ping An PICC can actually do it.

  43. Anonymous users2023-12-31

    In each city, the insurance rates given by different insurance institutions are different, such as our land insurance and PICC property insurance, they are relatively low.

  44. Anonymous users2023-12-30

    There is basically no big gap in car insurance, and their premiums are basically the same for several large state-owned companies, and there may be small companies that play a little bit of a sidekick on the car displacement. Cars and boats use water to make a fuss.

  45. Anonymous users2023-12-29

    Which car insurance is cheaper, and which one is better to buy? Car insurance has been reformed this year, and no one can say the price, only if you are ready to buy and consult a few more will you know which one is cheaper. About which one is better to buy car insurance. Then you must buy a big brand.

  46. Anonymous users2023-12-28

    I don't know much, this is based on your own economic strength, choose more to compare, and find the right one.

  47. Anonymous users2023-12-27

    In fact, car insurance is almost the same for everyone, and the cost performance only depends on the following.

    Reliable**

    In the same region, if it is not a special rare model, the insurance company's ** is basically the same. Everyone uses the same terms, the same is subject to the supervision and management of the CIRC, and in a strict sense, the insurance is the same everywhere. From the point of view, the insurance company is on the same starting line.

    Reliable service

    For example, when there is an emergency, there is also a need for rescue services. Insurance companies have been rated moderately and negatively, and they are also concentrated in these few nodes. At this time, the superiority of medium and large companies with many service outlets and fast response speed is reflected.

    With the abolition of the family car scrapping system, many daily family old cars are driving on the road. Due to their driving habits and long driving experience, they have a small probability of accidents, but it is undeniable that the aging of the car has a high probability of minor illnesses. Maybe it was okay just now, but as soon as the supermarket garage stopped, I couldn't catch fire when I wanted to go home after buying good things.

    At this time, the free rescue service of the insurance company is the timely rain and the warmth of charcoal in the snow.

    In fact, for the insurance company, the cost of this value-added service needs to be two or three hundred, which is free for the customer, but the insurance company does not get it from the rescue company for free. Due to cost control reasons, some companies are unable to provide this value-added service. Therefore, before buying insurance, in addition to considering, be sure to ask about the service content.

    In addition, in terms of claims management, the management of large-scale companies will be more standardized, the timeliness requirements in operation are relatively high, and there are differences in the degree of professional accounts.

    Insurance

    Basic insurance configuration: compulsory traffic insurance, commercial insurance.

    Main insurance: car damage insurance, 1 million for three, seat insurance.

    Additional insurance: excluding deductibles, no third-party special insurance can be found for motor vehicle damage.

    Personalized configuration: glass insurance, spontaneous combustion insurance.

    It's the same, basically everyone buys these types of insurance. You can ask the insurance company to quote a few more prices according to your budget, and understand the expenses of different types of insurance to measure.

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