Fifteen years later, will the Chinese Shou Xinfu really return the principal and interest?

Yes, rest assured, what is in the contract will be fulfilled!

Chinese Life Insurance (Group) Company (hereinafter referred to as Chinese Life) is a state-owned super-large financial and insurance enterprise company; Headquartered in Beijing, it is one of the world's top 500 enterprises and China's top 500 brands. The predecessor of the company was the original Chinese People's Insurance Company, which was established in 1949, and was divided into China Insurance Life Insurance **** in 1996, and changed its name to Chinese Life Insurance Company in 1999. In 2003, with the approval of *** and the former China Insurance Regulatory Commission, the former Chinese Life Insurance Company was restructured and restructured into Chinese Life Insurance (Group) Company.

The news said that when you deposit money in the bank, your children and grandchildren will come to withdraw the money, but the bank will not give you a certificate.

I haven't seen the insurance company will not refund the principal, and the insurance company has a contract that is clearly written, so this rest assured!

15 years, and reach the most recent repayment age, for example, 35 years old then 50 returns, 36 years old 55 years old return ......After the return, continue to return the money every year and pay dividends every year until life. Therefore, Xinfu has a lifetime of happiness and happiness.

Hello! Some of the above contracts will be fulfilled, save for ten years and put five years, get back the principal and interest, and receive money every year!

Yes, as long as the contract says so.

Yes, rest assured, it is legally protected.

Yes, it is stated in the contract, please feel free to buy!

Yes, do the world's top 500 companies dare to deceive people, don't worry about buying it, it's about to stop.

The contract is clearly written, and there is no need to doubt it.

All insurance companies don't deceive people, but you have to figure out what kind of protection you are buying, so that you can have reasonable benefits and benefits.

Xinfu life insurance is paid for 10 years, and the principal is exempted from repayment for 5 years and 10 lifetime payments.

If there is a contract clause, it will not be withheld.

Written into the contract, oh, must.

According to the provisions of the Insurance Law, Chinese Life Insurance Contract will be detailed when the principal will be refunded and dividends will be paid.

In the insurance contract, if you pay 20,000 yuan per year for 5 consecutive years, a total of 100,000 yuan, you can return the principal after 10 years, but not after you pay the 5-year fee, but after 10 years. When signing a contract, you must read it before signing.

Sign the contract. With regard to the signing of a contract, according to the provisions of the law, if a written contract is signed, the contract shall be established when both parties sign or affix their seals, and if the terms of the contract are not equal, the contract shall not affect the formation of the contract, but the contract may be revoked after it is established.

Article 32 of the Contract Law stipulates that if the parties conclude a contract in the form of a written contract, the contract shall be formed when both parties sign or affix their seals.

Article 33 stipulates that [Confirmation and Formation of Contract] If the parties conclude a contract in the form of letters, data, etc., they may request the signing of a confirmation before the contract is concluded. The contract is concluded when the confirmation is signed.

Article 54 stipulates that [voidable contracts] One of the parties has the right to request the court or arbitration institution to modify or revoke the following contracts:

1) It was concluded due to a major misunderstanding;

2) It is obviously unfair at the time of the conclusion of the contract.

If one party uses deception or coercion to cause the other party to conclude a contract contrary to its true intentions, the injured party has the right to request a court or arbitration institution to modify or revoke it.

If the parties request a change, the court or arbitration institution shall not revoke it.

2. Types of liability for breach of contract.

1. Liability for breach of contract: Liability for breach of contract refers to the liability that the parties should bear when they fail to perform or do not fully perform the contractual debts;

2. Liability for anticipatory breach of contract: The so-called liability for anticipatory breach of contract refers to the liability that one party clearly indicates to the other party that it will not perform its contractual obligations after the effective conclusion of the contract and before the arrival of the performance period agreed in the contract, or the party's own behavior or objective facts imply that it will not be able to perform its contractual obligations according to the contract;

3. Liability for negligence in contracting: In the process of concluding a contract, if one party fails to form, invalidate or revoke the contract due to its fault, and the other party suffers a loss of trust interests, the fault party shall bear the responsibility.

No, there are many routines in the contract of the insurance company, and it is generally difficult for people who are not professionals to see it. No matter what kind of insurance, what type of insurance cannot be repaid for ten years. Most insurance plans are the more money you pay, the longer you pay, the more money you have in it.

Their insurance companies basically use the method of rolling interest and rolling interest to attract you to put your money in.

If you pay for five years, you can guarantee the principal, but if you have a ten-year payment period, you can't keep the principal if you only pay for five years.

Chinese Life Guoshou Xinfu Winner Gold Insurance, pay 20,000 per year, pay for five years, ten years can return the principal, in this case it is best to go to the company's counter to inquire.

I also bought this insurance! I don't know if it will be returned after the expiration of 10 years.

Summary. Guoshou Xinfu has been paid for 10 years in his life, and he cannot get the principal after 15 years. No, Xinfu Life Insurance cannot receive the principal for 10 years.

The details are as follows: 1. Xinfu Life is a 10-year, life-long insurance, and the protection responsibility has blessing money, but the earliest age to receive blessing money is 40 years old, and the blessing money is to return all the premiums paid, because the age of blessing money is related to the insurance age, if the insurance age is 30 years old, you can't receive it at the age of 40.

Guoshou Xinfu has been paid for 10 years in his life, can he get the principal after 15 years?

Guoshou Xinfu has been paid for 10 years in his life, and he cannot get the principal after 15 years. No, Xinfu Life Insurance cannot receive the principal for 10 years. The details are as follows:

1. Xinfu Life is a 10-year, life-long insurance, the protection responsibility has a blessing to receive, but the earliest age to receive the blessing is 40 years old, the blessing is to return all the premiums paid, because the age of the blessing is related to the age of the insurance, if the age of the insurance is 30 years old, can not be 40 years old to receive.

Xinfu Life Insurance pays for 10 years If you want to withdraw cash you can surrender the policy, this insurance can be matched with a universal account, if you surrender the policy can be refunded to the cash value of the policy and the universal account value, which means that the longer the time, the more the cash value and the universal account value will be.

The principal cannot be refunded in full. Chinese Life Insurance is a product that insures to the age of 80, even if you pay for ten years and pay all the premiums in full, you cannot get the principal back, so there will be losses. Because commercial insurance is not.

At that time, the salesman told me that he could get the principal after 15 years, mainly because he could get how much he could get when the policy was surrendered.

Full refund of premiums paid.

I don't quite understand. It's how much money you can get.

That is to say, when it is due, I can return all the money I paid.

Yes. Then why can't the first one?

Article 2. What first.

You replied to my second question, why did you say that you can't get the principal back.

The longer the time, the greater the cash value and the universal account value.

Xinfu can receive survival insurance benefits from the third insurance year, but before and after receiving the blessing money, the proportion of survival insurance benefits is different. Before receiving the blessing payment, 15% of the basic sum insured will be paid.

After 10 years, the principal cannot be returned, and it will take at least 13 years, that is, when you are 60 years old.

Chinese Shou Xinfu Winner Insurance is the fastest ten years to return to the principal, you can choose the return age, a five-year gradient, that is, 30 years old, 35 years old, 40 years old, 45 years old, 50 years old, 55 years old, 60 years old, 65 years old, 70 years old, 75 years old, 80 years old and 85 years old twelve options to receive the return.

Because as mentioned above, the family is 47 years old, if you choose the fastest age to return the principal, it should be 60 years old to repay the principal as the fastest way according to 10 years.