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The information is not detailed, the insurance is only suitable for your age group and then depends on your needs with the type of insurance, and there is no point, lack of interest.
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Critical illness is the first choice, accident is supplemented, pension companion in old age, financial management is put behind.
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Hello, what protection do you want, what problems do you want to solve, how much do you pay, how old are you, contact me.
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Insurance is to determine a known protection for our unknown future in life, and how to determine our own insurance needs, it is very important to choose the appropriate type of insurance. In this regard, we generally follow the light: return and investment insurance as "light".
Because this type of product is characterized by regular return and investment dividends, it is not of great significance from the perspective of protection, and if you buy this type of product first, it is undoubtedly putting the cart before the horse. Heavy: Adults are the "heavy", and the insurance amount of the family's financial pillar should be "heavy" enough.
From a certain point of view, adults themselves are an "insurance", and only when the insurance of adults is sufficient can the whole family be guaranteed. Slow: Take the child as the "slow".
Chinese parents always think about their children first in everything, and insurance is no exception. Many parents think that if they buy insurance for their children, they will be foolproof, but they don't think about whether it meets their needs. When buying insurance, you should realize that adults are the most important and children are postponed, and buying insurance for children first or only for children cannot achieve the maximum protection effect on children and families.
Urgent: Buying health insurance should be "urgent". Medical costs are getting higher and higher, and it is not uncommon for one person to fall ill and drag down the whole family, so it is best to take out health insurance as soon as possible.
Of course, don't forget that even after you take out the insurance, the policy should be checked regularly every year. All in all, to insure life, and to achieve insurance life, a happy life, you can get a guaranteed reference: Zhonghong long-term insurance worry-free insurance --- the best set.
Zhonghong Jincai Life Whole Life Insurance (Participating.
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I don't know how old you are, I don't know if you want protection or you want dividends!! Generally, it is very secure, and it is recommended to buy critical illness insurance. Critical illness must be increased quickly and regularly to suit your personal needs.
You are now 30 to 60 years old, this time is the best time to create wealth, and everyone knows that it is not easy to get seriously ill. We have a product where you can buy 100,000 yuan of insurance and increase it to 190,000 when you are 60 years old. Coverage will get older and older with age.
By the age of 80, it will grow to 250,000 yuan, and if you are not sick, you can also start to make a pension at the age of 66 to receive it. Only a rapid increase can cope with the pressure of inflation, and the increasing health risks of medical expenses can be referred to the following case reference: Health Increase Critical Illness Insurance - Sick Disease.
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Hello! I don't know what kind of insurance you want to buy, you give too little information, it is recommended that you can find a local salesman to learn more about it.
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Hello, it is recommended to find a professional company and marketer, do a detailed demand analysis, and then know whether you need protection and what kind of protection you need and how much the amount of protection you need. Welcome to call.
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Hello, I wonder what protection you have now? I don't know what your age, occupation, and annual income are? Because your information is incomplete, it is not good to recommend what insurance type for you, it is recommended that you improve your information, we can help you!
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Hello! What problem do you want to solve with insurance? Understand insurance and understand the essence of insurance, so that you can buy the right insurance! Reference: Consumer-based Critical Illness Insurance PK Return-based Critical Illness Insurance.
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Hello, it is recommended to supplement the information, so as to give you reasonable advice
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Hello, the essence of insurance is protection, which is to resolve the damage caused to yourself by some uncertain and potential risks in the future. With the continuous progress of human civilization, its risks are also increasing. Food safety alone is a major threat to human beings, coupled with the deterioration of the environment, the frequent occurrence of natural disasters and so on.
Man-made disasters and natural disasters threaten the health and safety of every life at any time. Buying insurance will not prevent these disasters, but in the event of these disasters, he can stretch out an arm to you and pull you. Everyone understands these big truths, but when buying insurance, most people only care about the money they pay, and when they can reverse the question, which is a big misunderstanding of buying insurance.
Therefore, it is recommended that the protection insurance must be sufficient.
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Hello, life insurance mainly includes three aspects: accident insurance, hospitalization medical insurance, and critical illness insurance. Reference:
Household income distribution chart for the average person A table to explain insurance! A few hundred yuan of accident and hospitalization medical insurance a year, Ping An Family outwits life, critical illness medical and pension insurance.
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Hello: How old are you? Career status?
What about the income? What kind of insurance is available? Everyone's needs for insurance are different at different ages, and specific tailor-made and detailed communication are needed to plan protection plans suitable for different ages and families!
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Please provide your date of birth, nature of work, annual income, social security and other relevant information, so that we can recommend suitable products for you.
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Hello friends: Welcome to Kwai Net consultation, the meaning of insurance is protection, there is no good and bad, the most important thing is what kind of insurance planning can really meet their own needs, solve their own worries. Whether it is an adult or a child, we must first improve the most basic social security, social security is the country's basic security system, and commercial insurance has played a powerful supplementary role.
It is imperative and indispensable to protect against serious illnesses, double care for accidents, strong supplements for medical treatment, strengthen financial management, children's education funds, marriage and entrepreneurship funds, and pension savings. I sincerely hope that it will be helpful to you, and I wish you well, and I will serve you wholeheartedly. Hand in hand to improve, the value of life.
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Hello! Buying insurance should be purchased according to different ages and in accordance with the scientific order of insurance selection. The order of purchase of insurance products is Accident, Critical Illness, Hospitalization, Pension, Education, Investment and Financial Management.
At the same time, the funds used to purchase insurance should also be reasonably arranged in the family financial planning, and the annual funds used to purchase insurance should be 10%-15% of the annual family income. There are a wide variety of insurance products on the market, and each insurance company has good products, choose the most suitable one for you based on your actual situation, and don't blindly "follow the trend". To choose the most suitable insurance product for yourself, you need to communicate more with the insurance broker, communicate your basic situation with the insurance broker, and then you can tailor a set of insurance solutions for you!
Hope mine can help you! Welcome to QQ for details!
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Hello, it doesn't matter if you don't know what to buy, contact me, I'll help you solve this problem! Thank you.
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Hello! If you buy insurance, you need to know your age, occupation, gender, but also to see what problems you want to solve, whether it is a serious illness, medical treatment, accidents, pension, or children's education, etc., we can give you advice, learn more welcome to contact me, every day of life is a live broadcast, may every family have peace! Showcase page:
Individual**: Reference: What is insurance.
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Hello, there are seven policies in life that must be had, it is recommended that you first improve the protection of accidents and diseases, and the premium is suitable for 10 20 of the annual salary, which will not cause too much pressure on life.
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For the 35 major illnesses listed in the clause, as long as the hospital illness certificate is any one of these 35 diseases, once confirmed, the compensation can be made with the hospital illness certificate (the sum insured is very red). The first item of major diseases, malignant tumors (all cancers), all the risks that can be taken into account have been taken into account, no matter what the condition, as long as there is a diagnosis certificate from the hospital, the disease can be claimed, the basic sum insured is very red, and the contract is terminated. 2. Death:
In the event of accidental death or death due to illness, the basic sum insured plus dividends will be paid, and the contract will be terminated. 3. Total disability: Once diagnosed, the basic sum insured will be added to the dividend.
4. End-stage disease: the only one, our product has life care insurance money. If you encounter some diseases that you don't know, you must not be among the 35 kinds of critical illnesses, and if a new type of disease appears, and it is no longer within the scope of the 35 kinds of critical diseases, as long as the doctor diagnoses it, there are still 6 months of life in the future, and we will pay according to the basic sum insured plus dividends.
This benefit covers all critical illnesses. 5. Birthday Pension: There is no risk, and I don't want to take it out for the elderly during the period, the contract is terminated at the age of 100, and we will use the basic insurance amount as a birthday pension when terminating, and at the same time add dividends to your interests, which is the five major guarantees.
Fulu Shuangzhi is one of the most distinctive products of our Taiping Life Insurance, and it is also a health insurance product with a return type, when a risk occurs, a small amount of money becomes a big money, and it can also be taken out for retirement when there is no risk. You can click on my avatar to contact me for detailed products.
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Hello! Buying insurance is to design a plan according to the actual situation of you and your family, there is no good or bad insurance, only suitable and unsuitable. First of all, we must first improve social security, and then buy a commercial insurance to supplement it, because social security is only a low-level insurance, not a package.
The order of commercial insurance purchase is: adults first, then children, protection first, and then pension supplement. Accident, medical, hospitalization expenses, and critical illness are all required.
If the conditions are good, we should consider endowment insurance and investment financial insurance.
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Hello, I would like to suggest an idea for you to buy insurance. When purchasing insurance, please follow the priority order of protection (death caused by accidental injury and disease), medical treatment (critical illness and general hospitalization), education, and pension. The second is full insurance and semi-insurance, major illness insurance is semi-insurance, and if minor illness hospitalization can be reimbursed, it is full insurance. Finally, let's look at investment and financial dividend insurance, your own pension, etc., but the expenditure of insurance premiums should not exceed 20% of the annual income of the whole family.
Peace be upon you!
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Hello! To buy a product, we must first understand the product, recognize the product, see if the product is suitable for us to buy, what problems can we solve after buying, its guarantee and service, income is also what we must consider, and finally we need to pay attention to something, do you understand? Therefore, before buying life insurance, you must understand many relevant factors, not be too blind, and then learn from each other's strengths and weaknesses according to your own needs.
Reference: The Concept of Insurance as a Necessity Insurance is the Demand for a Necessity Double "auspicious" combination: for oneself and for one's family.
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Dear customers, Hello! It's an honor to serve you! I'm Zhang Yujiao from Huainan.
The order of choosing insurance should be accident insurance, medical insurance, critical illness, education fund, and investment and wealth management insurance. It is best to control the premium at 15%-20% of the annual income. The coverage amount is 5-10 times your annual income.
It is also important to choose a person with a strong sense of responsibility and a strong insurance company. Don't know your specific situation (is there social security and other insurance?) Age?
Occupation? If you have any needs, you can contact me, I will give you a detailed answer, welcome your consultation.
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Insurance that meets your various conditions is more reasonable.
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If you want to configure insurance, you must choose the right type of insurance according to your own protection needs, and try to choose an insurance product with complete protection and sufficient insurance amount.
The senior sister will organize the precautions for configuring insurance products in this article, and interested partners can poke: [Insurance] which is good to talk about, how to buy a cost-effective, and teach you to avoid these pitfalls of insurance.
It is important to know that people face risks such as illness, death and accidental injury throughout their lives. In order to deal with these risks, we can allocate critical illness insurance, million medical insurance, accident insurance and life insurance to help transfer the economic risks arising from the above situations.
When purchasing insurance, the protection responsibility of the product is what we need to pay attention to, after all, this is the basis for our claims when we go out of insurance. Only when the product guarantee responsibility is relatively complete for itself, can it play a greater role at the critical moment. Taking critical illness insurance as an example, high-quality critical illness insurance often has complete coverage for mild, moderate and critical illnesses, and has multiple claims and additional claims for high-incidence diseases, as well as optional benefits such as death benefits, premium waivers, and secondary claims for malignant tumors.
It needs to be reminded that if the whole family wants to buy insurance, it must follow the principle of "family support first, children and the elderly second". The breadwinner of the family is the person who prioritises the insurance coverage in the family, because he has the heaviest family responsibilities, not only for the protection of the individual, but also for the protection of the whole family. Therefore, when allocating insurance for yourself or your family, you should first improve the insurance of the family's financial pillar, and then allocate insurance for children and the elderly.
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