What are the risks of fraud in foreign trade B2C online retail payment?

After payment, initiate a refund appeal with the third-party platform that collected the payment, and request a refund without return on the grounds that the goods are not on the board.

Some fraudsters are highly versed in computer networks and create sophisticated and convincing fraud methods to obtain credit card information. For example, the use of fake emails and phishing: fake emails from banks or merchants or ask for account and password information.

These scams are tricked in a variety of ways, from the simplest to the most sophisticated, making it difficult to distinguish between the real and the fake, and ultimately falling for the scam. Sometimes a large number (sometimes thousands) of people become victims through Trojan horses and grafting, and the small success rate because of the large base means that many people have been stolen from their credit card information and even the passwords attached to it. Fraudsters often target the most vulnerable links, and as the payment landscape changes, so do the fraud methods.

** Under the use of credit cards, you need to use a plastic card with a chip and password, and it is signed by the merchant in the presence of the cardholder, at this time there is a huge protection behind the transaction, but online payment in Internet shopping does not need to use chips, passwords and signatures, fraudsters only need to steal credit card information, that is, fraud, so identity theft targeting consumers is becoming more and more common. Shopping** may suddenly encounter fraudsters trying to use stolen identities, account information, and even passwords on your**. Since these protections are non-existent in a virtual environment, merchants are more likely to receive fraud.

B2C means business-to-customer, that is, the abbreviation of merchants to customers, and the understanding of foreign trade B2C is simple, that is, B2C for overseas markets, that is, overseas retail.

At present, there are the following B2C platforms that are relatively large in China and can carry out overseas retail

Tmall. Mainly engaged in general department stores.

JD.com. Mainly engaged in general department stores.

Millet. The main products are mobile phones and accessories.

Suning Tesco. Mainly engaged in general department stores.

Vipshop. The main products are famous discounts.

Amazon. Mainly engaged in general department stores.

Shop No. 1. Mainly engaged in general department stores.

Dangdang.com. Mainly engaged in general department stores.

Yixun.com. Mainly engaged in general department stores.

There are a lot of platforms, and it's generally enough to do a few big ones.

Alibaba's AliExpress, eBay, DHgate, etc., are very @

Generally not so obvious in China. You can go to Alibaba's AliExpress and take a look at e-bay, many of which are B2C.

The abbreviation of eCheck is: e-Check. When a customer buys something, it is used directly to pay.

The money is transferred directly from your bank card to buy what you want. But this is also a bit lacking, if the customer initiates the check bank at that time. The foreign bank has the right to get the money back, even if you have already patted the jujube and sent the goods to the guests.

If you don't understand anything, you can continue to ask! Wish!

echeck this kind of support is called electronic check payment, this kind of customer shares to initiate chargeback, then 90% of the money will be taken back, it is recommended that you choose other ways to collect customer money, if you are a foreign trade B2C retailer, it is best to use PayPal to collect, registration and opening of the full delay Sun free.

paypal cherry

1. PayPal and other e-wallet forms require both parties to have accounts.

Advantages: Online trading, convenient. Disadvantages: It is easy to freeze the account, and you need to collect money for withdrawals.

2.Credit card collection channel, visa mastercard and other international credit cards can be directly traded, advantages: convenient, safe, can protect the interests of both parties, in line with the trend of online consumption, the account will not be frozen, 24-hour customer service.

Disadvantages: You need to charge a fee to use it.

The following enthusiastic netizen is very good, and he knows more than me. But I think Alipay is the safest! The efficiency is also quite high. Quick money, Baipay, Tenpay and the like are not so widely used.

This is a long story, I am a foreign trade ** designer.

Choose some existing large-scale foreign trade B2C platforms to do foreign trade retail, Ali AliExpress, etc.

Advantages of large-scale foreign trade platforms: the construction and promotion of the platform do not need to worry, it is ready-made, and it is good to enjoy the shade under the so-called big tree. All I need as a seller is to contact the platform to open a store, then upload products, familiarize myself with the rules of the platform, and carry out foreign trade retail business through the rules of the platform.

Secondly, the platform has a long-term reputation as a platform, so there will be a huge number of visits, and at the same time, the recognition and trust of buyers for large platforms are also.

Very high, low barrier to entry, low risk.

Foreign trade B2C collection, now in foreign countries are with the credit system for the concept of consumption, so are with the international credit card ** payment for collection, is also the most popular way of consumption, foreign customers are also willing to pay in this way, because the buyer and seller are not in good faith, are refundable.

The most common are these three ways:

Remittance: "Remittance" is also called "remittance" - a settlement method in which the payer (importer) delivers the payment to the payee (exporter) through a certain payment instrument through the bank. The payer transfers the money to the payer through the bank, and there are four parties:

Sender, beneficiary, remitting bank, remitting bank.

There are three ways to send money: wire transfer, mail transfer, and draft transfer.

Collection: Collection (entrusted collection) - a way for the exporter to entrust the bank of the importing country to collect the money on behalf of the exporter through the local bank.

Collection is a commercial credit, and when the bank handles the collection business, it has no obligation to check whether the shipping documents are correct or complete, nor does it assume the responsibility that the payer must pay. There are four main parties involved in collection, namely the principal, the payer, the collecting bank and the collecting bank.

Similarly, collection can be divided into two ways: bare bill collection and documentary collection.

Letter of credit: L/C is a written document issued by a bank that conditionally promises to pay, and L/C refers to a written document in which the bank (issuing bank) makes payment to a third party (beneficiary) or its designated party with the prescribed documents in accordance with the requirements and instructions of the applicant or on its own initiative, in accordance with the terms of the L/C.

In nature, L/C settlement is first and foremost a kind of bank credit, and the issuing bank uses its own credit as a payment guarantee. The issuing bank guarantees that the beneficiary will fulfill its payment obligations when the beneficiary submits the documents complying with the terms of the letter of credit within the time limit specified in the letter of credit. This is different from the commercial credit nature of remittance and collection settlement, so it is more secure than remittance, collection and settlement.

At present, global information is becoming more and more convenient, and more people use it to directly handle multi-currency accounts, and operate remittances, exchanges, and transfers by themselves, such as CBI Bank in the United States, Shenzhou Pay, etc.