What is Ant Micro Loan Huabei How to open Huabei service

Huabei is an online shopping service provided by Ant Micro Loan to consumers to "buy this month and repay next month" (repay next month after confirming receipt). At present, most of the merchants or products on Tmall and ** support Huabei services, and whether specific products can be purchased using Huabei is subject to the display on the cashier page.

How to activate the mobile phone:

1. Log in to the Alipay wallet, click [Fortune] - [Huabei], enter the payment password and click [Confirm Activation] to sign the contract in Huabei;

2. After signing the contract, enter the main page to view the Huabei quota.

How to open a computer:

1. Log in to the Alipay homepage to find the Huabei service (if Huabei does not support users, the entrance will not be displayed), and click [Activate];

2. Fill in the information (the service agreement is checked by default), enter the payment password and click [OK].

User Attention Required:

1. Huabei cannot be opened by others, please do not trust others and disclose personal information, so as not to affect your personal credit history.

2. Huabei is Alipay's credit payment method, and your bad usage will affect your personal credit history, please cherish your valuable credit.

Huabei is a credit card-like service launched by Alipay, this "credit consumption" tool is similar to credit card products, consumers can buy products through Huabei, and then repay the next month.

When your Sesame Credit score reaches 600 points, the system will automatically help you open the Huabei service!

Ant Micro Loan is not Huabei. Ant Micro Loan is a small credit loan, which can be withdrawn to the balance, and has a wide range of uses, and users can grasp it by themselves, and it does not necessarily have to be used for shopping on Tmall or **. Huabei can only consume, and if you repay the loan on time every month, then you don't have to pay interest.

Ant Micro Loan provides Internet-based, batch-based, and data-based micro-loan services for small and micro enterprises and online business individual entrepreneurs, and is committed to helping small and micro enterprises solve financing problems and create wealth with credit. Its predecessor was Ali Micro Loan.

The application conditions for Ant Micro Loan are:

1. Enterprises applying for Alibaba credit loans need to provide a power of attorney for the legal representative, the actual controller and the spouse of the actual controller; (If the actual controller and the legal person are the same person, there is no need to provide it repeatedly).

2. Each power of attorney represents the authorization of one donor, and if there are three people, three power of attorneys need to be provided;

3. All items in the power of attorney: name, ID number, date, signature, and authorization date are required, please be sure to fill in truthfully;

4. The front and back of the copy of the ID card need to be provided.

Huabei, whose full name is Ant Huabei, is a consumer credit product launched by Ant Financial, and after applying for opening, you will receive a consumption quota ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

Ant Huabei's quota is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic.

<>2. Then click on the bottom of the book to "open the payment".

3. Select "Click me to reply to the number 1 to open the payment points", enter "1" in the reply box, and click "Send".

4. Then select "Click to activate the payment of pants". Then press and hold *** and click "Identify *** in the picture".

2. [Help Center] in the lower right corner [Consult customer service].

4. Open [Me] - [Lao Pei Payment] - [Wallet], and [Simplified Zen Payment] appears above the bank card, which means that the opening is successful.

1. According to the users who have opened, first of all, open WeChat to enter the payment-wallet-help center, and then click on the customer service in the lower right corner of the help center, and then send "open service" to the customer service, as long as the WeChat version is in the above invited customers, and finally open me-payment-wallet, if you see the word "sub-payment" on the bank card at this time, then it means that you have successfully opened it. However, after all, WeChat payment is still in the testing stage, if it can't be opened, don't believe in any forced opening, and you must ensure that your own economy is not lost.

2. So is WeChat payment the same as Alipay Huabei? I have always thought that the most commonly used payment methods are WeChat and Alipay, so the outside world has been comparing subpayment and Huabei, but in fact, subpayment and Huabei were originally the target, if Huabei is compared to a credit card, then Huabei installment and WeChat subpayment are the installment function of credit cards. It's just that the split payment needs to calculate the interest on a daily basis, while Huabei is settled on a monthly basis, so that the user can repay the payment at any time, so as to terminate the calculation of interest, that is, in a specific case, it saves money than Huabei.

However, Huabei will start to charge interest after it is overdue, and the installment will start to calculate interest as long as you finish consuming, and the number of days to calculate interest has increased a lot compared to it, mainly depending on how you repay.

3. According to the evaluation of netizens, if you still use "micro loan" when you use WeChat split payment, you will need to sign a contract with him to authorize credit; After agreeing, it will show the money you borrowed on "WeLoan" and the interest of the product, which actually means that there is a cooperative relationship between WeChat payment and WeLoan, but at present, WeChat payment is still in the grayscale test stage, and I believe that it will start to be widely used in the near future.

Recently, WeChat has launched a function called "split payment" in the form of Huabei, but it is still in the internal testing stage for the time being, and only a small number of WeChat users can use it. So how to open the WeChat version of Huabei function? Open WeChat, select the "Me" tab and open it, select and open the "Payment" tab, open it and enter the "Help Center" in the wallet, click to open the consulting customer service, enter the keyword "open split payment", and then return to the WeChat wallet to open the micro payment and open it.

In the form of calculating interest, Huabei has an interest-free period, while installment has no interest-free period. Specifically, Huabei starts to calculate interest after exceeding the repayment time, while WeChat payment is "calculated on a daily basis", that is, the interest is already calculated from the day you use WeChat payment, simply put, it is to borrow one day's money, and you have to calculate one day's interest, but WeChat payment does not have a fixed repayment date, and you can repay at any time, terminate the interest calculation, and the amount is not limited.

Ant Huabei has been officially launched since April 2015, mainly used for shopping on Tmall and **, and has been loved by the majority of consumers, especially post-consumers. In order to better serve consumers, Ant Huabei began to break the restrictions of shopping platforms and expand its services to more online and offline consumption areas.

Many of the online consumers covered by Ant Huabei are not reached by traditional financial institutions, and more than 60% of Ant Huabei's users have not used the financial services provided by traditional financial institutions before.

Use the iPhone or Android version of WeChat to open WeChat "Me" - "Wallet" - "Huabei", click "Open Now", and follow the steps to open Huabei. 2.If you have not completed real-name authentication, the system will remind you to complete real-name authentication. If the real-name authentication has been completed, the system will complete the creation of the Huabei account based on your real-name information.

3.After the Huabei account is successfully opened, you can have the available quota of Huabei and you can make purchases at merchants**.

How does WeChat Huabei open its spine? 1.Use the iPhone or Android version of WeChat to open WeChat "Me" - "Wallet" - "Huabei", click "Open Now", and follow the steps to open Huabei.

2.If you have not completed real-name authentication, the system will remind you to complete real-name authentication. If the real-name authentication has been completed, the system will complete the establishment of the Huabei account according to your real-name information. 3.

After the Huabei account is successfully opened, you can have the available quota of Huabei and you can make purchases at merchants**.

My dear, the last New Year, I wish everyone to get rid of poverty, get rid of singles, and not lose hair! Business is prosperous, financial resources are widely entered, blessings are like the East China Sea, and longevity is better than Nanshan. Good health, Ryoma spirit, Pepsi, good luck.

Haiwu Tianwang Lunshou, pine forest years, Qingyan Jichou, Pengdao spring breeze, Shoucheng Hongkai. All the best, thriving, ever-changing, financial resources rolling. Thousands of horses galloping, the whole family is happy, the courtyard is full of spring, and the clouds are leaping into the sun.

The moon in the mountains, the chrysanthemum in front of you, the autumn wind blows through the sunset; The leaves are scattered, the grass is depressed, and the friendship of friends is eternally warm; The cold dew is coming, send blessings, may you be happy and happy; It's cold, pay attention to your body! Good health ! Thousands of text messages, a different kind of affection, accompanied by friends, a smooth journey; Ten thousand blessings, unique, from the heart, happy.

I wish friends: Happy New Year, bright future, nourishing life, and dreams come true! ♥v￩｡)

3.Click the "Activate Now" button, read and agree to the Huabei Service Agreement, and click the "Activate Now" button again. 4.

Enter your Sesame Credit and reserved card information and confirm the authorization. 5.Wait for Huabei's review, which usually takes a few minutes to 24 hours, and you can use Huabei after the review is passed.

Please note that the use of Huabei requires you to complete the activation and authorization of Huabei first, and you need to have sufficient Sesame Credit support. The default Huabei limit is 500 yuan, and you can apply for an increase in the limit according to your repayment situation and changes in your Sesame Credit Score during use.